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The Effect of Big Five Personality on Performance of Beringharjo Market Batik Traders With Coaching As A Mediation Wahyuni, Purbudi; Kusumawati, Diana Anggraini; Damayanti, Rizky Wahyuning
Asia Pacific Journal of Management and Education (APJME) Vol 6, No 1 (2023): March 2023
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/apjme.v6i1.2128

Abstract

This study aims to identify and analyze the influence of Big Personality Five Personalities (Extraversion, Agreeableness, Conscientiousness, Emotional Stability, and Openness to Experience) on MSME Performance for Traders in the Beringharjo Market with coaching as a mediating variable. The number of respondents in the study was taken by purposive random sampling with a sample of 98 traders at the market in Yogyakarta who were able to exist selling during the Covid-19 pandemic. The analytical method uses quantitative methods with SEM-PLS analysis tools in this study. The results of the analysis of this study are extraversion, openness to experience, and agreeableness have a significant positive effect on MSME performance. Neuroticism personality has a significant negative effect directly and indirectly with coaching as a mediator on the MSME performance of traders at Beringharjo Market.
Analysis Of The Influence Of Financial Ratio To Profitability Of Sharia Commercial Bank Alsepta, Alvi; Hikmah, Khoirul; Satmoko, Agung; Sudaryatie, Sudaryatie; Kusumawati, Diana Anggraini
Journal of Business Innovation and Research Vol 2, No 2 (2023): JOURNAL OF BUSINESS INNOVATION AND RESEARCH
Publisher : UPN Veteran Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31315/jubir.v2i2.10916

Abstract

This research aims to find out and analyze the influence of Financing to Deposit Ratio (FDR), Non-Performing Financing (NPF), Capital Adequacy Ratio (CAR), and Operating Expense of Operating Income (OEOI) on Profitability in Sharia Commercial Banks in Indonesian in the period 2011-2020. This type of research is explanatory research and uses a quantitative approach. The population and sample of this study is the Indonesian Sharia Commercial Bank registered with the Financial Services Authority for the period 2011-2020, as many as 14 companies with saturated sampling techniques. The study used multiple regression analysis methods, classical assumption tests, and F and t hypothesis tests. The results of hypothesis testing showed that the four variables significantly influenced the profitability of Sharia commercial banks. Partially, the results of the hypothesis test showed that the variables Financing to Deposit Ratio and Non-Performing Financing had a negative and insignificant Influence on the Profitability of  Sharia Commercial Banks, the Capital Adequacy Ratio had a positive and insignificant Influence on the Probability of  Sharia Commercial Banks, and Operating Expenses of Operating Income negatively and significantly on the Profitability of  Sharia Commercial Banks. This study supports the results of Wahyudi & Kartikasari (2021), Ningsih & Dewi (2020), Aprilia & Soebroto (2020), and Yusuf (2017) and this study does not support the results of Devi (2021), Dewi (2020), and Marginingsih (2018).
Determinants of Cash Holding: A Study on Manufacturing Companies Listed on the Indonesian Stock Exchange from 2018 to 2021 Hikmah, Khoirul; Prastiwi, Puri; Kusumawati, Diana Anggraini
Journal of The Community Development in Asia Vol 8, No 1 (2025): January 2025
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jcda.v8i1.3660

Abstract

This research analyzes the influence of COVID-19, leverage, growth opportunity, net working capital (NWC), dividend, and profitability toward cash holding. The population used is all manufacturing companies recorded on the Indonesian Stock Exchange (IDX) for 2018- 2021. Purposive sampling combined with non-probability sampling was used to determine the research sample, which consisted of 69 manufacturing companies. The research hypothesis was tested using the panel data regression analysis method, namely the Random Impact Model. The research results show that COVID-19, growth opportunity, leverage, NWC, dividend, and profitability impact cash holding. At the same time, it was partially found that COVID-19 had an impact on cash holding, leverage had a significant adverse effect on cash holding, growth opportunity had a negative impact on cash holding, NWC and dividends had an insignificant negative impact on cash holding, and profitability has no significant favorable influence on cash holding. Leverage has a substantial detrimental effect on cash holdings, which suggests that businesses with high levels of leverage are at risk of having liquidity issues. Policymakers may consider providing guidelines or support mechanisms for manufacturing firms to strengthen their financial resilience during uncertain periods
Strengthening Institutional Social-Economic Institutions Through Village-Owned Enterprises (BUMDes) Widyastuti, Niken; Kusumawati, Diana Anggraini
International Journal of Applied Business and International Management Vol 9, No 1 (2024): April 2024
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijabim.v9i1.2961

Abstract

Potential in the area, including institutions, people, and natural resources, should be handled, one of which is Village-Owned Enterprises (BUMDes). The performance of BUMDes must considerably enhance the welfare of the populace. Under BUMDes' work system, all commercial and community economic activities are facilitated in a professionally managed institution or corporate organization. As a consequence, community companies are successful and fruitful, enabling the best possible management of all village economic endeavors. The purpose of this study is to determine the reinforcement of local socio-economic institutions in Pagerharjo, Samigaluh District, Kulon Progo Regency through BUMDes. The research employs a qualitative descriptive methodology, with findings that highlight the significance of generalization. In an attempt to fully realize the village's potential, BUMDes Binangun Pagerharjo Village has developed into an organization that is capable of boosting the local economy through the establishment of social services, economic business development, and BUMDes institutional strengthening initiatives. BUMDes Pagerharjo can create jobs, boost local revenue, and bolster the local economy by empowering the people and opening up business options.
Urgensi Pemasaran Digital bagi Pelaku UMKM di Wilayah Kabupaten Sleman Provinsi DIY Risdwiyanto, Andriya; Wijono, Djoko; Kusumawati, Diana Anggraini; Hertini, Etty Sri; Nurani, Putri Ana
Jurnal Masyarakat Indonesia (Jumas) Vol. 4 No. 02 (2025): Jurnal Masyarakat Indonesia (Jumas)
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/jumas.v4i02.237

