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All Journal Jurnal Reviu Akuntansi dan Keuangan JURNAL ECONOMIA Jurnal Keuangan dan Perbankan JDM (Jurnal Dinamika Manajemen) IQTISHADIA Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah Jurnal Ilmiah Ekonomi Islam Jurnal Manajemen & Keuangan Economica: Jurnal Ekonomi Islam JURNAL AKUNTANSI, EKONOMI dan MANAJEMEN BISNIS Inovator : Jurnal Manajemen JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Target : Jurnal Manajemen Bisnis Jurnal Muhammadiyah Manajemen Bisnis (JMMB) Jurnal Info Sains : Informatika dan Sains Proceeding International Seminar of Islamic Studies Islamiconomic: Jurnal Ekonomi Islam Perbanas Journal of Islamic Economics and Business Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Moneter : Jurnal Keuangan dan Perbankan Epistemé: Jurnal Pengembangan Ilmu Keislaman Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Jurnal Pengabdian Masyarakat dan Penelitian Terapan
Muhammad Iqbal
Perbanas Institute Jakarta
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Physics Social Sciences Other

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Problems and Solutions for The Development of Sustainable Cash Waqf Linked Sukuk (CWLS) Rana Catleya Ega Afifah; Muhammad Iqbal
IQTISHADIA Vol 15, No 1 (2022): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v15i1.11464

Abstract

The purpose of the research is to identify the problems that exist in the implementation of the Cash Waqf Linked Sukuk (CWLS) program as well as alternative solutions for sustainable development. This study uses a qualitative approach with the Analytic Network Process (ANP) method through literature studies, in-depth interviews, and giving questionnaires to regulators, practitioners, and academics related to the CWLS program. Based on the results from several sources, it was found that the problems arising from the CWLS program were grouped into three important aspects: collection, management, and reporting. The main problems that are of concern to the aspect of the gathering are institutional capacity, community knowledge, and community literacy and education. In the management aspect, the main problem lies in the knowledge of Nazhir and the capacity of professional Nazhir human resources. While the reporting aspect is the use of information technology which is the main problem. The research results obtained five solutions for developing CWLS to run sustainably. Of the five strategies offered between one another, none is more dominant. Therefore, the five strategies need to be implemented simultaneously to achieve a sustainable CWLS program.
Pengaruh Religiusitas, Kualitas Layanan, dan Promosi Terhadap Minat Menabung di Bank Syariah Hilmi Musyaffa; Muhammad Iqbal
Perbanas Journal of Islamic Economics and Business Vol 2 No 2 (2022): Perbanas Journal of Islamic Economics and Business
Publisher : Perbanas Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (584.807 KB) | DOI: 10.56174/pjieb.v2i2.61

Abstract

This study aims to analyze the effect of religiosity, service quality, and promotion on interest in saving in Islamic banks. The research uses a quantitative approach with multiple linear regression analysis techniques as the data analysis method. Data collection using purposive sampling technique with a Muslim population domiciled in Central Jakarta. The results obtained from this study show that religiosity and service quality do not affect interest in saving, while promotion affects interest in saving. The religiosity of a Muslim does not affect the person's interest in saving in Islamic banks. Likewise, the quality of services from Islamic banks does not determine a Muslim's interest in saving. Promotion is the only factor in this study that encourages a Muslim's interest in saving in Islamic banks. The high promotion of a Muslim about Islamic banking will increase that person's interest in saving in Islamic banks. Keywords: Religiosity, Service quality, Promotion, Interest in saving
POTENSI FINANSIAL TEKNOLOGI SYARIAH DALAM MENJANGKAU PEMBIAYAAN NON-BANK FAWZI BHAKTI PRESTAMA; MUHAMMAD IQBAL; SELAMET RIYADI
Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Vol 4, No 2 (2019): Juli - Desember 2019
Publisher : Prodi Manaj. Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam – UIN Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/al-masraf.v4i2.217

