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All Journal Visi Sosial Humaniora Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi (JEBMA) Arus Jurnal Sosial dan Humaniora Jurnal Riset Rumpun Ilmu Ekonomi (JURRIE) Journal International Journal of Teaching and Learning (INJOTEL) Jurnal Pengabdian Masyarakat dan Riset Pendidikan Jurnal Ekonomi, Manajemen, Akuntansi
Aferiaman Telaumbanua
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Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Journal : Visi Sosial Humaniora

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Faktor-Faktor Yang Mempengaruhi Literasi Keuangan Masyarakat Desa Caritas Sogawunasi, Kecamatan Lolomatua, Kabupaten Nias Selatan Nanny Artatina Bu'ulolo; Aferila Halawa; Idarni Harefa; Aferiaman Telaumbanua
Visi Sosial Humaniora Vol. 5 No. 2 (2024): Visi Sosial Humaniora: Edisi Desember 2024
Publisher : LPPM Universitas HKBP Nommensen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51622/vsh.v5i2.2617

Abstract

Meskipun literasi keuangan menjadi semakin penting di era globalisasi dan modernisasi, namun masih banyak masyarakat di daerah pedesaan yang belum memiliki pemahaman yang memadai tentang konsep keuangan, hal ini dapat terjadi karena beberapa faktor yang mempengaruhi seperti minimnya pendidikan formal, kurangnya akses informasi keuangan serta kurangnya pemahaman tentang manfaat dari literasi keuangan. Penelitian ini bertujuan untuk menganalis pengaruh pendidikan terhadap literasi keuangan masyarakat, menganalis pengaruh pengalaman terhadap literasi keuangan masyarakat, menganalisis pengaruh informasi terhadap literasi keuangan masyarakat, serta menganalis pengaruh budaya terhadap literasi keuangan masyarakat. Penelitian ini dilakukan di wilayah khusus desa Caritas Sogawunasi kecamatan Lolomatua kabupaten Nias Selatan. Metode penelitian yang digunakan adalah metode penelitian kuantitatif. Berdasarkan hasil penelitian terhadap 80 responden diperoleh variabel pendidikan (X1) terbukti secara statistik berpengaruh terhadap variabel (Y) dimana nilai sig. < 0,05 atau 0,009 < 0,05, variabel pengalaman (X2) terbukti secara statistik berpengaruh terhadap variabel (Y) dimana nilai sig. < 0,05 atau 0,001 < 0,05, variabel Informasi (X3) terbukti secara statistik berpengaruh terhadap variabel (Y) dimana nilai sig. < 0,05 atau 0,001 < 0,05, variabel budaya (X4) terbukti secara statistik berpengaruh terhadap variabel (Y) dengan dimana nilai sig. < 0,05 atau 0,001 < 0,05. Perhitungan simultan uji F menunjukkan nilai signifikan untuk pengaruh X1, X2, X3, dan X4 secara signifikan terhadap variabel Y adalah 0.001 < 0.05 dan nilai F hitung 129.095 > 2.49, sehingga dapat disimpulkan bahwa pengujian ini diterima yang berarti terdapat pengaruh X1, X2, X3, dan X4 secara simultan terhadap Y.
Pengaruh Kualitas Produk dan Promosi Terhadap Keputusan Pembelia TAHU pada UD. TAHU MURNI Maria Magdalena Bate'e; Jenius Telaumbanua; Aferiaman Telaumbanua; Yuterlin Zalukhu
Visi Sosial Humaniora Vol. 6 No. 1 (2025): Visi Sosial Humaniora: Edisi Juni 2025
Publisher : LPPM Universitas HKBP Nommensen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51622/vsh.v6i1.2742

Abstract

This research aims to determine the influence of product quality on tofu purchasing decisions at UD. Pure Tofu. The product quality in question includes several dimensions, namely durability, taste, cleanliness and packaging. Purchasing decisions are consumers' choices to buy products after considering various factors. The method used in this research is quantitative with a survey approach. The research sample consisted of 40 consumers who bought tofu at UD. Pure Tofu, which was selected using a purposive sampling technique. Data was collected through questionnaires and analyzed using simple linear regression. The research results show that product quality significantly influences the decision to purchase tofu at UD. Pure Tofu. Durability and taste variables have the strongest influence on purchasing decisions. Based on these results, it is recommended that UD. Tahu Murni focuses more on improving product quality, especially in the aspects of taste and durability, to increase customer satisfaction and encourage repeat purchases.  
Peran Pemerintah Desa Lasara Kecamatan Namohalu Esiwa Dalam Meningkatkan Kesejahteraan Masyarakat Melalui Literasi Keuangan Harefa, Fandi Rahmawan; Maria Magdalena Bate'e; Idarni Harefa; Aferiaman Telaumbanua
Visi Sosial Humaniora Vol. 5 No. 1 (2024): Visi Sosial Humaniora: Edisi Juni 2024
Publisher : LPPM Universitas HKBP Nommensen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51622/vsh.v5i1.2322

Abstract

This research aims to reveal the role played by the Lasara Village Government in Namohalu Esiwa District in seeking to improve community welfare through financial literacy efforts. Financial literacy is considered an important tool that allows individuals to understand and manage their personal finances more effectively. In its conclusion, this research highlights the important role of the Lasara Village Government in increasing community financial literacy. Through educational programs and partnerships with financial institutions, village governments have succeeded in empowering communities to take control of their own finances, which ultimately contributes to increased prosperity and economic stability at the local level.
Co-Authors Aferila Halawa Agus Iman Gea Aris Susanto Batee, Setianus Berkat Hidayat Gea Halawa, Olina Harefa, Fandi Rahmawan Haseleli Foni Mendrofa Hendriwan Novan Berkat Lase Hepi Darman Yanto Lase Hevi Susanti Idarni Harefa Irwan Tri Saputra Hia Jeliswan Berkat Iman Jaya Gea Jenius Telaumbanua Kurniawan Sarototonafo Zai Loso Judijanto Maria Magdalena Bate'e Maria Magdalena Batee Martha Surya Dinata Mendrofa Memoris Tafonao Mukti Ali Nanny Artatina Bu'ulolo Nanny Artatina Bu’ulolo Nov Elhan Gea Septiani Rizky Zandroto Serniati Zebua Sophia Molinda Kakisina Yupiter Mendrofa Yuterlin Zalukhu