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The Influence of Islamic Financial Literacy, Income and Financial Behavior on Investment Decisions During The Covid-19 Pandemic Pahlevi, Cepi; Nurlia; Musa, Ichwan; Anwar, Vebby; Norhaedah, Norhaedah; Evendi, Agustina Martha
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 12 No. 2 (2023): October
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v12i2.2357

This study was conducted to examine Islamic Financial Literacy, Income and Financial Behavior which partly influence the investment decisions of PT. Pegadaian, Regional Office IVl Balikpapan. This type of research is quantitative with data sources from questionnaire results. The sample in this study was 100l customers of PT. Pegadaian Regional Office IVl Balikpapan uses the Slovin formula. Researchers used IBM's statistical application SPSS 26. The application is used to test instrument tests, classical assumption tests, multiple linear regression analysis and research hypothesis tests. The results of the analysis show that Islamic financial literacy, income and financial behavior have a positive and significant effect on investment decisions. Islamic Financial Behavior Variables have a dominant influence on other variables.

The Influence of Current Ratio (CR), Return On Investment (ROI), Debt To Equity Ratio (DER) on Company Value with Good Corporate Governance as a Moderating Variable (Case Study of Manufacturing Companies Listed on the Indonesian Stock Exchange for the 2016-2020 Period): (Case Study of Manufacturing Companies Listed on the Indonesian Stock Exchange for the 2016-2020 Period) Meliyanti; Pahlevi, Cepi; Rahim, Fauzi R
Jurnal Penelitian Ekonomi Dan Akuntansi Vol 9 No 1 (2024): JURNAL PENELITIAN EKONOMI DAN AKUNTANSI (JPENSI)
Publisher : Program Studi Akuntansi Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar

This study investigates the impact of strong corporate governance on the relationship between current ratio (CR), return on investment (ROI), and debt to equity ratio (DER) and company value. This study investigates manufacturing companies that were publicly traded on the Indonesia Stock Exchange from 2016 to 2020. This study investigates hypotheses with a quantitative methodology. The sample included nine issuers. Utilising electronic research tools and adhering to library research guidelines are essential elements of the data collecting process. Regression moderation analysis, classical assumption testing, and descriptive statistical analysis are all techniques used in the process of analysing data. Evidence suggests that the current ratio (CR) of a company has little impact on its total worth. The value of a corporation is directly impacted by the Return on Investment (ROI). The debt to equity ratio (DER) has no impact on the worth of a firm. Efficient corporate governance has the ability to reduce the relationship between a company's value and its current ratio (CR). Efficient corporate governance may manage the relationship between return on investment (ROI) and the firm's value. Effective corporate governance may impact the relationship between a company's value and its debt-to-equity ratio (DER). Keywords: Current Ratio (CR), Return On Investment (ROI), Debt To Equity Ratio (DER), Company Value, Good Corporate Governance.

ANALYSIS OF BANK HEALTH AND MACROECONOMIC STRESS TESTING ON CREDIT RISK Pandolo, Krisnaldi Prawira; Pahlevi, Cepi; Toaha, Muhammad
Scientium Management Review Vol. 1 No. 3 (2022): Scientium Management Review
Publisher : Scientia Integritas Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56282/smr.v1i3.190

Bank is a business that has important role for people. But, in recent years there have been problems that have hit banks, namely the Covid-19 pandemic. Banks are required to keep anticipating risks arising from the pandemic. This study aims to analyze the bank health using the RGEC method and do stress testing on credit risk. The research was conducted at BUMN Bank, such as BRI, BNI, BTN and Mandiri in the 2017-2021 period. The research of the bank health used ratio analysis, such as Non Performing Loans (NPL), Loan to Deposit Ratio (LDR), Net Interest Margin (NIM). ), Return On Assets (ROA) and Capital Adequacy Ratio (CAR). In the ratios of NPL, NIM, and CAR it is known that the bank health of all BUMN Bank is at a very healthy level (PK-1). For the ROA ratio, there are several banks that are at PK-4 and PK-5 level, especially in 2019-2021. For the LDR ratio during 2017-2021 there are no BUMN Bank that in the very healthy category. For the stress test measurement using the inflation shock scenario, it can be concluded that when Indonesia's inflation based on the scenario of the Minister of Finance in 2020 was at the level of 5.1%, the Bank's NPL remained in a very healthy category.

