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All Journal Indo-MathEdu Intellectuals Journal AHKAM : Jurnal Hukum Islam dan Humaniora
Barkah, Achmad Afad El
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Humanities Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences

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Tinjauan Hukum Islam Kredit Online (Pay Later) dalam Transaksi Jual Beli Online Menurut Imam Madzhab Barkah, Achmad Afad El; Auliya, Rizky Fitra; Aliyah, Nelud Darajaatul
AHKAM Vol 3 No 3 (2024): SEPTEMBER
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/ahkam.v3i3.3450

Abstract

This study examines the compliance of online credit transactions, specifically the Pay Later feature, with Islamic law according to various Islamic jurists (Imam Madzhab). While many Muslims engage in business transactions, they often overlook Islamic principles, focusing on individual profits. The Pay Later system, which allows consumers to purchase items and defer payment, is scrutinized for its alignment with Islamic concepts such as Istijrar. Scholars argue that transactions where the total price is unknown until payment are impermissible. Although services like Shopee Pay Later meet several Islamic contractual criteria, they face criticism for potential riba (usury) due to additional charges. This research employs a descriptive qualitative approach, analyzing literature from books, journals, and Islamic texts, and concludes that while Pay Later transactions can meet Islamic requirements, their permissibility remains debated.
Peran Guru PAI Dalam Membentuk Akhlak Mulia Siswa di SMA Al Islam Krian Barkah, Achmad Afad El; Kamalia, Dinna; Asrofi, Muhammad Imam; Zamzami, M. Syifa Fairuz; Qomariyah, Galuh Fitri Ayu Nur; Majid, Amir Bandar Abdul; Roziq, Roziq
Indo-MathEdu Intellectuals Journal Vol. 7 No. 1 (2026): Indo-MathEdu Intellectuals Journal (In-Press)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/imeij.v7i1.4974

Abstract

The purpose of this study is to analyse the role of Islamic Religious Education (IRE) teachers in shaping the noble character of students at Al Islam Krian High School. This study uses a qualitative approach with a descriptive design. Data collection methods were carried out through direct and systematic observation of IRE learning activities, teacher and student interactions, and religious culture in the school environment. In addition, supporting data was obtained through documentation studies and literature reviews relevant to character education and morals from an Islamic perspective. The collected data was analysed using thematic analysis techniques, namely by grouping, interpreting, and drawing meaning from patterns of behaviour and learning strategies applied by PAI teachers. The results of the study indicate that PAI teachers have a strategic and multidimensional role in shaping students' noble morals, namely as moral role models, spiritual guides, and behavioural mentors. These roles are realised through exemplary attitudes, the habit of incorporating Islamic values into teaching and learning activities, the integration of worship practices into school culture, and continuous moral guidance. These findings confirm that the formation of noble character in students can be effective if supported by consistent exemplary behaviour from teachers, structured religious programmes, and a school environment conducive to the internalisation of Islamic values.
Co-Authors Aliyah, Nelud Darajaatul Asrofi, Muhammad Imam Auliya, Rizky Fitra Kamalia, Dinna Majid, Amir Bandar Abdul Qomariyah, Galuh Fitri Ayu Nur Roziq, Roziq Zamzami, M. Syifa Fairuz