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All Journal Conference on Innovation and Application of Science and Technology (CIASTECH) Bulletin of Management and Business Pangripta Jurnal Ilmiah Kajian Perencanaan Pembangunan TGO Journal of Community Development Jurnal Pengabdian Masyarakat dan Riset Pendidikan
Zahroh, Viony Alfiyatu
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Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Exploring Local Wisdom in Addressing Stunting During the Pandemic Era: A Case Study in Arjowinangun, Malang Okrofa, Melania; Zahroh, Viony Alfiyatu
PANGRIPTA Vol. 7 No. 2 (2024): Pangripta Jurnal Ilmiah Kajian Perencanaan Pembangunan
Publisher : Badan Perencanaan Pembangunan Kota Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58411/3me28487

Abstract

This research explores the role of local wisdom and the challenges posed by the COVID-19 pandemic in stunting prevention within the Arjowinangun community, Malang. Using a descriptive qualitative method, data were collected through interviews with parents of stunted children and healthcare workers, as well as through document analysis. The findings reveal that a lack of parental awareness and knowledge about stunting, compounded by the disruption of healthcare services during the pandemic, contributed to the persistent prevalence of stunting in the community. The pandemic further exacerbated the problem by causing interruptions in vital public health campaigns and community support systems. Misinformation surrounding COVID-19, fear of visiting healthcare facilities, and traditional practices not aligned with modern nutritional guidelines also hindered effective stunting prevention. This study underscores the need for enhanced education and culturally sensitive interventions that integrate local beliefs with evidence-based health strategies. By adopting a multifaceted approach that combines local knowledge, community engagement, and modern healthcare, efforts to combat stunting can be more effective, even in times of crisis.
Free but Not Fair? Analyzing the Implementation of Free Education Policy in Malang City through a Justice-Oriented Framework Zahroh, Viony Alfiyatu
PANGRIPTA Vol. 8 No. 1 (2025): Pangripta Jurnal Ilmiah Kajian Perencanaan Pembangunan
Publisher : Badan Perencanaan Pembangunan Kota Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1294.467 KB) | DOI: 10.58411/jn2nqc13

Abstract

This study examines the implementation of a free education policy in Malang City, Indonesia, and its implications for equity in access and outcomes. Although the policy guarantees uniform financial assistance for all students in public elementary and junior high schools, its execution reveals substantial gaps between the promise of equality and the lived experiences of students, particularly those from disadvantaged backgrounds. Based on qualitative data gathered through interviews, document analysis, and field observations, the study identifies three major challenges. First, the interpretation of “free education” varies across schools, leading to inconsistencies in application and confusion among beneficiaries. Second, limitations in bureaucratic coordination, technical capacity, and communication contribute to inefficiencies in fund distribution and reporting. Third, the flat-rate subsidy fails to account for indirect costs borne disproportionately by low-income families, such as transportation, uniforms, and extracurricular participation. The findings suggest that the policy’s universal design, while administratively efficient and politically popular, does not ensure equitable outcomes. Without mechanisms for targeting or flexibility, students most in need may continue to face barriers to full participation in schooling. To address these issues, the study recommends context-sensitive reforms that combine universal access with additional support for vulnerable groups. It also calls for stronger institutional feedback loops and school-level autonomy in addressing local needs. In conclusion, achieving meaningful educational access requires a shift in perspective—from providing the same for all, to ensuring success for those who need more.
MOTIF PENGGUNAAN STRATEGI FINANCIAL BOOTSTRAPPING PADA STARTUP DI KOTA MALANG Iswari, Hanif Rani; Mas, Nasharuddin; Zahroh, Viony Alfiyatu; Ainun, Siti Nur
Conference on Innovation and Application of Science and Technology (CIASTECH) Vol. 7 No. 1 (2024): CIASTECH 2024 Potensi dan Dampak Artificial Intelligence (AI) di Era Society 5.
Publisher : Universitas Widyagama Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31328/ciastech.v7i1.6916

