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All Journal Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah Journal of Islamic Economics and Finance Jurnal Ilmiah Nusantara Ekopedia: Jurnal Ilmiah Ekonomi Manivest: Jurnal Manajemen, Ekonomi, Kewirausahaan, Dan Investasi
Junda Harahap
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Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Social Sciences

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Analisis Pengelolaan Dana Zakat untuk Mendorong Peningkatan Ekonomi Masyarakat Kecamatan Barumun (BAZNAS Kabupaten Padang Lawas) Melyati Melyati; Junda Harahap; Aminah Lubis
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 1 No. 4 (2023): Desember : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v1i4.359

Abstract

Zakat is the fourth pillar of Islam that must be carried out by a Muslim who has been able to achieve the nisab that has been determined and the time of ownership has reached 1 haul. The legal basis regarding zakat is in the Al-Quran surah Al-Baqarah verse 110. The collection of zakat funds is carried out to help people in need, especially mustahik people who receive zakat. Through this research, it is hoped that it will be known how BAZNAS in Padang Lawas district carries out its duties as a zakat management institution and the extent to which BAZNAS has contributed to improving the economy of the Islamic community in the region. The results of this research can be an important input for BAZNAS and other related parties to continue to improve the effectiveness of zakat fund management and community economic empowerment. The results of this study indicate that the management of zakat funds in BAZNAS Padang Lawas district. It has 2 types of distribution of zakat funds, namely consumptive zakat and productive zakat where productive zakat has an economic program where BAZNAS provides business capital to Muslim communities who submit application proposals to the Padang Lawas district BAZNAS office to help improve the community's economy but lack the skills of mustahiq who receive zakat capital in developing their business so that they are given training for those who are really interested in running a business. In this way, it is hoped that it will reduce the failure of mustahik to receive business capital.
Analisis Tentang Praktik Ba’i Al Wafa’ Sawah di Desa Parannapa Jae Menurut Perspektif Ekonomi Islam Siti Armia Daulay; Junda Harahap; Aminah Lubis
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 1 No. 4 (2023): Desember : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v1i4.360

Abstract

The practice of Ba'i Al Wafa' in an Islamic Economic Perspective is an agreement that occurs between two parties, namely the seller (the owner of the rice field) and the buyer, whereby the rice field can return to the seller (the owner of the rice field) if the rice field can be redeemed by the seller (the owner of the rice field). If the field has not been redeemed, the field will remain in the possession of the buyer. (2) Analysis of the Practice of Ba'i Al Wafa' Sawah in Parannapa Jae Village, Barumun Barat District, Padang Lawas Regency according to an Islamic economic perspective, namely buying and selling that takes place on condition that the goods being sold can be repurchased by the seller when the agreed grace period has arrived. Based on an explanation of the practice and theory of bai' al wafa', it can be said that the practice of buying and selling that took place in the village of Parannapa Jae, Barumun Barat District, Padang Lawas Regency, in practice was in accordance with an Islamic economic perspective.
Konsep Pembayaran Upah Jasa Pembajak Sawah di Desa Aek Bonban Kecamatan Aek Nabara Barumun Dalam Ekonomi Islam Afryani Siregar; Junda Harahap; Nur Jannah Nasution
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 1 No. 4 (2023): Desember : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v1i4.361

Abstract

Based on the results of research conducted that: (1) The concept in Islamic economics is something promised and paid by tenants as compensation or payment for the benefits they enjoy. In principle, anything that can be used as a medium of exchange in buying and selling may be used for payment in wages. In addition, wages must be something of value and permitted by syara' and the amount must be known. The amount of the prescribed wages is known by both parties, both in terms of rent and wages. An appropriate reward according to syara' is something of value and there is pleasure between the two parties. (2) The concept of Islamic economics regarding the payment system for rice field plowing services in Aek Bonban Village, Aek Nabara Barumun District, is in accordance with Islamic economic theory. The land owner gives the plowman's wages at the promised time. For every job of plowing a field, the owner of the field immediately gives his wages. There is a small portion that pays wages later or even after the harvest, but there is no intention to delay or prolong the payment of wages. Even so, this can be understood by both parties, because financially the owner of the rice field must be able to pay wages, and usually. this has been agreed before. because it has fulfilled the pillars and conditions of wages. where in the agreement made between the owner of the rice field and the rice farmer contains the amount of wages and the time of payment of the wages. So that there is no element of fraud in it that can harm either party.
Konsep Titipan (Wadi’ah) Bahan Bangunan dalam Perspektif Ekonomi Islam (Studi Kasus di UD. Sejahtera  Kampung Saroha Kecamatan Barumun) Rijal Allamah Harahap; Junda Harahap; Dahlia Sari
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 1 No. 2 (2025): April-Juni 2025
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/rkacpk13

