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All Journal Jurnal Ilmiah Mahasiswa FEB Pendas : Jurnah Ilmiah Pendidikan Dasar EQIEN - JURNAL EKONOMI DAN BISNIS ELEMENTARY : Jurnal Inovasi Pendidikan Dasar Journal Of Human And Education (JAHE) UPMI Proceeding Series Journal El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Polynom: Journal in Mathematics Education Journal of Ekonomics, Finance, and Management Studies
Widia Wulandari
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Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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DAMPAK KEBIJAKAN PERIZINAN INVESTASI BIDANG PARIWISATA (OBJEK DAN DAYA TARIK WISATA) TERHADAP PEREKONOMIAN KOTA WISATA BATU TAHUN 2010-2013 Widia Wulandari
Jurnal Ilmiah Mahasiswa FEB Vol 3, No 1: Semester Ganjil 2014/2015
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (181.608 KB)

Abstract

Sebuah kebijakan yang di terapkan oleh pemerintah daerah terkait perizinan investasi pasti akan memberikan dampak bagi perekonomian suatu daerah tersebut. Kebjakan perizinan investasi di terpakan di seluruh kota maupun kabupaten di Indonesia tak terkecuali di Kota Wisata Batu. Tujuan dari penelitian ini adalah mengetahui apa saja kebijakan perizinan investasi yang di terapkan di Kota Wisata Batu dan bagaimana dampak kebijakan perizinan investasi khususnya bidang objek dan daya tarik wisata terhdap perekonomian Kota Wisata Batu. Analisis yang digunakan dalam hasil penelitian menggunakan metode deskriptif. Hasil penelitian menunjukan bahwa reformasi regulasi perizinan investasi usaha, pengembangan Pelayanan Perizinan Terpadu Satu Pintu (PPTSP) Kebijakan perizinan invesasi bidang pariwisata di Kota Batu memberikan dampak positif bagi masyarakat antara lain memperoleh kemudahan dalam memproses dan mengurus perizinan, mendapat kepastian hukum. Sedangkan dari segi pemerintah, mengurangi beban administrative karena pelayanan yang lebih efektif dan efisien., terjadi peningkatan jumlah retribusi izin, investasi, kunjungan wisatawan, Produk Domestik Regional Bruto mengalami kenaikkan terutama pada pariwisata, industry pengolahan, perdagangan, hotel dan restaurant yang di ikuti dengan kenaikkan pertumbuhan ekonomi Kota Wisata Batu. Kata Kunci: Kebijakan, Perizinan, Investasi, Parwisata, dan Perekonomian
UPAYA PENINGKATAN PENDAPATAN NASIONAL PAJAK TERHADAP PERTUMBUHAN EKONOMI INDONESIA Widia Wulandari; Ratu Aaf Afifah; Nur Afni Aprilia; Dedek Kustiawati
Eqien - Jurnal Ekonomi dan Bisnis Vol 11 No 03 (2022): EQIEN- JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v11i03.1231

Abstract

One of the pillars of national income comes from tax revenues which contribute arround 70% of all state revenues. Taxes play a very important role in a country, without taxes a country’s life cannot run properly. Txes finance infrastructure development, education, health, fuel subsidies (BBM), payment of civil servants and construction of public facilities. Taxes are at the forefront of the development and economic growth of a country. Economic growth is the development of economic activity that occurs from time to time and causes real national income to grow. This study uses the method of literature study. The data obtained comes from books, scientific articles, and other douments that discuss national income, taxes and Indonesia’s economic growth. Economic growth can show the quality or achievement of the development of an economy from one period to the next. Economic growth has a positive impact on tax revenues, especially through increasing people’s income and consumption levels. The higher the economic growth accompanied by equal distribution on income, the higher the people’s income.
SWOT ANALYSIS OF SHARIA BANKING FINANCIAL TECHNOLOGY (FINTECH) AT PT. SUMUT BANK SHARIA BRANCH PADANGSIDIMPUAN: ANALISIS SWOT FINANCIAL TECHNOLOGY (FINTECH) PERBANKAN SYARIAH PADA PT. BANK SUMUT CABANG SYARIAH PADANGSIDIMPUAN Wulandari, Widia; Rezqi Vitria, Indah; Adela, Dinda
UPMI Proceeding Series Vol. 1 No. 01 (2023): Ed.01
Publisher : LPPM UPMI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55751/ups.v1i01.56

