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Sentiment Analysis of Islamic Fintech: Uncovering the Pulse of Twitter Post-Covid-19 Haidar, Abdullah; Hendrasto, Nur; Chairiyati, Fauziah; Herindar, Evania
International Journal of Economics (IJEC) Vol. 3 No. 1 (2024): January-June
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i1.663

Twitter user attitude towards sharia fintech research provides an intriguing glimpse into perceptions and responses to sharia-based financial innovation. According to an analysis of 2,131 tweets, the bulk of attitudes were neutral (80.8%), followed by positive sentiments (16.2%), and the least were negative sentiments (3%). These findings paint an intriguing picture of how users react to sharia-compliant fintech concepts. The predominance of neutral attitude may indicate that the majority of Twitter users are not yet completely engaged with or have a neutral opinion of sharia fintech. This could be due to a lack of knowledge about the concept or a lack of direct connection with Islamic financial channels. The presence of strong positive sentiment, on the other hand, suggests interest in and support for this endeavour. There may be a view that sharia fintech can give a more ethical and in line with Islamic financial principles alternative. The unfavourable mood that has evolved, however, cannot be disregarded. Opinions opposing sharia fintech can stem from a variety of sources, including questions about its compatibility with authentic sharia principles or concerns about the hazards and security of its use. It is critical to understand the causes of unfavourable attitude and to improve education and transparency about sharia fintech. Overcoming questions and fears may necessitate an all-inclusive strategy to regulation, outreach, and risk management. In this approach, it can increase user trust and knowledge of the existence and benefits of sharia fintech in the current financial environment.

Understanding Kompangan As Jambi-Malay Traditional Arts and Cultural Heritage: An Anthropological Research Haidar, Abdullah; Herindar, Evania; Chairiyati, Fauziah
Sunan Kalijaga: International Journal of Islamic Civilization Vol. 6 No. 2 (2023)
Publisher : Universitas Islam Negeri Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/skijic.v6i2.2828

Like other traditional art forms, Kompangan in Jambi Seberang faces challenges in the preservation and transmission of culture due to globalization and changes in social patterns. Despite its cultural significance, research on the strategies used by local groups to maintain and promote this community is limited. The research gap includes the lack of detailed studies of the role of certain community groups, such as the Ulu Gedong, in preserving Kompangan and the mechanisms of cultural transmission within these groups. This research aims to fill these gaps by delving deeper into the history of Kompangan as a musical instrument and the roles of the Ulu Gendong Group in preserving the Kompangan as a traditional Malay art in Jambi Seberang. By using anthropological research, the results of this study indicate that Kompangan art is part of Malay Islamic culture and traditional musicals of Jambi Province, especially from Jambi Seberang. Immigrants from the Middle East have brought Kompangan. Sambilan Group was founded in Kampung Tengah, Jambi, and that is where Kompangan got its start. Kompangan art has evolved in several districts, including Ulu Gedong. Ulu Gedong, Riyatul Jannah, Riyatul Abedin, and Al-Hidayah are the four main Kompangan. The young generation plays a crucial role in preserving Kompang in Jambi Seberang. The goal for the next generation is to value their culture more and keep their cultural legacy alive, particularly this Kompangan art.

Halal Tourism Destination Development Strategy Based on Jambi Local Wisdom Seberang City as a Pioneer of Jambi City Halal Tourism Destinations Isnaeni, Nurida; Lubis, Paulina; Ridhwan, Ridhwan; Chairiyati, Fauziah
International Journal of Social Service and Research Vol. 4 No. 04 (2024): International Journal of Social Service and Research (IJSSR)
Publisher : Ridwan Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/ijssr.v4i04.770

This study aims to analyze problems and formulate and strategize in the development of halal tourism destinations rooted in local wisdom in Jambi Seberang City. The research method used is a combination of qualitative and quantitative approaches. The specific methodology applied is the Analytic Network Process (ANP), which is implemented through Super Decision software. ANP was chosen for its ability to set priorities in the context of decision making. The results obtained from this study show that the main issue faced is related to government participation. The priority strategies identified include the formation of synergies between various interested parties, increasing government commitment in supporting the development of halal tourism, developing a structured halal tourism development concept, and improving the quality of human resources. Through this research, it is expected to be a source and basis for planning the development of halal tourism in Jamb, especially in Jambi Kota Seberang.

