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All Journal Sinomika Journal: Publikasi Ilmiah Bidang Ekonomi dan Akuntansi Jurnal Ekonomi Syariah Indonesia Jurnal Perbankan Syariah Indonesia (JPSI) International Journal of Economics, Management and Accounting Socio-Economic and Humanistic Aspects for Township and Industry Eks-Accuracy : Jurnal Ilmiah Akuntansi dan Keuangan Jurnal Manajemen, Ekonomi dan Akuntansi Jurnal Cendekia Ilmiah
Damayanti Rusmana, Fenny
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Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Social Sciences

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Analysis of Muslim Cash Businesses From an Islamic Economic Perspective Goesli, Ach; Juhadi, Juhadi; Damayanti Rusmana, Fenny
International Journal of Economics, Management and Accounting (IJEMA) Vol. 1 No. 7 (2023): December
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ijema.v1i7.198

Abstract

This research is motivated by the basic values ​​of Islamic economics are a set of values ​​that are believed in with all faith, which will become the basis of the Islamic economic paradigm, including business. The purpose of this research is to find out the Islamic economic review of the Muslim fashion business. This research uses qualitative research methods. Based on the research results, it shows that basic values such as a good philosophical value, instrumental and institutional, are based on the Al-Qur'an and Hadith which are the two highest normative sources in the Islamic religion. This is the main thing that differentiates Islamic economics from conventional economics, namely the placement of religious teachings as the main source of economic knowledge. Business according to Islam can be interpreted as a series of business activities in various forms which are not limited by the amount (quantity) of ownership of assets (goods/services) including profits but are limited in the manner and acquisition and utilization of assets (halal and haram rules). With sharia control, business aims to achieve four things, namely target results (material profit and non-material benefits), growth which means continuing to increase, sustainability for as long as possible and the blessing of Allah SWT's pleasure.
Analysis of Factors Influencing Customer Interest in Using Sharia Insurance Products in Indonesia Bagus Krisdianto , Muhammad; Damayanti Rusmana, Fenny; Karmawan, Slamet
International Journal of Economics, Management and Accounting (IJEMA) Vol. 1 No. 7 (2023): December
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ijema.v1i7.201

Abstract

This research seeks to analyze and describe the analysis of factors that influence customer interest in using sharia insurance products in Indonesia. The aim of this research is to analyze the factors that influence customer interest in using sharia insurance products in Indonesia. This research uses a qualitative approach, using data processing techniques based on interviews, observations and documentation related to this research. The research results obtained are the factors that the public is interested in in sharia insurance products, namely maintaining a good reputation which reflects the quality and quantity of sharia insurance products, and this is an assessment from the community itself. So, the better the reputation of sharia insurance, the more it will attract public interest in sharia insurance products.
Pengaruh Pengetahuan Dan Segmentasi Psikografis Terhadap Minat Menjadi Nasabah Pegadaian Syariah Verranie, Syifa; Damayanti Rusmana, Fenny; Apriana, Agung
J-CEKI : Jurnal Cendekia Ilmiah Vol. 3 No. 6: Oktober 2024
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v3i6.5463

Abstract

In the current era, non-bank institutions finance is increasingly in demand because it can provide initial capital intake for people, especially those opening small and medium businesses, for example sharia pawnshops. And it is this psychological life skills factor that influences a person's decision to become a customer. This research aims to find out what factors make someone choose to become a sharia pawnshop customer. This research method adopts a quantitative approach, using statistical methods to analyze and measure the relationship between variables, as well as collecting data from various populations. The results of this research are that from the F test it is known that the calculated F is greater than (12,811 > 3.09). meaning that Knowledge (X1), Psychographic Segmentation (X2) have a simultaneous influence on Interest in becoming a customer (Y). Meanwhile, the Knowledge T Test (X1) shows that the calculated t value is greater than the t table (4,375 > 1.984). there is an influence of Knowledge (X1) on Interest in becoming a customer (Y). Psychographic Segmentation (X2) calculated t value is greater than t table (1.505 < 1.984). This means that there is no influence of Psychographic Segmentation (X1) on Interest in becoming a customer (Y).
Pengaruh Kualitas Layanan Digital Banking Terhadap Kepuasan Nasabah Pada Bank Syariah Indonesia Di Kabupaten Subang Nurlatifah, Syifa; Juhadi, Juhadi; Damayanti Rusmana, fenny
J-CEKI : Jurnal Cendekia Ilmiah Vol. 3 No. 6: Oktober 2024
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v3i6.5467

