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e-Banking and Customer Satisfaction in Commercial Banks: A Case of Centenary Bank Main Branch-Mapeera House of Uganda Tukundane, Adonia; Nabaasa, Rodgers; Eze, Val Hyginus Udoka
Journal of Humanities and Social Sciences (JHASS) Vol 6 No 1: April 2024
Publisher : Lamintang Education and Training Centre, in collaboration with the International Association of Educators, Scientists, Technologists, and Engineers (IA-ESTE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36079/lamintang.jhass-0601.605

Abstract

This study aimed to investigate the correlation between electronic banking (e-banking) and customer satisfaction within Centenary Banks. Employing a cross-sectional survey design, the research involved 85 participants, from whom a sample of 70 was selected. Data collection was facilitated through a self-administered questionnaire. Rigorous data processing and analysis, utilizing relevant statistical software packages, were applied to evaluate the relationships explored in the study. The results demonstrated positive and significant associations between e-banking and customer satisfaction. Moreover, the findings indicated that the model could only account for a 24.4% variance in service quality. In summary, the study affirmed that independent variables such as e-banking, networking, and customer perceptions regarding service value were crucial predictors of service quality in Centenary Bank. Based on the conclusions drawn, the study recommends expanding the investigation to encompass factors not initially included in the model for a more comprehensive understanding of service quality at Centenary Bank. Additionally, it suggests that Centenary Bank's management place significant emphasis on e-banking and networking to enhance overall service delivery. Furthermore, the recommendation extends to conducting a longitudinal study to unveil the evolving nature of the subject. Finally, the model proposed in this study should be applied to explore sectors beyond the financial domain.
Rural Tourism and Socio-Economic Development in Kalapatta Sub County Kabong District of Uganda Akorio, Fred Ariyon; Turyamureeba, Silaji; Tugume, Azarious; Eze, Val Hyginus Udoka
Journal of Humanities and Social Sciences (JHASS) Vol 6 No 1: April 2024
Publisher : Lamintang Education and Training Centre, in collaboration with the International Association of Educators, Scientists, Technologists, and Engineers (IA-ESTE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36079/lamintang.jhass-0601.606

Abstract

This research explores the interplay between rural tourism and socio-economic development in Kalapatta Sub County, located within the Kabong District. As rural areas globally seek sustainable pathways for growth, the study focuses on the specific impacts of tourism on the socio-economic fabric of the community. The research employs a mixed-methods approach, combining quantitative data analysis and qualitative insights gathered through interviews and surveys conducted among local residents, business owners, and tourists. Key indicators such as income generation, employment opportunities, infrastructure development, and cultural preservation are examined to assess the multifaceted impact of rural tourism on the local community. Preliminary findings indicate that the influx of tourists has led to increased economic activities, including the growth of local businesses and the creation of employment opportunities. However, challenges such as environmental degradation, cultural commodification, and unequal distribution of benefits are also identified. The research sheds light on the complex dynamics between the tourism industry and the socio-economic development of the rural community, emphasizing the need for sustainable and inclusive strategies. The study contributes to the existing body of knowledge on rural tourism by providing context-specific insights from Kalapatta Sub County, Kabong District. Recommendations for policymakers, local authorities, and community stakeholders are offered to guide the development of strategies that maximize the positive impacts of tourism while mitigating its potential negative consequences. Ultimately, this research aims to inform the creation of a framework for sustainable rural tourism that fosters socio-economic development in a manner that respects and enhances the local culture and environment
Examining the Relationship Between Teachers' Qualifications and Students' Academic Performance Tugume, Geoffrey; Silaji, Turyamureeba; Eze, Chidinma Esther; Eze, Val Hyginus Udoka
Journal of Humanities and Social Sciences (JHASS) Vol 6 No 2: August 2024
Publisher : Lamintang Education and Training Centre, in collaboration with the International Association of Educators, Scientists, Technologists, and Engineers (IA-ESTE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36079/lamintang.jhass-0602.634