Analisis SWOT BUMDes Rahayu dalam Mendorong Pertumbuhan Ekonomi Desa Montong Gamang Lombok Tengah Haidar, Abdullah; Hendrasto, Nur; Ekarici, Bagus Jani; Chairiyati, Fauziah
Jurnal Dharma Bhakti Ekuitas Vol. 9 No. 1 (2024): Jurnal Dharma Bhakti Ekuitas
Publisher : Universitas Ekuitas Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52250/p3m.v9i1.757

This research offers several key strengths that contribute to its value in understanding and improving the economic development of Montong Gamang Village through BUMDes Rahayu. First, the study’s qualitative descriptive approach provides a rich and nuanced understanding of the local context, allowing for a detailed exploration of the complex dynamics at play within BUMDes Rahayu. By utilizing interviews and observations, the research captures the perspectives of various stakeholders, offering a comprehensive view of the challenges and opportunities faced by the organization. The research's timely conduct in May 2023 guarantees that the findings are up-to-date and pertinent to the village's ongoing developments. The study also benefits from its focus on the practical application of SWOT analysis, a widely recognized strategic planning tool. This approach not only identifies the strengths, weaknesses, opportunities, and threats facing BUMDes Rahayu but also provides actionable insights for future strategic planning. Furthermore, the research highlights the significant impact of leadership and management changes within BUMDes Rahayu, offering valuable lessons on the importance of aligning vision and mission to achieve organizational goals. By drawing on existing literature on BUMDes management and village development strategies, the study situates its findings within a broader academic context, enhancing the credibility and applicability of its conclusions. Overall, the research's combination of detailed qualitative analysis, timely data collection, and strategic focus positions it as a valuable resource for policymakers, BUMDes administrators, and other stakeholders interested in enhancing village economic development. Keywords: IFAS-EFAS Matrix, Strategy, SWOT analysis, Village-Owned Enterprises (BUMDes). Abstrak Penelitian ini menawarkan beberapa keunggulan utama yang memberikan nilai dalam memahami dan meningkatkan pengembangan ekonomi Desa Montong Gamang melalui BUMDes Rahayu. Pertama, pendekatan deskriptif kualitatif dalam studi ini memberikan pemahaman yang kaya dan mendalam tentang konteks lokal, memungkinkan eksplorasi yang detail terhadap dinamika kompleks yang terjadi dalam BUMDes Rahayu. Dengan menggunakan wawancara dan observasi, penelitian ini menangkap perspektif dari berbagai pemangku kepentingan, menawarkan pandangan yang komprehensif tentang tantangan dan peluang yang dihadapi oleh organisasi. Kelebihan lain terletak pada waktu pelaksanaan penelitian, yang dilakukan pada Mei 2023, sehingga memastikan bahwa temuan-temuannya adalah terkini dan relevan dengan perkembangan yang sedang berlangsung di desa tersebut. Studi ini juga diuntungkan oleh fokusnya pada penerapan praktis dari analisis SWOT, sebuah alat perencanaan strategis yang diakui secara luas. Pendekatan ini tidak hanya mengidentifikasi kekuatan, kelemahan, peluang, dan ancaman yang dihadapi BUMDes Rahayu, tetapi juga memberikan wawasan yang dapat ditindaklanjuti untuk perencanaan strategis di masa depan. Lebih lanjut, penelitian ini menyoroti dampak signifikan dari perubahan kepemimpinan dan manajemen dalam BUMDes Rahayu, menawarkan pelajaran berharga tentang pentingnya menyelaraskan visi dan misi untuk mencapai tujuan organisasi. Dengan merujuk pada literatur yang ada tentang manajemen BUMDes dan strategi pengembangan desa, studi ini menempatkan temuannya dalam konteks akademik yang lebih luas, meningkatkan kredibilitas dan penerapan kesimpulannya. Secara keseluruhan, kombinasi analisis kualitatif yang mendetail, pengumpulan data yang tepat waktu, dan fokus strategis menjadikan penelitian ini sebagai sumber daya yang berharga bagi pembuat kebijakan, administrator BUMDes, dan pemangku kepentingan lainnya yang tertarik dalam meningkatkan pengembangan ekonomi desa. Kata kunci: Matrik IFAS- EFAS, Strategi, Analisis SWOT, Badan Usaha Milik Desa (BUMDes).

