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PENGARUH ISLAMIC BRANDING DAN CITRA BANK SYARIAH TERHADAP MINAT NASABAH MELAKUKAN TRANSAKSI DI BANK SYARIAH (STUDI KASUS PT. BPRS PUDUARTA INSANI) Dwi Rama Syahri; Dahrani
JURNAL ILMIAH EDUNOMIKA Vol. 9 No. 1 (2025): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

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Abstract

This research aims to determine the influence of Islamic branding and image of sharia banks on customers' interest in carrying out transactions at sharia banks (case study of PT. BPRS Puduarta Insani). This research is research that uses a quantitative approach. The research instrument is a questionnaire with a type of analysis model that uses multiple linear regression. The population in this study were all customers of the Puduarta Insani Sharia People's Financing Bank (BPRS), totaling 4,270 people with a sample of 98. Meanwhile, data collection techniques used questionnaires and observation. The data analysis technique in this research is multiple regression analysis using SPSS software. The research results show that Islamic Branding has a positive and significant influence on customer interest in carrying out transactions, Citra Bank Syariah does not have a significant influence in increasing customer interest, and simultaneously, Islamic Branding and Citra Bank Syariah have a significant impact on customer interest. Keywords: Islamic Branding, Sharia Bank Image, Customer Interest
Analisis Pengaruh Dana Pihak Ketiga (DPK) dan Non Performance Financing (NPF) Terhadap Profitabilitas dengan Tingkat Inflasi sebagai Variabel Moderating pada PT. BANK SUMUT Unit Usaha Syariah di Sumatera Utara Wilkin Dody Ginting; Irfan; Dahrani
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 11 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i11.9695

Abstract

This study was conducted with the aim of testing and analyzing the effect of third party funds and Non Performance Financing on profitability moderated by the inflation rate directly and moderately. The population in this study were all branches of PT. Bank Sumut Sharia Business Unit in North Sumatra as many as 6 branch offices and samples using 6 branch offices for five years so that 30 data were obtained. This research approach uses associative research. Data collection techniques in this study use documentation techniques. and the analysis techniques used are multiple linear regression analysis, hypothesis testing, coefficient of determination and Moderated Regression Analysis using the Eviews 13 program. The results of the study indicate that third party funds partially affect profitability, Non Performance Financing does not affect profitability, Furthermore, the inflation rate does not moderate third party funds and Non Performance Financing on profitability at PT. Bank Sumut Sharia Business Unit in North Sumatra.
Khalifah Ali Bin Abi Thalib : Gerakan Oposisi Terhadap Pemerintah/Khalifah dahrani; Muhammad Fitriyadi
Hikamatzu | Journal of Multidisciplinary Vol. 1 No. 1 (2024): science for life
Publisher : Hikamatzu | Journal of Multidisciplinary

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Abstract

This article intends to review how the history of the government of Ali bin Abhi Talib's friends who later got a rebellion from the community at that time. This is inseparable from the aftermath of the policies taken by Ali ibn Abhi Talib who was considered so rash because he dared to bring down officials who were appointed by Uthman ibn Affan's friends before his supporters officially pledged Ali as Khalifah. Moreover, efforts to demand the death of Uthman by his family are like Aisha, Talha, and Zubair, which was then used by Muawiyah ibn Abu Suffyan as an opportunity to bring down Ali ibn Abhi Talib. So the polemic gave birth to the Jamal war, the Siffin war, and the legendary events of Tahkim. Amr's cunning diplomatic power then lowered Ali as Caliph and raised Muawiyah as the official Caliph. The emergence of Khawarij as a rebel who intends to kill Ali, Muawiyah and Amr increasingly adds suspicion to the Muawiyah camp. Considering that only Ali was killed by the Khawarij, while Amr and Muawiyah survived. Ali's death also started a new chapter of the emergence of the Umayyad dynasty
Pemikiran Manajemen Pendidikan Islam Pada Masa Dinasti Abbasiyah dahrani; Muhammad Syaifuddin
Hikamatzu | Journal of Multidisciplinary Vol. 1 No. 1 (2024): science for life
Publisher : Hikamatzu | Journal of Multidisciplinary

