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All Journal TEMALI : Jurnal Pembangunan Sosial Jurnal Hukum Ekonomi Syariah
Maulin, Mery
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Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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Pengaruh Sistem Pembiayaan BUMDES Syari’ah Terhadap Peningkatan Perekonomian Masyarakat (Studi Pada Desa Wargaluyu Kecamatan Tanjungmedar) Hamid, Abdul; Purwanti, Neli; Mulyana, Iwan; Syaripudin, Enceng Iip; Maulin, Mery
Jurnal Hukum Ekonomi Syariah Vol 2 No 2 (2024): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v2i2.616

Abstract

This study aims to determine the effect of the Sharia BUMDES financing system on improving the community's economy.  This study was conducted using a quantitative approach. The number of samples used in this study was 58 respondents taken from participants from BUMDES Mekar Rahayu financing, Wargaluyu Village, Tanjungmedar District. The data sources obtained in this study are primary and secondary data sources. The results of this study show that the variable of the Sharia BUMDES financing system affects the economic improvement of the community. Based on the T test that has been carried out, it shows that the variables of the BUMDes sharia financing system have an influence on the variables of improving the community's economy.  Meanwhile, based on the R square test that has been carried out, it shows that the variable of the Sharia BUMDES financing system has an influence of 44.6%.  towards improving the economy of the community. While 55.4% are other factors that are not used as research indicators but are considered to have an influence on variable Y. Keywords: Financing, Sharia BUMDES, Community Economy;
Sinergi Antara Bank Syariah dan P2P Lending Fintech dalam Meningkatkan Akses Pembiayaan bagi UMKM di Jawa Barat: Analisis Systematic Literature Review (SLR) Mulyana, Iwan; Maulin, Mery; Burhanudin, Ujang; Amany, Amany
Jurnal Hukum Ekonomi Syariah Vol 3 No 2 (2025): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v3i2.960

Abstract

This study aims to explore and analyze the synergy between Islamic banks and P2P lending fintech in improving accessibility and financing efficiency for MSMEs in West Java. The methodology used is a Systematic Literature Review (SLR), which allows the researcher to identify, assess, and synthesize relevant studies from the past five years. The main findings show that collaboration between Islamic fintech and Islamic banks can significantly enhance financial inclusion through faster and more accessible financing. Blockchain technology is identified as a key factor in improving transparency and security of transactions, although the existing regulations remain a major challenge. The study concludes that a strong synergy between these two entities can support MSME growth, but its successful implementation heavily depends on more adaptive regulatory support. The practical implications of this research include recommendations for regulators to strengthen the legal framework supporting Islamic fintech innovation, while the social implications involve increasing access to more inclusive financial services for MSMEs, which in turn can drive local economic growth. The limitations of this study are related to its regional focus, which is confined to West Java, so the results may not fully apply to a broader context. Keywords: Islamic Fintech; Islamic Banks; P2P Lending; Financial Inclusion; UMKM..
The Implementation of MUI’s Fatwa Number 12 of 2009 Concerning Halal Slaughter Certification Standard in West Java Muhammad, Bohari Agus; Yani, Ahmad; Suryadi, Rudi Ahmad; Jubaedah, Dedah; Maulin, Mery
TEMALI : Jurnal Pembangunan Sosial Vol. 6 No. 2 (2023): Temali: Jurnal Pembangunan Sosial
Publisher : Universitas Islam Negeri Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jt.v6i2.29133

Abstract

The background of research was the stunning phenomenon of a captive bolt that can injure animals. This was not following the MUI Fatwa Number 12 of 2009 concerning Halal Slaughter Certification Standards. This study aimed to analyze the standard of halal slaughtering according to the MUI fatwa Number 12 of 2009, the MUI istinbat method in determining the MUI fatwa, the implementation of the MUI’s Fatwa at Slaughterhouses in West Java. The types of research were qualitative with empirical juridical. The method was analytic descriptive. Data collection techniques used observation, interview, and documentation. The literature analysis was carried out in depth on the MUI Fatwa, the opinions of scholars, and other relevant sources. This analysis was to strengthen the juridical aspect of halal slaughter. The research conclusions were first, the MUI fatwa followed its systematics, which referred to the Al-Qur'an, hadith, and the opinions of scholars and veterinary science, especially on stunning. Second, the MUI istinbāṭ method were bayani related to the Al-Qur'an, hadith, and the opinions of scholars, ta’lili related to al-hayah al-mustaqirrah and stunning, and istislahi associated with mentioning the name of Allah in the slaughtering process. Third, implementing the fatwa at the slaughterhouses in West Java generally did not comply with the Shari'a slaughtering process, including many slaughtering treatments that did not follow the fatwa, especially stunning on the captive bolt.
Co-Authors Abdul Hamid ahmad yani Amany, Amany Burhanudin, Ujang Enceng Iip Syaripudin Iwan Mulyana Jubaedah, Dedah Muhammad, Bohari Agus Purwanti, Neli Rudi Ahmad Suryadi, Rudi Ahmad