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Digital Syariah Banking System (DSBS) : Cash Waqf Determinants Promoting Innovation of Islamic Economic Development in Indonesia Haidar, Abdullah; Herindar, Evania; Hendrasto, Nur; Chairiyati, Fauziah
ZISWAF Vol 11, No 2 (2024): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v11i2.26109

Abstract

Cash waqf provides a new option for enhancing the growth of waqf transactions in Indonesia, particularly in Indonesia. Through the collaboration of BWI and Islamic banks utilizing financial technology (FinTech), an innovative DSBS, a digital banking system for sharia, to help with cash waqf transactions. It is anticipated that the presence of a system that facilitates cash waqf transactions will increase the desire of individuals to partake in cash waqf. This research aims to investigate which factors can motivate z generation and millennial in Indonesia to donate cash waqf through DSBS. This investigation included 200 participants. Using PLS SEM, this study indicates in which the research model is strategic because it satisfies all of the requirements. Additionally, research has shown that comfort, utility, and subjective norms all have an impact on z generation and millennial intentions or decisions about the usage of DSBS in Indonesia. The convenience and benefits of using DSBS to conduct cash waqf transactions are the most important factors in promoting the growth of cash waqf in indonesia. In order to create a more comprehensive research model, this study integrates the Technology Acceptance Model (TAM) and the Theory of Planned Behavior (TPB).
How Islamic commercial banks in Indonesia contributing to achieving SDGs-8: Decent work and economic growth? Chairiyati, Fauziah; Herindar, Evania; Irsyad, Muhammad
Sebelas Maret Business Review Vol 9, No 2 (2024): December 2024
Publisher : Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/smbr.v9i2.86849

Abstract

The aim is to improve overall well-being and alleviate poverty by achieving the Sustainable Development Goals (SDGs), which are rooted in universal human values and essential rights. In Indonesia, the focus remains on indices of economic sustainability, particularly decent work and economic growth. This study examines the role of Islamic Commercial Banks in Indonesia in achieving SDG-8: Decent Work and Economic Growth from 2016 to 2020. SEM PLS Analysis analyzes Financing, ROA, NPF, and CSR variables to assess their impact on SDG-8 indicators like unemployment, poverty, HDI, and GDP rate. The findings show that while Financing and CSR variables didn't significantly influence SDG-8, the ROA and NPF variables did. A potential reason is that most financing was used for consumption, and CSR programs were only partially aligned with SDG targets. ROA's significance might be due to the correlation between SDGs disclosure and profitability, while NPF's significance might stem from banks promoting sustainable development. The study recommends further attention from practitioners, academics, and regulators.