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All Journal Jurnal Abdimas BSI: Jurnal Pengabdian Kepada Masyarakat Jurnal Dinamika Ekonomi dan Bisnis Jurnal GeoEkonomi Jurnal Ekonomi Dan Bisnis Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (JASMIEN) Entrepreneur : Jurnal Bisnis Manajemen dan Kewirausahaan Journal of Vocational Studies on Applied Research DIMASEKA
Milzam, Muhammad
Universitas Pekalongan
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Law, Crime, Criminology & Criminal Justice Social Sciences

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Dampak The Great Lockdown dengan Strategi Colaborative Funding Cooperation Terhadap Imunitas Bisnis UMKM Muhammad Milzam; Danang Satrio; Choliq Sabana
Jurnal Ekonomi Dan Bisnis Vol 24, No 2 (2021): JURNAL EKONOMI DAN BISNIS SEPTEMBER 2021
Publisher : Fakultas Ekonomi Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/jebi.v24i2.1578

Abstract

This study aims to determine the economic impact felt by MSMEs due to the Covid 19 pandemic as well as to find solutions to help economic recovery in MSMEs, especially in Pekalongan City. Based on the data and facts in the field that we get with direct data collection techniques (questionnaires), the appropriate research methodology for processing these data and facts includes statistical analysis and descriptive analysis. The results of the data processing indicate that MSMEs in the city of Pekalongan experienced a decline in turnover of 53.5% during the study period. And based on an open question, most MSMEs need additional capital to sustain their business. And most of the MSMEs of Pekalongan City are of the opinion that access to business capital from savings and loan cooperatives is easier than Banks. Based on the results of statistical data processing, with the best practice method, it can be concluded that the government needs to adopt the concept of Equity Crowdfunding to restore the condition of MSMEs. This concept needs to be adjusted to the level of financial literacy of MSMEs which tend to choose savings and loan cooperatives to access business capital
Peningkatan Peran Karang Taruna Dalam Pengembangan Desa Wisata Di Kabupaten Pekalongan: Konsep Pengelolaan Dan Pembentukan Taman Pintar Mohammad Sigit Taruna; Komala Ardiyani; Siti Yunitarini; Muhammad Milzam
DIMASEKA Vol 2 No 01 (2024): April 2024
Publisher : FEB Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/dimaseka.v2i01.100

Abstract

Kegiatan peningkatan peran Karang Taruna dalam pengembangan desa wisata di Desa Sumurjomblangbogo Kecamatan Bojong Kabupaten Pekalongan secara jangka Panjang bertujuan untuk dapat mewujudkan peran dan kontribusi nyata generasi muda disuatu desa terhadap pengembangan wilayahnya. Metode yang akan digunakan adalah focus group discussion (FGD), sosialisasi melalui ceramah, dan diskusi untuk menghasilkan kesepakatan bersama. Selain itu akan digunakan Teknik pre-test dan post-test akan digunakan untuk mengetahui tingkat pemahaman masalah yang dihadapi para anggota karang taruna. Hasil kegiatan menunjukkan bahwa Karang Taruna Desa Sumurjomblangbogo memiliki keinginan kuat untuk bisa berpartisipasi dalam pengembangan wisata didesanya, tetapi perlu langkah- langkah lebih konkrit dalam mensinergikan konsep yang dimiliki oleh setiap pemangku kepentingan pengembangan desa wisata di Desa Sumurjomblangbogo, seperti pemerintah desa, BUMDes, Tokoh masyarakat, dan tentunya karang taruna.
Analisis Tingkat Penerimaan Tentang Penerapan Industri Hijau Pada Peraturan Pemerintah Sebagai Bentuk Eko-Efisiensi Dalam Meningkatkan Kinerja Hijau Wenti Ayu Sunarjo; Maghfiroh; Nur Susanti; Muhammad Milzam; Nur Ermawati; Yovita Christi; Alilisa Rahmawati
Entrepreneur: Jurnal Bisnis Manajemen dan Kewirausahaan Vol. 5 No. 2 (2024): JULI
Publisher : Program Studi Manajemen Fakultas Ekonomika dan Bisnis Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/entrepreneur.v5i2.10768