Abstract

The theory used in this study is fintech, the legal basis of fintech, types of fintech, financial Technology (Fintech) of Islamic banking, the benefits of fintech, the role and objectives of fintech, Islamic banking, the legal basis of Islamic banking, the principles of Islamic banking, the function of Islamic banking and the objective role of Islamic banking. Freddy Rangkuti's theory related to SWOT analysis (Strength, Weakness, Opportunity, Threat). This research is a qualitative research with a descriptive approach. Data collection was carried out using interviews and documentation. The data source used is primary data, namely information sourced from interviews with customer service and 5 customers at PT. Bank Sumut Padangsidimpuan Sharia Branch, while secondary sources are data obtained from documentation or literature to complement primary data. Based on the results of the research that has been done, it can be seen that the SWOT Financial Technology (Fintech) analysis is related to the mobile banking of Bank Sumut Padangsidimpuan Syariah Branch, namely strength, ease of making transactions anywhere and anytime, time efficiency so that customers don't bother coming to Bank Sumut. Direct Sharia branch.
Peran Mahasiswa Kuliah Kerja Nyata Terprogram (KKN-T) Untuk Mensosialisasikan Institut Agama Islam Pagar Alam Kepada Masyarakat Secara Berkelanjutan Di Kelurahan Karang Dalo Kecamatan Dempo Tengah Utami, Eka; Anggreani, Widya; Sarpika, Fita; Andriani, Ella; Diana, Anggun; Agustina, Lala Fitria; Yunatalia, Sela; Melianda, Sendi; Ariansyah, Robin; Alam, Ivan Tegar; Wulandari, Widia
Journal Of Human And Education (JAHE) Vol. 5 No. 2 (2025): Journal of Human And Education (JAHE)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jh.v5i2.2402

Abstract

Kelompok KKN-T 07 Fakultas Tarbiyah dan Keguruan bertempat di Kelurahan Karang dalo, Kecamatan Dempo Tengah, Kota Pagar Alam merupakan salah satu bentuk pengabdian masyarakat. KKN-T ini dilaksanakan selama 40 hari sejak tanggal 3 Februari hingga 13 Maret 2025. Kegiatan utama yang dilakukan dalam Kuliah Kerja Nyata dalam bentuk pelaksanaan program Peminatan Potensi .dalam pelaksanaan program peminatan potensi KKN-T ini untuk menerapkan Tri Dharma Perguruan Tinggi yaitu pengabdian kepada masyarakat. Metode yang digunakan dalam kegiatan KKN-T ini mencakup kegiatan survei dan juga pengamatan secara langsung dilingkungan masyarakat. Dimana dalam melakukan kegiatan program wajib mendapat respon dan sambutan yang baik dari masyarakat serta pihak yang terkait. Dengan adanya kegiatan program peminatan potensi ini diharapkan dapat bermanfaat bagi masyarakat dan juga bagi mahasiswa KKN-T kelompok 7 Institut Agama Islam Pagar Alam.
Pengaruh Model Pembelajaran Project Based Learning (PjBL) Berbantuan GeoGebra Terhadap Kemampuan Literasi Matematis Siswa Wulandari, Widia; Kurniawati, Lia; Otong Suhyanto
Polynom: Journal in Mathematics Education Vol. 5 No. 1 (2025): Maret 2025
Publisher : Pusat Studi Pengembangan Pembelajaran Matematika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/polynom.2025.51.01-07

Abstract

Mathematical literacy is one of the abilities that students must have. Mathematical literacy skills include the ability to use, create, review, and utilize information to solve problems based on their mathematical knowledge and skills. This study aims to analyze the effect of Project Based Learning learning model assisted by GeoGebra on students' mathematical literacy skills. This research was conducted at one of the public junior high schools in Bekasi in the 2024/2025 school year. The research method used is Quasi Experimental Design with posttest control group design. The sample used consisted of 34 experimental class students and 34 control class students. Data collection on mathematical literacy skills using test instruments in the form of eleven description questions that have been tested for validity, reliability, differentiating power, and difficulty level. The indicators of mathematical literacy skills studied were formulate, employ, and interpret. The results showed that the mathematical literacy skills of students taught with the GeoGebra-assisted Project Based Learning learning model were higher than the mathematical literacy skills of students taught with the Direct Instruction model. In addition, the results of this study indicate that the GeoGebra-assisted Project Based Learning model can be recommended to facilitate students' mathematical literacy skills.
PENGARUH MODEL PROJECT BASED LEARNING TERHADAP HASIL BELAJAR SISWA MATA PELAJARAN IPAS KELAS V SD ISLAM BUNAYYA PAGAR ALAM Wulandari, Widia; Apriani, Luthfiyah
ELEMENTARY: Jurnal Inovasi Pendidikan Dasar Vol. 5 No. 3 (2025)
Publisher : Pusat Pengembangan Pendidikan dan Penelitian Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51878/elementary.v5i3.6487

