Articles
TANAH WAKAF TERLANTAR (PERSPEKTIF PP NOMOR 11 TAHUN 2010)
Hidayati, Tri
Jurnal Studi Agama dan Masyarakat Vol 5, No 2 (2011): Jurnal Studi Agama dan Masyarakat
Publisher : LP2M IAIN Palangka Raya
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The existence of Government Regulation number 11 of 2010 about the Control and the Utilization of Neglected Land is a reformation step of agrarian to implement the Constitution of 1945 in article 33: verses 3. The objects of the regulation include the land that has been given by the government such the proprietary rights (Hak Milik), building rights (Hak Guna Bangunan) and enterprise rights (Hak Guna Usaha), use (Hak Pakai) and management rights (Hak Pengelolaan) or land that is not used appropriately or utilized effectively. The phenomena related to waqf land are so apprehensive. The numbers of the waqf lands reaches 2, 7 M2 (data from BWI or Indonesian Waqf Board in 2009). However, related to the status of the waqf lands which are permanent as in the article 40 of Waqaf Regulation, the neglected waqf lands cannot be utilized as waqf land as the objects of the control to be taken over by the government. To over the problem, ideally, the function of the waqf land should be productive in line with the article 44 of Waqf Law jonctu article 48 of Government Regulation nomor 42 of 2006 about the Implementation of Waqf Law and it is of course, all depend on nazhir (waqf land administrators).Â
Perlindungan Hukum Usaha Mikro, Kecil, Dan Menengah Melalui Fasilitasi Sertifikasi Halal Produk Pangan (Studi terhadap Praktek di Kalimantan Tengah)
Tri Hidayati;
Erry Fitrya Primadhany
Jurnal Hukum IUS QUIA IUSTUM Vol. 28 No. 2: MEI 2021
Publisher : Fakultas Hukum Universitas Islam Indonesia
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DOI: 10.20885/iustum.vol28.iss2.art7
Halal certification for products is the obligation of all business actors (Article 4 UUJPH). MSMEs also need to enjoy the facility of halal certification from local governments, but the number of halal-certified UMKM products in Central Kalimantan tends to be low. This research raises two problems, first, how to facilitate the implementation of halal certification for UMKM products in Central Kalimantan. Second, what is the role of the Central Kalimantan regional government in providing legal protection to MSMEs by facilitating halal certification of food products. This is an empirical or socio-legal legal research that uses primary data and secondary data. The results of this study concluded: 1. The facilitation of halal certification for UMKM products in Central Kalimantan was carried out in the form of, first, socialization and training of MSMEs regarding non-formal halal certification; Second, the budget policy for the cost of halal certification for new MSME entrepreneurs 2018-2019 at the Ministry of Trade and Industry of Central Kalimantan Province, however, is not a priority and has very little quota compared to the number of MSMEs; Third, the realization of certification fee assistance is carried out every year but information and coordination between the Provincial and Regency / City Governments is still weak as a result of limited access to MSMEs. 2. The Central Kalimantan government has played a role in providing preventive legal protection for MSMEs through the facilitation of halal certification in the sector of Industry, Ministry of Industry and Industry of Central Kalimantan and regencies / cities, but this has not been maximally implemented.
ANALISIS HADITS AKAD IJARAH, IJARAH MUNTAHIYAH BITTAMLIK DAN IJARAH MAUSHUFAH FI DZIMMAH (TELAAH FATWA DSN-MUI)
Muhammad Syarif Hidayatullah;
Tri Hidayati
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol 6, No 2 (2021)
Publisher : IAIN Syekh Nurjati Cirebon
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DOI: 10.24235/jm.v6i2.9160
Hadits sebagai sumber hukum Islam yang kedua, menjadi muatan wajib dalam fatwa DSN MUI termasuk dalam rumusan fatwa Ijarah, IMBT dan IMFZ. Tulisan ini akan berupaya menganalisis hadits ekonomi syariah yang menjadi isi pertimbangan hukum dalam Fatwa tentang ijarah, IMBT dan IMFZ. Metode penelitian yang diterapkan dalam tulisan ini adalah penelitian yang menggali data kualitatif dengan jenis penelitian kepustakaan. Fokus kajian dalam penelitian ini adalah hadits-hadits ekonomi syariah yang terdapat dalam fatwa DSN-MUI tentang ijarah, IMBT dan IMFZ. Hasil pengkajian menunjukkan bahwa Fatwa DSN-MUI tentang Ijarah, Ijarah Muntahiyah Bittamlik dan ijarah Maushufah fi Dzimmah telah mengakomodir hadits-hadits ekonomi syariah yang menjadi landasan hukum terkait legalitas ijarah, IMBT dan IMFZ, sehingga hadits-hadits tersebut memiliki relevansi dengan objek kajian fatwa. Terdapat hadits yang berkorelasi secara eksplisit dengan objek kajian fatwa dan ada pula yang berkorelasi secara implisit.Kata Kunci: Hadits, Ijarah, Ijarah Muntahiyah Bittamlik, dan Ijarah Maushufah fi Dzimmah.