Abstract

The purpose of this study is to analyze the potential of Crowdfunding and Peer-to-Peer Lending Financial Technology (FinTech) Sharia to reach the non banking financing. There are four Crowdfunding and Peer-toPeer LendingFinTech Sharia operators in Indonesia used as the sample. The data used in this study was obtained from direct interview with the FinTech operators and literature study of similar subject. The analysis method used in this study is SWOT analysis. The results of the study which used SWOT analysis model found that the Crowdfunding and Peer-to-Peer Lending FinTech Sharia are not a threat to existing Sharia financial institutions and can also increase the penetration of sharia financial industry in Indonesia because they offer cost efficiency, ease of access, speed of financing distribution, and the low rate of nonperforming financing. However, there are still small quantity of FinTech Sharia registered at OJK, no specific regulation for FinTech Sharia and no Sharia Supervision Board in many FinTech Sharia can be obstacles for FinTech Sharia operators.
ISLAMIC FINANCIAL INCLUSION ACCELERATION THROUGH PEER-TO-PEER FINANCING FINTECH Prameswara Samofa Nadya; Alindha Farezha Nasution; Muhammad Iqbal
Proceeding International Seminar of Islamic Studies INSIS 5 (March 2023)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract

This research aimed to examine how far peer-to-peer financing fintech pushes the inclusion of Islamic finance in Indonesia, analyzed by literature review with secondary data from articles, news, and others. The result shows that Islamic fintech problems can be divided into four groups, specifically: regulation, infrastructure, literacy, and management. The solutions are: giving special attention to fintech regulations, especially Islamic fintech, increasing infrastructure quality such as internet network and data security, synergizing between regulators and practitioners of Islamic fintech to organize the literacy program, also focusing on human capital development in supporting Islamic fintech sustainability.
Peran Barrier Memoderasi Pengaruh Motivasi dan Enabler terhadap Perilaku Berbagi Pengetahuan Pegawai Ilafi Rani Yoasti; Hedwigis Esti Riwayati; Ovalia; Muhammad Iqbal
Jurnal Manajemen dan Keuangan Vol 12 No 1 (2023): JURNAL MANAJEMEN DAN KEUANGAN
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jmk.v12i1.5653

Abstract

This study aims to investigate and analyze the effect of motivation, enabler and enabler on knowledge sharing behavior in Ministry of Finance with barrier as moderating variable. This study adopts a quantitative method with a sample of 100 employees of Ministry of Finance. The data employed are primary data derived from questionnaire. Moderated Regression Analysis (MRA) is used to analyse the data. From the results of the study, it was found that motivation and enabler had a significant and positive effect on the knowledge sharing behavior of Ministry of Finance employees. The results also showed that the barrier did not moderate the influence of motivation or enabler on the knowledge sharing behavior of MoF employees.
Penerapan Technology Acceptance Model dalam Meningkatkan Minat Menggunakan Kembali M-Banking Livin by Mandiri Salsa Dea Safira; Diah Ernawati; Muhammad Iqbal
JURNAL AKUNTANSI, EKONOMI dan MANAJEMEN BISNIS Vol 11 No 1 (2023): Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis - Juli 2023
Publisher : Politeknik Negeri Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30871/jaemb.v11i1.3961

