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Model Pemberdayaan Ekonomi Masyarakat Miskin Melalui Akses Pembiayaan Bank Wakaf Mikro Berbasis Pesantren Nurhayati, Siti; Nurjamil
Jurnal Ekonomi Syariah Vol 1 No 1 (2019): Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v1i1.37

Abstract

This research was conducted to find out the model of empowerment of the poor through a pesantren-based Micro-Wakaf Bank (BWM) financing scheme in Islamic Microfinance Institutions (LKMS) Ranah Indah Darussalam Ciamis. The existence of BWM in the Indonesian legal system is under three different legal protections, namely Law Number 25 of 1992 concerning Cooperatives, Law Number 1 of 2013 concerning Microfinance Institutions and POJK No. 12 / POJK. 5/2014 concerning Business Licensing and Institutions of Microfinance Institutions. The empowerment model carried out by BWM Ranah Indah Darussalam in the form of financing business capital using the Al-Qardh contract by prioritizing education (tauhid, discipline, tepo sliro) and mentoring (business and management development).
Standarisasi Produk Untuk Perlindungan Konsumen Sebagai Implementasi Maqashid Al-Syari’ah Hamdani, Dadan; Nurjamil
Jurnal Ekonomi Syariah Vol 1 No 2 (2020): Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v1i2.172

Abstract

Tujuan utama penelitian ini adalah untuk menganalisis peraturan mengenai standarisasiproduk dalam upaya melindungi konsumen dihubungkan dengan implementasiMaqashid al-Syari’ah. Penelitian yang dilakukan merupakan penelitian deskriptifanalitis dengan pendekatan yuridis normatif. Data diperoleh dari penelitian kepustakaan(library research) selanjutnya dianalisis secara kualitatif dan disimpulkan bahwastandarisasi produk nasional Indonesia sangat erat kaitannya dengan perlindungankonsumen dan merupakan wujud nyata implementasi Maqashid al-Syari’ah berupaterlindunginya agama (hifdzu din), terlindunginya jiwa (hifdzu nafs), terlindunginyapikiran (hifdzu 'aql), terlindunginya harta (hifdzu maal), dan terlindunginya keturunan(hifdzu nasab).
Pengelolaan Wakaf Uang Melalui Aplikasi Fintech Pada Koperasi Syariah Di Kota Bandung Nurjamil; Siti Nurhayati
Coopetition : Jurnal Ilmiah Manajemen Vol 12 No 2 (2021): Coopetition: Jurnal Ilmiah Manajemen
Publisher : Program Studi Magister Manajemen, Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/coopetition.v12i2.435

Abstract

This study aims at providing an insight into the legal status of waqf through application in fintech pursuant to Law No41 of 2004 and Law no 11 of 2008 on Information and electronic transactions, a form of nadzir responsibility for managing waqf assets through fintech applications and then seeking a model for the economic empowerment of individuals through through the use of fintech applications. The method employed in this study is a method of regulation, referring to qualitative legal research. The results found that the application of fintech applications in the management of cash waqf is not specifically governed by Waqf or ITE Law, but still permitted as long as the applicable law is not in contravention. In the management of waqf nazhir, the management of waqf properties shall be responsible and legal proceedings can be taken in the event that waqf property is lost due to negligence. In collaboration with Bandung's city of fintech companies, the sharia cooperative registered as Nazhir waqf cash is owned only by KSPPS BMT ITQAN where, in the form of SME finance for members based on waqf funds, the model of waqf management is used through the Rumah Pembiayaan Majelis (RPM) empowerment program, based on a fintech application called itQanmobile and kitawakaf.com, a social crowdfunding platform fintech
Efek Mediasi Penggunaan Financial Technology Pada Pengaruh Literasi Keuangan Dan Inklusi Keuangan Terhadap Keputusan Investasi Generasi Milenial Di Dki Jakarta Nurjamil; Tugiantoro
Jurnal Ilmiah Raflesia Akuntansi Vol. 11 No. 2 (2025): Jurnal Ilmiah Raflesia Akuntansi
Publisher : Politeknik Raflesia Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53494/jira.v11i2.1039

Abstract

The aim of this research is to examine the influence of financial literacy and financial inclusion on investment decisions mediated by the use of financial technology. This research is quantitative research with data collection techniques using questionnaires and literature study. Variable measurement uses the Likert Scale technique with a weight scale from 1 to 5. The sample selected as respondents for this research was 100 people, from the total number of millennial generations in DKI Jakarta using the purposive sampling method. The data processing method in this research is structural equation modeling (SEM). The research results show that: 1) Financial literacy has a positive effect on investment decisions. 2) financial inclusion has a positive effect on investment decisions. 3) Financial technology has a positive influence on investment decisions. 4) Financial literacy has a positive effect on financial technology. 5) Financial inclusion has a positive effect on financial technology. 6) Mediating financial technology to influence financial literacy on investment decisions. 7) mediate financial technology to influence financial inclusion on investment decisions.
ANALISIS HUKUM EKONOMI : ZAKAT DAN FILANTROPHI ISLAM DALAM KONTRAS DENGAN BARAT Nurjamil; Janwari, Yadi; Al Hakim, Sofyan
Jurnal Tabarru': Islamic Banking and Finance Vol. 8 No. 2 (2025): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2025.vol8(2).27270

Abstract

Penelitian ini bertujuan membandingkan sistem ekonomi dunia terkait distribusi kekayaan dan konsep kepemilikan. Menggunakan metode kualitatif dan pendekatan deskriptif komparatif, data dari buku, jurnal, dan penelitian dianalisis untuk menjawab pertanyaan penelitian. Hasilnya menunjukkan bahwa distribusi kekayaan adalah aspek penting dalam ekonomi yang dapat mengubah status kepemilikan. Dalam ekonomi kapitalis, distribusi kekayaan bergantung pada pasar, sedangkan dalam ekonomi sosialis bergantung pada pemerintah. Dalam ekonomi Islam, distribusi diatur oleh pasar dan pemerintah dengan pedoman hukum Islam. Kepemilikan dalam ekonomi kapitalis berada di tangan individu, dalam ekonomi sosialis diatur oleh negara, dan dalam Islam, Allah SWT sebagai pemilik sejati dengan individu memanfaatkan sesuai aturan agama melalui institusi zakat dan filantrophi Islam. Kepemilikan terbagi menjadi pribadi, umum, dan negara.