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All Journal Gemilang: Jurnal Manajemen dan Akuntansi Wissen: Jurnal Ilmu Sosial dan Humaniora Pemuliaan Keadilan
Dewi Sekar Pembayun
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Humanities Law, Crime, Criminology & Criminal Justice Social Sciences

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Analisis Profitabilitas Terhadap Pembiayaan Mudharabah dan Musyarakah sebagai Upaya Alternatif dalam Peningkatan Profit pada Perbankan Syariah di Tengah Tantangan Ekonomi Global Dhamar Djati Sasongko; Fadhilatul Amaliya; Isna Nurul Hasanah; Fani Rahmasari; Fidanzani Zulfadikhan Azhar; Dewi Sekar Pembayun; Adhirajasa Shidqi Muhammad; Nur Rofiq
GEMILANG: Jurnal Manajemen dan Akuntansi Vol. 5 No. 2 (2025): : Jurnal Manajemen dan Akuntansi
Publisher : BADAN PENERBIT STIEPARI PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/gemilang.v5i2.1959

Abstract

Islamic banking faces significant challenges in maintaining profitability amid global economic instability. One potential strategy is optimizing profit-sharing financing schemes, such as mudharabah and musyarakah. This study aims to explore the relationship between profitability and the implementation of these financing schemes while assessing their effectiveness in enhancing the profitability of Islamic banks. A quantitative approach with descriptive-literature analysis is used to examine the correlation between profitability and profit-sharing financing. The data is obtained from Islamic banking financial reports over the past five years. The findings indicate that mudharabah and musyarakah positively contribute to Islamic banking profitability. Mudharabah is more effective in business sectors with measurable risks, whereas musyarakah offers greater flexibility for long-term investments. However, the implementation of these schemes faces challenges such as high risks and market uncertainty. Therefore, stronger risk mitigation strategies and supportive regulations are necessary to ensure that profit-sharing financing can have an optimal impact on the profitability growth of Islamic banking.
Retorika Masyarakat Terkait Undang-undang nomor 15 tahun 2003 jo Undang-undang nomor 5 Tahun 2018 Terhadap Penerapan Mala in se/Mala Per se Sebagai Kebijakan Integratif Tindak Pidana Khusus Terorisme di Indonesia Fadhilatul Amaliya; Anindya Rahma Fathiya; Dewi Sekar Pembayun; Devina Angelica
Pemuliaan Keadilan Vol. 2 No. 2 (2025): April : Pemuliaan Keadilan
Publisher : Asosiasi Penelitian dan Pengajar Ilmu Hukum Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/pk.v2i2.589

Abstract

This study aims to examine the application of mala in se and mala per se concepts in the counter-terrorism policy in Indonesia, based on Law Number 15 of 2003 in conjunction with Law Number 5 of 2018. Terrorism is categorized as an extraordinary crime that causes serious harm both nationally and internationally. This research employs a literature review and normative legal approach to analyze the application of criminal law norms within the context of human rights protection. The findings show that terrorism, as a mala in se offense, requires a comprehensive legal approach that prioritizes not only national security but also the protection of civil rights. The enforcement of anti-terrorism laws, if applied too broadly and harshly, may violate the principles of due process and substantive justice. Therefore, counter-terrorism efforts must be based on the pro justitia principle, supported by independent oversight and active civil society participation to prevent abuse of power and maintain the integrity of the legal system.
Persepsi Mahasiswa Dalam Merefleksikan Demokrasi Kepemimpinan Era Joko Widodo Fadhilatul Amaliya; Anisa Fitriani Azizah; Dewi Sekar Pembayun; Anindya Rahma Fathiya; Tiara Jelita Andalusianti Roozan; Kuswan Hadji
WISSEN : Jurnal Ilmu Sosial dan Humaniora Vol. 2 No. 2 (2024): Mei : WISSEN : Jurnal Ilmu Sosial dan Humaniora
Publisher : Asosiasi Peneliti Dan Pengajar Ilmu Sosial Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/wissen.v2i2.115

Abstract

Perception or point of view is a thought about something that is aimed at trusting opinions in terms of thoughts and views. In general and globally regarding objects related to various angles of the problem. Of course there will be many schools and considerations, one of which is that in this decade, various thoughts and points of view have emerged from students. Of course, where there is feedback on the nation's leadership milestones cannot be separated from the role and participation of students in responding to leadership. One of them was in the Joko Widodo era. Therefore, with the issues that arise, of course students must be wise in responding to the existence of a democracy-based leadership model, where democracy is a representation of the proclamation of the Indonesian nation. Various levels of society should also take part in providing responses. In generating a response, of course it is not only negative and existing shortcomings, but also how to generate good, correct and wise perceptions. With the expected output in the future, students can allocate and reflect on various aspects that will later be able to improve the nation and state in a clear, firm and straightforward manner.
Co-Authors Adhirajasa Shidqi Muhammad Anindya Rahma Fathiya Anisa Fitriani Azizah Devina Angelica Dhamar Djati Sasongko Fadhilatul Amaliya Fani Rahmasari Fidanzani Zulfadikhan Azhar Isna Nurul Hasanah Kuswan Hadji Nur Rofiq Tiara Jelita Andalusianti Roozan