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Peran Badan Keswadayaan Masyarakat (BKM) Citra Dharma Mulya Sebagai Basis Ekonomi Maslahah di Desa Trimulyo Jetis Bantul Trisna Wulandari; Puji Solikhah
JASNA : Journal For Aswaja Studies Vol 2, No 1 (2022)
Publisher : UPT Pusat Studi Aswaja UNISNU Jepara

AbstractThis study aims to determine the normative, ideal, and factual roles of BKM Citra Dharma Mulya as the maslahah economic base for problems in Trimulyo, Jetis, Bantul, Yogyakarta. This study is a qualitative field research with case study. The data collection techniques include primary data, namely observation, interviews, and documentation. While secondary data, namely the collection of books, articles, journals, documentation files, and library materials related to study. The study results showed that: (1) the ideal role of BKM in accordance with the guidelines for implementing PNPM MandiriUrban, among others: mobilizing citizens in a participatory manner to formulate plans for poverty problems, generating various empowerment activities for the poor, and so on. (2) The normative role of BKM Citra Dharma Mulya as a maslahah economic base includes: work planning for BKM Citra Dharma Mulya, Secretarial Work Program, special program for BKM Citra Dharma Mulya, and UPK, UPL, and UPS Work Programs. (3) The factual roles of BKM Citra Dharma Mulya include: organizing the community in a participatorymanner through decision-making councils, upholding noble values, fostering various empowerment activities, and supervising the BLM implementation process.Keywords: Role, Community Welfare Agency, Maslahah Economics.AbstrakPenelitian ini bertujuan untuk mengetahui peran normatif, ideal, dan faktual BKM Citra Dharma Mulya sebagai basis ekonomi maslahah bagi permasalahan di Trimulyo, Jetis, Bantul, Yogyakarta. Penelitian ini merupakan penelitian kualitatif lapangan dengan studi kasus. Teknik pengumpulan data meliputi data primer yaitu observasi, wawancara, dan dokumentasi. Sedangkan data sekunder yaitu kumpulan buku, artikel, jurnal, file dokumentasi, dan bahan pustaka yang berhubungan dengan studi. Hasil penelitian menunjukkan bahwa: (1) Peran ideal BKM sesuai dengan pedoman pelaksanaan PNPM Mandiri Perkotaan antara lain: menggerakkan warga secara partisipatif untuk merumuskan rencana penanggulangan kemiskinan, melahirkan berbagai kegiatan pemberdayaan masyarakat miskin, dan segera. (2) Peran normatif BKM Citra Dharma Mulya sebagai basis ekonomi maslahah meliputi: perencanaan kerja BKM Citra Dharma Mulya, Program Kerja Kesekretariatan, program khusus BKM Citra Dharma Mulya, dan Program Kerja UPK, UPL, dan UPS. (3) Peran faktual BKM Citra Dharma Mulya antaralain: mengorganisir masyarakat secara partisipatif melalui dewan pengambil keputusan, menjunjung tinggi nilai-nilai luhur, membina berbagai kegiatan pemberdayaan, dan mengawasi proses pelaksanaan BLM.Kata kunci: Peran, Badan Kesejahteraan Rakyat, EkonomiMaslahah.

KEPUTUSAN PEMBELIAN BERBASIS BRAND IMAGE DAN KUALITAS PELAYANAN DITINJAU DARI PERSPEKTIF DESAIN Puji Solikhah; Ambar Lukitaningsih
UPAJIWA DEWANTARA: Jurnal Ekonomi, Bisnis dan Manajemen Daulat Rakyat Vol 1 No 2 (2017): UPAJIWA DEWANTARA: Jurnal Ekonomi, Bisnis dan Manajemen Daulat Rakyat
Publisher : Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26460/mmud.v1i2.1988

This study aims to: 1) Determine the influence of brand image and service quality on purchasing decisions 2) Knowing the interaction effect of the design to the purchasing decision. This research was conducted at the Art Shop Borobudur Silver in Magelang, populations are consumers who buy at Borobudur Silver Art Shop Magelang, sampling used purposive sampling technique. The analytical tool used Patial Least Square (PLS), the SEM-based variance, with software SmartPLS 3.0.Â The results showed that: 1) Brand Image (X1) positive and significant impact on theÂ purchase decision (Y) in the Art Shop Borobudur Silver Magelang proved the value P.Sig (0.000). 2) Quality of Service (X2) positive and significant impact on the Purchase decision (Y) in the ArtÂ Shop Magelang Borobudur Silver proved the value P.Sig (0000) .3) Brand Image (X1) andÂ Quality of Service (X2) positive and significant impact on the purchase decision (Y) in the ArtÂ Shop Borobudur Silver Magelang proved the value P.Sig (0000). 4) Design (Z) does not moderateÂ the effect of Brand Image (X1) of the Purchase Decision (Y) at the Art Shop Borobudur Silver,Â Magelang. This can be seen from P Values 0834 (> 0.05) and the coefficient parameters -0016 (Tstatistik0.194 <Ttabel 1661).Keywords: brand image, quality of service, design, purchasing decisions

