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All Journal Ulumuna: Jurnal Studi Keislaman TERAJU : Jurnal Syariah dan Hukum Istidlal: Jurnal Ekonomi dan Hukum Islam Journal of Islamic Economics Journal of Economic & Business Law Review Al Fuadiy: Jurnal Hukum Keluarga Islam Al Itmamiy : Jurnal Hukum Ekonomi Syariah Tabsyir: Jurnal Dakwah Dan Sosial Humaniora Perspektif: Jurnal Pendidikan dan Ilmu Bahasa Ekonomi Keuangan Syariah dan Akuntansi Pajak Sahwahita: Community Engagement Journal Indonesian Journal of Islamic Law (IJIL) Journal of Economic and Islamic Research Panggung Kebaikan : Jurnal Pengabdian Sosial HOKI : Journal of Islamic Family Law AQaduna: Jurnal Hukum Ekonomi Syariah
Zaenol Hasan
Sekolah Tinggi Ilmu Syariah Nurul Qarnain Jember
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The Algorithmic Fiqh: Qiyas and the Cryptocurrency Paradigm Benali, Fatima Zohra; Miftahussurur, Wildan Miftahussurur; Santos, Rijal Ali Santos; Zaenol Hasan
Indonesian Journal of Islamic Law Vol. 8 No. 1 (2025): Indonesian Journal of Islamic Law
Publisher : Postgraduate Programme of UIN Kiai Haji Achmad Siddiq Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/c3g8zb70

Abstract

This study examines the application of qiyas (analogical reasoning) in assessing the legality of cryptocurrency within Islamic law, particularly through the fatwas issued by the National Sharia Council of the Indonesian Ulema Council (DSN-MUI). As cryptocurrency emerges as a significant innovation in the economic sector, the research analyzes classical fiqh texts and draws analogies with paper money to identify essential criteria for cryptocurrency to be considered a legitimate medium of exchange, including being valuable, pure, transferable, and beneficial. The findings indicate that while cryptocurrency lacks official backing, its value is derived from societal trust in blockchain technology. The study emphasizes the necessity for cryptocurrency transactions to comply with Sharia principles, avoiding elements of riba, gharar, and maysir. Additionally, it highlights the importance of collaboration among scholars, academics, and practitioners in Sharia economics to develop responsive fatwas and policies that address technological advancements and societal needs. Furthermore, to provide a broader perspective, examples from other countries, such as Malaysia, Algeria, and Morocco, can be referenced to understand how different Islamic authorities approach the regulation and assessment of cryptocurrency. For instance, Malaysia's Shariah Advisory Council has recognized cryptocurrencies under certain conditions, while Algeria has outright banned their use due to concerns over their volatility and speculative nature. Morocco, on the other hand, has issued warnings about the risks associated with cryptocurrency, despite the growing global interest in digital currencies. By examining these diverse approaches, the research can offer a more comprehensive understanding of how cryptocurrency fits within the frameworks of Islamic finance and law across different contexts. This research contributes to the discourse on integrating modern financial systems with Islamic principles, suggesting that cryptocurrencies can be utilized within Islamic economies if they adhere to Sharia guidelines. Ultimately, the study aims to provide practical guidance for Muslims in conducting economic activities in the digital era while leveraging technological progress to enhance welfare and prosperity.
Desain Model Baitul Maal Santri sebagai Pengelolaan Keuangan Syariah di Pondok Pesantren Muhtadi, Ridan; Zaenol Hasan; Mohammad Zainal
Journal of Islamic Economics (JoIE) Vol. 4 No. 2 (2024)
Publisher : Prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v4i2.10198

Abstract

Introduction: This study aims to develop a Baitul Maal model for Islamic boarding school students (Baitul Maal Santri/BMS) to enhance financial management within these institutions, using SWOT (Strengths, Weaknesses, Opportunities, Threats) analysis. Research Methods: The research employs primary and secondary data collected through observations and questionnaires distributed to students, administrators, and stakeholders in Islamic boarding schools in East Java. The data are analyzed using SWOT to identify internal and external factors affecting the implementation of the BMS model. Results: The findings reveal strengths such as adherence to sharia principles, avoidance of usury, and facilitating student payments. However, weaknesses include limited human resources, slow collection systems, and inadequate infrastructure. Opportunities include a defined student customer base, strategic location, and a safe environment. Threats include technological advances, limited technological proficiency, and dishonest customers. Conclusion: Based on SWOT analysis, the study recommends strategies focusing on improving human resource capacity, collaborating with financial institutions, and enhancing financial education for students. The BMS model holds significant potential to improve financial literacy and economic skills among students, provided that continuous support from stakeholders is ensured.
Wakaf Tunai (Uang) Perspektif Hukum Islam dan Undang-undang Indonesia Zaenol Hasan
Al Itmamiy Jurnal Hukum Ekonomi Syariah (Muamalah) Vol. 4 No. 1 (2022): Al Itmamiy:Jurnal Hukum Ekonomi Syariah
Publisher : Sekolah Tinggi Ilmu Syariah Nurul Qarnain Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1066.191 KB) | DOI: 10.55606/ai.v4i1.21

