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All Journal Transformatif JES (Jurnal Ekonomi Syariah Al Dzahab Jurnal Pengabdian Masyarakat Bestari (JPMB)
Khisan, Zariatul
Unknown Affiliation
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Transformasi Perilaku Konsumtif di Era E-Commerce: Antara Kenyamanan Digital dan Tantangan Konsumsi Berlebihan Menurut Ekonomi Islam Khisan, Zariatul; Aqlani, Muhammad Indra Zul
JES (Jurnal Ekonomi Syariah) Vol. 10 No. 1 (2025): Maret
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/jes.v10i1.1123

Abstract

The rapid growth of e-commerce in Indonesia offers convenience and broad access to digital shopping but also triggers excessive consumerism, which conflicts with Islamic economic principles. This study focuses on the transformation of consumer behavior in the e-commerce era from an Islamic perspective, emphasizing the need to shift from excessive consumption (israf) toward productive economic activities aligned with Sharia values. Using a qualitative approach, the research analyzes literature and case studies related to consumer behavior, digital financial innovations, and Sharia economic integration. Findings reveal that addressing overconsumption requires early Islamic financial education, strict Sharia-compliant regulations, and promotion of simple, production-based consumption patterns. Strengthening the role of Sharia micro, small, and medium enterprises (MSMEs), government incentives, and financial institutions’ support are crucial to fostering a balanced and sustainable economy. Additionally, controlling aggressive digital marketing and fostering collaboration between society and government are essential to build a healthy Sharia economic ecosystem. This holistic approach aims to create economic balance, social welfare, and blessings in accordance with Islamic teachings, helping consumers avoid debt and waste while encouraging productive contributions to society.
The Progressivity of the Qris Payment System in the Community: Perkembangan Sistem Pembayaran Qris di Masyarakat Munawwarah, Siti; Khisan, Zariatul; Erawati, Desi; Nor Halisa
Transformatif Vol 9 No 1 (2025): ISSUED IN APRIL 2025
Publisher : POSTGRADUATE OF PALANGKA RAYA STATE ISLAMIC INSTITUTION

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23971/tf.v9i1.9332

Abstract

The COVID-19 pandemic is a social change where people are forced to adapt, one of which is in the payment system. Bank Indonesia has established one of the digital payment systems, namely QRIS (Quick Response Code Indonesia Standard), to facilitate transaction payments easily, quickly, and securely. This study aims to measure the extent of the use of QRIS payments in the community. This research method uses qualitative research with data collection through a literature review associated with Talcott Parsons' theory. The results of this study show that the role of using the QRIS payment system among the public has shortcomings in terms of network connection and age factors. Among MSMEs, the QRIS payment system continues to increase due to the ease of transacting using one QR code. Meanwhile, in the current generation (generation Y, Z, and Alpha), the QRIS payment system is not only to support needs but has become a daily lifestyle. The QRIS payment system aligns with Talcott Parsons' theory of AGIL (adaptation, goal attainment, integration, and latency).
KONSEP DAN PERKEMBANGAN EKONOMI ISLAM PADA MASA TURKI USMANI Khisan, Zariatul; Novita, Della; Maymunah, Noor; NKoso, Nur Auliani; Hidayati, Tri; Maftukhatusolikhah, Maftukhatusolikhah
Al Dzahab Vol. 5 No. 2 (2024): Al Dzahab: Journal of Economics, Management, Business and Accounting
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/dhb.v5i2.4076

Abstract

Purpose: The purpose of this study is to analyze the development of the Islamic economy during the Ottoman Empire. Design/methodology/approach: The research method used in this research is library research. The data used is secondary data obtained from relevant sources, books, journals and so on. Findings: Ottoman Türkiye paid more attention to progress in the political and military fields. In this way, economic and financial conditions contributed to the development of Islam in the Ottoman Empire. Islamic economics during the Ottoman Empire reflected the integration of Islamic economic principles with practical economic practices and effective administration. So, according to researchers of the Ottoman Empire, it is very interesting to study in order to find out how the concept and development of Islamic economics was during the Ottoman Empire. Research implications: The implications of the development of the Islamic economy during the Ottoman Empire include:Expansion of Trade Networks: The Ottoman Empire's strategic location bridged East and West, facilitating extensive trade networks that promoted economic growth and cultural exchange.
Increasing Literacy and investment assistance in Sharia Financial institutions for Muslim Study Groups in the Suburbs of Palangka Raya City Hidayati, Tri; Helim, Abdul; Fikriyyah, Ulya Nurul; Munawwarah, Siti; Khisan, Zariatul; Asfirah, Evi; Fadholina, Cania Ainusifa; Haikal, Fikri
Jurnal Pengabdian Masyarakat Bestari Vol. 3 No. 4 (2024): April 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jpmb.v3i4.8943

Abstract

The aim of this activity is to increase understanding of sharia financial concepts, encourage responsible financial management, facilitate access to sharia financial products, increase awareness of sustainability and economic ethics, reduce financial risks and increase economic resilience, and empower the community through sharia financial literacy. The activity was carried out using the lecture and mentoring method in Petuk Ketimpun Village, the participants were the Muslim recitation group at the Nurul Iman Mosque. As a result, participants' sharia financial literacy increased.
Co-Authors Abdul Helim Aqlani, Muhammad Indra Zul Asfirah, Evi Desi Erawati, Desi Fadholina, Cania Ainusifa FIKRI HAIKAL Fikriyyah, Ulya Nurul MAFTUKHATUSOLIKHAH MAFTUKHATUSOLIKHAH Maymunah, Noor Munawwarah, Siti NKoso, Nur Auliani Nor Halisa Novita, Della Tri Hidayati