Urgensi Fatwa DSN-MUI Mengenai Manajemen Risiko Pembiayaan Berbasis Syariah
Tri Hidayati;
Muhammad Syarif Hidayatullah
Al-Manahij: Jurnal Kajian Hukum Islam Vol 15 No 2 (2021)
Publisher : Sharia Faculty of State Islamic University of Prof. K.H. Saifuddin Zuhri, Purwokerto
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DOI: 10.24090/mnh.v15i2.4641
Risk management at Islamic financial institutions is still implementing bank Indonesia (BI) and Financial Services Authority (OJK) policies which previously applied the same to conventional financial institutions. The perfection of the enforcement of sharia principles in sharia financing institutions is not enough only in the aspect of transactional mechanisms, it needs to be supported by a sharia-based risk management system. The focus of this research includes the characteristics of Islamic financing, juridical aspects in the principle of prudence, and an overview of the maslahah of the urgency of sharia-based risk management. This research is normative legal research using a statutory approach and a benefits approach with a qualitative descriptive analysis. The results of the discussion show that a dynamic system also needs to be supported by juridical aspects to provide the legal force with the realization of regulatory solidity. At this regulatory level, in addition to the regulations issued by the OJK, the DSN-MUI fatwa is also very necessary and has a very urgent position. Because financing risk management is also part of the sharia economy that must maintain sharia principles, lest the application of sharia principles only exists in product technicalities, but does not apply to technical risk management. The expected sharia is the application of total sharia principles (kaffah), not partial ones.
Pemahaman Mahasiswi Terhadap Penggunaan Kosmetik Illegal Ditinjau dengan Sadd Adz-Dzari'ah
Rahmah Safitri;
Tri Hidayati;
Rabiatul Adawiyah
Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Vol 8, No 2 (2022): Jurnal al-Iqtishadiyah
Publisher : Fakultas Studi Islam Universitas Islam Kalimantan Muhammad Arsyad Al Banjary
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DOI: 10.31602/iqt.v8i2.7474
Fenomena penggunaan kosmetik ilegal menjadi sesuatu yang kerap terjadi di masyarakat, khususnya dalam penelitian ini pada kalangan mahasiswi Fakultas Syariah IAIN Palangka Raya. Fokus penelitian adalah Pemahaman Mahasiswi Terhadap Penggunaan Kosmetik Ilegal Ditinjau dengan Sadd Adz-Dzari’ah. Adapun jenis penelitian yang digunakan adalah penelitian hukum empiris dengan pendekatan penelitian sosio-legal research. Data penelitian dihimpun dengan metode kuesioner, wawancara, observasi dan dokumentasi serta dianalisis menggunakan teori Sadd Adz-Dzari’ah. Berdasarkan hasil analisis data, penulis mengambil kesimpulan bahwa mahasiswi Fakultas Syariah IAIN Palangka Raya cenderung memahami penggunaan kosmetik ilegal, namun pada prakteknya pemahaman tersebut tidak membuat mahasiswi lepas dari penggunaan kosmetik ilegal tersebut. Kosmetik tanpa izin edar dari BPOM tidak dapat diketahui secara pasti terkait kandungan bahan, kebersihan, dan keamanannya sehingga dapat berakibat buruk bagi penggunanya. Oleh sebab itu, apabila dikaitkan dengan Sadd Adz-Dzari’ah maka penggunaan kosmetik ilegal tersebut haruslah dihentikan
Analisis Penerapan Denda Pembiayaan Syariah Pada Federal International Finance (FIF) Group Di Kota Palangka Raya
Ahmad Fauzi;
Tri Hidayati;
Novi Angraeni
Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah Vol 7 No 2 (2022): Jul-Des 2022
Publisher : IAIN Langsa
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DOI: 10.32505/muamalat.v7i2.5065
This research is motivated by the application of fines for late payments of murabahah financing installments at the FIF Group of Palangka Raya City. The focus of this research is how to apply sharia financing fines to the Palangka Raya City FIF Group and how to review Islamic law regarding sharia financing fines to the Palangka Raya City FIF Group. This research is included in empirical legal research with a legal sociology approach. The primary data in the study were obtained from interviews and documentation, and secondary data. The results of the research on the application of ta'zīr and ta'wīḍ fines are carried out if the customer is late in making installment payments that have fallen on a predetermined date. The fine for ta'zīr is Rp. 5,000.00 per installment and the amount of ta’wīḍ is calculated from the value of the loss calculated by the Credit Management Division of the Palangka Raya City FIF Group. However, the calculation of overhead costs and transportation costs