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Peningkatan Literasi Keuangan dan Toleransi Risiko melalui Inklusi Keuangan Menuju Keputusan Investasi dari Perspektif Otoritas Jasa Keuangan Milzam, Muhammad; Taruna, M. Sigit; Rakhmatika, Devi; Akmalia, Farda; Ayu Regina, Nabila
Jurnal Dinamika Ekonomi dan Bisnis Vol 21, No 2 (2024)
Publisher : Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jdeb.v21i2.6784

Abstract

The increasing interest of investors, especially among the younger generation, as well as investment instruments with different risks means that investment decisions must be adjusted. This research is aimed at testing and analyzing financial literacy and risk tolerance factors that are bridged by financial inclusion in investment decisions from an economic and juridical perspective based on Financial Services Authority Regulation Number 6 of 2022. The research methodology used for this research is quantitative research by using structural equation model analysis (SEM) with Warp PLS 8.0 software and juridical analysis. The results of data processing show the results on the Financial Literacy variable. Financial literacy has a positive influence on investment decisions. The variables Financial Tolerance and Financial Inclusion have no significant effect on investment decisions. Apart from that, Financial Inclusion in this research shows that it cannot mediate financial literacy and financial tolerance in investment decisions. Then the results of the juridical analysis show that the existence of POJK Number 6/2022 is considered to provide legal certainty in creating favorable conditions for investment activities, with 40 out of 51 respondents agreeing and assessing it as very effective in protecting the public from investment fraud
Pemberdayaan Kewirausahaan Perempuan HWK (Himpunan Wanita Karya) Desa Kalirandu melalui Edukasi dan Pendampingan Priatiningsih, Dian; Mardayanti, Mella; Ulum, E. Akhmad Samsul; Syafnita, Syafnita; Fachrur, M. Maulidin; Taruna, M. Sigit
Mitra Abdimas: Jurnal Pengabdian kepada Masyarakat Vol 5 No 1 (2025)
Publisher : Medan Resource Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57251/mabdimas.v5i1.1714

Abstract

Women's entrepreneurship plays an important role in improving family welfare and empowering the rural economy. However, limited access to information, training, and mentoring often hinders rural women from developing their business potential. This community service activity aims to empower members of the Himpunan Wanita Karya (HWK) in Kalirandu Village, Petarukan Subdistrict, Pemalang Regency through entrepreneurship education and mentoring programs. The implementation methods include training in business management, basic financial management, product innovation, and digital marketing strategies. In addition, intensive mentoring was provided in the production, packaging, and promotion processes of local products based on village potential. The results of the activity showed increased knowledge and skills among HWK members in running their businesses in a more planned and sustainable manner. Participants also showed greater motivation to develop independent businesses and collaborate with fellow members in product marketing. This activity had a positive impact on enhancing women's entrepreneurial capacity in the village and made a real contribution to family economic independence. Program sustainability will be ensured through regular monitoring and the establishment of community-based joint business groups (KUB). With a participatory and sustainable approach, this program is expected to become a model for rural women’s empowerment that can be replicated in other regions with similar characteristics.
Pengembangan Produksi Teh Herbal untuk Peningkatan Ekonomi Desa Tratebang: Developing Herbal Tea Production for Economic Development in Tratebang Village Mahbub, Khafid; Taruna, M. Sigit; Sajuri, Sajuri; Jamiatin, Fani; Shofaro, Mulyanti; Kurniawan, Andre
DARMADIKSANI Vol 5 No 4 (2025): Edisi Desember
Publisher : Jurusan Pendidikan Bahasa dan Seni, FKIP, Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/darmadiksani.v5i4.8932

Abstract

Pengembangan usaha teh herbal berbahan jahe, kelor, rosella, mint, dan sereh di desa Tratebang, kecamatan Wonokerto bertujuan meningkatkan keterampilan dan pendapatan anggota kelompok PKK. Metode pengabdian meliputi sosialisasi, pelatihan pembuatan simplisia dan teh herbal, serta pendampingan pemasaran. Hasil kegiatan menunjukkan peningkatan pengetahuan dan keterampilan anggota PKK dalam proses produksi teh herbal dengan penerapan metode pengolahan bahan baku yang tepat, pengeringan menggunakan solar dryer, dan pelabelan produk yang menarik. Produk akhir teh herbal memenuhi standar mutu dan memiliki potensi pasar di tingkat lokal. Partisipasi aktif masyarakat sasaran sangat mendukung keberhasilan program. Luaran kegiatan berupa produk teh herbal siap jual, modul pelatihan, dokumentasi, dan SOP produksi. Implikasi program diharapkan membuka peluang pengembangan ekonomi kreatif berbasis potensi lokal serta replikasi program ke desa lain dalam upaya pemberdayaan masyarakat berkelanjutan.