Abstract

The development of the Technology Acceptance Model in encouraging people to use technology continues to develop. Mobile banking as one of the most popular technologies today is still not used optimally by customers. Various factors were identified to influence the decision to use mobile banking, such as: perceived usefulness, perceived convenience, trust, convenience, satisfaction, and social influence. Regression analysis with the Ordinary Least Squared (OLS) approach is used to identify the priority factors in driving customer decisions to use mobile banking. The results obtained indicate that the higher the perception of usefulness, trust, convenience, satisfaction, and social influence on mobile banking, the higher the decision to use it. Conversely, the lower the perception of usefulness, trust, convenience, satisfaction, and social influence on mobile banking, the decision to use it will also decrease. Meanwhile, the level of perceived convenience does not affect the decision to use mobile banking.
The Influence Of The Tourism Sector On The Economy Of The Special Capital Province Of Jakarta: Input Output Analysis Muhammad Farouq Rosyadi; Aviliani Aviliani; Muhammad Iqbal
Jurnal Info Sains : Informatika dan Sains Vol. 13 No. 02 (2023): Jurnal Info Sains : Informatika dan Sains , Edition September  2023
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this research is to analyze the role of the tourism sector in the economy of DKI Jakarta Province. The method used is Input-Output analysis. The data used is secondary data derived from the Total Input-Output Table on the basis of 2012 DKI Jakarta Provincial Buyer Prices, classification of 72 sectors, which have been updated based on 2018 GRDP data. The analysis consists of linkage analysis, distribution impact analysis, and multiplier analysis. From the analysis, it can be seen that the transportation and warehousing sub-sectors have the highest value for each multiplier value. It can be said that this sub-sector is a priority sub-sector which can be used as a reference for the development of the tourism sector in DKI Jakarta Province because it is the sub-sector with the most potential to increase people's income. Development in this sub-sector can reduce poverty and unemployment in DKI Jakarta.
ANALISIS PERBANDINGAN KINERJA KEUANGAN PERBANKAN SYARIAH DENGAN PERBANKAN KONVENSIONAL Adi Susilo Jahja
Epistemé: Jurnal Pengembangan Ilmu Keislaman Vol 7 No 2 (2012)
Publisher : Sayyid Ali Rahmatullah Tulungagung State Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/epis.2012.7.2.337-360

Abstract

Tulisan ini bertujuan untuk membandingkan kinerja keuangan perbankan syariah dengan perbankan konvensional pada tahun 2005-2009 dengan menggunakan rasio-rasio keuangan yang terdiri dari CAR, NPL, ROA, ROE, BOPO dan LDR. Berdasarkan dari kriteria sampel yang telah ditentukan, diperoleh dua kelompok sampel penelitian, yaitu 2 bank umum syariah dan 6 bank umum konvensional. Alat analisis statistik yang digunakan untuk membuktikan hipotesis dalam penelitian ini adalah independent sample t-test. Analisis yang dilakukan menunjukkan bahwa rata-rata rasio keuangan perbankan syariah (ROA, ROE dan LDR) lebih baik secara signifikan dibandingkan dengan perbankan konvensional, sedangkan pada rasio-rasio yang lain perbankan syariah lebih rendah kualitasnya. Secara keseluruhan penilaian kinerja bank syariah masih berada di atas atau lebih baik dibandingkan dengan bank konvensional. This study purpose to compare the financial performance of Islamic banking with conventional banking in the years 2005-2009 by using financial ratios consisting of CAR, NPL, ROA, ROE, BOPO and LDR. Based on judgment sampling method, two groups are chosen, consists of two Islamic banks and six conventional banks. Statistical analysis tools used to prove the hypothesis in this study were independent sample t-test. The analysis performed showed that the average financial ratios Islamic banking (ROA, ROE and LDR) significantly better than conventional banks, while the other ratios are lower. Overall, the performance of Islamic bank are better than conventional bank.
Mapping of Islamic Bank Financial Distress in Indonesia Iqbal, Muhammad; Riyadi, Selamet; Sabrianti, Priska; Afidah, Afifah Nur
Jurnal Economia Vol 14, No 2: October 2018
Publisher : Faculty of Economics Universitas Negeri Yogyakarta in collaboration with the Institute for

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1176.672 KB) | DOI: 10.21831/economia.v14i2.20482