Abstract

Wakaf merupakan salah satu pilar filantropi di dalam agama Islam yang memiliki relasi sengat kuat dengan kesejahteraan sosial guna untuk menciptakan manusia yang damai, rukun, dan sejahtera. Pengelolaan zakat berdasarkan hukum positif yang terlampir dalam UU RI NO 41 TAHUN 2004, menerangkan bahwa lembaga wakaf sebagai penata keagamaan yang memiliki potensi dan manfaat ekonomi perlu dikelola secara efektif dan efisien untuk kepentingan ibadah, terciptanya keadilan dan untuk memajukan kesejahteraan umum. salah satu firlantropi yang masih diperbaiki di sektor kebijakan publik dan memperdayakan masyarakat adalah dengan cara memperbaiki disektor wakaf tunai (cash wakaf). wakaf uang (tunai) dalam PMA ini diartikan sebagai perbuatan hukum wakif untuk memisahkan dan atau menyerahkan sebagian uang miliknya untuk dimanfaatkan selamanya atau untuk jangka waktu tertentu sesuai dengan kepentinganya guna keperluan ibadah dan atau kesejahteraan umum menurut syariah.Perbedaan ulama’ tentang boleh atau tidaknya wakaf uang terletak pada illat objek wakaf itu sendiri. Sehingga benda yang hanya diperbolehkan untuk diwakafkan adalah benda yang bersifat abadi. para ulama’ salaf lebih menekankan keabadian mauquf dari eksistensi bendanya, namun menurut ulama’ khalaf dan madzhab hanafiyah lebih menekankan keabadian manfaat, meskipun barangnya dapat berupa uang atau benda yang memiliki manfaat lainnya. Karena tujuan utamanya adalah untuk mendapatkan manfaat yang lebih besar dari asal mauquf itu sendiri. Jenis penelitian ini adalah kualitatif dengan kajian kepustakaan (library research). Library research diartikan sebagai kajian atau penelitian terhadap sumber-sumber kepustakaan serta menggunakan bahan-bahan tertulis dalam bentuk buku-buku yang berkaitan dengan fokus penelitian ini. Penelitian ini bersifat deskriptif analisis yaitu suatu metode yang menggambarkan dan menjelaskan secara sistematis
TEORI MASLAHAH DALAM EKONOMI ISLAM : (FIKIH MUAMALAH) Zaenol Hasan
Al Itmamiy Jurnal Hukum Ekonomi Syariah (Muamalah) Vol. 4 No. 2 (2022): Al Itmamiy:Jurnal Hukum Ekonomi Syariah
Publisher : Sekolah Tinggi Ilmu Syariah Nurul Qarnain Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (831.516 KB) | DOI: 10.55606/ai.v4i2.379

Abstract

: Economics is an inseparable part of human life, with economic activity, humans can fulfill their needs such as eating, drinking, living, and carrying out other activities. An economy that cannot be fulfilled, of course, will have a significant impact on human life. For this reason, the economy is only part of the human life sector and must be carried out based on the laws that Allah has given. In this case, Islam has principles that are intended for humans, so that in economic activity can be lucky, useful, and share the grace of the universe (Maslahah 'ammah). There are three points of discussion (a) How is Maslahah Mursalah in the view of the Ulama? (b) What are the divisions of Maslahah in Islam? (c) How are the theories of Maslahah in Islamic Economics? The type of research in this writing is qualitative with library research. Library research is defined as a study or research on library sources and using written materials in the form of books related to the focus of this research. This research is descriptive analysis, which is a method that describes and explains systematically. The results of the discussion in this study are as follows, In principle, maslahah is taking benefits and rejecting misfortune in order to maintain the goals of shara', Maslahah dlaruriyyat is something that must be realized in order to realize the benefits of religion and the world. There are five things included in it, namely: Keeping religion (حفظ الدين), Keeping the soul (حفظ النفس), Keeping offspring (حفظ النسل), Keeping property (حفظ المال), Keeping reason (حفظ العقل). All forms of muamalah must fulfill the following principles: وجود التبادل (the existence of exchange). وجود التعادل (the existence of justice or equality), وجود التراضى (the voluntariness of both parties), عدم الغرار (no speculative), عدم الربا (does not contain usury) and عدم الضرر (no harm).
Transformasi Ekonomi Desa Melalui Edukasi dan Implementasi Label Produk Halal Zaenol Hasan; Ahmad Faqihuddin; Ahmad Sovil; Khaerul Anam
Panggung Kebaikan : Jurnal Pengabdian Sosial Vol. 1 No. 4 (2024): November : Panggung Kebaikan : Jurnal Pengabdian Sosial
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/panggungkebaikan.v1i4.779