Abstract

Implementing eco-efficiency in the batik industry is important considering the currently developing environmental problems. In order to realize a sustainable batik industry with green performance, an analysis was carried out on the level of acceptance of applicable government regulations in order to change towards an independent green industry. In line with the research objective, it is to analyze the level of income of the batik industry regarding the implementation of government regulations relating to the green industry through the application of eco-efficiency in order to measure green performance in the batik industry. Through a survey method carried out on all batik industries by taking random samples from 500 batik industries in Pekalongan City. The research results show that for all respondents' answers to each question item, the results obtained were an average of 66.25% of batik industry players who had accepted the existence of a green industrial policy for the batik industry in accordance with the regulations stipulated in PERMENPERIN No. 10 of 2023. It appears as supporting data that results show that 60% of batik business actors also received training for the batik industry which has not received the title as a green industry.
ANALISIS KEPUTUSAN INVESTASI GEN Z MELALUI LITERASI KEUANGAN DAN RISK TOLERANCE Muhammad Milzam; Mohammad Sigit Taruna; Muhammad Shofiyuddin
Jurnal GeoEkonomi Vol. 15 No. 1 (2024)
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Balikpapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36277/geoekonomi.v15i1.362

Abstract

Investment is a financial activity that requires consideration of complex financial aspects. This research aims to analysing financial decision making of youth generation especially Gen Z through the financial literacy and risk tolerance. This research uses primary data by conducting a survey using a questionnaire to members of the Karang Taruna Sumur Jongglang Bogo Village who are under 26 years old (Gen Z). The data of this research comes from Likert scale. Also, this research using SPSS analysis software 26th version to proceed the data from 30 respondents. Based on the multiple linear regression test, find that financial literacy has no significant effect on investment decisions, while risk tolerance has a significant positive effect on investment decisions of Gen Z. However, the results of the goodness of fit test shows that financial literacy and risk tolerance was fit and good research models for analysing investment decisions. Based on the research results, it can be concluded that Gen Z already has good financial literacy but is not yet able to support good investment decisions. Besides, high risk tolerance creates a better investment decision making.
Analisis Kinerja Keuangan Perusahaan Pembeli Karbon Perdana Pada IDX Carbon: Pengaruh Nilai Perusahaan dan Laba per Lembar Saham terhadap Profitabilitas Milzam, Muhammad; Sigit Taruna, Muhammad; Shofiyuddin, Muhammad; Nuskan Abdi, Muhammad; Tiara Junaedi P., Najwa; Ajhie S, Arya
Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien) Vol. 4 No. 04 (2024): Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien)
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/jasmien.v5i01.629

Abstract

Penelitian ini bertujuan untuk menguji dan menganalisis pengaruh nilai perusahaan dan laba per lembar saham (EPS) terhadap profitabilitas perbankan yang menjadi pembeli karbon perdana pada IDX for Carbon. Sampel dalam penelitian ini menggunakan purpossive sampling dengan kriteria perbankan pembeli karbon perdana yang terdaftar pada bursa efek Indonesia yaitu Bank Mandiri, Bank BCA dan Bank Cimb Niaga. Periode pengamatan dalam penelitian ini dilakukan paska pembelian perdana karbon yaitu bulan September 2023 sampai bulan Juni 2024. Pengujian dilakukan pada data penelitian ini menggunakan regresi linier berganda dengan menggunakan alat analisis SPSS 26. Hasil penelitian ini menunjukkan bahwa Nilai perusahaan tidak berpengaruh signifikan terhadap Profitabilitas perusahaan. Sedangkan EPS berpengaruh positif signifikan terhadap profitabilitas perusahaan. Berdasarkan hasil penelitian tersebut menunjukkan bahwa profitabilitas perusahaan pembeli karbon perdana mengalami penurunan seiring dengan penurunan EPS paska pembelian karbon perdana. Hal ini disinyalir karena pajak karbon yang tinggi.
Pemberdayaan Pengelolaan Sumberdaya Bumdes Berkah Jaya Desa Karangasem Melalui Implementasi Digital Marketing Hakim, Mujibul; Milzam, Muhammad; Suseno, Akrim Teguh; Anjarini, Ary Dwi; Afif, Randi
Jurnal Abdimas BSI: Jurnal Pengabdian Kepada Masyarakat Vol 7, No 1 (2024): Februari 2024
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/jabdimas.v7i1.19927