Cash Waqf Intention among Indonesian Muslim Youth: The Role of Banking Digitalization Haidar, Abdullah; Hendrasto, Nur; Herindar, Evania; Chairiyati, Fauziah
Ekonomi Islam Indonesia Vol. 6 No. 2 (2024): Ekonomi Islam Indonesia
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/eii.v6i2.568

This study aims to explore the factors influencing the adoption of cash waqf transactions by Generation Z and Millennials in East Java, Indonesia, focusing on the use of the Digital Sharia Banking System (DSBS). Implemented through a collaboration between the Badan Wakaf Indonesia (BWI) and Sharia banks utilizing financial technology (FinTech), DSBS represents an innovative approach to facilitating cash waqf transactions. The investigation involved 200 participants and utilized Partial Least Squares Structural Equation Modeling (PLS-SEM) to analyze the data. The results indicate that the overall model met all the requirements. Key findings suggest that the decision or intention of Generation Z and Millennials in East Java to participate in waqf through DSBS is influenced by factors such as convenience, usefulness, and subjective norms. The study highlights that the ease and benefits of using DSBS for cash waqf transactions are the most crucial factors driving the growth of cash waqf in the region. Integrating the Technology Acceptance Model (TAM) and the Theory of Planned Behavior (TPB), the research reveals that while perceived usefulness is a significant driver for positive attitudes and intentions to use DSBS, ease of use and behavioral control do not significantly impact these attitudes or intentions. Therefore, enhancing the perceived usefulness of DSBS is recommended as a more effective approach to promote its use in waqf transactions.

Do ESG Performance Improve Bank Stability: Comparative Analysis Islamic vs Conventional Bank Irsyad, Muhammad; Chairiyati, Fauziah; Rachmadi, Erfan
Jurnal Magister Ekonomi Syariah Vol. 3 No. 2 Desember (2024): J-MES: Jurnal Magister Ekonomi Syariah
Publisher : Program Studi Magister Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jmes.2024.032-06

This research examines the impact of ESG on the stability of conventional banks and Islamic banks in Indonesia and Malaysia. Using panel data from 140 conventional banks and 27 Islamic banks from 2014-2023, we found that ESG performance has a significantly positive impact on bank stability. The research results indicate that ESG significantly affects the stability of both Islamic and conventional banks. Furthermore, the research results also indicate that the environmental pillar has a more significant impact on the stability of conventional banks and the social pillar has a more significant impact on the stability of Islamic banks. The results of this research can be utilized by stakeholders to pay more attention to ESG performance as an effort to maintain the long-term stability of both conventional and Islamic banks.

Decoding Sentiments: Exploring Islamic Fintech Discourse on Twitter in The Post-Pandemic Haidar, Abdullah; Hendrasto, Nur; Herindar, Evania; Chairiyati, Fauziah
Perbanas Journal of Islamic Economics and Business Vol 4 No 1 (2024): Perbanas Journal of Islamic Economics and Business
Publisher : Institut Keuangan-Perbankan Dan Informatika Asia Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/pjieb.v4i1.244

Twitter (later called X) users' perceptions of sharia-compliant fintech offer a revealing insight into their responses to Islamic financial innovations. Analyzing 3,231 tweets, the study found that the majority of attitudes were neutral (55,6%), followed by positive sentiments (33,3%), and negativity was the least (11,1%). This paints an intriguing picture of user reactions toward Islamic fintech. The prevalence of neutral attitudes suggests a lack of full engagement or a neutral stance among users, potentially due to limited understanding or minimal interaction with Islamic finance platforms. However, the significant positive sentiment indicates an interest and endorsement of sharia-compliant finance, seen as an ethical and aligned alternative within Islamic principles. Conversely, the emergence of negative sentiment raises concerns regarding compatibility with genuine sharia principles and the safety of its implementation. Addressing these concerns, education and transparency become crucial. A comprehensive approach involving regulation, outreach, and risk management is essential to build trust and understanding of the value sharia fintech offers in the modern financial landscape. Keywords: Fintech, Sentimen fintech syariah , Twitter, Covid-19

Sentiment Analysis of Islamic Fintech: Uncovering the Pulse of Twitter Post-Covid-19 Haidar, Abdullah; Hendrasto, Nur; Chairiyati, Fauziah; Herindar, Evania
International Journal of Economics (IJEC) Vol. 3 No. 1 (2024): January-June
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i1.663