Abstract

The purpose of this study was to determine the effect of the project-based learning model on student learning outcomes in IPAS subjects. This research was conducted at SD Islam Bunayya Pagar Alam. The research method used was quasi experiment. Sampling using purposive sampling technique. With a total sample size of 35 students consisting of 17 VA class students (control class) and 18 VB class students (experimental class). The test instrument used was a multiple choice test instrument. The average value of the experimental class posttest value of 86.11 is greater than the control class posttest value with an average value of 58.88. It can be concluded that there is a difference in the average posttest value between the class that uses the project-based learning model and the control class with the conventional model. The results of hypothesis testing of student posttest data show that the significance value (2-tailed) 0.000 is smaller than the significant level value of 0.05, so Ha is accepted and Ho is rejected. That is, there is an effect of project-based learning model on student learning outcomes of IPAS subjects of grade V students of SD Islam Bunayya. ABSTRAKTujuan penelitian ini adalah untuk mengetahui pengaruh model project based learning terhadap hasil belajar siswa pada mata pelajaran IPAS. Penelitian ini dilakukan di SD Islam Bunayya Pagar Alam. Metode penelitian yang dipakai adalah kuasi eksperimen. Pengambilan sampel menggunakan teknik purposive sampling. Dengan jumlah sampel sebanyak 35 siswa yang terdiri dari 17 siswa kelas VA (kelas kontrol) dan 18 siswa kelas VB (kelas eksperimen). Instrumen tes yang digunakan adalah instrumen tes pilihan ganda. Nilai rata-rata nilai posttest kelas eksperimen yaitu 86,11 lebih besar  dibandingkan dengan nilai posttest kelas kontrol dengan nilai rata-rata sebesar 58,88. Dapat disimpulkan terdapat perbedaan nilai rata-rata posttest antara kelas yang menggunakan model project based learning dan kelas kontrol dengan model konvesional. Hasil uji hipotesis data posttest siswa menunjukkan bahwa nilai signifikansi (2-tailed) 0.000 lebih kecil dari nilai taraf signifikan 0.05 maka Ha diterima dan Ho ditolak. Artinya, terdapat pengaruh model pembelajaran project based learning terhadap hasil belajar siswa mata pelajaran IPAS siswa kelas V SD Islam Bunayya.
Faktor-Faktor Yang Mempengaruhi Tingkat Kepercayaan Masyarakat Terhadap Lembaga Keuangan Syariah: Studi Kasus Masyarakat Kabupaten Labuhan Batu Selatan Widia Wulandari; Dahrani
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.2051