Abstract

Penelitian ini bertujuan untuk mengetahui konsep titipan  (wadi’ah)  dalam perspektif ekonomi  Islam. Untuk mengetahui  konsep titipan (wadi’ah) bahan bangunan dalam perspektif ekonomi Islam di UD. Sejahtera Kampung Saroha Kecamatan Barumun. Hasil penelitian menunjukkan bahwa: Konsep  titipan  (wadi’ah)  dalam perspektif ekonomi  Islam memenuhi syarat dan rukun wadi’ah, diantranya telah ada dua orang yang berakad yang terdiri dari penitip dan penerima titipan, ada sesuatu yang dititipkan (Wadi’ah  atau Muwada’), ada shighat (ijab dan qabul), orang yang dititipi menjaga barang titipan dengan baik dan  konsep  titipan  (wadi’ah)  yang digunakan adalah wadiah yad dhamanah, di mana si penerima titipan dapat memanfaatkan barang titipan tersebut dengan seizin pemiliknya dan menjamin untuk mengembalikan titipan tersebut secara utuh setiap saat kala si pemilik menghendakinya. Konsep titipan (wadi’ah) bahan bangunan di UD. Sejahtera Kampung Saroha Kecamatan Barumun sudah sesuai perspektif ekonomi Islam karena tidak ada yang dirugikan di antaradua orang yang ber akad yang terdiri dari penitip dan penerima titipan, bahan-bahan bangunan yang telah ditabung sudah ada pada saat penabung memintanya, dan tugas pekerja pada toko bangunan untuk mengantarkan bahan bangunan tersebut ke tempat yang telah disebutkan. barang yang sudah dititipkan oleh orang lain diperbolehkan untuk di jual ke orang lain lagi, namun dengan catatan ketika mau diambil barang tersebut oleh pembeli atau yang menitipkan harus sudah ada barangnya ditempat (di toko), kegiatan tabungan bahan bangunan adalah bahwa semuanya saling berkaitan dan saling melengkapi, tolong menolong sehingga dengan begitu nilai-nilai kepercayaan antara satu sama lain saling diutamakan dan dikedepankan. Kemaslahatan bagi individu dan masyarakat merupakan hal terpenting dalam kehidupan ekonomi.
Konsep Discount  pada Jual Beli  dalam Perspektif Ekonomi Islam (Studi Kasus Indomaret Lingkungan II Pasar Sibuhuan Junda Harahap; Muhammad Amsal Nasution; Ika Sasmita Sari
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 1 No. 2 (2025): April-Juni 2025
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/phepvb20