Abstract

Service quality is one of the factors of consumer satisfaction, so service quality is very important for the business world and organizations. Customer satisfaction with banking services brings long-term benefits to the bank and provides a competitive advantage for the bank itself compared to other banks. If customers are consistently satisfied with their bank's services, they are less likely to switch to another service provider or bank. This way, customers are more likely to reuse the service and promote it to others. The aim of this research is to determine "The Influence of Digital Banking Service Quality on Customer Satisfaction at Indonesian Sharia Banks in Subang Regency". This research is a type of quantitative research. The data in this research was collected using a questionnaire from 100 respondents who used digital banking services from sharia banks. This research uses a sampling technique using Purposive Sampling technique. In this research, the data analysis technique used is SPSS version 29 software. The research results show that the quality of digital banking services has a positive and significant effect on customer satisfaction.
Implementasi Pembagian Laba Dan Ujrah Dalam Usaha Tekstil Serat Daun Nanas Berdasarkan Prinsip Ekonomi Syariah Wiharja, Jana; Mutiah, Ridla; Damayanti Rusmana, Fenny
J-CEKI : Jurnal Cendekia Ilmiah Vol. 3 No. 6: Oktober 2024
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v3i6.5475

Abstract

This research aims to understand the meaning and impact of profit sharing and ujrah in the pineapple leaf fiber textile business based on sharia economic principles for capital owners, managers, and workers. Participants in this research are capital owners, managers and workers of the business who were selected purposively. The instruments of this research are in-depth interviews, participant observation, and documentation. This research data analysis uses qualitative data analysis techniques with data reduction steps, data presentation, and drawing conclusions. The results of this research show that CV Serat AL FIBERS has succeeded in applying the principles of Islamic Economics in profit distribution and Ujrah. The application of these Principles provides benefits to Pineapple farmers, capital owners and workers. CV Seratt AL FIBERS implements a 50:50 profit sharing system from the selling price between capital owners and workers. This system is based on the mudharabah principle in Islamic economics. In this system, the capital owner provides all the business capital, while the workers provide the labor and expertise. The distribution of profits and ujrah in the pineapple leaf fiber textile business based on sharia economic principles has a deep meaning for participants, namely as a form of prosperity, justice, brotherhood and obedience to Allah SWT.
Dampak Penyaluran Zakat Produktif Dalam Bentuk Beasiswa Terhadap Mustahik Pada Lembaga Rumah Zakat Suryana, Ayi; Damayanti Rusmana, Fenny; Arifudin, Opan
J-CEKI : Jurnal Cendekia Ilmiah Vol. 3 No. 6: Oktober 2024
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v3i6.5571

Abstract

This research is motivated by the fact that to improve the quality of education, one of the efforts that can be taken is by optimizing productive zakat in the form of scholarships. The aim of this research is to determine the effect of productive zakat distribution in the form of scholarships on mustahik. This type of research is qualitative research using primary data. The method used is descriptive qualitative to formulate and interpret data. The research results show that productive zakat in the form of scholarships influences mustahik, which means that the distribution of productive zakat is right on target. Giving zakat to mustahik in the management of productive zakat as capital, namely, to carry out independent economic activities in the form of a business, namely, to develop or increase the economic level and status as well as the productivity potential of mustahik and improve the welfare of mustahik.
Co-Authors Abdal Haq, Dikri Albayan, Ade Apriana, Agung Arifudin, Opan Asep Setiawan Bagus Krisdianto , Muhammad Burhanudin, Buang Dapid Hermansyah, Wahyu Dian Purnama Goesli, Ach Gusti Susmanto, Faizal Juhadi Juhadi Karmawan, Slamet Leli Noviana, Putri Mutiah, Ridia Mutiah, Ridla Nurhayati, Tika Nurlatifah, Syifa Sekhruri, Sekhruri Suhada, Wiwin Suryana, Ayi Tiara Aninditha Verranie, Syifa Wiharja, Jana Yudi Yudi