Abstract

Rural economic transformation is a strategic step in improving the welfare of rural communities, especially in the era of globalization that drives intense market competition. One important aspect of this transformation is education and the implementation of halal production labeling. The application of halal labels not only increases consumer trust but also opens up opportunities for local products to be exported to global markets that increasingly emphasize product halalness. Education about the importance of halal certification at the village level becomes crucial in enhancing the quality and competitiveness of local products. Moreover, empowering communities through training and mentoring in the halal certification process can accelerate economic transformation. This research aims to analyze the impact of education and the implementation of halal certification on rural economic growth and identify the challenges faced in the process. The findings reveal that villages that have implemented halal certification experienced increased income, wider market access, and improved product quality. However, obstacles such as a lack of knowledge and high certification costs need to be addressed through more inclusive policies and government support.
Integrasi Fintech dan Perbankan Syariah: Membangun Ekosistem Keuangan Digital yang Berkelanjutan Makki, Mustaqim; Hasan, Zaenol
Journal of Economic and Islamic Research Vol. 3 No. 2 (2025): Juli
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62730/journalofeconomicandislamicresearch.v3i2.215

Abstract

The development of digital technology has spurred the emergence of financial technology (fintech) capable of providing financial services quickly, efficiently, and inclusively.In the context of Islamic finance, Sharia fintech becomes a potential solution to support Sharia banking, especially in reaching communities that have not been optimally served.However, the integration between fintech and Islamic banking still faces several challenges, both in terms of regulation, Sharia compliance, and the readiness of infrastructure and digital literacy of the community.This research is a literature study aimed at examining the opportunities, challenges, and direction of integrating fintech and Islamic banking in building a sustainable digital financial ecosystem.The method used is qualitative analysis of current scientific sources and sharia financial policies.The study results indicate that the integration of fintech and Islamic banking can enhance financial inclusion, promote halal product innovation, and strengthen the economy of the community.However, strengthening governance, synergy between institutions, and Sharia supervision that is adaptive to technology are needed.This study recommends the development of an inclusive sharia digital financial ecosystem, based on sharia principles, and oriented towards sustainability.
Kebijakan Fiskal dan Distribusi Kekayaan pada Era Khalifah 'Umar bin Khattab: Analisis Historis terhadap Optimalisasi Zakat dalam Perspektif Ekonomi Islam Kontemporer Hasan, Zaenol; Makki, Mustaqim
Ulumuna: Jurnal Studi Keilsman Vol 11 No 1 (2025)
Publisher : LP2M IAI Miftahul Ulum Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36420/ju.v11i1.8013

Abstract

This study discusses the relevance of Caliph ‘Umar bin Khattab's fiscal policy in responding to the challenges of wealth distribution inequality facing contemporary Muslim countries. The main questions raised are: How can the zakat distribution model of ‘Umar's time be adopted as a fiscal solution in the context of modern Islamic economics? This research occupies a historical-normative position with an Islamic Principle approach, examining zakat policy as the main instrument of wealth distribution and community economic empowerment. The method used is a literature study of classical and contemporary sources, analysed with an institutional approach. The results show that the integration of a centralised zakat system, fiscal decentralisation and the principle of social justice applied by ‘Umar proved to improve welfare and reduce social inequality. The findings suggest that strengthening zakat literacy, tax incentives, and management modernisation can make zakat an effective and ethical fiscal instrument in the current Indonesian context.
TRANSAKSI E-COMMERCE DALAM PERSPEKTIF SYEKH YUSUF AL-QARDAWI : RELEVANSI DENGAN UNDANG-UNDANG PERLINDUNGAN KONSUMEN Hasan, Zaenol; Saini, Saini
AQaduna : Jurnal Hukum Ekonomi Syariah Vol 2 No 2 Agustus 2024
Publisher : Sekolah Tinggi Agama Islam Nurul Huda Kapongan Situbondo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52491/aqaduna.vi.147

