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The Implementation of Law Number 21 of 2008 Concerning Sharia Banking on Sharia Financial Institutions is Underway Sharia Economic Law Perspective Rahma, Fuji Alia; Noviarita, Heni; Zaharah, Rita
ASAS Vol. 16 No. 1 (2024): Asas, Vol. 16, No. 01 Juni 2024
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/asas.v16i1.18779

Abstract

The role of Law Number 21 of 2008 concerning Sharia Banking for Islamic financial institutions is very large, because currently Islamic financial institutions (LKS) have legal certainty to be able to carry out Islamic economic activities in Indonesia. The existence of the Sharia Banking Law provides an answer to the sustainability of the Islamic economy in Indonesia as a whole, both those that include the activities of Islamic financial institutions in the form of banks and non-banks. In this context, what is studied is the basis of sharia economic law and the implementation of Law Number 21 of 2008 in society. The purpose of this research is also to find out the legal position of sharia economics in Indonesia in accordance with the law being studied. This study uses library research with a qualitative research method, also known as a qualitative method of literature study. The results of this study are in accordance with the rules stated in its implementation, strengthened by a normative juridical point of view, which is the legal umbrella in the settlement of sharia economic disputes in Indonesia, namely Law Number 3 of 2006 concerning Religious Courts and Law Number 4 of 2004 about the Judicial Power as a form of upholding legal justice for the community in carrying out sharia economist activities in Indonesia, which is a reflection for the State of Indonesia in providing social justice for all Indonesian people. Keywords: Financial Institutions; Banking; Sharia;
Halal Industry: A Comparative Analysis of Halal Certification Mechanisms in Indonesia and Malaysia from the Perspective of Sharia Economic Law Zaharah, Rita; bt Nik Azhar, Nik Airin Aqmar; faizal, liky; Santoso, Rudi; Satria, Indah
ASAS Vol. 16 No. 2 (2024): Asas, Vol. 16, No. 02 Desember 2024
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/asas.v16i2.23994

Abstract

This study examines the comparative mechanisms of halal certification between Indonesia and Malaysia from the perspective of Sharia economic law. The aim of this research is to analyze the differences and similarities in the halal certification procedures applied in both countries, as well as the legal and economic implications arising from these differences. The research method utilized is a qualitative approach with a literature review technique, where secondary data is obtained from literature, regulations, and documents related to halal certification. The analysis involves examining government policies, certification bodies, and the role of Sharia economic law in promoting the implementation of halal standards. The findings reveal that both countries have a strong Sharia legal foundation for halal certification, yet there are significant differences in implementation and standards. In Indonesia, halal certification is managed by the Halal Product Assurance Agency (BPJPH) with oversight from the Indonesian Ulema Council (MUI). In contrast, Malaysia's halal certification is handled by the Department of Islamic Development Malaysia (JAKIM), which possesses full authority and employs a more centralized and integrated approach. The economic implications of these differences include variations in certification costs, processing times, and consumer trust in halal labels. Based on the perspective of Islamic economic law, this study finds that halal certification is not merely an administrative process but a component of implementing sharia principles in the economy, including: the Principle of Justice, Social Responsibility, Consumer Protection, and Market Integrity.Keywords: Halal certification, Indonesia, Malaysia, Sharia economic law, halal industry
Implementation of Religious Services Policy for the Elderly in South Sumatera: Analysis of Fiqh Siyāsah Tanfidziyah Aprelia, Refita; Nurhayati, Agustina; Santoso, Rudi; Zaharah, Rita
As-Siyasi: Journal of Constitutional Law Vol. 3 No. 2 (2023): As-Siyasi: Journal of Constitutional Law
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/as-siyasi.v3i2.21222

