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All Journal SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam Journal of Vocational Education Studies (JOVES) Al-Qisthu: Jurnal Kajian Ilmu-Ilmu Hukum Islam Realitas: Journal of Islamic and Social Studies Al Hurriyah : Jurnal Hukum Islam Jurnal Pendidikan Islam Al-Imam : Journal on Islamic Studies, Civilization And Learning Societies International Journal of Applied Educational Research (IJAER) Hakamain: Journal of Sharia and Law Studies Perwakilan: Journal of Good Governance, Diplomacy, Customary Institutionalization and Social Networks
Yufriadi, Ferdi
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Religion Humanities Decision Sciences, Operations Research & Management Education Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Buy Now Pay Later Transactions (BNPL) in Indonesia: Implications for Maqāṣid Sharia in the Digital Era Firdaus, Beni; Fauzan, Fauzan; Yenti, Endri; Yufriadi, Ferdi; Rahmiati, Rahmiati; A Afifi, Abdullah
Islam Realitas: Journal of Islamic and Social Studies Vol. 10 No. 2 (2024): December 2024
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/islam_realitas.v10i2.8690

Abstract

Buy Now Pay Later (BNPL) services have gained significant popularity among Indonesian customers, particularly within the younger demographic that values convenience and flexibility in online shopping. This research uses a qualitative approach to examine the applications of Islamic law on the utilization of BNPL inside digital transactions in Indonesia, while also assessing its effects on consumer behavior and economic stability. The findings indicate that although Buy Now Pay Later (BNPL) provides ease and accessibility for consumers, substantial obstacles exist in aligning this practice with maqāṣid sharia principles, especially with usury and consumer protection issues. Factors such as financial literacy, governmental laws, and product transparency significantly impact the adoption of BNPL, shaping customer comprehension and utilization of these services. Islamic financial institutions bear a significant obligation to deliver several itemsthat not only meet the demands of consumers but also sharia compliance. As such, this research contributes to strengthening the integration between digital technology and the financial system, as well as supporting sustainable economic growth that is compliant with Shariah principles.
Fiqh Siyasah Examination of the Dynamics of Implementation of Presidential Regulations on Covid-19 Vaccination in Pelalawan Regency, Riau Yufriadi, Ferdi; Syahriani, Fadilla
Al-Qisthu Vol 21 No 2 (2023): Al-Qisthu: Jurnal Kajian Ilmu-Ilmu Hukum
Publisher : Institut Agama Islam Negeri Kerinci

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Abstract

The COVID-19 vaccination program in Indonesia experiences various dynamics depending on the socio-cultural conditions of each region, and within this context, dynamics in urban areas are crucial as they represent the acceptance, understanding, and implementation of vaccination within a diverse and multicultural society. This research aims to examine how beliefs, social and economic conditions, and the role of religious institutions influence the urban community's acceptance of the COVID-19 vaccination program scheduled by the central government and implemented by local authorities. This study is a field research conducted in Pangkalan Kerinci Sub-district, Pelalawan Regency, Riau, Indonesia. Data were collected through interviews, observations, and documentation. The study indicates that the implementation of vaccination by local authorities reflects a harmonization between religious principles, public policies, and the socio-economic conditions of the community. This highlights the importance of health policies being aligned with the ethical foundations and religious principles embraced by the local community, which can serve as a strategy to address common challenges encountered in vaccination efforts across various locations.
Innovations in the Development of Environmental Care Character of Vocational High School in the 21st Century Syahriani, Fadilla; Ananda, Azwar; Montessori, Maria; Heldi, Heldi; Yufriadi, Ferdi
Journal of Vocational Education Studies Vol. 7 No. 1 (2024): Vol.7 No.1 (2024)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/joves.v7i1.9973

Abstract

This research explores groundbreaking innovations in fostering environmental stewardship within school institutions during the 21st century. In today's world, there is an increasing global emphasis on sustainable living and environmental stewardship, which necessitates the integration of these values into the educational structure, especially at the primary level. By examining various pedagogical strategies, curriculum enhancements, and community engagement initiatives undertaken by educators in Vocational High Schools (SMK), particularly SMK Negeri 1 Ampek Angkek, this study aims to foster a deep sense of environmental responsibility among students. Through a comprehensive review of contemporary practices, this research aims to identify successful models and best practices that contribute to effective environmental character development. The findings from this study not only offer valuable insights for educators and administrators at SMK Negeri 1 Ampek Angkek, but also contribute to a broader discussion on the integration of environmental education into the primary and religious education systems in the 21st century. Ultimately, this exploration serves as a catalyst for advancing environmental literacy and advocacy within educational settings, empowering students to become conscientious stewards capable of addressing the ecological challenges of our time. By nurturing a generation of environmentally conscious individuals, educational institutions can play a pivotal role in fostering a sustainable future for all.
Empowering the Future: Innovative Education Strategies for Global Skills in the Context of the Golden Generation 2045 Syahriani, Fadilla; Yufriadi, Ferdi; Fismanelly
International Journal of Applied Educational Research (IJAER) Vol. 1 No. 2 (2023): December 2023
Publisher : MultiTech Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59890/ijaer.v1i2.1077

Abstract

This research aims to explore the development of 21st century skills in a global context for the 2045 generation through innovative educational strategies. The study used descriptive qualitative research methods and included in-depth interviews with teachers, classroom observations and document analyses. The uniqueness of this study lies in the comprehensive mapping of the implementation of innovative strategies in a multicultural and international education environment. The results of this study highlight the success of student-centred learning approaches, integration of advanced technologies and curriculum design linked to 21st century skills. These findings contribute significantly to a deeper understanding of how innovative education can address the global challenges of the 2045 generation. In addition, this research provides a concrete picture of the dynamics and success of implementing this strategy in an international context. The novelty of this research lies in the combination of a qualitative descriptive approach and global impact, which makes a valuable contribution to the textbook literature. The practical implications of this research include specific guidelines for policy makers, administrators and education professionals who want to prepare students for a challenging future in the globalised era of 2045.
Co-Authors A Afifi, Abdullah Afifi, Abdullah A Alvadina, Pani Yuni Anggraini Rizki, Meisya Azizah, Hidayatul Azwar Ananda B, Syafriadi Beni Firdaus Edi Rosman Elfiani Eliza, Mona Fauzan . Fismanelly Fitri, Donna Ramadhan Fitrisia, Azmi Heldi Heldi, Heldi Jumanda, Adi Maria Montessori Miswardi Miswardi, Miswardi Ngardi, Valensius Parut, Wensislaus Rahmiati Rahmiati Ramadhan Fitri, Donna Refliandi, Irvan Syahriani, Fadilla