Financial technology dalam koperasi : Dimensi sosio ekonomi dan dimensi kinerja yang diharapkan (performance expectancy) nasabah Amos, Viktor; Pahlevi, Cepi; Rahim, Fauzi
Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 4 No. 9 (2022): Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan
Publisher : Departement Of Accounting, Indonesian Cooperative Institute, Indonesia

This research aims to analyze the socio-economic dimensions and performance expectations that affect customers using cooperative fintech. This research was carried out at Credit Union Mekar Kasih, which already uses fintech and serves a wide area in South and West Sulawesi. The sample amounted to 200 respondents with a simple random sampling technique. Data collection did by survey method. Data were analyzed using PLSStructural Equation Modeling (SEM). The results show that the socio-economic dimensions that affect customers using fintech in cooperatives are revenue, occupation, space or distance of the customer's domicile with financial institutions, and education. The socio-economic dimension can be shortened to ROSE. The dimensions of performance expectancy that affect the use of fintech include cost efficiency (cost efficiency), residual income (residual income), ability to disburse loans/liquidity (ability to disburse loans), time efficiency, and environmentally friendly/paperless). The performance dimension of customer expectations is abbreviated to CRATE. The use of fintech is seen based on transaction traffic, the number of users, and changes in the structure of outstanding loansand bad loans.

THE ROLE OF EFFICIENCY MEDIATION IN THE EFFECT OF BANKS SIZE ON BANK PROFITABILITY IN INDONESIA Ruslan, Andi; Pahlevi, Cepi; Alam, Syamsu; Nohong, Mursalim
Hasanuddin Economics and Business Review VOLUME 3 NUMBER 1, 2019
Publisher : Faculty of Economics and Business, Hasanuddin University

The purpose of this study was to analyze the mediating role of bank efficiency in the effect of bank size on bank profitability. The research sample is 25 banks that have a minimum core capital of Rp. 5,000,000,000,000 and publish financial statements in full during 2010-2017. The data analysis technique in this study is path analysis (path analysis) with the help of AMOS software (Analysis of Moment Structure). The results of the study found that; 1) bank size has a positive and significant effect on bank efficiency; 2) bank size has a positive and not significant effect on bank profitability; 3) bank efficiency has a positive and significant effect on bank profitability. 4) bank efficiency is able to mediate the effect of bank size on bank profitability.

Determinants of Investment in The Consumer Goods Sector with Stock Prices as Intervening Variables Sanusi, Adelia Nur Arafah Aprilia; Pahlevi, Cepi; Nohong, Mursalim
Hasanuddin Economics and Business Review VOLUME 7 NUMBER 1, 2023
Publisher : Faculty of Economics and Business, Hasanuddin University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26487/hebr.v7i1.5112

The objective of this study is to assess the impact of Current Ratio, Debt to Equity Ratio, and Total Asset Turnover on Return on Investment (RoI), while Stock Prices as intervening factors. The analysis focuses specifically on Manufacturing Companies within the Consumer Goods sector that are listed on the IDX. This research is quantitative research with a descriptive analysis approach. The data collected were analyzed with formulas from each financial ratio and then processed using multiple regression analysis and sobel tests. The results of this study indicate that CR is not significant on Stock Price, while DER is related to Stock Price with a negative effect. Finally, TATO has a significant impact on Stock Price, with a positive sign on the relationship. Stock Price, CR and TATO have positive and significant effect on ROI, while DER have negative and significant effect on ROI, CR through stock price has no effect on ROI, while DER and TATO through share price affects ROI in Manufacturing Companies in the Goods Sector Consumption listed on the IDX.

