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Equivalence of Islamic Financial Literation Index with Islamic Financial Inclusion Index in The Islamic Banking Sector: A Case Study of DIY Society Khasanah, Miftakhul
Economica: Jurnal Ekonomi Islam Vol 10, No 2 (2019)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2019.10.2.3241

Abstract: The purpose of this research is to find out and analyse the relationship between the Islamic financial literacy index and the Islamic financial inclusion index of the DIY community in the Islamic banking sector. The research uses descriptive quantitative methods. Data collection was carried out by distributing 663 questionnaires in the DIY province. The calculation of the index of Islamic financial literacy and inclusion was carried out by referring to the OJK calculation and Sharma method. From the results of the calculation of the Islamic financial literacy index in DIY Province, the results were 32.47% while the Islamic financial literacy index, specifically for the Islamic banking sector was 26.15%. This result is much higher than the calculation of the Islamic financial literacy index conducted by OJK in 2016. Financial literacy is closely related to financial inclusion so that there needs to be conformity and continuity between both of them. Achievement of financial literacy and inclusion strategies will be more efficient if carried out together so that the achievement of public access to the financial services sector can be done more optimally and can utilise financial products and services that are suitable to achieve sustainable economic prosperity.Abstrak: Tujuan dari penelitian ini adalah untuk mengetahui dan menganalisis keterkaitan antara indeks literasi keuangan syariah dan indeks inklusi keuangan syariah masyarakat DIY pada sektor perbankan Syariah. Penelitian menggunakan metode kuantitatif deskriptif. Pengumpulan data dilakukan dengan menyebarkan kuisioner di propinsi DIY. Perhitungan indeks literasi dan inklusi keuangan syariah dilakukan dengan merujuk pada perhitungan OJK dan metode Sharma. Dari hasil perhitungan indeks literasi keuangan Syariah di Propinsi DIY didapatkan hasil sebesar 32,47% sedangkan indeks literasi keuangan Syariah khusus untuk sektor perbankan syariah adalah 26,15%. Hasil ini jauh lebih tinggi daripada perhitungan indeks literasi keuangan syariah yang dilakukan OJK di DIY pada tahun 2016. Pencapaian strategi literasi dan inklusi keuangan akan lebih efisien jika dilakukan secara bersama-sama sehingga pencapaian akses masyarakat ke sektor jasa keuangan dapat dilakukan dengan lebih optimal dan dapat memanfaatkan produk dan layanan jasa keuangan yang sesuai untuk mencapai kesejahteraan keuangan yang berkelanjutan.

Fleksibilitas Pemaknaan Wakaf Tunai di Indonesia: Studi terhadap Lembaga Filantropi dan Lembaga Keuangan Hilman Latief; Syarif As'ad; Miftakhul Khasanah
Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Vol 11, No 1: June 2015
Publisher : Fakultas Agama Islam Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/aiijis.2015.0044.66-95

This paper discusses cash waqf innovation in Indonesia by exploring the experience of Islamic financial institutions and Islamic philanthropy organizations . The increase of opportunity to gain public fund from the Muslim middle-class has lead to the dynamics and inovatove waqf (endowment) management. This article focuses on the socio-economi context that fueled the incease of cash waqf practice, and various innovative forms of Islamic phinathropy. This paper argues that the concept of cash waqf has been translated in various ways, and there have been different forms of cash waqf management. This suggests that people put much attention to ideas of maslahat (the benefit of society) in practicing cash waqf instead of simply rigidly following Islamic jurisprudential rule or positive law

Pengaruh Program Akselerasi Pengembangan Perbankan Syariah (PAPBS) Terhadap Kinerja Keuangan Perbankan Syariah di Indonesia Miftakhul Khasanah
Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Vol 8, No 1: June 2012
Publisher : Fakultas Agama Islam Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/aiijis.2012.0007.80-91

This research aims to analyze the influ- ence of acceleration program develop- ment of sharia banking to performance of sharia banking in Indonesian. This re- search is a comparative research, using quantitative method. Research variables used are profit share, asset share, dpk share, financing extended, ROA, ROE, FDR, FR/ NPFs and GWM/ RR. It focuses on two period: 11 months before and 11 months after Acceleration Development of Sharia Banking Program. This research concludes there is a significant difference in the financial performance of Sharia Banking after the implementation of the Accelera- tion Development Program of Sharia Banking in 2007-2008.