Abstract

Abstract: Mapping of Islamic Bank Financial Distress in Indonesia. This study aims to identify and analyse the level of financial distress of Indonesian Islamic Bank.  The data of this study would be utilised to map the level of financial distress of various Islamic banks. This study also aims to assess the level of financial distress by utilising different methods and compare the result. This study measures the level of financial distress by using three different methods, which are: Altman Modification method, Bankometer and Risk Based Bank Rating. This study uses a comparative descriptive approach with eleven samples of Islamic Commercial Banks in Indonesia during 2010-2016. This study finds that Islamic banks in Indonesia are not indicated to have financial distress, but still have the potential to experience financial distress, where each Islamic Bank has different levels of financial distress with another. The three methods of measuring the level of financial distress have differences in measuring financial difficulties in Islamic banks. Keywords: Islamic bank, financial distress, altman modification, bankometerAbstrak: Pemetaan Tingkat Kesulitan Keuangan Bank Syariah di Indonesia. Penelitian ini bertujuan melihat seberapa besar tingkat kesulitan keuangan yang terjadi pada bank syariah di Indonesia. Data penelitian ini ditujukan untuk memetakan keberagaman tingkat kesulitan keuangan bank syariah serta mencoba membandingkan beberapa metode penilaian kesulitan keuangan bank yang ada pada bank syariah. Pengukuran tingkat kesulitan keuangan menggunakan tiga metode yang berbeda, yaitu: metode Altman Modifikasi, Bankometer dan Risk Based Bank Rating. Metode penelitian menggunakan pendekatan deskriptif komparatif dengan sampel sebelas Bank Umum Syariah di Indonesia selama periode 2010-2016. Hasil penelitian menunjukkan bahwa bank syariah di Indonesia tidak terindikasi mengalami kesulitan keuangan, namun tetap berpotensi mengalami kesulitan keuangan dengan tingkat kesulitan keuangan yang berbeda antara satu bank syariah dengan bank syariah lainnya. Penelitian ini juga menemukan bahwa ketiga metode pengukuran tingkat kesulitan keuangan yang digunakan pada penelitian ini memberikan hasil yang berbeda dalam mengukur kesulitan keuangan pada bank syariah. Kata kunci: Bank Syariah, Kesulitan Keuangan, Altman Modifikasi, Bankometer 
Investment Decisions in Manufacturing Companies in Indonesia Farhan, Muhammad; Kurniawati, Dian; Iqbal, Muhammad; Maulani, Denia
INOVATOR Vol 12 No 1 (2023): MARET
Publisher : prodima@fe.uika-bogor.ac.id

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/inovator.v12i1.17614

Abstract

This study aims to analyze the effect of capital structure, profitability, liquidity, and company size on the value of manufacturing companies in various sectors and asset groups as a fundamental analysis tool in investment decisions. The object of research is a manufacturing compa-ny listed on the Indonesia Stock Exchange for the 2015-2018 period. 117 companies were selected using the purposive sampling method. The research data is secondary data, namely audited financial reports obtained through the official website of the Indonesia Stock Exchange. The data analysis technique uses panel data regression. Simultaneously capital structure, profitability, liquidity, and firm size have a signifi-cant effect on firm value. Partially, capital structure, profitability, li-quidity, and company size show different results with different effects on the firm value both for manufacturing as a whole, as well as by sec-tor and asset group.
Co-Authors Afidah, Afifah Nur Alindha Farezha Nasution Alwyni, Farouk Abdullah Anak Agung Istri Sri Wiadnyani Annisa Indah Gladys Arianto Muditomo Aviliani Aviliani Azmia Ulfah Debi Triyanti Denia Maulani Diah Ernawati Dian Kurniawati Dwi Yanti Yunianita FAWZI BHAKTI PRESTAMA Hedwigis Esti Riwayati Hilmi Musyaffa Ilafi Rani Yoasti Jasman Jasman Laksamana, Patria Markonah, Markonah Muhammad Farhan Muhammad Farouq Rosyadi Muhammad Haris Nadya, Prameswara Samofa Novia Lauren, Novia Nurhasanah Nurhasanah Ovalia Pangastuti, Annisa Arifah Puji Hadiyati Rana Catleya Ega Afifah Sabrianti, Priska Salsa Dea Safira Saripudin Selamet Riyadi Suharyanto Taufiq Akbar