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All Journal Potret Pemikiran Kawanua International Journal of Multicultural Studies
Jankauskienė, Dainora
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Religion Humanities Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice

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Islamic Economics in Manado: Identity Negotiation of Muslim Minorities in a Multicultural Society Luntajo, Mohammad Muzwir Rusliansyah; Jankauskienė, Dainora; Babangida, Bala
Potret Pemikiran Vol 28, No 2 (2024)
Publisher : Institut Agama Islam Negeri (IAIN) Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/pp.v28i2.3390

Abstract

Islamic economics has emerged as a significant alternative financial system in recent decades. In Manado, as a region with a Muslim minority, Islamic economic practices demonstrate unique dynamics within a multicultural society context. This research aims to analyze how Islamic economics functions as an identity negotiation mechanism for the Muslim minority in Manado, focusing on identifying integration success factors, stakeholder roles, and formulating an adaptive development model. Using qualitative methods with a literature study approach enriched by spontaneous observations, this research reveals three main findings. First, the successful integration of Islamic economic practices is supported by universal value recognition, market-based adaptation, and social capital development. Second, stakeholders' active role in Islamic economic adaptation and development is manifested through inclusive leadership, cross-cultural business partnerships, and multicultural understanding promotion. Third, an adaptive Islamic economic development model has been successfully formulated with key components including an inclusive economic framework, multi-stakeholder collaboration, and cultural integration mechanisms. These findings indicate that Islamic economics can develop sustainably in plural societies through local context adaptation.
Cultural Integration in Islamic Financial Innovation: Implementation of Istishlahi Principles in Musyarakah Mutanaqishah Contracts in Multicultural Indonesia Nugroho, Bimo; Ma’rufi, Anwar; Fathudin, Fathudin; Jankauskienė, Dainora; Lousada, Sérgio António Neves
Kawanua International Journal of Multicultural Studies Vol 5 No 2 (2024)
Publisher : State Islamic Institute of Manado (IAIN) Manado, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/kijms.v5i2.1186

Abstract

This research analyzes the implementation of the istishlahi (public benefit) principle in the DSN-MUI fatwa concerning Musyarakah Mutanaqishah (Diminishing Partnership) and its application within Indonesia's multicultural context. Employing a qualitative approach with content analysis and systematic literature review, this study examines primary sources, including DSN-MUI Fatwa No.73/DSN-MUI/XI/2008, and secondary sources from academic literature spanning 2015-2024. The findings demonstrate that the implementation of the istishlahi principle in the DSN-MUI fatwa successfully integrates nine fundamental principles (al-’adl, al-maslahah, al-yusr, al-barakah, al-yaqin, al-muwazah, al-istiqraar, al-taysir, and al-amanah) within an adaptive regulatory framework. Comparative analysis of implementation across various regions in Indonesia reveals significant variations in success rates and challenges encountered, with key factors including structural and operational adaptations according to local contexts. Case studies in Aceh, East Java, Makassar, and Sorong highlight the importance of integration with local value systems and active community involvement in successful implementation. This research provides theoretical contributions in developing a new understanding of the istishlahi principle's function as a bridge between Shariah compliance and the practical needs of a multicultural society, as well as practical implications for developing more inclusive and adaptive Islamic financial products.
Co-Authors Babangida, Bala Fathudin, Fathudin Lousada, Sérgio António Neves Luntajo, Mohammad Muzwir Rusliansyah Ma’rufi, Anwar Nugroho, Bimo