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All Journal Abdi Samulang : Jurnal Pengabdian Kepada Masyarakat JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Pelayanan Unggulan: Jurnal Pengabdian Masyarakat Terapan Ekopedia: Jurnal Ilmiah Ekonomi
Wahyu Muh. Syata
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Journal : JURNAL AKADEMIK EKONOMI DAN MANAJEMEN

 1 
Pengaruh Tingkat Pendapatan dan Gaya Hidup Hedonisme terhadap Kualitas Pengelolaan Keuangan Pribadi Generasi Z di kota Makassar Hikmayani Subur; Wahyu Muh. Syata
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 1 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN 
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i1.4955

Abstract

This study aims to analyze the influence of income level and hedonistic lifestyle on the quality of personal financial management of Generation Z in Makassar City. The research method is a quantitative approach with data collection techniques through surveys and questionnaires to Generation Z in Makassar City using 100 samples with multiple linear regression data analysis techniques. The results of the study indicate that income level has a positive effect on the quality of personal financial management because the higher the income, the higher the ability of Generation Z to manage personal finances flexibly and more stably. The hedonistic lifestyle on the quality of personal financial management of Generation Z shows a pattern that tends to be negative, where the increasing tendency of hedonism will have an impact on the decreasing ability to manage finances effectively if done excessively, so training and education are recommended for both aspects related to understanding and financial management skills, so that Generation Z is able to balance lifestyle with financial responsibility in order to achieve personal economic stability in the future.
Peran Kebijakan Moneter Terhadap Pertumbuhan Ekonomi Nasional Wahyu Muh. Syata; Hikmayani Subur
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 2 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  Juni
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i2.5094

Abstract

This research examines the impact of monetary policy on Indonesia's national economic growth through a qualitative approach using the literature study method. The main focus is to analyze the effectiveness of the monetary policy instruments used by Bank Indonesia, namely the benchmark interest rate (BI-7 Day Reverse Repo Rate), open market operations (OMO), and minimum reserve requirements in creating macroeconomic stability. The research results show that monetary policy plays a vital role in influencing national economic growth, but its effectiveness is affected by various external and internal factors. Expectations of economic actors, global macroeconomic conditions, domestic economic structure, and alignment with fiscal policy are determining factors for the success of monetary policy. Research also reveals that the management of the money supply and appropriate interest rates can encourage investment, increase consumption, and create jobs that play a crucial role in sustainable economic growth. To achieve optimal results, Bank Indonesia needs to implement monetary policy with balance and precision, and coordinate with the government's fiscal policy.
Co-Authors Abdul Rajab Bellona Mardatillah Sabillah Gjosphink Putra Umar Sakka Hikmayani Subur Muhammad Juwantho Lewa Murni Nia Murniati Ramlah Ramadhani.Ns Ratna S Sabillah, Bellona Mardhatillah SRI UTAMI Yuniyarti Ahiri Yustina Jimmy