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All Journal Jurnal Ilmiah Wahana Pendidikan ITQAN: Journal of Islamic Economics, Management, and Finance
Nurfajriani, Wiyanda Vera
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Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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Innovative Collaboration Fintech and Islamic Financial Institutions in Optimizing Islamic Philanthropy for Economic Empowerment of the Ummah Al Kahfi; Nurfajriani, Wiyanda Vera
ITQAN: Journal of Islamic Economics, Management, and Finance Vol. 4 No. 2 (2025): ITQAN: Journal of Islamic Economics, Management, and Finance
Publisher : Yayasan Mitra Peduli Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57053/itqan.v4i2.107

Abstract

In the digital era, optimizing the utilization of Islamic philanthropy, such as Zakat, Infaq, Sadaqah, and Waqf (ZISWAF), is crucial for empowering the Muslim community economically. This study aims to analyze the collaborative model between Islamic financial technology (sharia fintech) and Islamic financial institutions (IFIs) in enhancing the effectiveness of Islamic philanthropic fund distribution. Using a descriptive qualitative approach and literature review, the findings reveal that synergy between these entities enables a more efficient, transparent, and sustainable system for collecting and distributing funds. Fintech is a digitalization accelerator and access expander, while IFIs ensure sharia compliance and professional fund management. This collaborative model can transform beneficiaries (Mustahiq) into donors (Muzakki), strengthen the Islamic microenterprise sector, and foster an inclusive and just Islamic financial ecosystem. The study recommends strengthening regulations, enhancing sharia digital literacy, and integrating systems between fintech and IFIs to support an Islamic philanthropy-based community economy.
Penerapan Metode Studi Kasus Dalam Penelitian Kualitatif Ilhami, Muhammad Wahyu; Nurfajriani, Wiyanda Vera; Mahendra, Arivan; Sirodj, Rusdy Abdullah; Afgani, Muhammad Win
Jurnal Ilmiah Wahana Pendidikan Vol 10 No 9 (2024): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.11180129

Abstract

Case studies as part of the research method provide a certain framework for the stages of the process, including determining the theme and subject of research, determining the place, determining accurate methods, determining relevant data collection techniques, analyzing the results of data obtained from research subjects, making conclusions and research reports. The findings can be said to be scientific if they meet objective, systematic standards and follow scientific procedures. Library research is the type of research used in this study. Library research is also often referred to as literature review, which is a series of activities related to how to collect library data by looking for literature that discusses and uses the case study method in its research. Some research methods that are often used to reveal a case in the social field, one of which is the case study method. Case studies become a research method that provides an in-depth contribution in revealing certain problems or cases, whether the scope of individuals, groups or organizations. Case studies become useful when a person/researcher wants to understand a particular problem or situation very deeply and where people can identify cases that are rich in information, rich in the sense that a big problem can be studied from several examples of phenomena and usually in the form of questions.
Triangulasi Data Dalam Analisis Data Kualitatif Nurfajriani, Wiyanda Vera; Ilhami, Muhammad Wahyu; Mahendra, Arivan; Afgani, Muhammad Win; Sirodj, Rusdy Abdullah
Jurnal Ilmiah Wahana Pendidikan Vol 10 No 17 (2024): Jurnal Ilmiah Wahana Pendidikan 
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.13929272

Abstract

The world of education as an incubator of ready-to-work personnel, really needs quality information to be used as reference material in the learning process and related to the information learning process itself. This research aims to discuss the triangulation research method. The method used is library research, data collection by finding sources and reconstructing from various sources such as books, journals, and existing research. Triangulation is a method used in qualitative research to check and establish validity by analysing from various perspectives. The purpose of using the triangulation method, is to get better results when compared to using only one method in a study.
Metode Etnografi Dalam Penelitian Kualitatif Mahendra, Arivan; Ilhami, Muhammad Wahyu; Nurfajriani, Wiyanda Vera; Afgani, Muhammad Win; Sirodj, Rusdy Abdullah
Jurnal Ilmiah Wahana Pendidikan Vol 10 No 17 (2024): Jurnal Ilmiah Wahana Pendidikan 
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Ethnographic research is one of the most important qualitative research in which the researcher observes or interacts with the target population and the researcher plays an important role in obtaining useful cultural information, and that is why ethnographic research is known as cultural ethnography or cultural anthropology. Ethnographic research can now be utilized in all fields including education. In this research, the method used is the library research method. The library study method or library (library research) can be defined as a series of activities related to library data collection methods, reading and recording and processing research materials. Ethnography as a research method has experienced developments such as the emergence of audience ethnography, digital ethnography, visual ethnography and others. With this development, ethnographic research design can be formed and developed according to the research context that will be made by a researcher. Ethnographic researchers become independent subjects in determining their research design. Although they still have to use existing theories then integrate them with the context of the research being made. The formation of the research design is entirely left to the researcher. There is no standardized form in ethnographic research such as quantitative research that has been measured. The interpretation of research results, ethnographers deal with human objects and cultures that also change. Subjectivity is unavoidable but can still be reduced by ethnographic researchers.
Co-Authors Al Kahfi Hartatiana Hartatiana Ilhami, Muhammad Wahyu Mahendra, Arivan Muhammad Win Afgani Sirodj, Rusdy Abdullah