Article Per Year (5 Year)
p-Index From 2020 - 2025
1.048
P-Index
This Author published in this journals
All Journal JAKBS Neraca Manajemen, Akuntansi, dan Ekonomi Kajian Ekonomi dan Akuntansi Terapan Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Journal of Business Economics and Management
Muhammad Syahwildan
Unknown Affiliation
Economics, Econometrics & Finance Environmental Science Other

Published : 6 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 6 Documents
Search

 1 
ANALISIS PERBEDAAN PRINSIP PRODUK PENGHIMPUNAN DANA (FUNDING) PERBANKAN SYARIAH DAN PERBANKAN KONVENSIONAL Septi Dwi Wulandari; Nabilah Az-zahra; Simamora Desi Anna Sari; Muhammad Rifai; Muhammad Syahwildan
Kajian Ekonomi dan Akuntansi Terapan Vol. 1 No. 3 (2024): September : Kajian Ekonomi dan Akuntansi Terapan (KEAT)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/keat.v1i3.280

Abstract

The bank is an official state institution in the financial sector that has the task of withdrawing and disbursing public money. Banks are one type of trusted institution among the surrounding community. Banks that have a non-trivial task make the bank also registered in the law for its security. There are many banks in Indonesia, one of which is BSI. BSI is the only bank that applies sharia principles based on the Koran and hadith. The existence of these principles makes Islamic banks not carelessly choose transactions or cooperation with other parties or customers. Uniquely, Islamic banks also use a profit sharing system as their ratio. Whereas conventional banks use the deposit interest system as their ratio. That is why researchers are interested in conducting research on the difference between the principles of Islamic banks and conventional banks in fundraising products (funding). There are three types of fundraising products in both Islamic and conventional banks, namely checking accounts, savings accounts and time deposit accounts. The difference is that Islamic banks use wadi'ah contracts and mudharabah contracts. This study aims to introduce to all people that Islamic banks have their own uniqueness and characteristics. Therefore, it is necessary to explain the contracts involved in Islamic banking. In this study, researchers used qualitative techniques. There are two data sources: Primary and secondary data sources. The researchers conducted direct interviews with informants based on primary data.
SISTEM EKONOMI SYARIAH PADA BISNIS SYARIAH DAN PELAKU BISNIS SYARIAH DI PASAR GLOBAL Gian Mariana; Mario Setiawan; Alfiaturohmah Alfiaturohmah; Leni Novianti; Selpia Hendawani Sihombing; Muhammad Syahwildan
Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi Vol. 13 No. 11 (2025): Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v13i11.10122

Abstract

ABSTRACT The Sharia Economic System is an economic framework rooted in Islamic principles, emphasizing ethics, justice, and sustainability in business practices. This article explores the implementation of Sharia principles in the global market, including the prohibition of riba (usury), gharar (uncertainty), maysir (gambling), and illicit transactions, while promoting equitable wealth distribution. Despite challenges such as regulatory differences, limited Sharia financial infrastructure, and low global awareness, Sharia businesses hold significant potential for growth through local-international collaboration and strategic innovation. By adhering to Sharia principles, business actors can create a sustainable positive impact on the global economy, enhance reputation, and build trust in an ethical and equitable business model. ABSTRAK Sistem Ekonomi Syariah adalah kerangka ekonomi berdasarkan prinsip-prinsip Islam yang menekankan etika, keadilan, dan keberlanjutan dalam berbisnis. Artikel ini membahas implementasi prinsip-prinsip syariah dalam bisnis global, meliputi larangan riba, gharar, maysir, dan transaksi haram, serta dorongan untuk distribusi kekayaan yang adil. Meski menghadapi tantangan seperti perbedaan regulasi, keterbatasan infrastruktur keuangan syariah, dan rendahnya pemahaman masyarakat global, bisnis syariah menunjukkan potensi besar untuk berkembang melalui kolaborasi lokal-internasional dan inovasi strategis. Dengan mematuhi prinsip-prinsip syariah, pelaku bisnis dapat menciptakan dampak positif yang berkelanjutan bagi ekonomi global, memperkuat reputasi, dan meningkatkan kepercayaan masyarakat terhadap model bisnis yang beretika dan berkeadilan.
ANALISA PERUBAHAN SUKU BUNGA GLOBAL TERHADAP PERMINTAAN DAN EFEKTIVITAS INTEREST RATE SWAP DI INDONESIA Laraswati Laraswati; Nadia Putri Ramadhani; Salsa Rahmania; Rahmania Azzahra; Meridhian Erik Firman; Muhammad Syahwildan
Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi Vol. 14 No. 7 (2025): Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v14i7.10652

