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All Journal IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Zona Law And Public Administration Indonesia Jurnal International Economic Sharia
Janwari , Yadi
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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The Concepts of Wa’ad and Aqad in Islamic Economic Policy and Their Implications for Sharia Compliance in The Modern Banking System Atikah, Ika; Janwari , Yadi; Hasanuddin, M.
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 4 No. 1 (2025): Volume 4 Nomor 1 Tahun 2025
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v4i1.72

Abstract

Penelitian ini mengeksplorasi fungsi wa’ad dan aqad dalam konteks kebijakan ekonomi Islam, khususnya dalam operasional perbankan modern, serta dampaknya terhadap kepatuhan terhadap prinsip-prinsip syariah. Wa’ad diposisikan sebagai alat awal yang menjamin kepastian dan komitmen dalam transaksi, sedangkan aqad merupakan landasan hukum yang mengikat berdasarkan nilai-nilai syariah. Kedua konsep ini berperan penting dalam menciptakan transparansi, keadilan, serta pemenuhan aturan hukum Islam dalam praktik moneter dan fiskal di perbankan syariah. Temuan studi ini mengindikasikan bahwa sinergi antara wa’ad dan aqad tidak hanya memperkokoh kepatuhan terhadap syariah, tetapi juga memberikan kontribusi terhadap: Minimnya risiko spekulatif akibat adanya kejelasan dalam perjanjian kontrak; Tumbuhnya kepercayaan nasabah melalui praktik transaksi yang transparan dan etis; Terjaganya stabilitas sistem perbankan syariah karena keselarasan dengan kebijakan ekonomi Islam. Oleh karena itu, kajian ini menegaskan bahwa wa’ad dan aqad tidak hanya penting dalam skala transaksi individu, namun juga berperan strategis dalam memperkuat kebijakan moneter dan fiskal Islam yang berkelanjutan.
B Baqir al-Shadr's Economic Thought and the Concept of State Economy in Article 33 of the 1945 Constitution Nurjamil; Janwari , Yadi; Jubaedah, Dedah
Journal International Economic Sharia Vol. 1 No. 1 (2024): June
Publisher : Inovasi Analisis Data

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.11524112

Abstract

This study aims to analyze the role of the state in the economy through the lens of Baqir al-Shadr's economic theory. Article 33 of the 1945 Constitution connects this theory to the state's exercise of control. This literature research method gathers and examines secondary data from books, scientific journals, research findings, and pertinent articles using a qualitative method, followed by a normative analysis. According to Baqir al-Shadr, the research findings indicate that Islamic economics is not considered a scientific discipline but rather the practical application of Islamic sharia principles rooted in religious beliefs and devotion. This includes the promotion of social justice and the acknowledgement of various forms of property ownership. Second, exploitative and uncontrollable human behavior, rather than a lack of natural resources, is the true cause of economic issues. Furthermore, the government's involvement is necessary for the oversight and resolution of economic issues, particularly in ensuring the well-being of the population and achieving social equilibrium. Article 33 of the 1945 Constitution explicitly grants the state the authority to manage natural resources for the benefit of the people. This abstract presents a concise summary of the correlation between Baqir al-Shadr's economic ideology and the notion of state control, specifically in regard to Article 33 of the 1945 Constitution. It also examines the effects of this correlation on economic regulation and society's welfare.
Allocation and Distribution in Islamic Economics the Role of Islamic Monetary and Fiscal Policy in Realizing Economic Justice Ahmad Ridwansah, Asep; Al-Hakim, Sofian; Janwari , Yadi
Zona Law And Public Administration Indonesia Vol. 4 No. 1 (2026): January 2026
Publisher : Yayasan Mentari Madani

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the role of Islamic monetary and fiscal policy in optimizing resource allocation and wealth distribution to realize economic justice within the Islamic economic system. The method used is a literature study with a qualitative approach and descriptive analysis of Islamic monetary instruments (such as Shariah-compliant fiat money, sukuk, and profit-sharing-based financing) as well as Islamic fiscal instruments (primarily zakat, infaq, sadaqah, waqf, and sharia-compliant taxes). The results indicate that integrated Islamic monetary and fiscal policies can reduce economic disparities through productive allocation mechanisms and equitable distribution, in accordance with maqashid shariah. Further discussion outlines the implementation challenges and development opportunities for such policies in Indonesia. The implication of this research is the importance of synergy between monetary and fiscal authorities in designing policies that are not only stable, but also inclusive and equitable.
Co-Authors Ahmad Ridwansah, Asep Al-Hakim, Sofian Atikah, Ika Hasanuddin, M. Jubaedah, Dedah Nurjamil