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All Journal Jurnal Kajian Manajemen Bisnis Ilomata International Journal of Management Suluah Bendang: Jurnal Ilmiah Pengabdian Kepada Masyarakat Jurnal Ecogen Jurnal Kajian Manajemen dan Wirausaha Jurnal Pengabdian kepada Masyarakat Nusantara Ilomata International Journal of Management Journal of Accounting and Finance Management (JAFM) JEBI (Jurnal Ekonomi dan Bisnis Islam) Financial Management Studies
Yanuarta RE, Ramel
Universitas Negeri Padang
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Social Sciences Other

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Upaya Peningkatan Income Generating Ibu-Ibu PKK Nagari Kamang Hilia melalui Pelatihan Kerajinan Rajut Alif Ravelby, Thesa; Yanuarta, Ramel; Fitria, Yuki; Delfiani, Silvi; Ridhaningsih, Fitria; Sinurat, Honesty; Nuraini, Miranda; Fritanita Julyazti, Nadya
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 6 No. 4 (2025): Edisi Oktober - Desember
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jpkmn.v6i4.7481

Abstract

PkM skema integrasi prodi dan nagari ini dilaksanakan untuk memberdayakan Ibu-Ibu PKK di Nagari Kamang Hilia, Kecamatan Kamang Magek, Kabupaten Agam, melalui pelatihan dan pendampingan produksi kerajinan rajut. Permasalahan utama yang dihadapi mitra adalah keterbatasan keterampilan, minimnya pemahaman manajemen keuangan keluarga, serta kurangnya peluang usaha yang dapat meningkatkan pendapatan rumah tangga. Kegiatan ini dirancang untuk memberikan solusi melalui tiga tahapan utama, yaitu pembekalan manajemen keuangan keluarga, pelatihan teknik dasar merajut, serta praktik dan bimbingan pembuatan produk rajutan bernilai jual. Metode yang digunakan mencakup ceramah interaktif, demonstrasi, dan pendampingan langsung oleh narasumber ahli. Hasil kegiatan menunjukkan peningkatan pengetahuan peserta dalam pengelolaan keuangan keluarga serta peningkatan keterampilan dalam memproduksi berbagai produk rajutan seperti tas dan dompet. Peserta juga menunjukkan antusiasme tinggi dan motivasi untuk mengembangkan usaha kreatif berbasis rajutan sebagai sumber pendapatan tambahan. Kegiatan ini terbukti efektif dalam mendorong kemandirian ekonomi dan pemberdayaan perempuan di tingkat nagari.
Effectiveness of Village Financial Management: The Roles of Financial Literacy, Internal Supervision & Leadership Style Risdayani, Risdayani; Rasyid, Rosyeni; Yanuarta, Ramel
Ilomata International Journal of Management Vol. 7 No. 1 (2026): January 2026
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijjm.v7i1.1937

Abstract

Village financial management is a crucial factor for realizing accountable and effective local development. This study examines the effects of financial literacy, internal supervision, and leadership style on the effectiveness of village financial management in the Anambas Islands Regency. Data were collected from a survey of 279 village officials (village heads, members of the Village Consultative Body [BPD], and village administrative staff) across 52 villages. The 28-item instrument was tested for validity and reliability and exhibited high internal consistency (Cronbach’s α). Because normality tests indicated non-normal distributions for the main variables, inferential analysis employed the nonparametric Mann–Whitney U test to evaluate six hypotheses concerning direct effects and inter-variable relationships. Empirical results indicate that financial literacy, internal supervision, and leadership style each have no significant effect on the effectiveness of village financial management; likewise, no significant relationships were found between literacy and supervision, supervision and leadership style, or literacy and leadership style. These findings likely reflect a knowledge–action gap and conceptual mismatches between indicators that measure declarative knowledge and outcomes that are administrative-instrumental; furthermore, supervision as measured emphasizes procedural formality and leadership constrained by collective regulation, which may weaken causal links. Policy implications stress the need for applied training interventions, enhancement of supervisors’ technical capacity, and institutional reforms to better integrate technical inputs into decision-making. Future research is recommended using mixed-methods designs, measurement of relevant subdimensions, and multilevel or intervention studies to test mechanisms for translating knowledge into practice.
Effectiveness of Village Financial Management: The Roles of Financial Literacy, Internal Supervision & Leadership Style Risdayani, Risdayani; Rasyid, Rosyeni; Yanuarta, Ramel
Ilomata International Journal of Management Vol. 7 No. 1 (2026): January 2026
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijjm.v7i1.1937