The effect of flexing and personal branding on social media on the lifestyle of milenial Islamic students in Yogyakarta Indonesia Puji Solikhah
NUsantara Islamic Economic Journal Vol. 2 No. 1 (2023): 2023 January
Publisher : Department of Islamic Economic, Faculty of Economic and Business, Nahdlatul Ulama Islamic University (UNISNU) Jepara, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/nuiej.v2i1.567

This research motivated by the widespread behavior of flexing to promote personal branding by figures or public figures on social media. This research was conducted on millennial students in Yogyakarta, a research sample of 100 people was taken from millennial students who live and have the habit of living in Islamic boarding schools. The research method used is a descriptive quantitative method. The conclutions of this research that flexing variable (X1) has an effect on the lifestyle of millennial Islamic students by ( 1,824 ) or 18.24% and the personal branding variable (X2) has an effect on the lifestyle of millennial Islamic students partially by (3,239) or 32.39%. Based on the determination test, the variables X and Y have a joint effect of (4.023) or 40.23% and the rest are influences from outside these variables, which are equal to 50.77%..

Competence, Motivation and Employee Performance at Baitul Maal Wa Tamwil: Influence Analysis and Recommendations for Human Resource Development Gautama, Muhammad ‘Isa; Solikhah, Puji; Baharuddin, Baharuddin
Al-Fikru: Jurnal Ilmiah Vol. 18 No. 1 (2024): Juni (2024)
Publisher : STAI Serdang Lubuk Pakam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51672/alfikru.v18i1.408

Human resources are an important element for organizational sustainability, yet organizations often face challenges in maximizing their potential. To support optimal work results, this potential must be optimized through adequate competency development and motivation. This study aims to determine the effect of competence and motivation on employee performance directly at Baitul Maal wat Tamwil (BMT) Tamzis Yogyakarta Area. Respondents in this study were 50 permanent employees of BMT Tamzis Yogyakarta Area, with the variables studied including competence, motivation, and performance. Data collection techniques were carried out using a questionnaire, and data analysis was carried out using the Partial Least Squares (PLS) method. The results showed that competence has a positive and significant effect on employee performance with a Path Coefficient value of 0.359, a standard deviation of 0.119, and a significance level of 0.002 (p<0.050). In addition, motivation also has a positive and significant effect on employee performance with a Path Coefficient value of 0.682, a standard deviation of 0.105, and a significance level of 0.006 (p<0.050). This study recommends organizations to improve competency training programs and strengthen motivation systems to maximize employee potential and support optimal performance.

The Impact of COVID-19 on Islamic Rural Banks’ Profitability and Capital Adequacy Ratio Khaerul Umami; Puji Solikhah; Efi Syarifudin; Dede Sudirja; Setiyawan Gunardi
Mutanaqishah: Journal of Islamic Banking Vol. 5 No. 2 (2025): July - December
Publisher : Department of Islamic Banking

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/mutanaqishah.v5i2.2920

Purpose – This study aims to analyze the impact of the COVID-19 pandemic on the financial performance of Islamic Rural Banks (IRB) in the Banten region, focusing on profitability and capital adequacy ratios as indicators of financial soundness. Methodology – The research employs a quantitative approach, utilizing descriptive and comparative methods. Data from eight IRB institutions in Banten were collected and assessed using the Financial Services Authority Regulation (POJK) No. 3 of 2022 to evaluate the soundness of the IRB. The Paired Sample T-Test was used to analyze four key financial ratios: Return on Assets (ROA), Operating Expenses to Operating Income (BOPO), Capital Adequacy Ratio (KPMM), and Core Capital to Non-Performing Productive Assets (MIAPB). Findings – After the pandemic, profitability declined significantly, with average ratings falling from 3 (moderately adequate) to 4 (less adequate). This decline was evident in lower ROA and higher BOPO, reflecting reduced operational efficiency and profit margins. Capital adequacy remained stable at 2 (adequate), unaffected by the pandemic. Implications – These findings demonstrate the vulnerability of Islamic microfinance institutions to profitability during crises, while also highlighting their resilient capital structures. Policymakers and banking practitioners can utilize these insights to develop adaptive strategies that enhance operational efficiency and crisis preparedness in Islamic banking. Originality – This study contributes to the limited empirical research on the post-COVID-19 financial health of IRB in Indonesia, particularly in Banten province. It uniquely applies the updated POJK No. 3/2022 and integrates profitability and capital indicators to evaluate the resilience of Islamic rural banks during a global health crisis.