is not clear, so AR, RU, and S customers object. Judging from Islamic law regarding sharia financing fines at the Palangka Raya City FIF Group based on sharia maqid (hifḍ al-mall/property) and the application of fines in murabahah financing, the fine contains benefits for each party. From the side of the Palangka Raya City FIF Group, it is so that customers do not experience payment problems, while from the customer side it is the purpose of imposing fines to discipline customers in carrying out their obligations. Although in the determination of ta’wīḍ there is uncertainty in the calculation of real losses related to overhead costs and transportation costs, so that customers object to it.
Political Reorientation of Indonesian Sharia Economic Law: Legal Politic of Trade Law on Sharia Multilevel Marketing
Tri Hidayati;
Masyithah Umar;
Fathurrahman Azhari
Mazahib Vol 21 No 2 (2022): Volume 21, Issue 2, December 2022
Publisher : Fakultas Syariah UINSI Samarinda
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DOI: 10.21093/mj.v21i2.4971
Sharia multilevel marketing is a part of Sharia economic activity that has not been internalized in Indonesian trade law. This article discusses the formation of legal norms for direct selling in Indonesia and analyzes the legal politics of establishing trade law against sharia multilevel marketing. This article is normative legal research that uses both statutory and historical approaches. The data for this study were sourced from literature and interviews and using the inductive method analysis. The findings are, firstly, the law of multilevel marketing in Indonesia, through the stages of regulation and legislation, aims to provide legal certainty and anticipate the practice of pyramid schemes. Second, in legal politics, the formation of national trade law is not responsive to the existence of a Sharia economic system, especially sharia multilevel marketing.
THE LEGAL CONSTRUCTION OF LICENSING AND SUPERVISION OF SHARIA MULTILEVEL MARKETING IN INDONESIAN TRADE LAW
Tri Hidayati;
Masyithah Umar;
Fathurrahman Azhari;
Mujiburohman Abul Abas
Jurisdictie: Jurnal Hukum dan Syariah Vol 13, No 2 (2022): Jurisdictie
Publisher : Fakultas Syariah
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DOI: 10.18860/j.v13i2.17989
Trade law in Indonesia has not accommodated Sharia Multilevel Marketing (Sharia MLM). The legitimacy of the Sharia status and supervision by the the National Sharia Council of the Indonesian Ulema Council (DSN MUI) does not have legal implications for the legality of the Sharia MLM company business entity. This article aims to explain the urgency of Sharia MLM regulation in trade law and provide input on the legal construction of licensing and supervision of Sharia MLM to maximize the achievement of trade law in Indonesia. This normative legal research uses statutory and conceptual approaches with a legal construction method. The legal materials were analyzed usingcontent analysis technique and prescriptive methodology. The results show that the legal construction of Sharia MLM in trade law is urgently carried out by the government using an integration-partnership model between DSN MUI and the Indonesian Ministry of Trade in the licensing and supervision system of Sharia MLM. The application of this model can legitimize the legal status of a Sharia MLM company so that it can become a locomotive for accelerating the Islamic economic ecosystem to advance the national economy.Hukum perdagangan di Indonesia belum mengakomodasi Multilevel Marketing Syariah (MLM Syariah). Legitimasi status Syariah dan pengawasan oleh Dewa Syariah Nasional Majelis Ulama Indonesia (DSN MUI) tidak berimplikasi hukum terhadap status hukum badan usaha perseroan MLM Syariah. Artikel ini bertujuan menjelaskan urgensi pengaturan MLM Syariah dalam hukum perdagangan dan memberikan masukan konstruksi hukum perizinan dan pengawasan MLM Syariah dalam rangka memaksimalkan tercapainya tujuan hukum perdagangan di Indonesia. Penelitian hukum normatif ini menggunakan pendekatan perundang-undangan dan pendekatan konseptual dengan metode konstruksi hukum. Bahan hukum dianalisis menggunakan teknik content analysis dan metode preskriptif. Hasil penelitian menunjukkan bahwa konstruksi hukum MLM Syariah dalam hukum perdagangan urgen dilakukan pemerintah dengan menggunakan model integrasi-kemitraan antara DSN MUI dan Kementerian Perdagangan dalam sistem perizinan dan pengawasan MLM Syariah. Penerapan model ini dapat melegitimasi status hukum perseroan MLM Syariah sehingga dapat menjadi lokomotif akselerasi ekosistem ekonomi Islam untuk memajukan perekonomian nasional.