Equivalence of Islamic Financial Literation Index with Islamic Financial Inclusion Index in The Islamic Banking Sector: A Case Study of DIY Society Miftakhul Khasanah
Economica: Jurnal Ekonomi Islam Vol 10, No 2 (2019)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2019.10.2.3241

Abstract: The purpose of this research is to find out and analyse the relationship between the Islamic financial literacy index and the Islamic financial inclusion index of the DIY community in the Islamic banking sector. The research uses descriptive quantitative methods. Data collection was carried out by distributing 663 questionnaires in the DIY province. The calculation of the index of Islamic financial literacy and inclusion was carried out by referring to the OJK calculation and Sharma method. From the results of the calculation of the Islamic financial literacy index in DIY Province, the results were 32.47% while the Islamic financial literacy index, specifically for the Islamic banking sector was 26.15%. This result is much higher than the calculation of the Islamic financial literacy index conducted by OJK in 2016. Financial literacy is closely related to financial inclusion so that there needs to be conformity and continuity between both of them. Achievement of financial literacy and inclusion strategies will be more efficient if carried out together so that the achievement of public access to the financial services sector can be done more optimally and can utilise financial products and services that are suitable to achieve sustainable economic prosperity.Abstrak: Tujuan dari penelitian ini adalah untuk mengetahui dan menganalisis keterkaitan antara indeks literasi keuangan syariah dan indeks inklusi keuangan syariah masyarakat DIY pada sektor perbankan Syariah. Penelitian menggunakan metode kuantitatif deskriptif. Pengumpulan data dilakukan dengan menyebarkan kuisioner di propinsi DIY. Perhitungan indeks literasi dan inklusi keuangan syariah dilakukan dengan merujuk pada perhitungan OJK dan metode Sharma. Dari hasil perhitungan indeks literasi keuangan Syariah di Propinsi DIY didapatkan hasil sebesar 32,47% sedangkan indeks literasi keuangan Syariah khusus untuk sektor perbankan syariah adalah 26,15%. Hasil ini jauh lebih tinggi daripada perhitungan indeks literasi keuangan syariah yang dilakukan OJK di DIY pada tahun 2016. Pencapaian strategi literasi dan inklusi keuangan akan lebih efisien jika dilakukan secara bersama-sama sehingga pencapaian akses masyarakat ke sektor jasa keuangan dapat dilakukan dengan lebih optimal dan dapat memanfaatkan produk dan layanan jasa keuangan yang sesuai untuk mencapai kesejahteraan keuangan yang berkelanjutan.

Determinants of Islamic Financial Literacy Index: Comparison Based on Ethnographic Studies in Yogyakarta, Indonesia Miftakhul Khasanah; Rizki Aminullah; Dewi Setianingsih
Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Vol 18, No 1: June 2022
Publisher : Fakultas Agama Islam Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/afkaruna.v18i1.12584

This paper aims to determine the level of Islamic financial literacy (IFL) and identify factors that have a relationship and influence on the level of IFL in various communities. The research was conducted because there have been inconsistencies in previous studies regarding the factors that influence the level of financial literacy, both general and Islamic financial literacy. Demographic factors such as gender, education level, and income level are often used in this type of research. This paper is compiled in two steps with mixed method. The first calculates the IFL index level, and the second analyzes the factors affecting the IFL index level using ethnographic studies. Islamic financial literacy indicators consist of knowledge, skills, beliefs, attitudes, and behavior based on the aspects of religiosity and Maqasid al-Shari'ah. The factors that influence the Islamic financial literacy index are determined using ethnographic studies. The result is the education level affects the financial literacy index in one community. But the results will be different when different communities are compared. One of the influencing factors is the financial socialization agent, and this is very closely related to the political socialization theory. In this case, the Bank or Islamic financial institution acts as a potential agent.

Peranan Media Sosial Sebagai Agen Sosialisasi Halal dalam Membangun Kesadaran Halal: Studi Netnografi Miftakhul Khasanah
Al-Tijary AL-TIJARY VOL. 5, NO. 2, JUNI 2020
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

This study aims to determine public behavior related to the use of social media as a source of information and knowledge about halal and the role of social media and its function as an agent of socialization to transfer knowledge and information about halal and build halal awareness in the community. This research was conducted with a Netnographic study. Netnography is an interpretive approach to study consumer behavior from various cultures and communities in cyberspace or the Internet. This approach is also referred to as "digital ethnography" or "virtual ethnography". This study uses the 'halal corner' virtual community account as the object of study and data source to observe the process of transferring halal information and knowledge in shaping halal awareness in the community. This research found that social media acts as an agent for halal socialization and plays a role in shaping halal awareness of Muslim communities.

Pengembangan Diri Anak SD Berbasis Seni pada Masa Pandemi di Kupang Ihwan, Ihwan; Lestari, Nurdiyah; Wulansari, Fauziah; Wulansari, Wulansari; Khasanah, Miftakhul
Buletin KKN Pendidikan Vol. 3, No. 1, Juli 2021
Publisher : Fakultas Keguruan dan Ilmu Pendidikan, Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/bkkndik.v3i1.14666