Competence, Motivation and Employee Performance at Baitul Maal Wa Tamwil: Influence Analysis and Recommendations for Human Resource Development Gautama, Muhammad ‘Isa; Solikhah, Puji; Baharuddin, Baharuddin
Al-Fikru: Jurnal Ilmiah Vol. 18 No. 1 (2024): Juni (2024)
Publisher : STAI Serdang Lubuk Pakam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51672/alfikru.v18i1.408

Human resources are an important element for organizational sustainability, yet organizations often face challenges in maximizing their potential. To support optimal work results, this potential must be optimized through adequate competency development and motivation. This study aims to determine the effect of competence and motivation on employee performance directly at Baitul Maal wat Tamwil (BMT) Tamzis Yogyakarta Area. Respondents in this study were 50 permanent employees of BMT Tamzis Yogyakarta Area, with the variables studied including competence, motivation, and performance. Data collection techniques were carried out using a questionnaire, and data analysis was carried out using the Partial Least Squares (PLS) method. The results showed that competence has a positive and significant effect on employee performance with a Path Coefficient value of 0.359, a standard deviation of 0.119, and a significance level of 0.002 (p<0.050). In addition, motivation also has a positive and significant effect on employee performance with a Path Coefficient value of 0.682, a standard deviation of 0.105, and a significance level of 0.006 (p<0.050). This study recommends organizations to improve competency training programs and strengthen motivation systems to maximize employee potential and support optimal performance.

Pengaruh Tingkat Religiusitas Karyawan terhadap Minat Membangun Bisnis pada CV. Idea Sejahtera Sewon Bantul Hasan Bisri; Solikhah, Puji; Kurniawan, M. Arif
Quranomic: Jurnal Ekonomi dan Bisnis Islam Vol. 1 No. 2 (2022): Quranomic: Jurnal Ekonomi dan Bisnis Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam IIQ An Nur Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37252/jebi.v1i2.326

Penelitian tersebut bertujuan untuk mengetahui pengaruh tingkat religiusitas karyawan terhadap minat membangun bisnis pada karyawan CV. Idea Sejahtera, Sewon, Bantul. Jenis penelitian ini adalah penelitian sensus dengan pendekatan metode kuantitatif. Pengumpulan data dalam penelitian ini menggunakan kuisioner yang dilakukan terhadap 35 karyawan CV. Idea Sejahtera, Sewon, Bantul. Teknik pengambilan sampel yang digunakan menggunakan teknik sampling total sebanyak 100 orang. Hasil uji dan analisis data penelitian yang telah dilakukan tersebut menunjukkan bahwa H0 ditolak dan Ha diterima. Dengan kata lain, ada pengaruh antar variabel X “tingkat religiusitas karyawan” terhadap variabel Y “minat membangun bisnis” pada karyawan CV. Idea Sejahtera Sewon Bantul.

Pengaruh Kemudahan dan Religiusitas terhadap Keputusan Pembelian Menggunakan Paylater pada Marketplace Shopee pada Mahasiswa IIQ An Nur Yogyakarta Na’im, Ani; Solikhah, Puji; Mawftiq, Rarasati
Quranomic: Jurnal Ekonomi dan Bisnis Islam Vol. 2 No. 1 (2023): Quranomic: Jurnal Ekonomi dan Bisnis Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam IIQ An Nur Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37252/jebi.v2i1.408

This study raises the issue of the effect of convenience and religiosity on purchasing decisions using a paylater on the shopee marketplace. The purpose of the study was to determine the effect of convenience on purchasing decisions using paylater on the shopee marketplace, and the influence of religiosity on purchasing decisions using paylater on the shopee marketplace. And to find out the effect of convenience and religiosity with purchasing decisions using a paylater on the shopee marketplace. The results showed that partially Ease (X1) did not affect the decision to use paylater, because the t-count > t-table (-2.705 < 1.98552) with a significance value of 0.08 > 0.05. Religiosity (X2) has a significant impact on the decision to use a paylater, because the t-count > t-table (4.220 > 1.98552) with a significance value of 0.00 <0.05. So that there is a significant effect between the X1 variable on Y, or in other words H0 is rejected and Ha is accepted. Meanwhile, simultaneously obtained F count 9.124 and a significant value of 0.000. The results of data processing showed a significant value at 0.0000 (sig 0.00000 <0.05).

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