Upaya Dinamisasi Sistem dan Soliditas Regulasi dalam Manajemen Risiko Pembiayaan 4.0 pada Perbankan Syariah
Muhammad Syarif Hidayatullah;
Tri Hidayati
Ijtihad Vol. 16 No. 1 (2022): Ekonomi dan Hukum Islam
Publisher : Universitas Darussalam Gontor
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DOI: 10.21111/ijtihad.v16i1.7335
Kajian dalam tulisan ini dilatar belakangi bahwa saat ini kita telah masuk pada era disrupsi dengan fenomena revolusi industri 4.0, dimana bank syariah menjadi salah satu institusi dan pelaku industri yang harus merespon hal tersebut dalam operasionalnya. Respon positif yang perlu ditunjukkan adalah dengan melakukan manajemen resiko pembiayaan 4.0 dengan sinergi antara dinamisasi sistem dan soliditas regulasi merespon revolusi industri 4.0. Penelitian dalam tulisan ini adalah penelitian kualitatif dengan jenis penelitian hukum normatif menggunakan pendekatan konseptual. Hasil pembahasan menunjukkan bahwa upaya mewujudkan manajemen resiko pembiayaan 4.0 dengan melakukan dinamisasi sistem yang beradabtasi dengan era cyber, big data dan internet of things baik itu dalam manajemen resiko pada tahap screening ,monitoring maupun penanganan non performing financing seperti implementasi credit scoring. Sistem yang dinamis perlu pula didukung aspek yuridis agar memberikan kekuatan hukum dengan terwujudnya soliditas regulasi dengan hadirnya regulasi-regulasi yang merepresentasikan progresivitas hukum yang sudah seharusnya menjadi tanggung jawab OJK melalui rumusan POJK dengan bersinergi dengan DSN-MUI melalui fatwanya yang dilegitimasi oleh undang-undang.
KONSTRUKSI UTANG-PIUTANG (QARDH) DAN PENGGUNAANNYA PADA BANK SYARIAH DI INDONESIA (PENDEKATAN TAFSIR AYAT AHKAM)
Tri Hidayati;
Muhammad Syarif Hidayatullah
Al-Mizan (e-Journal) Vol. 18 No. 1 (2022): Al-Mizan (e-Journal)
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat Institut Agama Islam Negeri Sultan Amai Gorontalo
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DOI: 10.30603/am.v18i1.2307
This paper aims to explain the content of qur'anic verses related to debts (qardh) with the interpretation of law verses in the Quran approach and seeks to study the construction of debt contracts and their application to Islamic banking products in Indonesia. The research method used is normative legal research with a conceptual approach, namely the concept of debt that is the focus of the study. The commentator of Quran (mufassir) such as Ibn Kathir, Ibn 'Arabi, Hamka, and M. Quraish Shihab explained that the verses about al-qardh motivate humans through the hyperbole “lend to Allah” to sacrifice some of his wealth by lending to others who are in dire need without expecting anything (tabarru' or tatawwu'). The use of debt in the operation of Islamic banks is in the distribution of bailout funds and qardhul hasan financing products (virtue loans) which are manifestations of the distribution of social funds.