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All Journal International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) PENG: Jurnal Ekonomi dan Manajemen CARONG: Jurnal Pendidikan, Sosial dan Humaniora Journal of Studies in Academic, Humanities, Research, and Innovation Ekopedia: Jurnal Ilmiah Ekonomi
Fakhirah Husain
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Religion Agriculture, Biological Sciences & Forestry Humanities Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Library & Information Science Mathematics Social Sciences Other

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THE EFFECT OF FINANCIAL LITERACY AND POCKET MONEY ON STUDENTS' FINANCIAL MANAGEMENT BEHAVIOR THROUGH FINANCIAL SELF-EFFICACY (A STUDY OF ACTIVE FEB STUDENTS AT STATE UNIVERSITY OF MAKASSAR) Fakhirah Husain; Adhiba Nur Fayyad; Imelda; Icha Patadungan
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 5 No. 1 (2025): DECEMBER - ON PROGRESS
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v5i1.1362

Abstract

This study examines the role of financial literacy and pocket money on students' financial management behavior, with financial self-efficacy as an intervening variable. The phenomenon of increasing student consumer behavior is the main background of this study. Using a quantitative explanatory approach with SEM-PLS analysis on 130 active students of the Faculty of Economics and Business, Makassar State University, the results show that financial literacy and pocket money have a positive effect on financial self-efficacy, and financial self-efficacy has a significant effect on financial management behavior. However, financial literacy does not have a direct effect without the mediation of financial self-efficacy. This means that the higher the financial literacy and pocket money accompanied by self-confidence in managing finances, the better the students' financial behavior in planning and controlling expenses wisely.
Co-Authors Adhiba Nur Fayyad Andi Aryani Hardiyanti Andre Rachmansyah Putra Tira Diva Ana Patra Felicia Damayanti Fera Anastasya Fitri Ardilla Fitriani Rahim Icha Patadungan Imelda Indah Lestari Anwar Meyrdania Muh Al Fatah Arief Putra Muhammad Awan Gemawan Mutmainna Nuraziza Nurfadillah Nurul Amalia Azzahrah Nurul Mutmainnah Putri Nur Ramadhani Romansyah Sahabuddin Salsabila Mansyur Sartika Sartika Siti Nur Alyah Siti Nurhaliza Harris Tamara Zahirah Haris Zahra Azizah