Abstract

Penelitian ini bertujuan untuk mengidentifikasi motif utama yang mendorong startup di Kota Malang menggunakan strategi financial bootstrapping, terutama dalam menghadapi keterbatasan akses pendanaan eksternal. Financial bootstrapping melibatkan pemanfaatan sumber daya internal untuk pembiayaan bisnis, yang memungkinkan perusahaan menjaga otonomi dalam pengambilan keputusan dan meminimalkan risiko terkait modal eksternal. Studi ini menggunakan pendekatan kualitatif studi kasus, data dikumpulkan melalui wawancara mendalam, observasi, dan analisis dokumen, serta dianalisis secara tematik dengan triangulasi data dan dengan menganalisis tiga startup yang sedang berkembang di bidang cyber security, software house dan animation studio. Temuan penelitian menunjukkan bahwa motif utama meliputi keinginan untuk mempertahankan kontrol penuh atas bisnis, efisiensi operasional, dan fleksibilitas dalam menghadapi ketidakpastian ekonomi. Selain itu, faktor budaya perusahaan yang menekankan kreativitas dan efisiensi juga mempengaruhi adopsi strategi ini. Temuan ini menegaskan bahwa bootstrapping bukan hanya alternatif saat modal sulit diperoleh, tetapi juga bagian integral dari manajemen keuangan yang berkelanjutan. Penelitian ini memberikan kontribusi pada literatur terkait financial bootstrapping dan menawarkan rekomendasi praktis bagi pengusaha serta pembuat kebijakan untuk mendukung ekosistem startup yang lebih inklusif dan berdaya tahan.
PENGEMBANGAN BOARD GAME UNTUK PENGELOLAAN P4S BUMIAJI SEJAHTERA: STRATEGI GLOCALIZATION Purwanto, Arief; Iswari, Hanif Rani; Nugroho, Yuni Agung; Zahroh, Viony Alfiyatu; Ainun, Siti Nur
Conference on Innovation and Application of Science and Technology (CIASTECH) Vol. 7 No. 1 (2024): CIASTECH 2024 Potensi dan Dampak Artificial Intelligence (AI) di Era Society 5.
Publisher : Universitas Widyagama Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31328/ciastech.v7i1.6972

Abstract

P4S Bumiaji Sejahtera merupakan sebuah lembaga pelatihan berbasis masyarakat yang berlokasi di Kota Batu, Jawa Timur. Program pengabdian ini bertujuan meningkatkan daya tarik pertanian melalui strategi glocalization, yang memadukan nilai-nilai lokal dengan inovasi global. Pendekatan ini dikemas dalam bentuk board game interaktif bernama "Glocal Ladders," yang mengenalkan manajemen pertanian secara menyenangkan. Board game ini terdiri dari tiga fase: Fase Pengetahuan, untuk memperkenalkan konsep dasar pertanian dan pentingnya lingkungan; Fase Strategi Pertanian, yang memberikan wawasan tentang manajemen lahan dan pengendalian hama berkelanjutan; dan Fase Ekosistem Bisnis Agrowisata, yang mengajarkan manajemen bisnis agroeduwisata, mulai dari branding hingga pemasaran produk. Hasil awal menunjukkan bahwa metode edukasi ini efektif dalam meningkatkan pemahaman dan keterampilan manajemen pertanian pada generasi muda, sekaligus memperkuat identitas lokal desa sebagai daya tarik wisata. Pendekatan ini berpotensi diterapkan di wilayah lain dengan tantangan regenerasi serupa.
Bootstrapping as a Survival Strategy Amid Psychological Pressure and Trust Crisis among Digital Startup Founders in Malang City Iswari, Hanif Rani; Mas, Nasharuddin; Zahroh, Viony Alfiyatu
Bulletin of Management and Business Vol. 5 No. 2 (2024): October 2024
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Widya Gama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31328/bmb.v5i2.437