Abstract

Penelitian ini mengkaji relevansi pandangan Syekh Yusuf Al-Qardawi terhadap transaksi e-commerce dalam konteks perlindungan konsumen di Indonesia. E-commerce telah menjadi sarana utama dalam perdagangan modern, namun kajian dari perspektif ekonomi Islam, khususnya terkait pandangan ulama kontemporer, masih terbatas. Kajian ini bertujuan untuk mengisi kesenjangan teori dengan mengeksplorasi bagaimana prinsip-prinsip Islam yang diusulkan oleh Syekh Yusuf Al-Qardawi, seperti larangan gharar (ketidakpastian), riba (bunga) dan maisir (spekulatif), dapat diterapkan dalam transaksi digital, serta relevansinya dengan Undang-Undang Perlindungan Konsumen (UUPK) di Indonesia. Hasil penelitian menunjukkan bahwa pandangan Al-Qardawi mengenai keadilan, transparansi, dan etika bisnis sejalan dengan prinsip-prinsip yang diatur dalam UUPK, yang bertujuan untuk melindungi hak konsumen dari praktik-praktik yang merugikan dalam transaksi online. Meski ada perbedaan dalam penerapan beberapa aspek hukum Islam, keduanya berkontribusi pada pembentukan ekosistem bisnis yang adil, aman, dan sesuai syariah dalam e-commerce. Penelitian ini diharapkan dapat menjadi dasar teoritis dalam merumuskan regulasi e-commerce yang lebih adil dan melindungi hak konsumen di Indonesia.
Peran Strategis Pengadilan Agama Bondowoso dalam Upaya Pencegahan Pernikahan Dini Perspektif Maqasid Asy Syariah Abdul Majid An-Najjar Rosihan, Rosihan gustiawan afandi; Saini; Zaenol Hasan
HOKI : Journal of Islamic Family Law Vol. 3 No. 2 (2025): HOKI : Journal of Islamic Family Law
Publisher : Program Studi Hukum Keluarga Islam (HKI) dan bekerjasama dengan Lembaga Penelitian dan Pengabdian Kepada Masyarakat (LP2M) Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/hki.v3i2.2296

Abstract

Fenomena pernikahan usia dini masih menjadi persoalan serius di Indonesia, termasuk di Kabupaten Bondowoso, yang hingga kini mencatat angka tinggi dalam pengajuan dispensasi nikah. Padahal, Undang-Undang Nomor 16 Tahun 2019 telah dengan tegas menetapkan usia minimal untuk menikah adalah 19 tahun. Kondisi tersebut menimbulkan dilema antara penerapan hukum positif, tekanan sosial-budaya yang kuat, serta nilai-nilai syariat Islam yang hidup di masyarakat. Penelitian ini berupaya menjawab dua pokok permasalahan utama. Pertama, bagaimana peran strategis Pengadilan Agama Bondowoso dalam mencegah pernikahan dini ditinjau dari perspektif Maqāṣid al-Syarī‘ah Abdul Majid An-Najjar. Kedua, apa saja faktor pendukung dan penghambat dalam pelaksanaan strategi pencegahan tersebut menurut pandangan maqāṣid. Tujuan penelitian ini adalah untuk menggambarkan praktik pencegahan pernikahan dini yang dilakukan oleh Pengadilan Agama Bondowoso serta menganalisisnya melalui pendekatan maqāṣid al-syarī‘ah, agar dapat memberikan pemahaman akademis dan praktis terkait upaya perlindungan anak oleh lembaga peradilan agama. Penelitian ini menggunakan pendekatan kualitatif dengan metode studi kasus, melalui teknik observasi, wawancara, dan dokumentasi. Hasil penelitian menunjukkan bahwa Pengadilan Agama Bondowoso menjalankan peran strategis melalui kebijakan pengetatan dispensasi nikah, edukasi hukum kepada masyarakat, serta kerja sama lintas lembaga. Dalam pandangan maqāṣid al-syarī‘ah, kebijakan tersebut sejalan dengan tujuan menjaga jiwa (ḥifẓ al-nafs), melindungi keturunan (ḥifẓ al-nasl), dan menjaga kehormatan (ḥifẓ al-‘irḍ). Temuan ini menegaskan pentingnya penguatan literasi hukum dan kesadaran sosial masyarakat sebagai upaya menekan angka pernikahan anak, sehingga nilai-nilai keadilan dan kemaslahatan syariat dapat terwujud secara berkelanjutan.
Co-Authors Ahmad Sovil Ana Puspita Bachrul Ulum Benali, Fatima Zohra Fachry Abda El Rahman Firatul Kamila Hery Widijanto Makki, Mustaqim Miftahussurur, Wildan Miftahussurur Mohammad Firmansyah Mohammad Zainal Ridan Muhtadi Rosihan, Rosihan gustiawan afandi Saini Saini Santos, Rijal Ali Santos