ak satu tahun yang lalu Indonesia masih mengadakan pembelajaran daring akibat terjadinya pandemi corona. Selama pembelajaran daring terjadi peserta didik di dusun Grujugan mendapatkan pembelajaran yang berfokus pada pengerjaan soal pada buku tematik saja. Jika melihat dari kegiatan tersebut tentunya hanya aspek kognitif saja yang terpenuhi sedangkan aspek psikomotorik dan afektif belum terpenuhi. Sehingga hal ini menjadikan peneliti melakukan pengabdian masyarakat di dusun Grujugan. Tujuan pengabdian ini untuk memberikan pengembangan diri berbasis seni agar aspek psikomotorik dan afektif peserta didik selama masa pandemi tetap didapatkan. Mitra pengabdian pada KKN Dikmas ini adalah peserta didik kelas 4 dan 5. Metode pengabdian yang digunakan adalah metode pelatihan. Dimana peneliti memberikan contoh terhadap suatu karya yang harus dibuat lalu peserta didik dapat meniru atau membuat karya dengan tema sendiri. Hasil dari penelitian ini ditemukan bahwa dengan mengadakan pengembangan diri berbasis seni yaitu menggambar dan mewarnai, pointilis, menggunting dan menempel, membuat celengan, mozaik, kreasi cap menggunakan bahan alam, tie dye, dan clay peserta didik dapat memenuhi aspek psikomotorik pada tingkatan naturalisasi yaitu membuat suatu produk dan aspek afektif yang terpenuhi ialah tingkatan menghargai yaitu ikut serta dalam pembuatan karya seni.

Empowerment of Village Cooperative Enterprises For Economic Resilience During The Covid 19 Zakiy, Muhammad; Khasanah, Miftakhul
Jurnal Pemberdayaan Masyarakat Madani (JPMM) Vol. 6 No. 2 (2022): Jurnal Pemberdayaan Masyarakat Madani (JPMM) (DOAJ & SINTA 3 Indexed)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JPMM.006.2.02

The Covid 19 has changed the routine of the global community, including in Indonesia. This service program aimed to empower and develop the potential of village cooperative members, especially during the Covid 19 pandemic, especially in Kasihan village. This program was carried out in 3 stages, handwashing soap manufacture training, production of products to be marketed, and organizational training. The output of this program is the creation of ready-to-sell products, business and marketing strategies, packaging that meets health standards. The development of village cooperatives for the welfare of cooperative members is also the output of this empowerment program. Partners in this service program are the Kasihan hamlet community who are members of the Harum Manis Cooperative. The choice of this partner was chosen because the problems that the community has in the midst of the Covid 19 pandemic are very urgent to find a solution, and the Harum Manis has just started a business so that business programs are needed to develop. In order to achieve the success of this activity, material delivery, discussion and practical training, business and marketing training had been carried out. The steps were through observation of the service team to partner villages, delivery of organizational materials, workshops and mentoring, and post-program monitoring.

The effects of Islamic financial literacy, lifestyle and self-control on intention to use online loans: an extended TAM approach Khasanah, Miftakhul; Aulia, Nuraini Intan
IQTISHADIA Vol 17, No 1 (2024): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v17i1.26646

This research aims to investigate the relationship between lifestyle, self-control, Islamic financial literacy, and intention to use online loans. This research uses quantitative research methods with an exploratory approach. The population in this study were Indonesian citizens aged 17 to 55 years. The number of samples used in this research was 403 respondents. The data collection technique used was distributing questionnaires via Google Form. The research results were analyzed using Smart PLS 3. Attitude is only able to mediate between lifestyle and intention to use online loans, but is not able to mediate the variables of Islamic financial literacy and self-control. However, attitude is the biggest variable that can influence the intention to use online loans. Meanwhile, the intention to use online loans is influenced by Islamic financial literacy, lifestyle, self-control and attitude by 79.9%. Meanwhile, 20.1% was influenced by other factors outside this research model.

PENGARUH LABELISASI HALAL, DOMPET DIGITAL, DAN GRATIS ONGKOS KIRIM TERHADAP KEPUTUSAN PEMBELIAN DARING MAKANAN IMPOR DI LOKAPASAR INDONESIA Nadella, Aulia Ankin; Khasanah, Miftakhul
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 10 │ No. 1 │ 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v10i1.15024

This research aims to determine the influence of halal labeling, affiliate marketing, consumer reviews, electronic wallets, and free shipping on purchasing decisions for imported food in the Indonesian marketplace. The research used a quantitative method with a total sample of 200 respondents. The sampling technique used in this study was purposive sampling, which is a technique using specific considerations in obtaining the sample. The sample criteria in this study included having an account in a marketplace application such as Tokopedia, Shopee, Lazada, Bukalapak, and JD.ID or Elevenia and having purchased imported food at the marketplace at least once. Collecting research data using a questionnaire and analyzing it with SmartPLS 3. The results of this study indicate that free shipping, affiliate marketing, and consumer reviews, have a positive and significant effect on the decision to purchase imported food in Indonesian marketplaces. Meanwhile, halal labeling and electronic wallets have no significant effect on purchasing decisions for imported food in Indonesian marketplaces.

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