Abstract

The implementation of social welfare and religious services for the elderly, in practice, involves various activities that must align with their religious beliefs. Ogan Komering Ulu Timur Regency in South Sumatra, as the implementing unit represented by the Department of Social Affairs, has the responsibility to identify the religious and spiritual needs of the elderly through planning, supervision, and the execution of religious and spiritual programs. This research aims to analyze the implementation of Article 6 of Government Regulation Number 43 of 2004 regarding the Implementation of Efforts to Improve the Social Welfare of the Elderly from the perspective of fiqh Siyāsah tanfidziyah in Ogan Komering Ulu Timur Regency, South Sumatra. The research method employed is field research, conducted by collecting data from the research location. The results indicate that the Department of Social Affairs has fulfilled its duty as the responsible government body by implementing various efforts to fulfill the spiritual needs of the elderly, although not entirely maximized due to several challenges. These challenges include the need for a deeper focus on individual religious preferences, the enhancement of religious program variations, and the search for solutions to overcome limited available resources. From the perspective of Siyāsah tanfidziyah, the government and stakeholders can ensure that religious and spiritual mental services for the elderly truly contribute to improved social welfare, as emphasized by the Quranic verse Q.S An-Nissa 58, underlining the importance of safeguarding trust and establishing fair laws.
PERAN KEPALA DESA BERDASARKAN PERATURAN MENTERI DALAM NEGERI PASAL 14 (A) NOMOR 2 TAHUN 2017 TENTANG STANDAR PELAYANAN MINIMAL DESA PERSPEKTIF SIYASAH TANFIDZIYAH Santoso, Rudi; Aldiansyah, Okta; Maimun, Maimun; Zaharah, Rita; Fauzi, Mohammad Yasir
Keadilan : Jurnal Fakultas Hukum Universitas Tulang Bawang Vol 22 No 2 (2024): Keadilan
Publisher : Fakultas Hukum Universitas Tulang Bawang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37090/keadilan.v22i2.1677

Abstract

Standar Pelayanan Minimal Desa adalah ketentuan tentang jenis dan mutu pelayanan yang merupakan urusan desa yang berhak diperoleh setiap masyarakat desa secara minimal. Desa Wates masih banyak masalah yang menghambat penyelenggaraan Standar Pelayanan Minimal Desa secara optimal. Beberapa masalah tersebut antara lain adalah keterbatasan, informasi, anggaran, sarana, dan prasarana desa. Pelayanan publik memiliki peran penting dalam administrasi pemerintahan dan tata kelola yang baik. Hal ini terkait dengan implementasi Undang-Undang Nomor 30 Tahun 2014 dan Peraturan Menteri Dalam Negeri Republik Indonesia Nomor 2 Tahun 2017 tentang Standar Pelayanan Minimal Desa. Kepala Desa, sebagai pelaksana Standar Pelayanan Minimal Desa, memiliki tanggung jawab utama dalam memastikan bahwa pelayanan yang diberikan kepada masyarakat sesuai dengan ketentuan peraturan. Rumusan Masalah : 1) Bagaimana Peran Kepala Desa  Berdasarkan Peraturan Menteri Dalam Negeri Republik Indonesia Pasal 14(a) Nomor 2 Tahun 2017 Tentang Standar Pelayanan Minimal Desa Prespektif Fiqh Siyasah Tanfidziyah? 2)Bagaimana pandangan Fiqh Siyasah Tanfidziyah terhadap Peran Kepala Desa  Berdasarkan Peraturan Menteri Dalam Negeri Republik Indonesia Pasal 14(a) Nomor 2 Tahun 2017 Tentang Standar Pelayanan Minimal Desa Prespektif Fiqh Siyasah Tanfidziyah? Metode penelitian yang digunakan adalah penelitian lapangan (field research) yang bersifat deskriptif kualitatif. Data yang digunakan adalah data primer yaitu data yang diambil secara langsung, dan data sekuder diambil dari Buku, Skripsi,Tesis, Disertasi, Jurnal, Berita atau artikel Online. Hasil Penelitian ini Kepala Desa Wates telah melaksanan Pasal 14(a) Nomor 2 Tahun 2017 Tentang Standar Pelayanan Minimal Desa dengan menyediakan kemudahan pelayanan administrasi untuk semua warga yang dapat diakses secara online maupun offline, dan memperbaiki dan merawat fasiltias yang ada di desa yaitu fasilitas Kesehatan, Fasilitias Digital, Serta Fasilitas umum desa lainnya. Kepala Desa Wates dalam pemenuhannya sejalan dengan tugas kepemimpinan sesuai dengan prinsip-prinsip siyasah tanfidziyah dengan memberi petunjuk dengan benar, menjalankan keadilan, dan bertanggung jawab terhadap masyarakat desa yang dipimpinnya, sesuai dengan ajaran Islam.        Kata Kunci  : Kepala Desa, Standar Pelayanan Minimal Desa, Siyasah Tanfidziyah            
SHARIA ECONOMIC LAW ANALYSIS ON ZAKAT MANAGEMENT AT BAZNAS BANDAR LAMPUNG CITY Zaharah, Rita; Fauzi, Mohammad Yasir
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 8 No 2 (2024): Desember
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v8i2.23630