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Abstract

Pendidikan adalah tempat berlangsungnya proses belajar mengajar melalui interaksi dengan lingkungan sekitar. Lembaga pendidikan islam adalah tempat yang berupaya untuk meningkatkan keimanan, pemahaman, penghayatan, dan pengalaman siswa tentang agama islam sehingga menjadi pribadi yang beriman dan bertakwa dalam kehidupan pribadi, bermasyarakat, berbangsa dan bernegara. Pendidikan Islam mulai berkembang sejak masa Rasulullah SAW., Khulafaur Rasyidin, Bani Ummayah, Bani Abbasiyah, dan masih terus berkembang hingga saat ini. Pendidikan Islam mengalami kemajuan terutama pada masa Dinasti Abbasiyah. Penulisan artikel ini bertujuan untuk membahas tentang konsep pendidikan Islam pada masa dinasti Abbasiyah dan perkembangan Islam masa modern. Metode penelitian ini menggunakan kualitatif deskriptif, sumber informasi penelitian ini diperoleh melalui berbagai sumber, media cetak, media online mengenai topik yang dibahas. Hasil penelitian dalam artikel ini dilihat dari bentuk dan sifat lembaga pendidikan Islam yang ada pada zaman dinasti Abbasiyah dapat dikategorikan menjadi 3 jenis. Yang terdiri dari lembaga pendidikan informal; seperti rumah para ulama’, lembaga pendidikan nonformal; seperti kutab, masjid, toko buku, perpustakaan dan lembaga pendidikan formal contohnya adalah madrasah. Banyaknya lembaga pendidikan tersebut menunjukkan bahwa hal ini sesuai dengan keyakinan dalam Islam yang mewajibkan menuntut ilmu dan dianggap sebagai suatu ibadah. Oleh karenanya tempat untuk belajar sangatlah beragam, tidak hanya terpusat pada tempat tertentu
Faktor-Faktor Yang Mempengaruhi Tingkat Kepercayaan Masyarakat Terhadap Lembaga Keuangan Syariah: Studi Kasus Masyarakat Kabupaten Labuhan Batu Selatan Widia Wulandari; Dahrani
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.2051

Abstract

The development of Information Technology should make companies grow more rapidly, including Sharia Financial Institutions, both in terms of receiving and distributing funds, but in reality we can see that Islamic financial institutions still tend to be less developed than conventional financial institutions, this is caused by many factors, and Therefore, the aim of this research is to find out whether human resources in Islamic financial institutions, namely employees and the products offered, can influence the level of public trust in Islamic financial institutions, either partially or simultaneously. This type of research is quantitative using a questionnaire as a data collection method which is then tested using multiple linear regression analysis. The research results show that human resources or employees from Islamic Financial Institutions have a positive influence with a significant value of 0.000, while the products offered influence Islamic financial institutions with a significant value of 0.000, while simultaneously the two independent variables have a positive influence with a significance value of 0.000.
Analisi Perilaku Produsen pada UMKM Muslim Kopikuni: Menggunakan Pendekatan Analisis SWOT Aidil Qontas Hamzah Lubis; Dahrani
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 5 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i5.2605

Abstract

The aim of this research is to analyze producer behavior, identify internal and external factors using the SWOT approach in Kokukuni Halal MSMEs. The method used in this research uses a qualitative approach to understand producer behavior in Muslim/Halal Kopikuni MSMEs. The results of this research conclude that there is a significant correlation between producer behavior and marketing of Kupikuni products. In relation to the management function, decision making is the act of selecting alternatives. It was found that an effective strategy that can be implemented is to use the SWOT strategy, which uses all the strengths it has to take advantage of existing opportunities. This is because the location is close together, which means it is strategic and the price is more or less the same. Consumer behavior can influence the amount of demand and needs. Producer behavior is the activity of regulating production so that the product produced is of high quality so that it can generate profits. This producer behavior can influence the amount of production and supply of goods or services. Market behavior is the pattern of market habits, including the decision-making process and individual and organizational activities regarding certain products.
Pengaruh Peranan Prodi Perbankan Syariah dan Kualitas Sumber Daya Manusia (SDM) terhadap Lembaga Keuangan Syariah di Kota Medan Siti Rahmawati; Dahrani
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 2 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i2.7273

Abstract

The purpose of this study is to determine and analyze the influence of the role of islamic banking study programs and the quality of human resources on islamic financial institutions. The type of research in this thesis is quantitative research and the data used is in the form of promer data. The population used is all semester VI students of islamic banking study program, namely 58 students. Data analyze tecniques with descriptive tests, classical assumption tests, multiple linear regression analysis, and hypothesis tests. The data processing process uses the SPSS version 22.0 program. The results of the study indicate hat the independent variables in this study affect the dependent variables can be seen from the model estimation showing that R Square is 54,9% and the remaining 45,1% can be influenced by other cariables outside this model.
The Influence of Entrepreneurial Literacy, Entrepreneurial Behavior and Market Orientation Towards Sustainability of Halal Food MSMEs In East Medan District Purba, Siti Khoiriyah; Dahrani
Jurnal Manajemen Bisnis Vol. 13 No. 1 (2026): March
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v13i1.1578

Abstract

This study examines the effect of entrepreneurial literacy, entrepreneurial behavior, and market orientation on the sustainability of halal food MSMEs in Medan Timur District. This issue is important due to increasing competition, limited managerial skills, and low market adaptability. This research used a quantitative approach with a survey method. Data were collected through online questionnaires from 86 MSME actors selected from a population of 600 businesses. Data analysis was conducted using multiple linear regression with SPSS. The results indicate that entrepreneurial literacy, entrepreneurial behavior, and market orientation have positive and significant effects on MSME sustainability, both partially and simultaneously. These variables explain 81.2% of the variance in sustainability, while 18.8% is influenced by other factors. Market orientation has the strongest effect, highlighting the importance of understanding customer needs and market trends. Therefore, improving these aspects is essential to support sustainable MSME development.