Abstract

Badan Usaha Milik Desa (BUMDes) Berkah Jaya di Desa Karangasem, Kabupaten Pekalongan, menghadapi berbagai kendala misalnya dalam legalitas BUMDes yang belum ada, kemampuan manajerial rendah, pengelolaan keuangan yang lemah, kurangnya implementasi digital marketing, dan kekurangan aplikasi pendukung. Maka dari itu, pengabdian ini bertujuan untuk memberdayakan BUMDes Berkah Jaya melalui berbagai langkah-langkah yang diambil. Langkah-langkah yang diambil mencakup pengurusan dokumen legalitas, peningkatan keterampilan manajerial, peningkatan pengelolaan keuangan, penerapan aplikasi Point of Sale (POS), dan penerapan teknik pemasaran digital. Tujuan utama adalah meningkatkan produktivitas BUMDes dan pendapatan desa. Hasil yang diharapkan dari pengabdian ini adalah peningkatan pendapatan dan produktivitas BUMDes Berkah Jaya menjadi lebih lagi, dan juga publikasi ilmiah serta dokumentasi visual. Setelah mengikuti pelatihan yang relevan, peserta menunjukkan peningkatan yang signifikan dalam pemahaman mereka tentang berbagai aspek yang terkait dengan BUMDes Berkah Jaya, termasuk manajemen BUMDes, pengelolaan keuangan, pemasaran digital, dan aplikasi POS, yang berpotensi memberikan dampak positif pada perkembangan BUMDes dan pendapatan desa.
Peningkatan Literasi Keuangan dan Toleransi Risiko melalui Inklusi Keuangan Menuju Keputusan Investasi dari Perspektif Otoritas Jasa Keuangan Milzam, Muhammad; Taruna, M. Sigit; Rakhmatika, Devi; Akmalia, Farda; Ayu Regina, Nabila
Jurnal Dinamika Ekonomi dan Bisnis Vol 21, No 2 (2024)
Publisher : Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jdeb.v21i2.6784

Abstract

The increasing interest of investors, especially among the younger generation, as well as investment instruments with different risks means that investment decisions must be adjusted. This research is aimed at testing and analyzing financial literacy and risk tolerance factors that are bridged by financial inclusion in investment decisions from an economic and juridical perspective based on Financial Services Authority Regulation Number 6 of 2022. The research methodology used for this research is quantitative research by using structural equation model analysis (SEM) with Warp PLS 8.0 software and juridical analysis. The results of data processing show the results on the Financial Literacy variable. Financial literacy has a positive influence on investment decisions. The variables Financial Tolerance and Financial Inclusion have no significant effect on investment decisions. Apart from that, Financial Inclusion in this research shows that it cannot mediate financial literacy and financial tolerance in investment decisions. Then the results of the juridical analysis show that the existence of POJK Number 6/2022 is considered to provide legal certainty in creating favorable conditions for investment activities, with 40 out of 51 respondents agreeing and assessing it as very effective in protecting the public from investment fraud
Impact of Fintech on Student Lifestyle In Pekalongan City, Indonesia Mahmudah, Dina Amalia; Milzam, Muhammad
Journal of Vocational Studies on Applied Research Volume 3, Issue 1, Year 2021 (April 2021)
Publisher : Vocational College of Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (242.175 KB) | DOI: 10.14710/jvsar.v3i1.10917

