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All Journal Jurnal Pengabdian Masyarakat Waradin Muqaddimah: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Journal of Sharia Business Management
Ezika Aquilera Sitio
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

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Membangun UMKM yang Berkelanjutan: Kunci Mewujudkan Pekerjaan Layak dan Pertumbuhan Ekonomi Asryatun Nisa Br Ginting; Cindy Alya Tantri; Ezika Aquilera Sitio; Hanifa Ayu S
MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Vol. 3 No. 1 (2025): Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Publisher : Sekolah Tinggi Ilmu Syariah Nurul Qarnain Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/muqaddimah.v3i1.1221

Abstract

Building sustainable Micro,Small and Medium Enterprises (SaME) is a crucial aspect in realizing decent work and promoting inclusive economic growth. SaME, as the backbone of the economy, contribute significantly to job creation and increased gross domestic product (GDP). Thisresearch explores various factors that influence the sustainability of SaME, such as access to capital, technology, skills training, and infrastructure support. In the digital era and globalization, SaME need to adapt to innovation and sustainable business practices to remain competitive. The use of information and communication technology (ICT) and environmentally friendly approaches can improve their efficiency and competitiveness. Furthermore, the government’s role in creating supportivepolicies, including tax in centives, training, and market access, iscrucial. Collaboration between the public and private sectors was also identified as key in creating an ecosystem that supports SaME development. By facilitating business net works and improving access to resources, UMKM can be more competitive. The findings from this study suggest that the sustainable development of SaME not only contributes to the creation of decent jobs, but also plays a role in broader and sustainable economic growth, and strengthens a country’s economic resilience. Therefore, investment in SaME should be a priority in the sustainable economic development agenda.
Pengembangan Produk Ecoprint Sebagai Inovasi Ramah Lingkungan Dalam Pemberdayaan UMKM Kreatif SD 040479 Desa Perteguhen Ezika Aquilera Sitio; Rizky Amelia Siregar; Siska Kumala Sari; Fandi Ahmad Zain Dalimunthe; Silvia Tabah Hati
Jurnal Pengabdian Masyarakat Waradin Vol. 6 No. 1 (2026): Januari : Jurnal Pengabdian Masyarakat Waradin
Publisher : Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/wrd.v6i1.905

Abstract

This community service activity was carried out by the Real Work Lecture (KKN) team of the State Islamic University of North Sumatra (UINSU) with the aim of developing ecoprint products as an environmentally friendly innovation as well as a means of empowering creative MSMEs in the environment of SD 040479 Perteguhen, Simpang Empat District, Karo Regency. This program was motivated by the low level of public awareness of the importance of sustainable natural resource management and the limited skills in utilizing the potential of the environment to create products with economic value. This activity is also expected to provide an educational experience for elementary school students in learning about environmentally friendly concepts and creative entrepreneurship from an early age. The activity was held on August 9, 2025, involving participants from among students, teachers, and the community around the school. The implementation method included four stages, namely (1) socialization and environmental education on the basic principles of ecoprint, (2) technical training in ecoprint making, (3) hands-on practice using natural materials, and (4) evaluation and reflection on the results of the work. The technique used was the method of soaking tote bags in hot water at a temperature of 80–90°C using natural materials such as teak leaves, guava leaves, cassava leaves, and hibiscus flowers available around the school. The results of the activity showed that the hot water soaking technique produced soft natural motifs, harmonious color gradations, and leaf patterns
PERAN FINTECH DALAM MENINGKATKAN INKLUSI PASAR MODAL SYARIAH DI INDONESIA Nia Safira Ramadhanty Pane; Reni Ria Armayani Hasibbuan; Asryatun Nisa BR Ginting; Ezika Aquilera Sitio
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 5 (2025)
Publisher : CV. Barokah Publsiher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of financial technology (fintech) has brought significant changes to the financial system, including the Islamic capital market sector in Indonesia. The capital market plays a crucial role as a means of fund mobilization and allocation for society while supporting sustainable economic growth. However, the level of inclusion in the Islamic capital market still faces various challenges, such as limited access, low financial literacy, and complex investment procedures. This study aims to analyze the role of fintech in enhancing the inclusion of the Islamic capital market in Indonesia. The research method employed is a literature review by examining scholarly journals, books, official reports, and regulations related to fintech, financial inclusion, and the Islamic capital market. The findings indicate that fintech plays an important role in expanding public access to Islamic investment through transaction convenience, reduced initial capital barriers, and improved efficiency and transparency. Furthermore, fintech encourages greater participation of retail investors while maintaining compliance with Sharia principles as stipulated in relevant fatwas and regulations. Therefore, fintech has significant potential to support the enhancement of Islamic capital market inclusion in Indonesia, particularly when accompanied by improved Islamic financial literacy and strengthened regulatory frameworks..
Co-Authors Asryatun Nisa Br Ginting Cindy Alya Tantri Fandi Ahmad Zain Dalimunthe Hanifa Ayu S Nia Safira Ramadhanty Pane Reni Ria Armayani Hasibbuan Rizky Amelia Siregar Silvia Tabah Hati Siska Kumala Sari