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All Journal Moneter : Jurnal Ekonomi dan Keuangan Jurnal Intelek Insan Cendikia Jurnal Transformasi Bisnis Digital
Aisyah Khairani Lubis
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Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Analisis Pengaruh Anggaran Pendapatan dan Belanja Negara Terhadap Pertumbuhan Ekonomi di Indonesia Aisyah Khairani Lubis; Syarifah Khairatun Hisan; Ahmad Wahyudi Zein
Moneter : Jurnal Ekonomi dan Keuangan Vol. 3 No. 3 (2025): Juli : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v3i3.1460

Abstract

The State Revenue and Expenditure Budget (APBN) is a fundamental fiscal policy instrument for realizing national development and public welfare. This study aims to analyze the correlation between APBN management and Indonesia’s economic growth, focusing on the effectiveness of government spending and oversight of budget misappropriations. Based on the 2023 audit report by the Supreme Audit Agency (BPK), financial losses due to APBN mismanagement reached IDR 8.2 trillion, highlighting the weakness in financial oversight and transparency. Using a descriptive qualitative approach, this study explores the significance of budget efficiency and the implementation of APBN’s fiscal functions in supporting macroeconomic stability. The findings suggest that government spending significantly influences economic growth, yet its effectiveness is heavily dependent on robust monitoring systems and sound fiscal strategies. Therefore, strengthening fiscal transparency and supervision is crucial to prevent state losses and promote equitable development.
PEMIKIRAN EKONOMI ISLAM IMAM AL-GHAZALI: KONTRIBUSI DAN RELEVANSINYA PADA SEJARAH PEMIKIRAN EKONOMI ISLAM Aisyah Khairani Lubis; Nabila Zahra; Ropiah Daulay; Ahmad Wahyudi Zein
Jurnal Intelek Insan Cendikia Vol. 1 No. 10 (2024): Desember 2024
Publisher : PT. Intelek Cendikiawan Nusantara

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Abstract

Penelitian ini bertujuan untuk menganalisis pemikiran ekonomi Islam Al-Ghazali serta kontribusinya terhadap sejarah pemikiran ekonomi Islam. Imam Al-Ghazali, seorang cendekiawan Muslim terkemuka abad ke-11, memberikan landasan penting dalam ekonomi Islam melalui integrasi nilai-nilai spiritual dan aktivitas ekonomi. Pemikirannya mencakup berbagai konsep mendasar seperti maslahah (kemaslahatan), larangan riba, pentingnya etika dalam perdagangan, dan peran negara dalam menciptakan ekonomi yang berkeadilan. Data penelitian ini dikumpulkan melalui studi literatur yang mencakup buku, jurnal ilmiah, dan sumber akademik lainnya yang relevan. Hasil analisis menunjukkan bahwa pemikiran Al-Ghazali tidak hanya relevan untuk konteks sejarah, tetapi juga memberikan solusi yang signifikan bagi tantangan ekonomi modern, seperti ketimpangan sosial dan krisis moral dalam bisnis. Dengan menekankan keseimbangan antara aspek material dan spiritual, konsep-konsep Al-Ghazali menjadi dasar yang kokoh bagi pengembangan sistem ekonomi Islam yang berkelanjutan dan berkeadilan. Penelitian ini memperkuat posisi Al-Ghazali sebagai salah satu pemikir utama dalam ekonomi Islam dan menunjukkan bagaimana pemikirannya dapat diadaptasi untuk menjawab kebutuhan dan tantangan ekonomi kontemporer.
Persepsi Mahasiswa, Pelaku UMKM, dan Masyarakat terhadap Peran Koperasi Merah Putih dalam Penguatan Ekonomi Pembangunan Aisyah Khairani Lubis; Azza Bunaia; Muhammad Raghid Alfatiy
Jurnal Transformasi Bisnis Digital Vol. 2 No. 4 (2025): Juli: Jurnal Transformasi Bisnis Digital (JUTRABIDI) 
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jutrabidi.v2i6.1213

Abstract

This study aims to explore the perceptions of students, micro, small, and medium enterprises (MSMEs), and the general public regarding the role of the Merah Putih Cooperative in supporting and strengthening economic development. Cooperatives are recognized as important economic institutions that promote collective welfare, particularly for small-scale entrepreneurs. This research adopts a descriptive survey method, with data collected through questionnaires distributed to 30 respondents representing students, MSME actors, and community members. The data were analyzed using descriptive techniques to capture respondents’ views on the cooperative’s contribution to economic activities. The findings indicate that the majority of respondents perceive the Merah Putih Cooperative as playing a significant and strategic role in supporting the growth of micro-enterprises. The cooperative is considered effective in expanding business networks, facilitating cooperation among members, and contributing to improvements in members’ economic welfare. In addition, respondents believe that the cooperative helps strengthen local economic resilience by encouraging mutual support and shared economic interests. However, the study also reveals several challenges that need to be addressed. Respondents highlighted the need for improvements in service efficiency, organizational management, and access to capital to ensure that the cooperative’s benefits are distributed more evenly. Strengthening institutional capacity, enhancing transparency, and increasing financial accessibility are essential steps to optimize the role of the Merah Putih Cooperative in sustainable economic development.
Co-Authors Ahmad Wahyudi Zein Azza Bunaia Muhammad Raghid Alfatiy Nabila Zahra Ropiah Daulay Syarifah Khairatun Hisan