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Poverty Reduction and Insurance-Based Risk Protection Abdul Jabbar, Aisyah; Achour, Meguellati; Geraldine, Edwards; Iqbal, Muhammad; Chaghtai, Kaleem; Nath, Arjun; Garcia, Camila; Muthoifin; Afiyah, Ishmah
Solo International Collaboration and Publication of Social Sciences and Humanities Vol. 1 No. 03 (2023): Main Thema: Advancements in Social Sciences and Humanities for Social Welfare
Publisher : Walidem Institute and Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61455/sicopus.v1i03.102

Abstract

This study aims to evaluate the effectiveness of poverty reduction and insurance-based risk protection programs in a particular region, another purpose is to analyze the impact of Insurance on systematic risk protection and poverty reduction with a critical analysis approach. The method used involves a survey of a sample of program beneficiary communities as well as primary and secondary data analysis. Data were collected through interviews, observations, and documentation to identify the program's impact on poverty levels and household economic sustainability. The results showed that the program succeeded in increasing people's access to health services and education, as well as reducing financial risks faced by vulnerable households. In addition, this program also contributes positively to local economic growth and financial independence of beneficiary communities. The implications of these findings provide support for government policies to improve the effectiveness of social protection programs and expand health insurance coverage for vulnerable communities to address poverty and economic risks. The research recommends intensive education programs, stakeholder cooperation, and regulatory updates. The implications of this research highlight the need for increased public understanding, regulatory updates, and innovative product development to support the sustainable growth of Insurance.
The Importance of Insurance in Reducing Systematic Risk and Aiding Poverty Alleviation: A Review of Financial Protection Abdul Jabbar, Aisyah; Geraldine, Edwards; Muthoifin, M; Afiyah, Ishmah
Solo International Collaboration and Publication of Social Sciences and Humanities Vol. 2 No. 01 (2024): Main Thema: Integration of Social Sciences and Humanities Research in Social D
Publisher : Walidem Institute and Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61455/sicopus.v2i01.118

Abstract

This study aims to investigate the important role of insurance in reducing systematic risk and helping poverty alleviation through a review of financial protection. This study uses a descriptive-analytical approach by analyzing various related literature covering theories and practices related to insurance, systematic risk, and poverty alleviation. Data was collected through literature studies involving scientific journals, reference books, and recent research reports. The results showed that insurance plays a crucial role in reducing systematic risk by providing a mechanism for risk transfer from affected individuals or groups to insurance institutions. Thus, insurance helps protect individuals and families from unexpected events such as natural disasters, accidents, or illnesses that can lead to poverty. In addition, insurance also plays a role in poverty alleviation by providing important financial protection for those who are vulnerable to adverse financial risks. Therefore, understanding and access to adequate insurance is essential in efforts to reduce systematic risks and improve the overall welfare of society. This research provides a theoretical and practical foundation for relevant parties, including governments, financial institutions, and the general public, to improve the understanding and application of insurance as an important instrument in reducing systematic risks and alleviating poverty through effective financial protection
The Relevance and Dynamics of Muamalat Transactions in the Context of Modern Economics: A Holistic Review Abdul Jabbar, Aisyah; Achour, Meguellati; Geraldine, Edwards; Afiyah, Ishmah
Solo International Collaboration and Publication of Social Sciences and Humanities Vol. 2 No. 01 (2024): Main Thema: Integration of Social Sciences and Humanities Research in Social D
Publisher : Walidem Institute and Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61455/sicopus.v2i01.119

Abstract

The purpose of this study is to investigate the relevance and dynamics of muamalat transactions in the context of modern economics and present a holistic review of the topic. The research methods used are literature analysis and qualitative studies, which involve collecting data from various sources such as scientific literature, official documents, and related publications. The results show that muamalat transactions have a growing significance in the modern economy, not only as a financial instrument but also as a business model that promotes ethical values and justice. The dynamics of muamalat transactions are reflected in adjustments to technological developments and global market needs while maintaining the underlying sharia principles. This holistic review provides a deeper understanding of the role of muamalat transactions in creating an inclusive and sustainable economic ecosystem in the context of the modern economy.
Concept, Implementation, and Development of Productive Zakat Management for Social, Educational, and Humanitarian Iqbal, Muhammad; Chaghtai, Kaleem; Abdul Jabbar, Aisyah; Achour, Meguellati; Muthoifin, M; Geraldine, Edwards
Demak Universal Journal of Islam and Sharia Vol. 2 No. 01 (2024): Main Thema: The Dynamics of Islamic Law and Sharia Economy in Protecting Right
Publisher : Walidem Institute and Publishing (WIP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61455/deujis.v2i01.103