Abstract

The rise of fraud cases among Indonesian startups has triggered a trust crisis within the funding ecosystem, affecting both investors and entrepreneurs. In this context, some founders opt for bootstrapping not merely due to resource constraints, but as a deliberate response to external pressures and a desire to maintain integrity and business direction. This study employs a descriptive qualitative approach through in-depth interviews with three digital startup founders in Malang City who are currently practicing or have previously practiced bootstrapping strategies. The findings reveal that the decision to reject external funding is influenced by psychological pressure, the need to preserve autonomy, and behavioral biases such as overconfidence and illusion of control. Furthermore, concerns about excessive intervention and reputational risks due to associations with fraudulent practices also reinforce the choice to bootstrap. These findings indicate that financial decisions within startups cannot be separated from the psychological and social contexts surrounding them. Therefore, a more empathetic funding approach that aligns with the personal values of founders is necessary to restore trust and support the holistic sustainability of startups.
Reflective Financial Awareness for Student Bootstrapping Founders: A Community Engagement Approach Iswari, Hanif Rani; Zahroh, Viony Alfiyatu; Nur, Ayu Wandani Mustika Rahma Baits
TGO Journal of Community Development Vol. 3 No. 1 (2025): January - June
Publisher : Trescode Green Organization

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56070/jcd.2025.002

Abstract

This community service initiative aims to cultivate reflective financial behavior among student startup founders who rely on bootstrapping as their primary funding strategy. Conducted over four months, the program engaged a student-led startup operating in both private tutoring and catfish farming sectors. The initiative addressed common behavioral finance biases—such as overconfidence, sunk cost fallacy, and status quo bias—through contextualized education, reflective journaling, decision-mapping, and low-cost tools like pre-mortem analysis and behavioral checklists. The results revealed tangible improvements in financial self-awareness, decision quality, and emotional regulation. Participants began implementing structured pause points before making financial commitments, differentiated financial logic between service-based and production-based businesses, and revised pricing strategies based on both operational realities and psychological insight. The program also fostered a psychologically safe environment for discussing financial anxiety and learning from failure. This intervention demonstrates that reflective financial education can serve as an impactful and scalable early-stage support model for young entrepreneurs. Its low-barrier, behaviorally-informed approach can be replicated across educational institutions and community-based startup ecosystems, particularly those lacking formal financial mentorship structures. The outcomes suggest that empowering founders to understand their financial behavior is just as crucial as teaching them to manage financial tools.
Financial Feasibility as a Decision-Making Tool for Regional Infrastructure Projects: A Regional Development Perspective Puspitosari, Endah; Bakhtiar, Achmad Chaedar Yasin; Zahroh, Viony Alfiyatu
PANGRIPTA Vol. 8 No. 2 (2025): Pangripta Jurnal Ilmiah Kajian Perencanaan Pembangunan
Publisher : Badan Perencanaan Pembangunan Kota Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58411/nfv7bn32

Abstract

Effective regional infrastructure planning requires not only technical soundness but also financial accountability to ensure long-term sustainability and equitable resource allocation. This article refines the application of financial feasibility analysis as a decision-making tool, focusing on four key indicators NPV, BCR, IRR, and PP—and situates them within a regional development framework. The Bango Water Supply System Development Project (2023–2047) in Malang City is employed as a study case to illustrate how financial feasibility outcomes can inform policy choices. Results indicate that the project demonstrates positive financial performance across all indicators, confirming its viability under baseline assumptions. Beyond numerical validation, the study emphasizes the strategic role of financial feasibility analysis in prioritizing projects, attracting public private investment, and aligning infrastructure initiatives with SDG targets for water access and sustainable cities. This contribution provides actionable insights for policymakers seeking to balance fiscal discipline with inclusive growth objectives.
Fiscal Performance and Financial Independence of Malang City Government (2020–2024): A Qualitative Assessment Wahyudi, Untung; Zahroh, Viony Alfiyatu; Novitasari, Dewi
PANGRIPTA Vol. 8 No. 2 (2025): Pangripta Jurnal Ilmiah Kajian Perencanaan Pembangunan
Publisher : Badan Perencanaan Pembangunan Kota Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58411/4erens08