Abstract

Penelitian ini bertujuan: (1) Untuk mengetahui konsep discount  pada  jual beli dalam ekonomi Islam. (2) Untuk mengetahui konsep discount  pada jual beli dalam perspektif ekonomi Islam (studi kasus Indomaret Lingkungan II Pasar Sibuhuan). Hasil penelitian menunjukkan bahwa: (1) Konsep discount  pada  jual beli dalam ekonomi Islam dilakukan atas dasar sukarela (antaradhin) tanpa mengandung unsur paksaan (ikrah), menciptakan pelayanan sosial (tahqiq al-khidmah al-ijtima'iyah), menciptakan keadilan dan keseimbangan (al-'adlu wa at-tawazun), tidak ada tipu daya ('adam al-gharar), dan terakhir Profitable/ keuntunga (al-Istirbah)tidak ada masalah jual beli system  Discount  untuk mendapatkan potongan harga. (2) Konsep discount  pada jual beli sudah sesuai dengan  perspektif ekonomi Islam rukun dan syarat. Ditinjau dari rukun dan syaratnya, jual beli yang dilakukan pada Indomaret Lingkungan II Pasar Sibuhuan. Syarat-syarat tersebut diantaranya mengenai penjual dan pembeli telah melakukan jual beli dengan ridha dan sukarela, tanpa ada paksaan dan kedua belah pihak berkompeten dalam melakukan praktek jual beli, yakni dia adalah seorang mukallaf dan rasyid. Mengenai objek jual beli merupakan barang yang suci dan bermanfaat, bukan barang najis atau barang yang haram, merupakan hak milik penuh, objek jual beli dapat diserahterimakan, dan jumlah pembayarannya diketahui secara jelas oleh kedua belah pihak sehingga terhindar dari gharar.
DAMPAK AKSES INFRASTRUKTUR TERHADAP PERTUMBUHAN EKONOMI DESA SIBONTAR Junda Harahap; Suci Susanti; Siti Nur Azizah; Annisa Nasution; Mawaddah Hasibuan
JURNAL ILMIAH NUSANTARA Vol. 2 No. 6 (2025): Jurnal Ilmiah Nusantara
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jinu.v2i6.6599

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh akses infrastruktur terhadap pertumbuhan ekonomi di Desa Sibontar. Jenis penelitian ini adalah kuantitatif dengan pendekatan survei, dilaksanakan di Desa Sibontar pada tahun 2025. Populasi penelitian meliputi seluruh penduduk desa, dengan sampel sebanyak 50 responden yang dipilih secara purposive sampling. Data dikumpulkan melalui kuesioner, wawancara, dan dokumentasi, kemudian dianalisis menggunakan uji hipotesis dan uji determinasi. Hasil penelitian menunjukkan bahwa akses infrastruktur memiliki pengaruh positif dan signifikan terhadap pertumbuhan ekonomi desa, dengan nilai koefisien regresi 0,68 dan nilai determinasi (R²) sebesar 0,46, yang berarti 46% pertumbuhan ekonomi desa dipengaruhi oleh akses infrastruktur. Infrastruktur yang memadai, termasuk jalan, fasilitas publik, listrik, air bersih, dan akses digital, meningkatkan aktivitas ekonomi, memperluas peluang usaha, dan meningkatkan produktivitas sektor pertanian serta UMKM. Temuan ini sejalan dengan penelitian terdahulu yang menekankan pentingnya pembangunan dan pemeliharaan infrastruktur fisik maupun digital untuk mendukung pertumbuhan ekonomi yang berkelanjutan.
Analisis Minat Penggunaan Mobile Banking Syariah Pada Generasi Milenial Studi Kasus Mahasiswa Program Studi Perbankan Syariah Semester VIII Rica Putriana; Junda Harahap; Enni Efrida Nasution
Journal of Islamic Economics and Finance Vol. 1 No. 4 (2023): November: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v1i4.479

Abstract

The purpose of this study is to find out: (1) the use of Islamic mobile banking in the Islamic economy, (2) the interest of semester VIII Islamic banking students in using Islamic mobile banking. This research is a field research, namely describing and explaining facts as they are, not adding and not subtracting, which is descriptive in nature and tends to use analysis, describing social problems and research that produces findings that can be obtained by means of observation, interviews, documentation and literature. Data analysis is done by data collection, data reduction, data presentation and verification. The results showed that (1) interest in using sharia mobile banking in Islamic economics is permissible as long as it fulfills sharia principles that there is no usury, maisir, and other activities that are contrary to Islamic ethical principles (2) interest in using sharia mobile banking in semester VIII students of Islamic banking is still low because they do not have full cellphone memory, do not really understand the use of sharia mobile banking, BSI bank which only exists in Sibuhuan and has no branches so it is difficult to reach, and is not too important in the use of sharia mobile banking in everyday life.
Implementasi Gadai (Rahn) Sawah Di Desa Sayur Mahincat Kecamatan Barumun Selatan Kabupaten Padang Lawas Dalam Perspektif Ekonomi Islam Nur Hapipah Hasibuan; Junda Harahap; Nur Jannah Nasution
Journal of Islamic Economics and Finance Vol. 1 No. 4 (2023): November: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v1i4.481

