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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah FITRAH:Jurnal Kajian Ilmu-ilmu Keislaman TAZKIR: Jurnal Penelitian Ilmu-ilmu Sosial dan Keislaman Jesya (Jurnal Ekonomi dan Ekonomi Syariah) JURIS (Jurnal Ilmiah Syariah) Iqtishoduna: Jurnal Ekonomi Islam At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman FINANSIA : Jurnal Akuntansi dan Perbankan Syariah IMARA : Jurnal Riset Ekonomi Islam Jurnal Kajian Gender dan Anak Jurnal Penelitian Ekonomi Akuntansi (JENSI) Al-Mizan: Jurnal Hukum Islam dan Ekonomi Syariah JURIS (Jurnal Ilmiah Syariah) Islam Transformatif : Journal of Islamic Studies Journal Of Islamic Social Finance Management JIFTECH: Journal Of Islamic Financial Technology Jurnal Mahasiswa Akuntansi Samudra Jurnal Ekonomi, Akutansi dan Manajemen Nusantara TEKNOBIS : Jurnal Teknologi, Bisnis dan Pendidikan Imara: Jurnal Riset Ekonomi Islam Socius: Social Sciences Research Journal Jurnal Akuntansi Syariah ECONOMIST: Jurnal Ekonomi dan Bisnis Studi Multidisipliner: Jurnal Kajian Keislaman Profetik Jurnal Ekonomi Syariah Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman Multidisciplinary Indonesian Center Journal
SIREGAR, BUDI GAUTAMA
Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan
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Journal : JIFTECH: Journal Of Islamic Financial Technology

 1 
The Effect Of Inflation Level And Bi-7 Day Repo Rate On Mudhrabah Deposits In Sharia Commercial Banks Period 2017-2019 Siregar, Budi Gautama; Izzah, Nurul; Batubara, Damri; Sari, Novita
Journal of Islamic Financial Technology Vol 1, No 1 (2022): JIFTECH : Journal Of Islamic Financial Technology
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (640.3 KB) | DOI: 10.24952/jiftech.v1i1.5020

Abstract

This research is motivated by the Inflation Rate and Bi-7 Day Repo Rate Against Mudharbah Deposits at Islamic Commercial Banks for the 2017-2019 Period. Total assets of Islamic banking reached 5.18% of total assets nationally, Indonesia was only able to rank 9th out of 10 other Islamic countries. This study aims to determine the effect of inflation rate and bi-7 day repo rate on mudhar bah deposits . Sharia Commercial Banks for the 2017-2019 Period. The method used in this study is quantitative, with the research location at Islamic Commercial Banks. The sampling in this study uses purposive sampling with a sample of 36 samples, the data analysis technique used is multiple regression analysis with t test to see the effect partially and f-test to see the effect simultaneously, assisted by using software SPSS 22.00. The results obtained in this study indicate that based on the partial test (t test) inflation does not have a significant effect on Mudhar bah deposits while the partial test (t test) and simultaneous test (F test) are inflation variables and Bi-7 Day Repo Rate has a significant effect on the Mudhar bah deposit variable at Islamic Commercial Banks 2017-2019.Keywords: Bi-7 Day Repo Rate , Mudharabah Deposits , Inflation
The Impact of Online Loans on The Community in Sipirok Sub-District Isa, Muhammad; Siregar, Budi Gautama; Lubis, Aswadi
Journal of Islamic Financial Technology Vol 2, No 2 (2023): JIFTECH : Journal Of Islamic Financial Technology
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jiftech.v2i2.10361

Abstract

The discussion in this study is related to the impact of online lending. Impact on people who do online-based lenajaman. In connection with that, the approach taken is the study and theories of Islamic banking which discusses the impact, online-based loans. This research is a  field research  (direct research in the field) with a qualitative approach. The data sources used are primary data and secondary data, with data collection techniques through observation, interviews, and documentation.The results showed that the factors that cause people in Sipirok District to make  online-based loans, namely the procedure for borrowing money in online-based applications  are  easier to process and faster disbursement of money. The positive of  online-based loans for  people in Sipirok District is that the procedure for borrowing money in online-based applications is  easier to process and quickly disburse money, and their needs or emergency fund needs can be met quickly. While the negative impact is a deduction of administrative money that reaches 30% of the principal money, and an inhumane way of debt collection to consumers who are in arrears of loan installment payments.
Co-Authors Aam Slamet Rusydiana, Aam Slamet Abd Ghafar bin Don Agbert Zega Ajijah Harahap Ali Amran Ali Hardana Arbanur Rasyid Ardiansyah Siregar Aswadi Lubis Aswadi Lubis Aswadi Aumil Wahyudi Dalimunthe, Siti Sarah Damri Batubara Devi Imelda Sahfitri Hasibuan Eka Lestari Fikri, Sholeh Hadamean, Barkah Hamni Fadlilah Nasution Hasibuan, Afifah Khairani Hasibuan, Ali Amran Hidayat, Randi Friscilla IZZAH, NURUL Kuras Purba Lubis, Aswadi Manurung, Syafitri I Maskota Harahap Matondang, Desy Mayasari Mita Medina Muhammad Arif Muhammad Isa Muhammad Isa Muhammad Salman Muhammad Salman Nasirin, Wanda Khairun Nasution , Syafri Martabe Rizka Nora Angraini Novita Sari Pane, Mujahidun Hapisni Pulungan, Putri Hasanah Putri Bungsu Siregar Rangkuti , Mhd. Royhan Rindah Febriani Harahap Ritonga, Budi Yanti Rodame Monitorir Napitupulu Romando Yusrat Rukiah Rukiah Safika Zebua Sallim Asrobi Harahap Santi Wahyuni Sarmiana Batubara Simanjuntak, Windi Wahyuni Siregar, Deni Afnita Siregar, Fatahuddin Aziz Siregar, Winda Sari Siti Aisyah Siti Aminah Sri Yanti Aisyah Lubis Syahbudin Dalimunthe, Razi Azwar Windari, Windari Yanti Aisyah Lubis, Sri Yulia Safitri Harahap Zaki Zaini Zulaika Matondang Zulaika Matondang