Abstract

This research examines the fiscal performance and financial independence of the Malang City Government from 2020 to 2024 through a qualitative descriptive analysis designed to reveal fiscal management dynamics under decentralization policy. The study uses official financial documents, statistical data, and policy analyses to evaluate fiscal effectiveness, efficiency, and flexibility within local governance. Findings reveal a positive trajectory of fiscal performance, with Regional Original Income (PAD) growing by 8.1% annually, although dependence on central transfers remains high at 62% of total revenue in 2024. The fiscal independence ratio rose from 29.3% in 2021 to 33.8% in 2024, supported by tax digitalization and service-based levy reforms. Malang City maintained an unqualified audit opinion (WTP) for fourteen consecutive years, reflecting transparent governance. The study concludes that sustainable fiscal capacity can be enhanced through diversified revenue generation rooted in digital and creative economies, improved fiscal oversight, and inter-regional collaboration. These insights contribute to understanding fiscal decentralization at the urban level.
Penerapan SOR dan ROP untuk Meningkatkan Efisiensi dan Keberlanjutan UMKM Kuliner Kedai Bakso Pemuda Spesial Kuah Bening Iswari, Hanif Rani; Sudiyono, Sudiyono; Fadilah, Mega Fianita; Bahtiar, Muhammad Yusuf; Zahroh, Viony Alfiyatu; Nur, Ayu Wandani Mustika Rahma Ba'its
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 2 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 2 (October 202
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i2.3308

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan memperkuat sistem manajemen operasional Kedai Bakso Pemuda Spesial Kuah Bening melalui penerapan Standard Operating Routine (SOR) dan Reorder Point (ROP) sebagai instrumen peningkatan profitabilitas, kualitas layanan, dan keberlanjutan usaha. Pendampingan dilaksanakan pada tahun 2025 dengan pendekatan participatory action learning melalui observasi lapangan, wawancara mendalam, dan analisis dokumen operasional. Tahapan kegiatan meliputi: (1) identifikasi permasalahan produksi dan pengendalian bahan baku, (2) perancangan prosedur SOR untuk dua jenis produk—Pentol Halus dan Pentol Kasar—, serta (3) penyusunan sistem ROP berbasis kebutuhan harian, waktu tunggu pasokan, dan stok pengaman. Hasil kegiatan menunjukkan bahwa penerapan SOR meningkatkan konsistensi rasa, tekstur, dan kualitas produk melalui pengendalian waktu serta suhu yang terukur, sedangkan ROP mendukung efisiensi bahan baku dengan menekan pemborosan dan kekurangan stok. Sinergi keduanya berkontribusi terhadap efisiensi proses, pengendalian biaya, dan peningkatan profitabilitas. Dampak positif juga terlihat pada konsistensi kualitas dan ketahanan usaha jangka panjang. Meskipun kegiatan ini masih terbatas pada aspek produksi, hasilnya membuktikan bahwa standarisasi prosedur kerja dan sistem pengendalian persediaan yang terukur dapat menjadi strategi efektif bagi UMKM kuliner untuk meningkatkan kinerja, stabilitas, dan kepuasan pelanggan.
Co-Authors Ainun, Siti Nur Arief Purwanto Bakhtiar, Achmad Chaedar Yasin Dewi Novitasari Fadilah, Mega Fianita Hanif Rani Iswari M. Yusuf Bahtiar, M. Yusuf Nasharuddin Mas Nur, Ayu Wandani Mustika Rahma Ba'its Nur, Ayu Wandani Mustika Rahma Baits Okrofa, Melania Puspitosari, Endah Sudiyono Sudiyono Wahyudi, Untung Yuni Agung Nugroho