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STRATEGI MANAJEMEN BISNIS DI ERA PANDEMI COVID-19 DENGAN ANALISIS SWOT M. Guffar Harahap
INTERNATIONAL, Journal of Sharia Business Management Vol 1 No 1 (2022): September
Publisher : CV. Barokah Publsiher

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Pandemi Covid-19 melanda menuntut para pemangku kepentingan untuk bekerja sama demi mempertahankan keberlanjutan UMKM di Deli Serdang dan melakukan strukturisasi serta revitalisasi setelah pandemi Covid-19 pada sektor UMKM dengan tujuan untuk melahirkan komitmen serta kepercayaan UMKM di Deli Serdang. Untuk mengurangi dampak negative pada sektor pelaku UMKM Deli Serdang dibutuhkan inovasi yang tepat dan cepat untuk menciptakan aktivitas baru untuk tetap memastikan keberlanjutan usahanya. Dengan memanfaatkan kemajuan teknologi seperti pemanfaatan media sosial dan online shop sebagai alternatif solusi akibat penutupan paksa usaha oleh pemerintah. Pelaku UMKM dihadapkan pada persoalan kehilangan lapak yang disebabkan oleh diberlakukannya PPKM (Pemberlakuan Pembatasan Kegiatan Masyarakat), PSBB (Pembatasan Sosial Berskala Besar) dan WFH (Work From Home) . Untuk mengatasi permasalahan di atas, maka dirumuskan bagaimana strategi untuk mengembalikan eksistensi pelaku bisnis di sektor UMKM Deli Serdang di era pandemi Covid-19 dengan pendekatan kualitatif. Hasil penelitian menujukkan bahwa strategi Turnaround yaitu optimalisasi kelemahan untuk mencapai peluang dengan konsentrasi melalui integrasi vertical dengan kegiatan 1). Peralihan ke pemasaran online yaitu dengan cara penggunaan teknologi digital dapat meningkatkan kinerja UMKM, dan Jika promosi ditingkatkan, maka pedagang memiliki pasar yang pontensial; 2) Profesional UMKM lebih dioptimalkan agar nantinya dapat perhatian dan dukungan dari pemerintah; dan 3) Pelayanan yang dioptimalkan karena berdampak dengan adanya dukungan dari pemerintah dan dibarengi dengan peningkatan promosi jika promosi ditingkatkan, maka pedagang akan berpeluang memiliki pasar yang pontensial. Dengan strategi ini diharapkan dapat mengembangkanmanajemen bisnis UMKM di Deli Serdang

THE EFFECT OF NON PERFORMING FINANCING AND NET INCOME ON FINANCING AT BSI 2023 TO 2025 Ami Nullah Marlis Tanjung; M. Guffar Harahap
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 6 (2025): Desember
Publisher : CV. Barokah Publsiher

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The rapid growth of Islamic banking today, accompanied by an increase in the number of Islamic banking customers, is an interesting phenomenon in the midst of a dual banking system. This study aims to determine and analyse the effect of Non Performing Financing (NPF) and Net Income (NI) on Financing at KB Islamic Banks from 2023 in the first quarter to 2025 in the fourth quarter. The data used is the financial report of KB Bank Syariah which has been published on the website www. Bank Syariah Indonesia.co.id. The method of analysis in this study is an associative method, with classical testing, and statistical analysis, namely multiple linear regression analysis. The variables of this study are Non Performing Financing (NPF) as variable X 1 and Net Income (NI) as variable X 2 and Financing as Y. The results of the analysis using the statistical t test with a significant (α) = 0.05 using the sig value from the SPSS output obtained the significance value of each independent variable Non Performing Financing (NPF) (0.00) and Net Income (NI) (0.655). The Total Asset variable alone has a partial influence on financing, while the Net Interest variable is far above the significance of 0.05 and this identifies that there is no partial influence on financing. The results of the analysis with the F test with a significance (α) = 0.05 obtained a significance of 0.000. This value is not greater than the significance value of 0.05 and this indicates that there is a significant relationship between Non Performing Financing (NPF) and Net Income (NI) on financing simultaneously.