Abstract

The management of zakat funds for education can be realized in the form of an education care program by providing education costs to students who come from poor families. However, zakat institutions that distribute aid for education are still widely used by the community for their own operational needs. Research was conducted to gain an understanding of the management of zakat funds in education at the Yatim Mandiri zakat institution, as well as the perspective of Sharia economic law in managing zakat at this institution. The research method used is qualitative with a descriptive approach through interviews and observation.  The research results show that there are five fund management procedures implemented by schools, as determined by the Yatim Mandiri Foundation, namely: financial planning, receiving funds, disbursing funds, accountability for funds, and financial control. The distribution of zakat funds for education by Yatim Mandiri is included in the productive zakat given directly by mustahik, namely schools, as a real investment which is considered to be on target.
The Practice of Paneta Mawinne in The Sumbanese Tribe of East Nusa Tenggara Perspective of Islamic Law Muthoifin; Al-Gifari; Afiyah, Ishmah; Geraldine, Edwards; Affandi, Muchammad Taufiq
International Journal of Law and Society Vol 3 No 3 (2024): International Journal of Law and Society (IJLS)
Publisher : NAJAHA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59683/ijls.v3i3.138

Abstract

This research aims to explore the phenomenon of forced marriage, particularly the practice of Paneta Mawinne or arrest marriage, among the Sumba tribe in East Nusa Tenggara, Indonesia. The study specifically examines this practice through the lens of Islamic law, analyzing whether such cultural customs align with or contradict Islamic legal principles. The research adopts a qualitative approach using secondary data collected through literature reviews from credible sources. Data were gathered over several months from academic journal articles, online news outlets, and social media platforms, including relevant videos that document the practice. The analysis focuses on Islamic jurisprudence regarding marriage, which emphasizes mutual consent, justice, and the absence of coercion. Findings indicate that Paneta Mawinne involves significant elements of force and lack of consent, especially on the part of the bride, which is fundamentally incompatible with the principles upheld in Islamic law. Islamic teachings require the voluntary agreement of both parties in a marriage contract, making any form of coercion a violation of Sharia. The originality of this study lies in its intersectional analysis, combining anthropological insights with Islamic legal evaluation to assess a localized cultural practice. By highlighting the contradiction between local customs and Islamic values, this research contributes to broader discussions on cultural relativism, religious norms, and human rights. Ultimately, it calls for greater awareness and legal clarity to ensure that traditional practices do not undermine individual autonomy and religious ethics in Muslim communities.
The Existence of Multicultural-Universal Education Values in Pesantren Abdul Jabbar, Aisyah; Achour, Meguellati; Badat Alauddin, Muhammad; Geraldine, Edwards; Al Mutawakkil, Thufail; Afiyah, Ishmah; Husna Srifyan, Jihan
Solo Universal Journal of Islamic Education and Multiculturalism Vol. 1 No. 03 (2023): Solo Universal Journal of Islamic Education and Multiculturalism
Publisher : Walidem Institute and Publishing (WIP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61455/sujiem.v1i03.100

Abstract

Boarding schools have become distinctive educational institutions in Indonesia, playing an important role in shaping students' character, morals, and knowledge. This research paper is to discuss the values of multicultural and universal education reflected in boarding in Indonesia. Another objective of this study is to analyze the goals, methods, and outcomes of multicultural and universal education in the context of boarding schools. This research method involves collecting data from various primary and secondary sources, including academic literature, interviews with scholars, and direct observation in different boarding schools throughout Indonesia. Qualitative analysis is used to understand the multicultural and universal educational approach applied in boarding schools. The results showed that boarding schools in Indonesia have broad educational objectives, including the development of Islamic character, academic skills, and multicultural understanding. The educational methods used include classical religious learning, group discussions, and extracurricular activities that promote tolerance and cross-cultural cooperation. Boarding schools also emphasize universal values such as justice, equality, and unity, which are integrated into their curriculum. In conclusion, boarding schools in Indonesia have a significant role in promoting multicultural and universal education. Through the objectives, methods, and educational outcomes offered, boarding schools can form individuals who not only have solid religious knowledge but also have a strong understanding of cultural diversity and universal values that are important in a pluralistic society.