Pelatihan Pembuatan Proposal Kegiatan untuk Mendorong Partisipasi Masyarakat di Desa Bontoparang, Kecamatan Mangarabombang, Kabupaten Takalar Syarifuddin, Syarifuddin; Damayanti, Ratna Ayu; Muis, Mahlia; Pahlevi, Cepi
JPP IPTEK (Jurnal Pengabdian dan Penerapan IPTEK) Vol 6, No 1 (2022)
Publisher : Institut Teknologi Adhi Tama Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31284/j.jpp-iptek.2022.v6i1.2343

Tujuan pegabdian masyarakat ini adalah untuk mendorong upaya masyarakat dalam menuangkan ide-ide pemikirannya ke dalam bentuk tulisan atau proposal yang akan diajukan dalam mekanisme proses perencanaan pembangunan. Dengan kata lain, agar ide masyarakat sejalan dengan visi dan misi pembangunan pemerintah sehingga ide yang tertuang dalam proposal dapat diterima oleh pemerintah daerah. Dampak dari pengabdian ini adalah partisipasi aktif masyarakat desa dalam perencanaan pembangunan dapat meningkat. Metode yang digunakan adalah focus group discussion. Masyarakat desa, dikumpulkan untuk membicarakan isu tentang ide dan gagasan mereka tentang pembangunan yang selanjutnya secara bersama-sama menuangkannya ke dalam proposal kegiatan. Proposal kegiatan yang telah selesai, kemudian, diusulkan kepada pemerintah desa. Temuan pengabdian ini adalah masyarakat sangat membutuhkan keterampilan dalam menyusun proposal yang mumpuni. Karenanya, upaya semacam ini perlu terus untuk digalakkan dan ditingkatkan.

Analysis Of The Utilization Of Digital Products (Brimo) To Increasing Customer Satisfaction And Loyalty At Pt. People's Bank Of Indonesia, Tbk. Makassar Branch Istikasari, Dian; Pahlevi, Cepi; Rahim, Fauzi R.
SEIKO : Journal of Management & Business Vol 6, No 2 (2023): July - December
Publisher : Program Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/sejaman.v6i2.4439

This research aims to analyze the extent to which the use of Brimo digital products influences satisfaction and the impact on customer loyalty of PT. Bank Rakyat Indonesia Tbk Makassar Branch. This study uses a quantitative approach which intends to explain the position of the variables studied and the relationship between one variable and another. This study will explain the causal relationship between variables through hypothesis testing. Based on the results of research and discussion, the conclusion of this study is that the existence of mobile banking features is proven to increase customer satisfaction and loyalty of PT. Bank Rakyat Indonesia, Tbk Makassar Branch. For the effect of mediation, it shows that customer satisfaction can mediate the effect of mobile banking on customer loyalty significantly

The Effect of Service Quality on Customer Satisfaction at Banua Coffee Cafe in Makassar City Musa, Ichwan; Pahlevi, Cepi; Sudirman, Indrianty; Sumardi
Economics and Business Journal (ECBIS) Vol. 1 No. 5 (2023): July
Publisher : PT. Maju Malaqbi Makkarana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ecbis.v1i5.64

The goal of this study is to ascertain how the level of service at Cafe Banua Coffee in Makassar City affects customer satisfaction. The research method utilized in this file is a quantitative research approach with an associative research type. This study found that service quality has an impact on customer satisfaction at Café Banua Coffee in Makassar city. Quantitative research is a research method based on the positivist philosophy, used to examine specific populations or samples. Data collection uses research instruments, and data analysis is quantitative in nature with the aim of testing predetermined hypotheses. This suggests that the business might raise client happiness by enhancing the caliber of services offered.

Determinants of Investment in The Consumer Goods Sector with Stock Prices as Intervening Variables Sanusi, Adelia Nur Arafah Aprilia; Pahlevi, Cepi; Nohong, Mursalim
Hasanuddin Economics and Business Review VOLUME 7 NUMBER 1, 2023
Publisher : Faculty of Economics and Business, Hasanuddin University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26487/hebr.v7i1.5112

The objective of this study is to assess the impact of Current Ratio, Debt to Equity Ratio, and Total Asset Turnover on Return on Investment (RoI), while Stock Prices as intervening factors. The analysis focuses specifically on Manufacturing Companies within the Consumer Goods sector that are listed on the IDX. This research is quantitative research with a descriptive analysis approach. The data collected were analyzed with formulas from each financial ratio and then processed using multiple regression analysis and sobel tests. The results of this study indicate that CR is not significant on Stock Price, while DER is related to Stock Price with a negative effect. Finally, TATO has a significant impact on Stock Price, with a positive sign on the relationship. Stock Price, CR and TATO have positive and significant effect on ROI, while DER have negative and significant effect on ROI, CR through stock price has no effect on ROI, while DER and TATO through share price affects ROI in Manufacturing Companies in the Goods Sector Consumption listed on the IDX.

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