Abstract

This study examines the potential of zakat as an economic instrument that can enhance the welfare of the Muslim community if managed properly according to Sharia principles. In practice, zakat's collection, management, and distribution should comply with religious guidelines to be used productively as a community fund source. However, current zakat management faces challenges, such as the use of conventional banks for zakat collection, distribution that is more consumption-oriented, and a management process that is not yet effective. This research was conducted at BAZNAS in Bandar Lampung City using a descriptive qualitative approach. The results show that the use of conventional banks by BAZNAS is solely as a zakat collection medium, not as a manager, and is considered compliant with Sharia economic law, referencing Ibn Asyur's maqashid shari'ah, as it provides broad benefits. As an official zakat management institution in Bandar Lampung, BAZNAS strives to manage zakat by government regulations to improve community welfare through distribution models that include consumptive and productive empowerment approaches.
Analisis Hukum Ekonomi Syari’ah terhadap Mekanisme Fundraising Dana Zakat Melalui Bank Konvensional pada BAZNAS Kota Bandar Lampung Zaharah, Rita; Faizal, Liky; Hermanto, Agus; Fauzi, Mohammad Yasir; Santoso, Rudi
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol 12 No 1 (2024): Jurnal Adzkiya: Jurnal Hukum dan Ekonomi Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/adzkiya.v12i1.9263

Abstract

MUI Fatwa No. 1 of 2004 concerning Interest states that mu'amalah is not permitted using Conventional Banks because there is an Interest system in Conventional Financial Institutions and the practice of interest is haram. Fundraising zakat by BAZNAS Bandar Lampung City in practice is known to use Conventional Banks which are used in collecting zakat. This is contradictory and gives rise to speculation among the public because there is a discrepancy between the fundraising mechanism at BAZNAS Bandar Lampung City and the MUI fatwa No.1 of 2004. This research is field research with a descriptive qualitative approach. Data sources come from primary data and secondary data. The results obtained in this research are: First, the fundraising mechanism for zakat funds is carried out directly, namely muzaki go directly to the BAZNAS / UPZ office and indirectly, namely through transfers to bank accounts, including using conventional banks. This was done because of the existence of an MoU with the Bandar Lampung City Government in optimizing the collection of ASN zakat, the regulations of which are carried out by Regional Banks, and Commercial Banks are used to facilitate and target Muzakki who are not familiar with Sharia Banks, Commercial Banks are used only as a channel for zakat/UPZ (zakat collection unit), deposited and managed by Sharia Bank account. Second, the use of conventional banks in collecting zakat carried out by BAZNAS Bandar Lampung City from the perspective of sharia economic law based on findings and facts that occur in the field and based on maslahah murlah may be done because there are benefits and maslahah for many people (not problems for the interests of one group or certain individuals) and reject harm in order to maintain the goals of shara' (maqashid shari'ah)