Abstract

This study delves into the intricate relationship between teacher professionalism, adherence to the code of conduct, commitment, and their overall performance in both classroom settings and extracurricular activities. The findings reveal a clear and significant correlation between high levels of professionalism and strict adherence to the code of conduct with exceptional performance in various teaching duties. This suggests that teachers who uphold these standards are more likely to excel in their roles. Interestingly, the study uncovers an unexpected result: there is no significant relationship between teacher commitment and their performance outcomes. This discrepancy challenges conventional expectations, indicating that commitment alone may not directly influence performance levels. Despite this, the research underscores the profound impact that teachers' attitudes—whether positive or negative—have on their overall effectiveness and performance. A noteworthy observation from the study is the positive attitude of a substantial number of participants towards the teacher code of conduct. This positive disposition towards the code is likely to contribute to enhancing performance and upholding professional standards. Overall, the study highlights the crucial role of professionalism and adherence to conduct in achieving high performance, while also recognizing the need for a broader understanding of how commitment and attitude interplay in educational settings.
Navigating Challenges and Maximizing Benefits in the Integration of Information and Communication Technology in African Primary Schools Ogenyi, Fabian Chukwudi; Eze, Val Hyginus Udoka; Ugwu, Chinyere N.
International Journal of Humanities, Management and Social Science (IJ-HuMaSS) Vol 6 No 2: December 2023
Publisher : Lamintang Education and Training Centre, in collaboration with the International Association of Educators, Scientists, Technologists, and Engineers (IA-ESTE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36079/lamintang.ij-humass-0602.599

Abstract

The integration of Information and Communication Technology (ICT) in the educational systems of both public and private primary schools in Africa has become a crucial factor in enhancing teaching and learning. This paper explores the role of ICT tools in education, including computers, interactive whiteboards, learning management systems, educational apps, online collaboration tools, television, and online assessment tools. It discusses their applications and the advantages they offer, such as fostering creativity, improving academic performance, increasing motivation and responsibility, and promoting teamwork. However, it also acknowledges the challenges associated with ICT integration, including distractions, excessive usage, exposure to false information, data theft, reduced human contact, and cyberbullying. Moreover, the paper highlights key challenges in African education, such as the lack of computer literacy among instructors, low teledensity, unstable power supply, inadequate financing, and the absence of a comprehensive ICT curriculum. It concludes by emphasizing the need for a holistic approach to ICT integration, addressing infrastructure, teacher training, curriculum development, and organizational support to realize the full potential of ICT in education especially at the Primary school level.
The Effect of Financial Management on the Learning Ability of Students in Government-Aided Primary Schools in Ibanda Municipality Uganda Katureebe, Yazid; Turyamureeba, Silaji; Rahim, Abdul; Eze, Chidinma Esther; Eze, Val Hyginus Udoka
International Journal of Humanities, Management and Social Science (IJ-HuMaSS) Vol 6 No 2: December 2023
Publisher : Lamintang Education and Training Centre, in collaboration with the International Association of Educators, Scientists, Technologists, and Engineers (IA-ESTE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36079/lamintang.ij-humass-0602.600

Abstract

This review explores the crucial nexus between financial management and the learning environment within government-aided primary schools in Ibanda Municipality, Uganda. Education in developing nations heavily depends on the efficient allocation and utilization of funds, directly impacting the quality of education and overall learning experience for students. Drawing upon a comprehensive analysis of selected schools in Ibanda Municipality, this review investigates the diverse financial management strategies employed and their subsequent influence on essential educational components, including infrastructure, teaching resources, and student welfare. This review research revealed that there is a direct correlation between effective financial management and the overall enhancement of the learning environment. Schools with robust financial planning mechanisms demonstrate improved infrastructure, better teacher-student ratios, and enhanced availability of educational resources whereas those schools facing financial constraints struggle to survive financially which affects the quality of education. Moreover, this review sheds light on the challenges faced by schools in resource allocation and highlights potential solutions to enhance financial sustainability. It emphasizes the need for strategic financial planning, transparent budgeting, and community involvement to ensure the effective utilization of limited resources.
Interest Rate and Loan Default in Financial Institutions Twesiime, Monica; Tushabe, Charlotte; Ninsiima, Apophia; Tayebwa, John; Eze, Val Hyginus Udoka
International Journal of Humanities, Management and Social Science (IJ-HuMaSS) Vol 7 No 1: June 2024
Publisher : Lamintang Education and Training Centre, in collaboration with the International Association of Educators, Scientists, Technologists, and Engineers (IA-ESTE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36079/lamintang.ij-humass-0701.617