Abstract

The development of Information Technology should make companies grow more rapidly, including Sharia Financial Institutions, both in terms of receiving and distributing funds, but in reality we can see that Islamic financial institutions still tend to be less developed than conventional financial institutions, this is caused by many factors, and Therefore, the aim of this research is to find out whether human resources in Islamic financial institutions, namely employees and the products offered, can influence the level of public trust in Islamic financial institutions, either partially or simultaneously. This type of research is quantitative using a questionnaire as a data collection method which is then tested using multiple linear regression analysis. The research results show that human resources or employees from Islamic Financial Institutions have a positive influence with a significant value of 0.000, while the products offered influence Islamic financial institutions with a significant value of 0.000, while simultaneously the two independent variables have a positive influence with a significance value of 0.000.
DAMPAK KEBIJAKAN PERIZINAN INVESTASI BIDANG PARIWISATA (OBJEK DAN DAYA TARIK WISATA) TERHADAP PEREKONOMIAN KOTA WISATA BATU TAHUN 2010-2013 Wulandari, Widia
Jurnal Ilmiah Mahasiswa FEB Vol. 3 No. 1
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Sebuah kebijakan yang di terapkan oleh pemerintah daerah terkait perizinan investasi pasti akan memberikan dampak bagi perekonomian suatu daerah tersebut. Kebjakan perizinan investasi di terpakan di seluruh kota maupun kabupaten di Indonesia tak terkecuali di Kota Wisata Batu. Tujuan dari penelitian ini adalah mengetahui apa saja kebijakan perizinan investasi yang di terapkan di Kota Wisata Batu dan bagaimana dampak kebijakan perizinan investasi khususnya bidang objek dan daya tarik wisata terhdap perekonomian Kota Wisata Batu. Analisis yang digunakan dalam hasil penelitian menggunakan metode deskriptif. Hasil penelitian menunjukan bahwa reformasi regulasi perizinan investasi usaha, pengembangan Pelayanan Perizinan Terpadu Satu Pintu (PPTSP) Kebijakan perizinan invesasi bidang pariwisata di Kota Batu memberikan dampak positif bagi masyarakat antara lain memperoleh kemudahan dalam memproses dan mengurus perizinan, mendapat kepastian hukum. Sedangkan dari segi pemerintah, mengurangi beban administrative karena pelayanan yang lebih efektif dan efisien., terjadi peningkatan jumlah retribusi izin, investasi, kunjungan wisatawan, Produk Domestik Regional Bruto mengalami kenaikkan terutama pada pariwisata, industry pengolahan, perdagangan, hotel dan restaurant yang di ikuti dengan kenaikkan pertumbuhan ekonomi Kota Wisata Batu. Kata Kunci: Kebijakan, Perizinan, Investasi, Parwisata, dan Perekonomian
KOMPETENSI GURU SEKOLAH DASAR DAN PERMASALAHANNYA DALAM IMPLEMENTASI KURIKULUM MERDEKA: TELAAH KRITIS TERHADAP PEMAHAMAN, PRAKTIK, DAN DUKUNGAN SISTEMIK Ananda, Rizki; Nurfazira; Oktavia, Dwi Tasya; Febriani, Fanisa; Wulandari, Widia
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 10 No. 02 (2025): Volume 10 No. 02 Juni 2025 In Build
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v10i02.25006

Abstract

The implementation of the Independent Curriculum at the Elementary School (SD) level presents significant challenges related to teacher competency and readiness. This study aims to critically analyze the understanding, practice, and systemic support for teacher competency in this context. The method used is a literature study with a qualitative approach, reviewing various sources of journals and related scientific articles. The results of the study indicate that teacher competency, including pedagogical, professional, social, and personality, affects the effectiveness of curriculum implementation. The main challenges identified include a lack of in-depth understanding of the philosophy of the Independent Curriculum, limitations in designing differentiated learning, and minimal support for adequate facilities and training. Systemic support from the government and educational institutions is also considered important for the success of the implementation.
Faktor-Faktor Yang Mempengaruhi Tingkat Kepercayaan Masyarakat Terhadap Lembaga Keuangan Syariah: Studi Kasus Masyarakat Kabupaten Labuhan Batu Selatan Widia Wulandari; Dahrani
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.2051

Abstract

The development of Information Technology should make companies grow more rapidly, including Sharia Financial Institutions, both in terms of receiving and distributing funds, but in reality we can see that Islamic financial institutions still tend to be less developed than conventional financial institutions, this is caused by many factors, and Therefore, the aim of this research is to find out whether human resources in Islamic financial institutions, namely employees and the products offered, can influence the level of public trust in Islamic financial institutions, either partially or simultaneously. This type of research is quantitative using a questionnaire as a data collection method which is then tested using multiple linear regression analysis. The research results show that human resources or employees from Islamic Financial Institutions have a positive influence with a significant value of 0.000, while the products offered influence Islamic financial institutions with a significant value of 0.000, while simultaneously the two independent variables have a positive influence with a significance value of 0.000.
Co-Authors Adela, Dinda Agustina, Lala Fitria Alam, Ivan Tegar Andriani, Ella Anggreani, Widya Apriani, Luthfiyah Ariansyah, Robin Dahrani Dedek Kustiawati Diana, Anggun Febriani, Fanisa Kurniawati, Lia Melianda, Sendi Nur Afni Aprilia Nurfazira Oktavia, Dwi Tasya Otong Suhyanto Ratu Aaf Afifah Rezqi Vitria, Indah Rizki Ananda Sarpika, Fita Utami, Eka Yunatalia, Sela