Twitter user attitude towards sharia fintech research provides an intriguing glimpse into perceptions and responses to sharia-based financial innovation. According to an analysis of 2,131 tweets, the bulk of attitudes were neutral (80.8%), followed by positive sentiments (16.2%), and the least were negative sentiments (3%). These findings paint an intriguing picture of how users react to sharia-compliant fintech concepts. The predominance of neutral attitude may indicate that the majority of Twitter users are not yet completely engaged with or have a neutral opinion of sharia fintech. This could be due to a lack of knowledge about the concept or a lack of direct connection with Islamic financial channels. The presence of strong positive sentiment, on the other hand, suggests interest in and support for this endeavour. There may be a view that sharia fintech can give a more ethical and in line with Islamic financial principles alternative. The unfavourable mood that has evolved, however, cannot be disregarded. Opinions opposing sharia fintech can stem from a variety of sources, including questions about its compatibility with authentic sharia principles or concerns about the hazards and security of its use. It is critical to understand the causes of unfavourable attitude and to improve education and transparency about sharia fintech. Overcoming questions and fears may necessitate an all-inclusive strategy to regulation, outreach, and risk management. In this approach, it can increase user trust and knowledge of the existence and benefits of sharia fintech in the current financial environment.

The Impact of Knowledge About Business Model Canvas (BMC) on Entrepreneurial Interest of Young Generation in Jabodetabek Hendrasto, Nur; Chairiyati, Fauziah; Haidar, Abdullah; Herindar, Evania; Rehman, Hafiz Mudassir
Indonesian Journal of Business and Entrepreneurship Vol. 10 No. 1 (2024): IJBE, Vol. 10 No. 1, January 2024
Publisher : School of Business, IPB University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/ijbe.10.1.146

This research aims to investigate the influence of Business Model Canvas (BMC) knowledge on entrepreneurial knowledge among young generations in the Jabodetabek region. There is a growing need to understand the role of BMC in stimulating entrepreneurial interest among the youth. This study seeks to provide insight to the younger generation on the importance of entrepreneurship and to encourage the development of an entrepreneurial interest through the application of the Business Model Canvas (BMC) learning method. The research employs purposive sampling techniques for data collection and utilizes a quantitative approach with simple regression analysis.The data reveals a correlation coefficient (R) of 0.65 or 65%, with a coefficient of determination (R Square) of 0.423. Data processing using SPSS 29 indicates an F value of 60.878 with a significance level of 0.001 < 0.05. Partial significance test (t-test) shows that the Entrepreneurial Knowledge BMC variable attains a t value of 7.802, exceeding the critical t-table value of 1.992, with a significance value of 0.0005, smaller than 0.05. These findings indicate a positive and significant relationship between BMC knowledge and entrepreneurial aspirations among young individuals in Jabodetabek. Entrepreneurial knowledge through BMC has a positive and significant impact on entrepreneurial interest. Therefore, enhancing entrepreneurial knowledge acquired through BMC has the potential to increase entrepreneurial interest among the younger generation. Keywords: BMC knowledge, business model canvas, young generation, entrepreneurial interest

Determinants of Brand Advocacy in Academia: Analyzing the Role of Service Quality and Lecturer Competence Hendrasto, Nur; Purba, Asnan; Haidar, Abdullah; Herindar, Evania; Chairiyati, Fauziah
JURNAL AL-TANZIM Vol 8, No 1 (2024)
Publisher : Nurul Jadid University, Probolinggo, East Java, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/al-tanzim.v8i1.5809

This study delves into the interplay between the quality of educational services and lecturer competence at IAI TAZKIA and their effects on brand advocacy. Analyzing data from 305 graduates and students across seven cohorts (2015-2021) and academic disciplines, it employs structural equation modeling (SEM) to explore these dynamics. The findings reveal that while lecturer competence does not significantly impact brand advocacy, the quality of educational services does. Specifically, postgraduate programs are perceived to offer the highest service quality, whereas Islamic Accounting and Islamic Business Management are viewed less favorably. Islamic Broadcasting Communication, a new field, needs more specialized faculty. Regarding lecturer competence, postgraduate students report the highest levels, with Islamic Economics instructors deemed more competent than those in Sharia Accounting, despite the latter's "A" accreditation. Brand advocacy is lowest among Sharia Business Management graduates, whereas postgraduate programs see the highest engagement in brand advocacy efforts. The research aims to position the campus as a benchmark for improving lecturer competence and service quality, enhancing institutional brand advocacy and competitive standing.

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