Abstract

The study was carried out to examine the relationship between interest rate and loan default in Pride Microfinance in Ishaka-bushenyi municipality, Bushenyi District, a case of Pride Microfinance Ishaka branch. This study was guided by a mixed research design. Questionnaires and interviews were used as data collection instruments. A purposive sampling technique was used to sample 50 respondents. It was found out that there are high costs of getting business loans by borrowers because of a lack of collateral. The high interest rate level on the borrowers leads to loan default among business borrowers because the profit margin is very low. It was also found out that the possible solutions to reduce loan default were proper loan assessment, motivating good loan clients, reducing interest rates and proper loan monitoring. Also, financial institutions should tighten and follow the possible solutions to minimize high interest rates to favour business borrowers for greater productivity. It was recommended that though the availability and accessibility of loanable funds is very important, the Institution could consider lowering interest rates to enhance loan on time loan repayment. The Institutions could consider the establishment of micro insurance to protect customers. There should be increased monitoring of loan to ensure that funds are not diverted, loans are used for the intended purpose and repayment made on time. The study concluded that financial Institutions have to reduce the costs of getting business loans and interest rate which would encourage borrowers to obtain business loans to effectively operate their business activities and as well as repaying the loans
A Review of Cross-Platform Document File Reader Using Speech Synthesis Chukwudi, Ogenyi Fabian; Eze, Val Hyginus Udoka; Chinyere, Ugwu
International Journal of Artificial Intelligence Vol 10 No 2: December 2023
Publisher : Lamintang Education and Training Centre, in collaboration with the International Association of Educators, Scientists, Technologists, and Engineers (IA-ESTE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36079/lamintang.ijai-01002.569

Abstract

Document files are files used to store documents on storage devices primarily for computer use. Software is used to view these files, displaying their text content in a legible way. However, it is essential to have programs for transforming electronic files into versions usable by those who suffer from specific disabilities. This paper reviewed fifteen published articles in the field of document file reading. It was observed from the review that various attempts have been made by different researchers in order to develop a software cable for converting document files that consist of text to an audio format. Text may now be easily translated into natural-sounding voice across many platforms using different software. It was observed from the systematic review that the use of AI such as the GPT-3.5 and GPT-4 Turbo Large Language Model (LLM) technologies has the best performance because it does not end at producing a vocal sound that is similar to human own, but it also translates different languages. In conclusion, cross-platform document file reader (text-to-speech) synthesis has improved user experiences in a variety of applications such as language learning, audiobooks and virtual assistants.
A Comparative Analysis of Renewable Energy Policies and its Impact on Economic Growth: A Review Eze, Val Hyginus Udoka; Edozie, Enerst; Wisdom, Okafor; Uche, Chikadibia Kalu Awa
International Journal of Education, Science, Technology, and Engineering (IJESTE) Vol 6 No 2: December 2023
Publisher : Lamintang Education and Training Centre, in collaboration with the International Association of Educators, Scientists, Technologists, and Engineers (IA-ESTE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36079/lamintang.ijeste-0602.555