Model Pendampingan UMKM Santri sebagai Upaya Penguatan Ekonomi Kreatif di Pesantren Mawaridussalam M. Guffar Harahap; Aswin Fahmi Darma
STARLA: Jurnal Pengabdian Masyarakat Vol 1 No 2 (2025): Desember
Publisher : CV. BAROKAH PUBLISHER

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trengthening the creative economy within Islamic boarding schools (pesantren) is a strategic effort to promote students’ economic independence and institutional sustainability. Pesantren Mawaridussalam has considerable potential in developing student-based micro, small, and medium enterprises (MSMEs), yet these businesses have not been optimally managed, particularly in terms of business management, product innovation, and digital marketing. This community service program aimed to design and implement a mentoring model for student MSMEs through structured training, continuous assistance, and evaluation. The methods included needs assessment, entrepreneurship training, basic financial management guidance, branding enhancement, and optimization of digital marketing through social media and online marketplaces. The results indicate improved students’ understanding of business management, enhanced product packaging and brand identity, and expanded market reach, contributing to increased sales turnover. The mentoring model also fostered collaborative networks among students and pesantren management. Therefore, this model proves effective in strengthening a pesantren-based creative economy and supports the sustainable economic empowerment of students.

KONTRIBUSI INDUSTRI KECIL DALAM PENINGKATAN KESEJAHTERAAN MASYARAKAT: (STUDI KASUS PADA PENGRAJIN TOPI PURUN DI DESA SUKA MAKMUR KECAMATAN BINJAI KABUPATEN LANGKAT) Aswin Fahmi; Aminullah Marlis Tanjung; M. Radiansyah; M. Guffar Harahap
INTERNATIONAL, Journal of Sharia Business Management Vol 2 No 1 (2023): March
Publisher : CV. Barokah Publsiher

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This research was prepared with the aim of knowing the efforts to maintain a small industrial business carried out by purun hat craftsmen in Suka Makmur Village, Binjai District, Langkat Regency, and the contribution of small industry of purun hats for improving the welfare of purun hat craftsmen in Suka Makmur Village, Binjai District, Langkat Regency. The method used is qualitative with the main informants of the Village Head and Pengarin Topi Purun through interview instruments. Data analysis used qualitative techniques of interactive models. Based on the results of the research conducted, it can be concluded that youpaya maintain the small industrial business carried out by purun hat craftsmen in Suka Makmur Village, District Binjai Langkat Regency is carried out through support efforts from the Village Government and also the development of expertise from purun hat craftsmen to other communities through sharing experience and sharing skills with the community so that more and more are able to do business making purun hats. Furthermore, the contribution of the small industry of purun hats for improving the welfare of purun hat craftsmen in Suka Makmur Village, Binjai District, Langkat Regency is very realistic and real because of the efforts made by craftsmen able to meet the needs of family life both primary, secondary, and tertiary in nature. Then viewed from the aspect of economic science through income analysis and business efficiency, it turns out that the industry has advantages and is efficient to maintain and continued because it has an efficiency value greater than the number one, namely 1.27 > 1

PENGARUH TOTAL ASET DAN DANA PIHAK KETIGA TERHADAP PEMBIAYAAN PADA BANK MUAMALAT INDONESIA TAHUN 2018 SAMPAI DENGAN 2022 Aminullah Marlis Tanjung; Aswin Fahmi D; M. Radiansyah; M. Guffar Harahap
INTERNATIONAL, Journal of Sharia Business Management Vol 2 No 1 (2023): March
Publisher : CV. Barokah Publsiher

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This study aims to determine and analyze the effect of Total Assets and Third Party Funds on Financing at Bank Muamalat Indonesia from 2018 in the first quarter to 2022 in the third quarter. The data used is the published financial statements of Bank Muamalat Indonesia. The method of analysis in this study is the associative method, with classical testing, as well as statistical analysis, namely multiple linear regression analysis. The results of the analysis using the statistical t test with significant (α) = 0.05 using the sig value of the SPSS output obtained the significance value of each independent variable Total Assets (0.00) and DPK (0.655) Results of analysis with the F test with significance (α) = 0.05 obtained a significance of 0.000. This value is not greater than a significance value of 0.05 and this indicates that there is a significant relationship between Total Assets and Third Party Funds towards simultaneous financing.