Abstract

Based on the results of the research conducted that: (1) Implementation of Pawn (Rahn) in the Islamic Economic Perspective is an agreement or contract in mu'amalah which is carried out by two parties in the form of accounts payable by submitting an item as collateral for the debt. (2) Implementation of Pawning (Rahn) Rice Fields in Sayur Mahincat Village, Barumun Selatan District, Padang Lawas Regency in an Islamic economic perspective, namely the pawnshop (rahin) comes to the pawnbroker (murtahin) to borrow some money in cash to fulfill his life needs by handing over his rice fields as collateral for debt. The right to use the collateral is controlled by murtahin until the debt is paid off and there is also the pawnbroker who manages the rice fields themselves which are used as collateral with the proceeds from the fields being divided in half with the pawn recipient. There is no time limit for repayment of the debt, the end of the mortgage is rahin has been able to pay off his debt to the murtahin. the implementation of pawning (rahn) in rice fields is in accordance with the perspective of Islamic economics because there is willingness, the principle of helping, and avoiding extortion of pawned goods, because pawning is a contract of mutual help for those who need financial assistance, this pawn contract is related to a loan agreement what desperate people do.
Konsep Garansi Jual Beli Handphone Dalam Meminimalisir Terjadinya Khiyar Aib Ananda Anju Pulungan; Junda Harahap; Aminah Lubis
Manivest : Jurnal Manajemen, Ekonomi, Kewirausahaan, dan Investasi Vol. 1 No. 2 (2023): Desember, Manivest : Jurnal Manajemen, Ekonomi, Kewirausahaan, dan Investasi
Publisher : Universitas Katolik Widya Karya Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37832/manivest.v1i2.46

Abstract

This research aims to find out the previous study that the author made, namely "The Concept of Warranty for the Sale and Purchase of Mobile Phones in Minimizing the Occurrence of Disgrace in Sinar Ponsel II Environment IV Sibuhuan Market". This research was conducted at the Sinar Ponsel II Shop, Environment IV, Sibuhuan Market. The object of this research is the Head of the Shop and Employees. The research methodology uses qualitative research. The data used in this research are primary data and secondary data. Data collection techniques through library research and field research. The research study conducted was descriptive analysis. Indicates that the Concept of Buying and Selling Guarantee in Islamic Economics has been implemented at Sinar Ponsel II where in Islamic Economics when a buyer chooses to accept and carry out a buying and selling transaction, it means that he has also accepted and carried out the ijab qabul of the guarantee agreement and is happy with the provisions contained therein in the guarantee letter. The official guarantee is based on the guarantee letter, which is included in the category where a warranty can be claimed, only for internal cellphone problems, what is meant by internal cellphone is those related to the engine. This right of khiyār 'disgrace applies from the moment the buyer finds out about the defect after the contract has taken place, is willing or satisfied with it. goods purchased or vice versa. The results of the research, efforts made to minimize the occurrence of Khiyar Disgrace, namely that shop employees usually in marketing their products must properly convey to buyers what the advantages and disadvantages of the cellphone they want to buy are, try out all the various features on the cellphone, including the camera, speaker , Earphones, chargers, batteries, and the type or brand must also be trustworthy so that in buying and selling transactions there are no defects in the goods being sold.
Co-Authors Afryani Siregar Aminah Lubis Ananda Anju Pulungan Annisa Nasution Dahlia Sari Enni Efrida Nasution Ika Sasmita Sari Mawaddah Hasibuan Melyati Melyati Muhammad Amsal Nasution Nur Hapipah Hasibuan Nur Jannah Nasution Rica Putriana Rijal Allamah Harahap Siti Armia Daulay Siti Nur Azizah Suci Susanti