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Nur Sania Dasopang
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TINJAUAN HUKUM ISLAM TERHADAP TRANSAKSI PENANGGUHAN BAHAN BANGUNAN DENGAN UANG DI MUKA Nur Sania Dasopang
Journal Khafi : Journal Of Islamic Studies Vol. 1 No. 2 (2023)
Publisher : Journal Khafi : Journal Of Islamic Studies

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Abstract

Building material deferral transactions with advance payment in the context of Islamic law require a careful understanding of sharia principles. This practice, which involves agreeing to postpone payments by providing money in advance, can be carried out in accordance with Islamic teachings if it meets the criteria of fairness, avoids elements of usury, and clearly determines the period of postponement. The principle of prohibition of usury is a crucial point in ensuring the validity of transactions, while the principle of justice and certainty of suspension time is the basis for maintaining balance and fairness between the parties involved. Giving money in advance, as a sign of the seriousness of the transaction, can also be implemented as long as it is in accordance with Islamic ethical principles. In this way, these transactions can be implemented legally, following the values ​​of Islamic law, and providing guidelines for business people to carry out economic activities with integrity and morality.
Online Trading Practices from the Perspective of Fiqh Muamalah (Analysis of Contracts, Gharar, and Khiyar Mechanisms) Nur Sania Dasopang; Putra Halomoan Hasibuan
Islamic Circle Vol. 6 No. 2 (2025): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/islamiccircle.v6i2.2760

Abstract

The development of digital technology has transformed conventional buying and selling practices into electronic transactions, giving rise to new issues from the perspective of fiqh Muamalah. This study aims to analyse online buying and selling practices through a trilogy approach to the concepts of Akad, Gharar, and Khiyar. The method used is qualitative, with a library research approach and content analysis of primary and secondary sources. The results of the study show that: First, electronic contracts have fulfilled the pillars and requirements of contracts through the digital transformation of ijab-qabul with the support of DSN-MUI fatwa No. 116/DSN-MUI/IX/2017. Second, the potential for gharar in e-commerce can be mitigated through technologies such as digital reputation systems, escrow, and blockchain. Third, the Khiyar mechanism has been actualised through return features, digital previews, and delivery method selection. This study concludes that sharia e-commerce is not only valid in fiqh, but also strengthens consumer protection when integrated with national regulations. The research recommendations include the development of an integrated sharia and national consumer protection system model to create a fair e-commerce ecosystem.
Co-Authors Putra Halomoan Hsb