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All Journal International Journal of Education, Social Studies, And Management (IJESSM) JAMBURA: JURNAL ILMIAH MANAJEMEN DAN BISNIS Journal of Economics
Ibrahim, Ismail A.
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Economics, Econometrics & Finance Education Other

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Factors Influencing Health Insurance Participation Among Bentor Drivers in Gorontalo Regency Yusuf, Barmin Rahmat; Yakup, Anggita Permata; Novriansyah, Moh Arif; Ibrahim, Ismail A.
International Journal Of Education, Social Studies, And Management (IJESSM) Vol. 5 No. 2 (2025): The International Journal of Education, Social Studies, and Management (IJESSM)
Publisher : LPPPIPublishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52121/ijessm.v5i2.726

Abstract

This study examines the factors influencing the participation of Bentor drivers in the National Health Insurance (JKN) program in Gorontalo Regency. Using a logistic regression model, the findings indicate that age and mobile phone ownership significantly impact JKN enrollment, whereas education, income, and distance to healthcare facilities do not show a meaningful effect. These results suggest that awareness and accessibility play a more crucial role in shaping participation decisions than traditional socioeconomic factors. The increasing use of mobile technology highlights its potential in expanding JKN coverage. Individuals with mobile phones have better access to information and a more convenient registration process, which increases their likelihood of joining the program. Meanwhile, the non-significant effect of education and income implies that knowledge about JKN is not solely dependent on formal education or financial capacity. Policy implications from this study emphasize the need for digital-based outreach programs to enhance awareness of JKN benefits. Social media, mobile applications, and online registration systems can improve access and facilitate a more efficient enrollment process. Furthermore, targeted policies for informal workers, including incentives or simplified administrative procedures, may encourage broader participation. In conclusion, JKN participation is driven more by access to information and ease of registration than by socioeconomic status. Strengthening digital initiatives and designing inclusive policies can significantly improve JKN coverage, ensuring better healthcare protection for all segments of society. This study provides valuable insights for policymakers in developing more effective strategies to enhance healthcare accessibility in Indonesia.
Faktor yang Mempengaruhi Pemanfaatan Layanan Jamkesta oleh Rumah Tangga di RS dr. Ainun Habibie Lakadjo, Rasmin; Yusuf, Barmin Rahmat A.G; Yakup, Anggita Permata; Ibrahim, Ismail A.
Jurnal Ekonomika : INDEPENDEN Vol 5 No 3 (2025): Desember 2025
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/independent.v5i3.73837

Abstract

The Universal Health Protection Program (Jamkesta) in Gorontalo Province aims to expand healthcare access for low-income households, yet its utilization remains uneven across demographic groups. This study examines the factors influencing the use of Jamkesta healthcare services among households seeking care at dr. Ainun Habibie Hospital. Using a quantitative explanatory design with 200 respondents, the study employs a logistic regression model to assess the roles of predisposing, enabling, and need factors in shaping healthcare utilization. The results indicate that age, access to village-level health facilities, and membership in community organizations significantly influence the likelihood of using Jamkesta services. In contrast, gender, educational attainment, employment status, and household size do not show significant effects. These findings highlight the importance of accessibility and social networks in driving healthcare utilization, suggesting the need for strengthened health literacy, equitable information dissemination, and improved service quality to ensure that Jamkesta functions effectively as an inclusive public health protection mechanism.
ANALISIS KETERKAITAN SEKTOR EKONOMI DALAM PENENTUAN KONSUMSI DAERAH PROVINSI GORONTALO Ibrahim, Ismail A.; Novriansyah, Moh Arif; Yusuf, Nurdin
JAMBURA: Jurnal Ilmiah Manajemen dan Bisnis Vol 8, No 3 (2026): JIMB - VOLUME 8 NOMOR 3 JANUARI 2026
Publisher : Universitas Negeri Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37479/jimb.v8i3.37186

Abstract

Penelitian ini bertujuan untuk menganalisis keterkaitan antar sektor ekonomi dalam menentukan pola konsumsi daerah Provinsi Gorontalo selama periode 2018–2023. Transformasi ekonomi yang terjadi menunjukkan pergeseran struktur dari sektor primer menuju sektor jasa dan perdagangan. Metode yang digunakan adalah analisis proporsi dan pertumbuhan sektoral berdasarkan model keterkaitan Leontief, dengan data PDRB sektoral dari Badan Pusat Statistik. Hasil penelitian menunjukkan bahwa sektor pertanian, kehutanan, dan perikanan tetap menjadi kontributor terbesar terhadap PDRB, namun mengalami penurunan dari 37,50% menjadi 36,02%. Sebaliknya, sektor perdagangan besar dan eceran meningkat dari 11,29% menjadi 12,41%, diikuti oleh pertumbuhan signifikan pada sektor jasa. Pergeseran ini menandakan adanya transformasi menuju ekonomi berbasis konsumsi, meskipun keterkaitan antar sektor masih lemah. Fenomena tersebut menyebabkan konsumsi daerah tumbuh tanpa diimbangi peningkatan produktivitas lokal, sehingga efek pemerataan kesejahteraan belum maksimal. Penelitian ini menyimpulkan bahwa pertumbuhan ekonomi Gorontalo bersifat separatif, bukan integratif. Diperlukan kebijakan yang memperkuat konektivitas antar sektor, khususnya antara pertanian, industri pengolahan, dan perdagangan, agar pertumbuhan ekonomi daerah lebih inklusif dan berkelanjutan.
Co-Authors Anggita Permata Yakup Barmin Rahmat Yusuf Lakadjo, Rasmin Moh. Arif Novriansyah Yusuf, Barmin Rahmat A.G Yusuf, Nurdin