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All Journal Jurnal Kajian Islam dan Sosial Keagamaan Dinamika Pembelajaran : Jurnal Pendidikan dan Bahasa Jurnal Ekonomi Manajemen Dan Bisnis (JEMB)
Arif Rembang Supu
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Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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Analisis Kelayakan Bisnis Minuman Es Teh Ditinjau dari Prinsip Ekonomi Syariah : Studi Kasus Kedai FreshTea di Jl.Hidayatullah Kec. Sangatta Utara Mutmainnah Mutmainnah; Arif Rembang Supu; Muhammad Imam Syafi’i
Dinamika Pembelajaran : Jurnal Pendidikan dan bahasa Vol. 2 No. 3 (2025): Dinamika Pembelajaran : Jurnal Pendidikan dan Bahasa
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/dilan.v2i3.1966

Abstract

In general, this research aims to assess the business feasibility of iced tea beverages at FreshTea Cafe based on aspects of business feasibility and principles of Islamic economics. This assessment includes an evaluation of the extent to which the business meets feasibility criteria from the perspectives of market, legal, location and environment, human resources, technical and production, as well as financial aspects, while also assessing its alignment with the principles of Islamic economics. Meanwhile, the specific objectives of this research are to analyze the business feasibility of iced tea beverages at FreshTea Cafe based on these aspects of business feasibility, and to evaluate the compatibility of the business practices carried out with the principles of Islamic economics in order to ensure the sustainability of halal, ethical, and competitive enterprises. Based on the research results, it shows that the iced tea business at FreshTea Cafe is feasible to run and develop based on the analysis of business feasibility aspects, such as market demand, legal aspects, location and environment, human resources, technical production, and finance. Stable market demand, a strategic location, effective promotion, and good business management support the sustainability of the business. Financial management is conducted transparently, and human resources are selected with an emphasis on honesty and responsibility. In addition, FreshTea Cafe has implemented the principles of Islamic economics, such as justice, balance, public welfare, monotheism, prohibition of usury, zakat, infaq, charity, waqf, cooperation, and oversight (hisbah). These values are reflected in daily business practices and have a positive impact on customer loyalty and the blessings of the business. Thus, FreshTea is deemed suitable and has the potential as a sustainable iced tea business in line with the principles of Islamic economics.
ANALISIS MANAGEMEN RISIKO PERBANKAN SYARIAH DALAM MEMBERIKAN PERSETUJUAN PEMBIAYAAN DAN KERJA SAMA DENGAN NASABAH PADA BANK SYARIAH INDONESIA DI SANGATTA UTARA Rahmadi; Arif Rembang Supu; Mukhtar
Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Vol. 2 No. 6 (2025): Juli
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/jemb.v2i6.5133

Abstract

Bank Syariah Indonesia (BSI) sebagai Bank Syariah terbesar di Indonesia menghadapi berbagai risiko dalam memberikan persetujuan pembiayaan dan kerja sama dengan nasabah. Penelitian ini bertujuan untuk menganalisis bentuk-bentuk risiko yang dihadapi, implementasi manajemen risiko, serta hambatan dan solusinya di BSI Cabang Sangatta Utara. Penelitian ini menggunakan pendekatan kualitatif dengan jenis penelitian deskriptif. Lokasi penelitian di BSI KCP Sangatta Utara, Kutai Timur. Informan penelitian adalah Branch Manager BSI KCP Sangatta Utara. Pengumpulan data dilakukan melalui wawancara mendalam, observasi langsung, dan dokumentasi. Kemudian teknik analisis data yang digunakan yakni pengumpulan data, kondensasi data, dan penarikan kesimpulan. Hasil penelitian menunjukkan bahwa BSI KCP Sangatta Utara menerapkan manajemen risiko komprehensif melalui RCSA (Risk Control Self Assessment) setiap 3 bulan. Bank menghadapi risiko pembiayaan yang relatif kecil berkat analisis mendalam sebelum pemberian pembiayaan. Dalam aspek operasional, Bank menerapkan SOP ketat dan audit berkala. Risiko likuiditas dikelola melalui sistem koordinasi dengan Bank induk. Hambatan utama meliputi keterbatasan instrumen keuangan syariah dan SDM yang memahami manajemen risiko syariah. Bank BSI mengatasi hambatan tersebut melalui pelatihan berkelanjutan dan pengembangan sistem informasi terintegrasi.
Sistem Bagi Hasil Pendapatan Dalam Pandangan Ekonomi Syariah Rayhan Nur Fairuz; Arif Rembang Supu; Muktar
Jurnal Kajian Islam dan Sosial Keagamaan Vol. 3 No. 1 (2025): Juli - September
Publisher : CV. ITTC INDONESIA

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Abstract

This study aims to examine the business partnership practice through a mudharabah contract between a capital owner and a business manager at ACC Rahmat Store, with a focus on unilateral contract changes from the perspective of Islamic economics. Using a qualitative case study approach, data were collected through observation, interviews, and documentation. The results indicate that the unilateral shift in operational financing responsibilities by the capital owner, without mutual consultation or contract renewal, violates the principles of fairness, trust, and consent embedded in mudharabah contracts. This practice contradicts DSN-MUI fatwas and fundamental Islamic jurisprudence. The findings highlight the need for a thorough understanding of sharia-based contract structure and the necessity of tajdid al-‘aqd (contract renewal) in any substantial contractual changes.
Co-Authors Muhammad Imam Syafi’i Mukhtar Muktar Mutmainnah Mutmainnah Rahmadi Rayhan Nur Fairuz