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All Journal Wisanggeni : Jurnal Pengabdian Masyarakat Jurnal Akuntan Publik
Ari Almansyah
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Economics, Econometrics & Finance Education Social Sciences

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Analisis Tingkat Risiko Pada Bank Konvensional Milik Pemerintah Yang Terdaftar di Bei Periode 2015-2022 Lilis Yulita; Citra Nurmani Putri; Dia Oktaviani; Ari Almansyah; Carmidah Carmidah
Jurnal Akuntan Publik Vol. 2 No. 1 (2024): Maret : Jurnal Akuntan Publik
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/jap-widyakarya.v2i1.2298

Abstract

The financial performance of government-owned conventional banks listed on the Indonesia Stock Exchange (BEI) has several levels of risk that can be used to assess. These risk levels include net interest margin (NIM), Loan to Deposit Ratio (LDR), Return On Assets (ROA), Non-Performing Loans (NPL), and Capital Adequacy Ratio (CAR). The aim of the research is to find out the level of risk faced by government-owned conventional banks in 2015-2022 using the risk levels of ROA, LDR, NPL, CAR and NIM. Quantitative descriptive research methodology was used in this research. By using financial reports for the 2015–2022 period, this research seeks to determine the degree of risk level of State-Owned Enterprise (BUMN) banks by using the NPL, ROA, NIM, CAR, LDR risk levels of state-owned banks. This research uses a case study methodology with secondary data collection. Time series and quantitative data analysis were included in this research. Purposive sampling is the method used in this research to determine the sample. The population and sample are all publicly traded banking companies which are State-Owned Enterprises registered on the IDX for the 2015-2022 period.
Pemberdayaan UMKM Arang Briket Tempurung Kelapa bagi Masyarakat Desa Negara Agung Lampung Utara Eka Yuniasih; Apriza; Ardian Saputra; Ari Almansyah; Arif Bagas Sanjaya; Binti Maulina; Cahyani Wulandari; Chesia Afriza; Chintia Anggraini; Muhammad Amir Syuhada
Wisanggeni: Jurnal Pengabdian Masyarakat Vol. 5 No. 2 (2025): Desember (2025) Wisanggeni : Jurnal Pengabdian Masyarakat
Publisher : Institut Agama Islam Ma’arif NU (IAIMNU) Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25217/wisanggeni.v5i2.6623

Abstract

Indonesia, as one of the largest coconut producers in the world, continues to face challenges in optimizing the economic potential of coconut shell waste, which is often discarded or used as low-value traditional fuel. In Desa Negara Agung, Lampung Utara, this issue is also evident, while the community simultaneously struggles with limited knowledge of production techniques, managerial capacity, and digital marketing strategies for developing coconut shell briquette enterprises. This community service activity, implemented through the Community Service Program (KKN), aimed to empower local MSMEs by transforming coconut shell waste into high-quality, eco-friendly briquettes. The program was grounded in empowerment theory and the Asset-Based Community Development (ABCD) approach, emphasizing active participation and utilization of local resources. Methodologically, it applied Participatory Action Research (PAR) with stages of problem identification, planning, action, evaluation, and reflection. The findings demonstrate improvements in briquette production skills, innovations in hygienic and attractive packaging, and the adoption of digital marketing platforms. These outcomes indicate that the program not only enhanced the economic capacity of local MSMEs but also supported environmental sustainability through the productive use of coconut shell waste.
Co-Authors apriza Ardian Saputra Arif Bagas Sanjaya Binti Maulina Cahyani Wulandari carmidah carmidah Chesia Afriza Chintia Anggraini Citra Nurmani Putri Dia Oktaviani Eka Yuniasih Lilis Yulita Muhammad Amir Syuhada