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All Journal Tabsyir: Jurnal Dakwah Dan Sosial Humaniora Akuntansi Pajak dan Kebijakan Ekonomi Digital
Mirna Kurniati
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Religion Humanities Economics, Econometrics & Finance Social Sciences

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Analisis Tingkat Literasi Keuangan Dalam Pengelolaan Finansial Pribadi Mahasiswa Muhammad Hafizd Fauzi; Sri Diana Putri; Rahma Agustina Fadhilah; Mirna Kurniati; Annisa Rizki Pebriani; Muhamad Raihan Eka Putra; Rama Wijaya Abdul Rozak
Akuntansi Pajak dan Kebijakan Ekonomi Digital Vol. 1 No. 2 (2024): Akuntansi Pajak dan Kebijakan Ekonomi Digital
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/apke.v1i2.74

Abstract

Financial literacy is one of the important skills that must be possessed by individuals, especially students, based on situations that require the ability to manage their personal finances. This research uses a qualitative approach with a focus on semi-structured interviews to gather information. The research participants were 12 students with different ages, genders, universities, study programs and faculties. The results of the analysis from interviews showed that students who live in boarding houses or with their parents can apply financial literacy for financial management, even without realizing it. However, financial literacy is more applied to students who live in boarding houses.
Analisis Pemahaman Mahasiswa terhadap Trading dalam Perspektif Islam Mazaya Faudya Nur Aufa; Mirna Kurniati; Muhamad Ali; Nabil Abdillah Meyza Winata; Raka Prasetya; Edi Suresman
Tabsyir: Jurnal Dakwah dan Sosial Humaniora Vol. 6 No. 2 (2025): Jurnal Dakwah dan Sosial Humaniora
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/tabsyir.v6i2.2223

Abstract

This study aims to analyze the level of students' understanding of trading activities from an Islamic perspective. The research method used is quantitative descriptive with data collection techniques through distributing questionnaires to 107 students of the Faculty of Economics and Business at the Indonesian Education University. The results of the study indicate that the level of respondent achievement (TCR) is in the high category in terms of understanding the definition of trading (84.35%), the principles of transparency and fairness in transactions (88.32%), and the obligation of zakat on investment results (81.07%). However, in terms of risk management (52.57%) and decision making influenced by emotions (57.71%), students' understanding is still in the moderate category. These findings indicate an imbalance in understanding the main aspects of sharia trading activities. Therefore, this study emphasizes the importance of increasing sharia financial literacy through comprehensive educational programs and curricula in order to form investment behavior that is not only rational but also in accordance with ethical and just Islamic principles.
Co-Authors Annisa Rizki Pebriani Edi Suresman Mazaya Faudya Nur Aufa Muhamad Ali Muhamad Raihan Eka Putra Muhammad Hafizd Fauzi Nabil Abdillah Meyza Winata Rahma Agustina Fadhilah Raka Prasetya Rama Wijaya Abdul Rozak Sri Diana Putri