Abstract

This community service is carried out for MSME actors in Sleman Regency in the Province of DIY. The theme of this community service is the urgency of digital marketing for MSME actors in the Sleman Regency area of ​​the Province of DIY. MSMEs as a crucial business and making a major contribution to job creation, require knowledge and digital marketing skills that still need to be improved. So that in the future MSME actors in Sleman Regency will be able to improve their abilities or add skills to take full advantage of digital marketing. The service method is carried out in two ways, namely the lecture method and training. The results of this service activity are expected to improve the abilities or skills of MSME actors in Sleman Regency with the hope that after the service activity they will be able to improve their abilities or add skills to take full advantage of the urgency of digital marketing.
The Effect of Big Five Personality on Performance of Beringharjo Market Batik Traders With Coaching As A Mediation Wahyuni, Purbudi; Kusumawati, Diana Anggraini; Damayanti, Rizky Wahyuning
Asia Pacific Journal of Management and Education (APJME) Vol 6, No 1 (2023): March 2023
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/apjme.v6i1.2128

Abstract

This study aims to identify and analyze the influence of Big Personality Five Personalities (Extraversion, Agreeableness, Conscientiousness, Emotional Stability, and Openness to Experience) on MSME Performance for Traders in the Beringharjo Market with coaching as a mediating variable. The number of respondents in the study was taken by purposive random sampling with a sample of 98 traders at the market in Yogyakarta who were able to exist selling during the Covid-19 pandemic. The analytical method uses quantitative methods with SEM-PLS analysis tools in this study. The results of the analysis of this study are extraversion, openness to experience, and agreeableness have a significant positive effect on MSME performance. Neuroticism personality has a significant negative effect directly and indirectly with coaching as a mediator on the MSME performance of traders at Beringharjo Market.
Analysis of The Relationship Between Risk Management, Economic Situation, Customer Behavior And Insurance Business Growth Putra, Gede Wirabuana; Anantadjaya, Samuel PD; Juwita, Isna; Kusumawati, Diana Anggraini; Nawangwulan, Irma M
Innovative: Journal Of Social Science Research Vol. 4 No. 3 (2024): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i3.10811

Abstract

Penelitian ini bertujuan untuk menganalisis faktor-faktor yang membatasi pertumbuhan pasar asuransi di Indonesia. Penelitian ini bersifat deskriptif dan eksploratif. Analisis menggunakan koefisien korelasi. Hasil analisis menunjukkan bahwa terjadinya ketidakstabilan ekonomi, ketidakpercayaan dan kurangnya pemahaman tentang risiko membatasi pertumbuhan pasar asuransi di Indonesia. Faktor-faktor ini tidak hanya mewakili kondisi yang diperlukan tetapi juga cukup untuk membatasi pertumbuhan pasar. Menurut penelitian terdahulu, peneliti dapat membangun hubungan sebab akibat diantara variabel-variabel yang diamati, dimana pada penelitian ini variabel yang diestimasi adalah pertumbuhan pasar asuransi. Pada penelitian ini, baik secara bersama-sama maupun parsial, seluruh variabel bebas memiliki dampak yang signifikan dalam menghambat pertumbuhan pasar asuransi.
Analysis Of The Influence Of Financial Ratio To Profitability Of Sharia Commercial Bank Alsepta, Alvi; Hikmah, Khoirul; Satmoko, Agung; Sudaryatie, Sudaryatie; Kusumawati, Diana Anggraini
Journal of Business Innovation and Research Vol. 2 No. 2 (2023): JOURNAL OF BUSINESS INNOVATION AND RESEARCH
Publisher : UPN Veteran Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31315/jubir.v2i2.10916

Abstract

This research aims to find out and analyze the influence of Financing to Deposit Ratio (FDR), Non-Performing Financing (NPF), Capital Adequacy Ratio (CAR), and Operating Expense of Operating Income (OEOI) on Profitability in Sharia Commercial Banks in Indonesian in the period 2011-2020. This type of research is explanatory research and uses a quantitative approach. The population and sample of this study is the Indonesian Sharia Commercial Bank registered with the Financial Services Authority for the period 2011-2020, as many as 14 companies with saturated sampling techniques. The study used multiple regression analysis methods, classical assumption tests, and F and t hypothesis tests. The results of hypothesis testing showed that the four variables significantly influenced the profitability of Sharia commercial banks. Partially, the results of the hypothesis test showed that the variables Financing to Deposit Ratio and Non-Performing Financing had a negative and insignificant Influence on the Profitability of  Sharia Commercial Banks, the Capital Adequacy Ratio had a positive and insignificant Influence on the Probability of  Sharia Commercial Banks, and Operating Expenses of Operating Income negatively and significantly on the Profitability of  Sharia Commercial Banks. This study supports the results of Wahyudi & Kartikasari (2021), Ningsih & Dewi (2020), Aprilia & Soebroto (2020), and Yusuf (2017) and this study does not support the results of Devi (2021), Dewi (2020), and Marginingsih (2018).