Abstract

This research aimed to know the effect of fintech to students' lifestyle in Pekalongan City. The subjects of this study were 100 university students who were 18-22 years old. The data were collected using interview and questionnaire. The data analysis of this research using descriptive statistical analysis. The result of this research showed that the decision to take a lending online or not is influenced by several reasons. There were 47% of students use PTP Lending to fulfill their desires not their needs. Electronics are the items most bought from the loan money.
Corona Virus Pandemic Impact on Sales Revenue of Micro Small and Medium Enterprises (MSMEs) in Pekalongan City, Indonesia Milzam, Muhammad; Mahardika, Aditia; Amalia, Rizka
Journal of Vocational Studies on Applied Research Volume 2, Issue 1, Year 2020 (April 2020)
Publisher : Vocational College of Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (290.741 KB) | DOI: 10.14710/jvsar.v2i1.7600

Abstract

This study aims to determine the impact of the covid-19 pandemic on the sales revenue of Micro Small and Medium Enterprises (MSMEs) in Pekalongan City. The data collected from surveys are sales revenue before and after Corona virus Pademic starting from the enactment of social distancing rules (March 16 2020 until 16 April 2020). The analysis carried out in the form of data analysis and descriptive data  analysis. Based on 282 SMEs units sampled, it was found a decrease in total sales revenue of 53.5%. The type of business that has the greatest reduction in revenue sales is the fashion business. The corona virus pandemic has an economic  impact to the community, especially to the Micro Small and Medium Enterprises (MSMEs) in Pekalongan City. This research is expected to be a policy reference for the local governments to deal with the economic crisis caused by the corona virus pandemic.
Economic Factor on the In Situ Vanillin Enzymatic Formation from the Green Pods Vanilla Hartati, Indah; Ardi, Pradipta Risma Rukma; Milzam, Muhammad; Paramita, Vita
Journal of Vocational Studies on Applied Research Volume 1, Issue 1, Year 2019 (April 2019)
Publisher : Vocational College of Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/jvsar.v1i1.4294

Abstract

This work proposed a study of a direct enzymatic of vanillin formation by using rumen liquid which has enzymatic capability for tissue disruption of vanilla green pods to avoid the curing process. Application of enzymes during the formation of vanilla aromas and its extraction present nice opportunity to improve productivity, as the enzymatic reaction possibly substitute the microbial process in the traditional fermentation. Green vanilla pods were applied for the direct enzymatic extraction of vanillin, while liquid rument provide cell wall degrading enzyme in order to support the hydrolysis process (destruction) of cell wall. Glucovanillin were contacted with the β-glucosidase in the green pods due to the desruction of the cell wall, followed by the formation of glucovanillin into vanillin. Vanillin content of vanilla green pods was found higher in which by treating the vanilla green pods at 30 °C.
Co-Authors Afif, Randi Ajhie S, Arya Akmalia, Farda Alilisa Rahmawati Anjarini, Ary Dwi Ardi, Pradipta Risma Rukma Ardi, Pradipta Risma Rukmana Ayu Regina, Nabila Choliq Sabana Danang Satrio Devi Rakhmatika Didik Ariwibowo Hakim, Mujibul Indah Hartati Komala Ardiyani Maghfiroh Maghfiroh Mahardika, Aditia Mahmudah, Dina Amalia Mohammad Sigit Taruna Muhammad Shofiyuddin Muhammad Shofiyuddin Nur Ermawati Nur Susanti Nuskan Abdi, Muhammad Rizka Amalia Sigit Taruna, Muhammad Siti Yunitarini Suseno, Akrim Teguh Taruna, M. Sigit Tiara Junaedi P., Najwa Vita Paramita Wenti Ayu Sunarjo Yovita Christi