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All Journal Gemilang: Jurnal Manajemen dan Akuntansi Jembatan Hukum: Kajian Ilmu Hukum, Sosial dan Administrasi Negara
Fidanzani Zulfadikhan Azhar
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Humanities Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Analisis Profitabilitas Terhadap Pembiayaan Mudharabah dan Musyarakah sebagai Upaya Alternatif dalam Peningkatan Profit pada Perbankan Syariah di Tengah Tantangan Ekonomi Global Dhamar Djati Sasongko; Fadhilatul Amaliya; Isna Nurul Hasanah; Fani Rahmasari; Fidanzani Zulfadikhan Azhar; Dewi Sekar Pembayun; Adhirajasa Shidqi Muhammad; Nur Rofiq
GEMILANG: Jurnal Manajemen dan Akuntansi Vol. 5 No. 2 (2025): : Jurnal Manajemen dan Akuntansi
Publisher : BADAN PENERBIT STIEPARI PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/gemilang.v5i2.1959

Abstract

Islamic banking faces significant challenges in maintaining profitability amid global economic instability. One potential strategy is optimizing profit-sharing financing schemes, such as mudharabah and musyarakah. This study aims to explore the relationship between profitability and the implementation of these financing schemes while assessing their effectiveness in enhancing the profitability of Islamic banks. A quantitative approach with descriptive-literature analysis is used to examine the correlation between profitability and profit-sharing financing. The data is obtained from Islamic banking financial reports over the past five years. The findings indicate that mudharabah and musyarakah positively contribute to Islamic banking profitability. Mudharabah is more effective in business sectors with measurable risks, whereas musyarakah offers greater flexibility for long-term investments. However, the implementation of these schemes faces challenges such as high risks and market uncertainty. Therefore, stronger risk mitigation strategies and supportive regulations are necessary to ensure that profit-sharing financing can have an optimal impact on the profitability growth of Islamic banking.
Keterbatasan Transparansi DPR Dan Dampaknya Terhadap Kinerja Legislasi : Analisis Partisipasi Publik Dalam Kasus UU Cipta Kerja Syafiqa Nadhira Kusuma; Janter Panjaitan; Unggul Pamekas; Adhirajasa Shidqi Muhamad; Rafli Akbar Rafsanjani; Fidanzani Zulfadikhan Azhar; Kuswan Hadji
Jembatan Hukum : Kajian ilmu Hukum, Sosial dan Administrasi Negara Vol. 2 No. 4 (2025): Desember : Jembatan Hukum : Kajian ilmu Hukum, Sosial dan Administrasi Negara
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/jembatan.v2i4.2686

Abstract

This article examines the limitation of transparency within the Indonesian House of Representatives (DPR) during the formulation of the Job Creation Act (Law No. 11 of 2020) and its implications for legislative performance and public participation. Transparency represents a fundamental requirement in a democratic legal system as it ensures accountability, public oversight, and the legitimacy of legal products. However, the legislative process of the Job Creation Act demonstrated significant procedural issues, including inconsistent draft versions, restricted access to essential documents, accelerated deliberation, and the marginalization of meaningful public participation. This study highlights how these limitations hinder the public’s constitutional rights, weaken legislative oversight, and create asymmetrical power relations that enable elite dominance in policymaking. The lack of transparency also led to procedural defects acknowledged by the Constitutional Court, reflecting a systemic decline in democratic legislative practices. Using a normative juridical method supported by legislative analysis and doctrinal studies, this paper argues that the absence of transparency not only reduces the quality of participation but also erodes the legitimacy and accountability of the DPR. The findings emphasize the urgent need for open access to legislative documents, inclusive public consultation, and strengthened accountability mechanisms to ensure democratic and lawful policy making.
Co-Authors adhirajasa shidqi muhamad Adhirajasa Shidqi Muhammad Dewi Sekar Pembayun Dhamar Djati Sasongko Fadhilatul Amaliya Fani Rahmasari Isna Nurul Hasanah Janter Panjaitan Kuswan Hadji Nur Rofiq Rafli Akbar Rafsanjani Syafiqa Nadhira Kusuma Unggul Pamekas