Evolution Halal Industry and The impact to Global Trade : Analysis Comparative Markets Main Cita Ayni Putri Silalahi; M. Guffar Harahap; Muhammad Radian syah
INTERNATIONAL, Journal of Sharia Business Management Vol 3 No 1 (2024): March
Publisher : CV. Barokah Publsiher

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Study This done For know whether evolution halal industry impact on global trade , with do testing on market main halal industry namely Indonesia. Research done with method quantitative with use analysis comparative with technique data processing , namely Statistical Package For The Social Sciences. As for what becomes indicator in study This Export halal products , Halal Certification , Infrastructure And Ecosystem Industry , Growth Market Halal Industry , Attracting Investors, MSMEs, and Institution Halal Certification and test influence before And after halal industry is growing And the impact to global trade . And it was concluded from results study that after develop influential halal industry to proven global trade from results testing conducted

THE EFFECT OF TOTAL ASSETS AND THIRD PARTY FUNDS ON FINANCING AT ISLAMIC BANK KB BANK 2020 TO 2023 Ami Nullah Marlis Tanjung; M. Guffar Harahap
INTERNATIONAL, Journal of Sharia Business Management Vol 3 No 2 (2024): June
Publisher : CV. Barokah Publsiher

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The rapid growth of Islamic banking today, accompanied by an increase in the number of Islamic banking customers, is an interesting phenomenon in the midst of a dual banking system. This study aims to determine and analyse the effect of Total Assets and Third Party Funds on Financing at KB Islamic Banks from 2020 in the first quarter to 2023 in the fourth quarter. The data used is the financial report of KB Bank Syariah which has been published on the website www.kbbanksyariah.co.id. The method of analysis in this study is an associative method, with classical testing, and statistical analysis, namely multiple linear regression analysis. The variables of this study are Total Assets as variable X 1 and Third Party Funds as variable X 2 and Financing as Y. The results of the analysis using the statistical t test with a significant (α) = 0.05 using the sig value from the SPSS output obtained the significance value of each independent variable Total Assets (0.00) and Third Party Funds (0.655). The Total Asset variable alone has a partial influence on financing, while the Third Party Fund variable is far above the significance of 0.05 and this identifies that there is no partial influence on financing. The results of the analysis with the F test with a significance (α) = 0.05 obtained a significance of 0.000. This value is not greater than the significance value of 0.05 and this indicates that there is a significant relationship between Total Assets and Third Party Funds on financing simultaneously

APPLICATION OF ISLAMIC ECONOMICS IN SOCIETY: CASE STUDIES AND THEIR IMPLICATIONS FOR THE LOCAL ECONOMY M. Guffar Harahap
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 2 (2025): June
Publisher : CV. Barokah Publsiher

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Penerapan ekonomi Islam di tengah masyarakat menjadi salah satu pendekatan yang semakin relevan dalam menciptakan sistem perekonomian yang berkeadilan dan berkelanjutan. Artikel ini bertujuan untuk menganalisis penerapan prinsip-prinsip ekonomi Islam dalam kehidupan masyarakat sehari-hari dan dampaknya terhadap perekonomian lokal. Penelitian ini menggunakan metode studi kasus pada beberapa komunitas yang menerapkan prinsip ekonomi syariah, seperti zakat, wakaf, dan sistem bagi hasil dalam usaha mikro. Data dikumpulkan melalui wawancara mendalam, observasi, dan analisis dokumen. Hasil penelitian menunjukkan bahwa penerapan ekonomi Islam mampu meningkatkan kesejahteraan masyarakat, memperkuat solidaritas sosial, dan mendukung pertumbuhan ekonomi lokal. Namun, tantangan seperti rendahnya literasi keuangan syariah dan kurangnya dukungan regulasi juga ditemukan. Studi ini merekomendasikan peningkatan edukasi masyarakat tentang ekonomi Islam serta penguatan kebijakan pemerintah untuk mendukung implementasinya. Penelitian ini memberikan kontribusi signifikan bagi pengembangan literatur tentang ekonomi Islam dan implikasinya pada konteks lokal.

