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Eksistensi Prinsip Ekonomi Mikro Islam Terhadap Keberlanjutan Usaha Mikro Di Era Digitalisasi Amalia, Nala; Wati, Rahma; Putri, Berliana; Mairiza, Diany
Sharing: Journal of Islamic Economics Management and Business Vol. 2 No. 2 (2023): Desember 2023
Publisher : Program Studi Ekonomi Syariah Fakultas Agama Islam Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/sharing.v2i2.23419

Abstract

Artikel ini membahas prinsip-prinsip ekonomi mikro dalam perspektif Islam, yang mencakup nilai-nilai seperti keadilan, keberkahan, dan keberlanjutan. Sistem ini menekankan distribusi kekayaan yang adil, keterlibatan dalam kegiatan ekonomi yang halal, dan tanggung jawab sosial dalam menghadapi dampak digitalisasi terhadap usaha mikro, terutama Usaha Mikro Kecil Menengah (UMKM) sebagai fokus utama. Dengan penekanan pada pemanfaatan media sosial dan teknologi, artikel ini menyajikan strategi penjualan, pemasaran, dan dorongan bagi pelaku UMKM agar mengadopsi digitalisasi. Metode kajian literatur digunakan sebagai dasar teoritis, dengan harapan memberikan wawasan praktis dan mendorong pelaku UMKM untuk beralih ke model bisnis digital. Hasil penelitian menunjukkan bahwa pelaku usaha perlu tetap mempertimbangkan prinsip-prinsip ekonomi Islam, seperti keadilan, keseimbangan, dan kesejahteraan bersama, dalam menjalankan bisnis mereka. Pemanfaatan media sosial dan teknologi dianggap kunci dalam menghadapi era digitalisasi, dan strategi pemasaran yang tepat dapat memaksimalkan efektivitas pelaku UMKM. UMKM diakui sebagai pilar ekonomi negara, memberikan kontribusi signifikan terhadap PDB dan penciptaan lapangan kerja. Secara keseluruhan, penerapan digital marketing dianggap sebagai aset berharga untuk mengoptimalkan bisnis di era digital, tidak hanya memperluas jangkauan tetapi juga memberikan alat untuk meningkatkan efektivitas, interaksi, dan adaptasi terhadap perubahan pasar, khususnya di Indonesia.
Kajian Pasar Modal Syariah Dalam Mempengaruhi Pertumbuhan Ekonomi di Indonesia Putri, Berliana; Amelia, Nur; Rahmawati, Rahmawati; Amalia, Nala; Lismawati, Lismawati
Journal of Economic, Management, Business, Accounting Sustainability Vol. 1 No. 3 (2024): Agustus 2024
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/joembas.v1i3.34

Abstract

Tujuan dari penelitian ini adalah untuk menganalisis pengaruh pasar modal syariah terhadap pertumbuhan ekonomi di Indonesia. Metode yang digunakan adalah kajian literatur dari berbagai sumber terkait dengan perkembangan pasar modal syariah dan pengaruhnya pada pertumbuhan ekonomi Indonesia. Hasil penelitian menunjukkan bahwa pasar modal syariah, terutama melalui instrumen sukuk dan saham syariah, memainkan peran penting dalam mendukung pembiayaan pembangunan ekonomi di Indonesia. Pertumbuhan pasar modal syariah yang terus meningkat dari tahun ke tahun diharapkan dapat memberikan kontribusi positif yang signifikan terhadap pertumbuhan ekonomi Indonesia dalam jangka panjang. Pasar modal syariah menyediakan sumber pembiayaan alternatif yang sesuai prinsip syariah, sehingga dapat memobilisasi dana masyarakat untuk mendukung program-program pembangunan ekonomi nasional.
Counseling On The Introduction Of Sharia Bank To Al-Utsaimin Bangkinang-Kampar It High School Students Khairi, Rifqil; Mairiza, Diany; Zakir, Muhammad; Winario, Mohd; Amalia, Nala
Journal of Community Sustainability Vol. 1 No. 1 (2024): Maret 2024
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jocs.v1i1.6

