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All Journal Jurnal Pengabdian Masyarakat (ABDIRA) Bureaucracy Journal : Indonesia Journal of Law and Social-Political Governance Devotion: Journal Corner of Community Service Global Journal of Taxation and Fiscal Policy
Putri, Risa Haruman
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Aerospace Engineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Social Sciences Other

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PEMBIAYAAN USAHA KECIL DI INDONESIA Putri, Risa Haruman; Fauzi, Renie Rahayu; Atmawisastra, R. A. Ginara Utami; Muharam, Sahrial; Redra, Imay Dyna; Alhadi, Izaz
Bureaucracy Journal : Indonesia Journal of Law and Social-Political Governance Vol. 5 No. 1 (2025): Bureaucracy Journal : Indonesia Journal of Law and Social-Political Governance
Publisher : Gapenas Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53363/bureau.v5i1.556

Abstract

Small business financing in Indonesia faces various challenges, such as limited access to finance, low financial literacy, and lack of guarantees. Although small businesses contribute significantly to the economy, many SMEs have difficulty obtaining appropriate financing. Various financing alternatives, such as fintech, microcredit, and government programs, are beginning to develop to overcome these obstacles. However, education is still needed related to financial management and increasing access to financing so that SMEs can grow sustainably. This article discusses the current state of small business financing and provides recommendations to improve the effectiveness of the SME financing system in Indonesia.
Optimization of Gula Semut Merah Innovation Based on Palm Sap in Supporting the Local Economy of Way Kalam Village, South Lampung Wijaya, Acum; Aulia, Azizah Nur; Setiowati, Dwi Ayu; Chairunnisa, Chairunnisa; Nugroho, Yugo Dwi; Putri, Risa Haruman; Nuryana, Risma Pitriani; Koironi, Ani
Jurnal Pengabdian Masyarakat (ABDIRA) Vol 5, No 3 (2025): Abdira, Juli
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/abdira.v5i3.915

Abstract

Community service is an activity aimed at contributing to society without expecting financial compensation. Students participating in the Community Service Program (KKN) have carried out such activities in Way Kalam Village, Penengahan District, by utilizing the natural resources available in the area. The main focus of the program was the processing of palm sap into palm sugar, characterized by its unique flavor and fine-grain texture. During the implementation, the local community was introduced to an innovative method of processing palm sap into palm sugar. The community’s response was highly positive, as reflected in their enthusiasm and active participation. Moreover, they came to understand that the production process is relatively simple and holds promising market potential. This community service initiative has had a meaningful impact, not only by enhancing knowledge about alternative business opportunities but also by contributing to the economic improvement of the local population.
Pendampingan Kewirausahaan bagi UMKM Pemula di Kabupaten Pesawaran Rozi, Fakhrur; Putri, Risa Haruman; Sopyan, Ence; Aliansyah, Aliansyah
Devotion: Journal Corner of Community Service Vol. 1 No. 4 (2023): May
Publisher : CV. Tripe Konsultan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54012/devotion.v1i4.597

Abstract

Kegiatan pengabdian kepada masyarakat ini dilaksanakan dengan fokus pada pendampingan kewirausahaan bagi pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) pemula di Kabupaten Pesawaran. Permasalahan utama yang ditemukan adalah keterbatasan pengetahuan dalam mengembangkan ide bisnis, lemahnya perencanaan usaha, serta rendahnya keterampilan manajerial yang berimplikasi pada keberlangsungan usaha. Tujuan kegiatan ini adalah meningkatkan kapasitas kewirausahaan melalui pelatihan perencanaan bisnis, strategi pemasaran, dan manajemen usaha sederhana. Metode yang digunakan meliputi workshop, diskusi kelompok, studi kasus, dan pendampingan langsung. Hasil kegiatan menunjukkan adanya peningkatan keterampilan peserta dalam menyusun rencana bisnis, memahami strategi pemasaran berbasis potensi lokal, serta membangun jejaring usaha. Program ini diharapkan mampu mendorong lahirnya wirausaha baru yang berdaya saing dan mendukung penguatan ekonomi lokal di Kabupaten Pesawaran.
Smart Village: Penguatan Kapasitas Aparatur Desa dan UMKM dalam Tata Kelola Ekonomi Digital di Des Way Muli, Kabupaten Lampung Selatan Wijaya, Acum; Supriyanto, Supriyanto; Putri, Risa Haruman; Puryantika, Fina
Devotion: Journal Corner of Community Service Vol. 1 No. 4 (2023): May
Publisher : CV. Tripe Konsultan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54012/devotion.v1i4.601