THE ROLE OF THE SHARIA CAPITAL MARKET IN ENCOURAGING ECONOMIC GROWTH IN INDONESIA M. Guffar Harahap; Namira Anjani
INTERNATIONAL, Journal of Sharia Business Management Vol 5 No 1 (2026): March
Publisher : CV. Barokah Publsiher

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The capital market is one of the investment instruments that is increasingly in demand by the public as the needs of modern financial management increase. The development of the capital market in Indonesia does not only occur in conventional instruments, but also in sharia instruments that have characteristics according to Islamic principles. This research aims to examine the benefits of the Islamic capital market as an investment instrument and its contribution to national economic growth. The research uses a normative method with descriptive analysis based on DSN-MUI literature, regulations, and fatwas. The results of the study show that the existence of the Islamic capital market not only provides halal investment alternatives, but also plays a role in reducing speculative practices, increasing transparency, and strengthening economic stability. The affirmation of regulations and the improvement of sharia instruments have been proven to encourage the growth of investors and issuers in the sharia capital market. Thus, the sharia capital market has a significant contribution in expanding public participation, supporting the development of the real sector, and encouraging Indonesia's economic growth.

STRATEGI MANAJEMEN BISNIS DI ERA PANDEMI COVID-19 DENGAN ANALISIS SWOT M. Guffar Harahap
INTERNATIONAL, Journal of Sharia Business Management Vol 1 No 1 (2022): September
Publisher : CV. Barokah Publsiher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Pandemi Covid-19 melanda menuntut para pemangku kepentingan untuk bekerja sama demi mempertahankan keberlanjutan UMKM di Deli Serdang dan melakukan strukturisasi serta revitalisasi setelah pandemi Covid-19 pada sektor UMKM dengan tujuan untuk melahirkan komitmen serta kepercayaan UMKM di Deli Serdang. Untuk mengurangi dampak negative pada sektor pelaku UMKM Deli Serdang dibutuhkan inovasi yang tepat dan cepat untuk menciptakan aktivitas baru untuk tetap memastikan keberlanjutan usahanya. Dengan memanfaatkan kemajuan teknologi seperti pemanfaatan media sosial dan online shop sebagai alternatif solusi akibat penutupan paksa usaha oleh pemerintah. Pelaku UMKM dihadapkan pada persoalan kehilangan lapak yang disebabkan oleh diberlakukannya PPKM (Pemberlakuan Pembatasan Kegiatan Masyarakat), PSBB (Pembatasan Sosial Berskala Besar) dan WFH (Work From Home) . Untuk mengatasi permasalahan di atas, maka dirumuskan bagaimana strategi untuk mengembalikan eksistensi pelaku bisnis di sektor UMKM Deli Serdang di era pandemi Covid-19 dengan pendekatan kualitatif. Hasil penelitian menujukkan bahwa strategi Turnaround yaitu optimalisasi kelemahan untuk mencapai peluang dengan konsentrasi melalui integrasi vertical dengan kegiatan 1). Peralihan ke pemasaran online yaitu dengan cara penggunaan teknologi digital dapat meningkatkan kinerja UMKM, dan Jika promosi ditingkatkan, maka pedagang memiliki pasar yang pontensial; 2) Profesional UMKM lebih dioptimalkan agar nantinya dapat perhatian dan dukungan dari pemerintah; dan 3) Pelayanan yang dioptimalkan karena berdampak dengan adanya dukungan dari pemerintah dan dibarengi dengan peningkatan promosi jika promosi ditingkatkan, maka pedagang akan berpeluang memiliki pasar yang pontensial. Dengan strategi ini diharapkan dapat mengembangkanmanajemen bisnis UMKM di Deli Serdang

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