Abstract

This service is carried out for Al-Utsaimin IT High School students. The aim of this community service is to determine the level of understanding of Al-Utsaimin IT High School students regarding the development of sharia banking products in Indonesia. The methods used in this community service activity are counseling, presentations and discussions. The results of the service show that: The service program for the students of SMA IT Al-Utsaimin can be organized well and run smoothly in accordance with the activity plan that has been prepared. The results of this service conclude that: First, the students of SMA IT Al-Utsaimin have an understanding of bank development Sharia in Indonesia varies, some already understand it, some are still doubtful, some even don't understand it. Second, the achievement of the objectives of the service activity program for Al-Utsaimin IT High School students, the entire program has been carried out in collaboration between business owners and The service has all been carried out and in accordance with the event rounddown and predetermined time.
Literasi Ekonomi Syariah di SMPN 8 Kecamatan Pelalawan Assyifa, Zubaidah; Winario, Mohd; Sudirman, Wahyu Febri Ramadhan; Amalia, Nala; Amelia, Nur
Journal of Community Sustainability Vol. 1 No. 3 (2024): September 2024
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jocs.v1i3.66

Abstract

This community service was conducted in Pelalawan Regency, Riau Province. The object was SMPN 8, Pelalawan District. This community service aims to socialize Islamic economics in junior high schools. The results of this community service indicate that: 1) The success of the target number of training participants. 2) Achievement of activity objectives. 3) Achievement of planned material targets. 4) The ability of participants to master the material. Overall, this community service activity can be said to be successful. This success, in addition to being measured from the four components above, can also be seen from the satisfaction of participants after participating in the activity because the community service provides the opportunity to ask as many questions as possible and when the community service provides questions, they can be answered by students, especially for students who can answer are given prizes. The benefits obtained by participants are knowledge and understanding of the principles of Islamic economics.
Analisis Peran Pendistribusian Dana Zakat Produktif Dalam Meningkatkan Kesejahteraan Mustahik Pada Baznas Kabupaten Kampar Zakir, Muhammad; Rahmawati, Rahmawati; Khairi, Rifqil; Putri, Berliana; Amalia, Nala
Multidisciplinary Journal of Religion and Social Sciences Vol. 2 No. 1 (2025): Januari 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/mjrs.v2i1.111

Abstract

Distribution of productive zakat is one of the efforts made by BAZNAS Kampar Regency to improve the welfare of mustahik. The focus of this study is to analyze the role of zakat in improving the welfare of mustahik. This study uses a qualitative approach with a descriptive method. The data sources used consist of primary and secondary data, with data collection techniques through interviews, documentation, and literature reviews. In data analysis, data reduction techniques, data presentation, and drawing conclusions are used. The results of the study indicate that although productive zakat provides a positive role in empowerment and opening up economic opportunities, a further role from BAZNAS in mentoring and supervision is needed to ensure that zakat funds can be utilized optimally, leading to an increase in economic independence and more significant welfare.
Peran Baznas Kampar Dalam Memberdayakan Ekonomi Masyarakat Di Desa Ridan Permai Khairi, Rifqil; Winario, Mohd; Zakir, Muhammad; Amalia, Nala; Putri, Berliana
Multidisciplinary Journal of Religion and Social Sciences Vol. 2 No. 1 (2025): Januari 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/mjrs.v2i1.119

Abstract

The purpose of this study is to determine the role of BAZNAS Kampar in empowering the economy of the community in Ridan Permai village. The target of the output of this study is that the results of the study can be utilized by the research site, for readers and this study is published in the national journal sinta 3 or sinta 4, dummy book, complete report results. The research site is at BAZNAS Kampar Regency, the population and sample of the study are all leaders and employees of BAZNAS Kampar Regency, sample determination by snowball sampling. Data analysis technique by qualitative descriptive analysis. The planned research budget is Rp. 10,550,000 consisting of honorarium, cost of consumables, data collection and reporting costs and research outputs. The results of this study are Through the spirit of "Zakat Menyejahterakan," BAZNAS continues to innovate in creating programs that are relevant to the needs of the community and are able to provide long-term impacts. With a vision to become a trusted leading zakat manager, BAZNAS is determined to maintain the trust of the people and make zakat the main pillar in national development. Hopefully BAZNAS can continue to play a role as a strategic partner in realizing a prosperous, independent, and just society, in accordance with Islamic values ​​that are rahmatan lil alamin.
Implementasi Prinsip-Prinsip Ekonomi Syariah Dalam Bisnis Ritel Pada Dhuafa Mart Air Tiris Zakir, Muhammad; Mairiza, Diany; Assyifa, Zubaidah; Winario, Mohd; Amalia, Nala; Putri, Berliana
Journal of Economic, Management, Business, Accounting Sustainability Vol. 2 No. 1 (2025): Februari 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/joembas.v2i1.118