Abstract

Renewable energy has been identified as a critical component of global efforts to address climate change, enhance energy security, and foster sustainable economic growth. As a result, many countries have implemented renewable energy policies to promote the development and deployment of renewable energy technologies. However, the impact of these policies on economic growth remains a subject of debate. This article provides a comparative analysis of renewable energy policies and their impact on economic growth. The study employs a systematic review of the literature and utilizes qualitative and quantitative methods to compare renewable energy policies and their economic impacts across different countries. The findings suggest that the impact of renewable energy policies on economic growth varies across countries and is influenced by factors such as policy design, institutional context, and economic structure. This research article finally, examined the challenges associated with implementing renewable energy policies, analyzed the implications of the findings for policymakers and further gave some potential solutions that will help the policymakers and future researchers.
A Critical Assessment of Data Loggers for Farm Monitoring: Addressing Limitations and Advancing Towards Enhanced Weather Monitoring Systems Eze, Val Hyginus Udoka; Okafor , Wisdom O.; Odo, Jonathan Ikechukwu; Ugwu, Chinyere N; Ogenyi , Ogenyi Fabian Chukwudi; Edozie, Enerst
International Journal of Education, Science, Technology, and Engineering (IJESTE) Vol 6 No 2: December 2023
Publisher : Lamintang Education and Training Centre, in collaboration with the International Association of Educators, Scientists, Technologists, and Engineers (IA-ESTE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36079/lamintang.ijeste-0602.593

Abstract

This comprehensive review examines thirty-nine data loggers and their associated literature, systematically critiquing their design and implementation. The integration of data loggers in farm monitoring proves cost-effective, enabling the simultaneous monitoring of multiple parameters without human intervention. The accrued data, when logged over time, contributes to more accurate weather predictions, empowering farmers to strategically plan for upcoming seasons. However, the review reveals a prevalent issue among existing data loggers: many cannot read and record various weather parameters concurrently, coupled with insufficient storage capacity. This limitation hinders their suitability for prolonged, unattended data storage. Additionally, a significant number of the reviewed data loggers lack long-range wireless data transmission capabilities, restricting effective weather monitoring from a distance. The findings underscore the need for researchers to focus on developing advanced long-range data logger systems with enhanced memory storage capacities to address these identified shortcomings.
Assessing Energy Policies, Legislation and Socio-Economic Impacts in the Quest for Sustainable Development Eze, Val Hyginus Udoka; Oparaocha, Favour Uzoma; Tamball, John S.; Nakitto, Immaculate Sarah; Oonyu, Robert; Okafor, Wisdom
International Journal of Education, Science, Technology, and Engineering (IJESTE) Vol 6 No 2: December 2023
Publisher : Lamintang Education and Training Centre, in collaboration with the International Association of Educators, Scientists, Technologists, and Engineers (IA-ESTE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36079/lamintang.ijeste-0602.594

Abstract

The energy sector in Africa, particularly in countries like Uganda, plays a pivotal role in shaping economic development, social progress, and environmental sustainability. This study delves into the nuanced interplay between energy policies, legislation, and their real-world consequences in Uganda. By employing a case study approach, this research investigates the multifaceted impact of Uganda's energy policies and legislation on various stakeholders, including government institutions, businesses, and local communities. This study provides an overview of Uganda's energy landscape, highlighting the challenges faced by the nation in ensuring a stable and sustainable energy supply. It then meticulously examines the evolution of energy policies and legislation over the past few decades, analysing their formulation, implementation, and effectiveness. Through qualitative and quantitative analyses, this research assesses the socio-economic consequences of these policies and legislations. It explores how regulatory decisions have influenced energy accessibility, affordability, and reliability for urban and rural populations. Additionally, the environmental impact of energy policies is scrutinized, focusing on their contributions to climate change mitigation, natural resource conservation, and the promotion of sustainable practices. The study also evaluates the social repercussions, including the empowerment of local communities, employment generation, and overall improvements in the quality of life resulting from energy policy interventions. This research critically examines the challenges faced during policy implementation, such as bureaucratic hurdles, financial constraints, and political influences, which often hinder the desired outcomes. It identifies key lessons from Uganda's experiences, offering valuable insights for other African nations grappling with similar energy challenges.