Abstract

Changes in global interest rates have a major impact on the Indonesian economy, especially on domestic demand and the effectiveness of the use of financial instruments such as interest rate swaps. Increases in global interest rates tend to suppress investment and consumption demand, while decreases in interest rates can increase economic activity. This study analyzes the relationship between changes in global interest rates and the Indonesian economy, using descriptive quantitative methods to describe their impact on inflation, investment, consumption, and the effectiveness of interest rate swaps. The results show that interest rate swaps are an important instrument to mitigate interest rate risk, although their adoption in Indonesia is still limited by low financial literacy and regulatory challenges. Therefore, responsive monetary policy and collaboration between stakeholders are needed to increase the effectiveness of the use of this instrument. Perubahan suku bunga global memberikan dampak besar pada perekonomian Indonesia, terutama pada permintaan domestik dan efektivitas penggunaan instrumen keuangan seperti interest rate swap. Kenaikan suku bunga global cenderung menekan permintaan investasi dan konsumsi, sedangkan penurunan suku bunga dapat meningkatkan aktivitas ekonomi. Penelitian ini menganalisis hubungan antara perubahan suku bunga global dengan perekonomian Indonesia, menggunakan metode kuantitatif deskriptif untuk menggambarkan dampaknya terhadap inflasi, investasi, konsumsi, dan efektivitas interest rate swap. Hasil penelitian menunjukkan bahwa interest rate swap menjadi instrumen penting untuk memitigasi risiko suku bunga, meskipun adopsinya di Indonesia masih terbatas oleh literasi keuangan yang rendah dan tantangan regulasi. Oleh karena itu, diperlukan kebijakan moneter yang responsif dan kolaborasi antar pemangku kepentingan untuk meningkatkan efektivitas penggunaan instrumen ini.
Analisis Penyusunan dan Implementasi Anggaran Neraca pada PT Indofood Sukses Makmur Tbk Helvi Viola Sari; Muhammad Syahwildan
Jurnal Akuntansi Keuangan dan Bisnis Vol. 3 No. 2 (2025): Juli - September
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the preparation and implementation of the balance sheet budget at PT Indofood Sukses Makmur Tbk, a multinational company engaged in the food and agribusiness sector. The balance sheet budget is a projection of the company’s financial position, including assets, liabilities, and equity at the end of a specific period, which plays a crucial role in supporting strategic decision-making. The research method used is descriptive qualitative with a literature study approach and analysis of the interim consolidated financial statements as of December 31, 2024, and March 31, 2025. The results show that the company's total assets increased by IDR 7.53 trillion (3.7%) in the first quarter of 2025, mainly due to significant increases in cash and cash equivalents as well as trade receivables. The company’s liabilities also rose by IDR 3.94 trillion, largely stemming from an increase in short-term bank loans and tax payables. Equity also grew through the accumulation of retained earnings and an increase in non-controlling interests. These findings highlight the importance of accurate balance sheet budgeting in optimizing financial planning and performance control. This research contributes to managerial understanding in formulating financial strategies based on balance sheet projections.
Pengaruh Harga Pokok Produksi Terhadap Penetapan Harga Jual Produk Kopi Janji Jiwa Tita Naswa Ayu Bintoro; Ciska Silvi Oktavia; Supiah Ratnasari; Muhammad Syahwildan
Journal of Business Economics and Management | E-ISSN : 3063-8968 Vol. 2 No. 1 (2025): Juli - September
Publisher : GLOBAL SCIENTS PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Product selling price determination is one of the crucial strategic decisions for any company, especially amidst fierce market competition. One of the main elements that significantly influences product selling price determination is the cost of goods sold (COGS). This research aims to analyze the influence of COGS on product selling price determination at Kopi Janji Jiwa outlets. The research method used is a case study with a quantitative approach, analyzing production cost data and coffee product selling prices. The research population is sales transaction data and production costs of Kopi Janji Jiwa, with samples taken from a specific period. Data analysis techniques involve COGS calculation and profit margin analysis. The results show that increased efficiency in COGS management can help companies maintain a competitive price structure without sacrificing product quality. This finding provides an in- depth understanding of how COGS serves as the basis for pricing, influencing profitability and business competitiveness. The implication of this research is the importance of effective cost management to achieve optimal pricing objectives.
ANALISIS REALISASI OPTIMALISASI PROFIT PERUSAHAAN MELALUI PENGELOLAAN PIUTANG PT BUMIPUTERA BOT FINANCE Alifia Putri Nurliani; Deka Madya; Imelda Putri; Muhammad Fikri Ananda; Siti Nurhaliza APP; Muhammad Syahwildan
Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Vol. 1 No. 6 (2024): Juli
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/jemb.v1i6.1738

Abstract

Penelitian ini bertujuan untuk menganalisis realisasi optimalisasi profit perusahaan melalui pengelolaan piutang di PT Bumiputera BOT Fintech selama periode 2019 hingga 2021. Data yang digunakan mencakup penjualan kredit, piutang awal, piutang akhir, dan rasio keuangan terkait profitabilitas dan aktivitas perusahaan. Hasil penelitian menunjukkan adanya penurunan yang konsisten dalam tingkat perputaran piutang, dari 34,43 kali pada tahun 2019 menjadi 23,70 kali pada tahun 2021, serta peningkatan umur rata-rata piutang dari 60 hari menjadi 80 hari. Selain itu, rasio profitabilitas seperti gross profit margin, operating profit margin, dan net profit margin juga mengalami penurunan selama periode yang sama. Temuan ini mengindikasikan adanya tantangan dalam pengelolaan piutang dan efisiensi operasional perusahaan. Oleh karena itu, perusahaan perlu mengevaluasi kembali kebijakan kredit dan proses penagihan, serta mengembangkan strategi untuk meningkatkan pendapatan dan mengurangi biaya operasional guna memastikan keberlangsungan bisnis jangka panjang.
Co-Authors Alfiaturohmah Alfiaturohmah Alifia Putri Nurliani Ciska Silvi Oktavia Deka Madya Gian Mariana Helvi Viola Sari Imelda Putri Laraswati Laraswati LENI NOVIANTI Mario Setiawan Meridhian Erik Firman Muhammad Fikri Ananda Muhammad Rifai Nabilah Az-zahra Nadia Putri Ramadhani Rahmania Azzahra Salsa Rahmania Selpia Hendawani Sihombing Septi Dwi Wulandari Simamora Desi Anna Sari Siti Nurhaliza APP Supiah Ratnasari Tita Naswa Ayu Bintoro