Abstract

This research aims to analyze the implementation of sharia economic principles in the retail business run by Dhuafa Mart Air Tiris. The sharia economic principles that are the focus include justice, transparency and benefit to the surrounding community, especially in supporting the economy of the poor. The research method used is a descriptive qualitative approach with data collection techniques through interviews, direct observation and documentation. The research results show that Dhuafa Mart Air Tiris has implemented several sharia economic principles, such as a transparent transaction system without usury, as well as a sharia contract-based cooperation pattern between the management and business partners. Apart from that, most of the profits obtained are allocated to social programs and economic empowerment for underprivileged communities. The discussion revealed that this practice not only supports sustainable business growth but also creates a significant social impact in the surrounding environment. This research concludes that the implementation of sharia economics in the retail business can become a business model that is not only profit-oriented but also provides real benefits for society. This is relevant for adoption by other business actors who want to run business with an ethical and sustainable approach in accordance with sharia values.
Analisis Kritis Opini Syariah Terhadap Aset Kripto Dalam Perspektif Ekonomi Syariah Putri, Berliana; Amelia, Nur; Iskandar, Iskandar; Amalia, Nala; Lismawati, Lismawati
Journal of Economic, Management, Business, Accounting Sustainability Vol. 2 No. 3 (2025): Agustus 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/joembas.v2i3.234

Abstract

This study aims to critically analyze sharia opinion on crypto assets from a sharia economic perspective, specifically in assessing the legality of their use based on the principles of Islamic jurisprudence (fiqh) in muamalah (Islamic transactions). The method used is a literature study with a qualitative-descriptive approach, examining various secondary sources such as fatwas from the Indonesian Ulema Council (MUI), the results of the Bahtsul Masail forum, scientific journals, and the opinions of contemporary scholars. The results show that there are differences of opinion among scholars. Some scholars prohibit the use of crypto assets because they are considered to contain elements of gharar (uncertainty), maysir (speculation or gambling), and lack a clear underlying asset. However, others permit crypto assets as long as they are used as commodities (sil'ah), not as a means of payment, and do not involve elements of fraud or deception. Therefore, from a sharia economic perspective, crypto assets can be considered halal if they meet the criteria of benefit, clear ownership, and are subject to strict regulations to prevent practices that conflict with sharia principles
Literasi Tentang Transaksi Jual Beli Yang Sesuai Dengan Nilai-Nilai Islam Pada Siswa PPMTI Tanjung Berulak Kec. Kampar Khairi, Rifqil; Reza, Saru; Hidayat, Hidayat; Hasda, Mifta; Arif, Muhammad; Amalia, Nala
Journal of Community Sustainability Vol. 2 No. 3 (2025): September 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i3.326

Abstract

This community service activity was conducted at Pondok Pesantren Madrasah Tarbiyah Islamiah (PPMTI) Tanjung Berulak under the theme “Introduction to Islamic Finance as a Solution for Managing Finances in an Islamic Way.” The aim was to provide 12th-grade students with a basic understanding of Islamic finance concepts and their implementation, particularly through financial institutions such as Islamic banks. Preparations for the activity included coordination with the pesantren, development of materials, and creation of supporting media. The material was delivered through a lecture method, followed by an interactive discussion session that allowed students to ask questions and gain deeper understanding. The results of the activity showed an increase in students’ understanding and enthusiasm for applying Islamic financial principles in their daily lives. This activity not only provided direct benefits but is also expected to shape students into agents of change who promote Islamic financial practices within their communities and contribute to the creation of a more Islamic and prosperous society.
Literasi Pengembangan Produk Umkm Berbasis Kelor Sebagai Solusi Ekonomi Kreatif Dan Ketahanan Pangan Masyarakat Umkm Dapur Aru Rahmawati, Rahmawati; Assyifa, Zubaidah; Hasda, Mifta; Amelia, Nur; Amalia, Nala
Journal of Community Sustainability Vol. 2 No. 3 (2025): September 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i3.347

Abstract

This community service activity was aimed at the Dapur Aru MSME community as a solution to support the creative economy and food security through the development of moringa-based products. The main objective was to provide understanding of the literacy involved in developing MSME products based on moringa. The methods used included counseling, presentations, discussions, Q&A sessions, and practical exercises. The counseling explained the importance of moringa product innovation, the presentations outlined the product literacy process, the Q&A sessions offered opportunities for consultation, and the practical exercises assessed participants' understanding before and after the material was delivered. The success of this activity was supported by the availability of experts, participant enthusiasm, and the support of the community leader. However, challenges included limited human resources, production capacity, and lack of skills in business management, hygienic and efficient production processes, quality control, and product development. The results showed that the program ran smoothly according to plan. Most participants understood moringa literacy well, although further support is needed in technical business aspects. All activities were carried out on schedule and according to plan through strong collaboration.