Abstract

Village financial management is a crucial factor for realizing accountable and effective local development. This study examines the effects of financial literacy, internal supervision, and leadership style on the effectiveness of village financial management in the Anambas Islands Regency. Data were collected from a survey of 279 village officials (village heads, members of the Village Consultative Body [BPD], and village administrative staff) across 52 villages. The 28-item instrument was tested for validity and reliability and exhibited high internal consistency (Cronbach’s α). Because normality tests indicated non-normal distributions for the main variables, inferential analysis employed the nonparametric Mann–Whitney U test to evaluate six hypotheses concerning direct effects and inter-variable relationships. Empirical results indicate that financial literacy, internal supervision, and leadership style each have no significant effect on the effectiveness of village financial management; likewise, no significant relationships were found between literacy and supervision, supervision and leadership style, or literacy and leadership style. These findings likely reflect a knowledge–action gap and conceptual mismatches between indicators that measure declarative knowledge and outcomes that are administrative-instrumental; furthermore, supervision as measured emphasizes procedural formality and leadership constrained by collective regulation, which may weaken causal links. Policy implications stress the need for applied training interventions, enhancement of supervisors’ technical capacity, and institutional reforms to better integrate technical inputs into decision-making. Future research is recommended using mixed-methods designs, measurement of relevant subdimensions, and multilevel or intervention studies to test mechanisms for translating knowledge into practice.
Pengaruh Financial Literacy terhadap Investment Decisions dengan Experience Regret dan Risk Tolerance sebagai Mediasi pada Generasi Z di Kota Padang Fuji Berlianti, Sastri; Yanuarta RE, Ramel
Journal of Accounting and Finance Management Vol. 6 No. 5 (2025): Journal of Accounting and Finance Management (November - December 2025)
Publisher : DINASTI RESEARCH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jafm.v6i5.2614

Abstract

Penelitian ini menyoroti peran penting dari literasi keuangan dalam membentuk keputusan investasi, khususnya pada generasi Z yang semakin aktif di pasar keuangan namun sering dipengaruhi oleh faktor psikologi seperti mengalami penyesalan dan toleransi risiko. Tujuan penelitian ini adalah untuk menganalisis pengaruh financial literacy terhadap investment decisions dengan experience regret dan risk tolerance sebagai variabel mediasi pada Generasi Z di Kota Padang. Penelitian ini menggunakan pendekatan kuantitatif dengan pengumpulan data melalui kuesioner yang disebarkan kepada anggota Galeri Investasi Bursa Efek Indonesia. Analisis data dilakukan menggunakan Structural Equation Modeling (SEM) dengan perangkat lunak SmartPLS 4.0. Hasil penelitian menunjukkan bahwa financial literacy berpengaruh positif terhadap risk tolerance, namun tidak berpengaruh signifikan terhadap investment decisions. Experience regret juga tidak memiliki pengaruh signifikan terhadap investment decisions serta tidak memediasi hubungan antara financial literacy dan investment decisions. Sebaliknya, risk tolerance berperan sebagai mediator positif yang menghubungkan financial literacy dengan investment decisions. Temuan ini menunjukkan bahwa tingkat literasi keuangan yang tinggi tidak selalu menghasilkan keputusan investasi yang lebih baik tanpa diimbangi kemampuan menghadapi risiko.
Co-Authors Abel Tasman Alfitriani Alfitriani Alif Ravelby, Thesa Delfiani, Silvi Fitriani fitriani Fritanita Julyazti, Nadya Fuji Berlianti, Sastri Halmawati, Halmawati Hanifil fiqri Honesty Sinurat Hulwati Hulwati Hulwati Hulwati Indah Krismanola Khaira, Sajida Miranda Nuraini Ridhaningsih, Fitria Risdayani, Risdayani Rosyeni Rasyid Rozalinda Rozalinda ROZALINDA ROZALINDA Shinta Maretadevi Shinta Permata Sari Silvia Netsyah Yuki Fitria