Abstract

Pengabdian kepada masyarakat ini bertujuan mengembangkan konsep Smart Village melalui penguatan kapasitas aparatur desa dan pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) di Desa Way Muli, Kabupaten Lampung Selatan. Permasalahan utama yang dihadapi adalah rendahnya literasi digital aparatur desa dalam pengelolaan layanan publik, serta terbatasnya pemanfaatan teknologi informasi oleh UMKM dalam mengakses pasar. Kegiatan dilaksanakan melalui pelatihan, pendampingan, dan implementasi aplikasi sederhana berbasis digital yang mengintegrasikan layanan administrasi desa dengan promosi produk UMKM. Hasil kegiatan menunjukkan adanya peningkatan kemampuan aparatur dalam penggunaan sistem layanan administrasi online, serta keterampilan UMKM dalam menggunakan media digital untuk promosi dan penjualan. Program ini berkontribusi pada terciptanya tata kelola desa yang lebih transparan, partisipatif, serta mendukung pertumbuhan ekonomi lokal berbasis teknologi.
Peningkatan Kapasitas UMKM melalui Digital Marketing dan Manajemen Keuangan di Provinsi Lampung Rozi, Fakhrur; Putri, Risa Haruman; Tomy, Chairian; Rosidah, Rosidah
Devotion: Journal Corner of Community Service Vol. 1 No. 2 (2022): November
Publisher : CV. Tripe Konsultan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54012/devotion.v1i2.603

Abstract

Kegiatan pengabdian kepada masyarakat ini berfokus pada peningkatan kapasitas pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) di Provinsi Lampung dalam menghadapi tantangan era digital. Permasalahan utama yang dihadapi UMKM meliputi keterbatasan pengetahuan dalam pemanfaatan teknologi digital untuk pemasaran, lemahnya pencatatan keuangan, serta rendahnya daya saing di pasar lokal maupun regional. Tujuan kegiatan adalah memberikan pelatihan, pendampingan, dan implementasi strategi pemasaran digital serta manajemen keuangan sederhana agar UMKM mampu mengelola usaha secara lebih profesional dan berkelanjutan. Metode yang digunakan mencakup workshop, diskusi kelompok, serta coaching clinic yang berlangsung secara partisipatif dengan melibatkan 30 UMKM dari berbagai sektor. Hasil kegiatan menunjukkan adanya peningkatan pengetahuan dan keterampilan peserta dalam penggunaan media sosial sebagai sarana promosi, kemampuan membuat konten pemasaran kreatif, serta penerapan sistem pencatatan keuangan berbasis aplikasi sederhana. Program ini berkontribusi pada peningkatan daya saing UMKM serta mendukung penciptaan ekosistem bisnis lokal yang adaptif terhadap perkembangan teknologi.
Literature Review on the Relationship Between Taxation and Social Welfare Across Various Countries Nofitasari, Susi; Putri, Risa Haruman
Global Journal of Taxation and Fiscal Policy Vol. 1 No. 2 (2025): July
Publisher : Universitas Indonesia Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study analyzed the relationship between taxation and social welfare in various countries by conducting a systematic literature review. The research aims to identify key factors influencing tax compliance and the role of taxation in income redistribution and welfare financing. The study adopts a qualitative approach by analyzing academic literature, policy reports, and empirical findings from reputable sources. The results indicate that progressive taxation significantly contributes to social welfare enhancement in high-income countries, whereas developing nations face challenges such as low tax compliance and administrative inefficiencies. The findings highlight the importance of tax education, digital taxation systems, and transparent policies in improving compliance and maximizing welfare benefits. Moreover, the study underscores the need for inclusive tax reforms that ensure fair distribution of tax burdens while optimizing revenue allocation for public services. Policymakers should focus on strengthening institutional frameworks, enhancing technological adoption, and fostering public trust to improve the effectiveness of taxation in supporting social welfare. This research provides in-depth insights into global taxation trends and policy recommendations for developing more equitable and efficient tax systems.
Optimalisasi Implementasi Sistem Informasi Administrasi Desa dalam Mewujudkan Transparansi dan Akuntabilitas Pemerintahan Desa Wijaya, Acum; Putri, Risa Haruman; Prikurnia, Anas Khair; Oktavia, Della
Devotion: Journal Corner of Community Service Vol. 3 No. 2 (2024): November
Publisher : CV. Tripe Konsultan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54012/devotion.v3i2.591

Abstract

This community service program aims to implement a village administration information system to enhance transparency and accountability in village governance. The background of this activity arises from the challenges of manual administrative practices still widely used in villages, which often cause delays in services, recording errors, and lack of public information disclosure. The implementation methods include preliminary observation, interviews, system design, software installation, training for village officials, system usage simulation, and monitoring and evaluation. The results show that the developed village administration information system successfully accelerated service processes, simplified administrative recording, and improved data accuracy. Village officials gained new skills through training and simulation, while the community obtained clearer access to public service information. Although some obstacles remain, such as limited infrastructure and lack of technological skills, this program positively impacted the effectiveness of village officials’ performance, the quality of public services, and strengthened community trust in village governance. Overall, the implementation of a village administration information system serves as a strategic step toward realizing transparent, accountable, and technology-adaptive village governance. This success is expected to be replicated in other villages as a model for administrative digitalization in support of achieving good governance principles at the village government.
Co-Authors acum wijaya Alhadi, Izaz Aliansyah, Aliansyah Atmawisastra, R. A. Ginara Utami Aulia, Azizah Nur Chairunnisa Chairunnisa Fakhrur Rozi, Fakhrur Fauzi, Renie Rahayu Koironi, Ani Muharam, Sahrial Nofitasari, Susi Nugroho, Yugo Dwi Oktavia, Della Prikurnia, Anas Khair Puryantika, Fina Redra, Imay Dyna Risma Pitriani Nuryana Rosidah Rosidah Setiowati, Dwi Ayu Sopyan, Ence Supriyanto Supriyanto Tomy, Chairian