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All Journal Al-Zayn: Jurnal Ilmu Sosial & Hukum Jurnal Begawan Hukum
Hania Abidah
Unknown Affiliation
Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice

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Penyelesaian Perkara Wanprestasi Pada Perjanjian Pinjaman/Kredit Umum Pedesaan (KUPEDES) (Putusan Nomor 76/Pdt.G.S/2024/PN Mdn) Hania Abidah; Tri Reni Novita; Halimatul Maryani; Mahzaniar
Al-Zayn: Jurnal Ilmu Sosial, Hukum & Politik Vol 3 No 4 (2025): 2025
Publisher : Yayasan pendidikan dzurriyatul Quran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61104/alz.v3i4.1310

Abstract

Sistem kredit mikro seperti Kredit Umum Pedesaan (KUPEDES) yang disediakan oleh PT Bank Rakyat Indonesia berperan penting dalam mendukung UMKM dan masyarakat pedesaan, namun praktiknya sering menghadapi persoalan wanprestasi akibat ketidakmampuan finansial maupun rendahnya pemahaman debitur terhadap isi perjanjian. Penelitian ini bertujuan untuk menganalisis penyelesaian sengketa wanprestasi dalam perjanjian pinjaman KUPEDES dengan studi kasus Putusan Nomor 76/Pdt.G.S/2024/PN Mdn, serta mengidentifikasi faktor-faktor penyebab wanprestasi dan langkah pencegahan yang dapat dilakukan. Metode penelitian menggunakan pendekatan yuridis normatif dengan analisis deskriptif terhadap putusan pengadilan, peraturan perundang-undangan, dan literatur hukum terkait. Hasil penelitian menunjukkan bahwa pengadilan menyatakan debitur wanprestasi karena tidak memenuhi kewajiban pembayaran, sehingga dijatuhi kewajiban melunasi pinjaman dan agunan disita untuk dilelang, sementara faktor utama penyebab wanprestasi adalah lemahnya kondisi finansial, kurangnya literasi hukum, dan pengawasan kredit yang terbatas. Implikasi penelitian ini menegaskan pentingnya analisis kredit yang ketat, edukasi hukum kepada debitur, serta penerapan prinsip 4P dan 3R oleh perbankan untuk menjaga keberlanjutan pembiayaan mikro di pedesaan
Protection Law to Power Work Personal Branding in Social Media Hania Abidah; Nuraf Raihan; Rahayu Sitorus; Nurmawati Br Manik; Atammisi Waedoyee; Tri Reni Novita
Jurnal Begawan Hukum (JBH) Vol. 2 No. 1 (2024): Jurnal Begawan Hukum (JBH)
Publisher : Lembaga Pengabdian Masyarakat Universitas Ichsan Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/jbh.v2i1.65

Abstract

Personal branding is a factor that already exists in every individual, with the personal branding that is formed in each community or individual being different depending on the surrounding environment. Where personal branding correlates with the communication carried out as well as from that process later utilized in the world Work. Organization The company has divisions that have been divided to facilitate performance within the company and make it more effective. This will form the trust and respect shown to managers by employees. When someone wants to build their personal brand, they must pay attention to aspects of skill set, aura and identity. These three aspects are very important in building and developing personality branding individual, so that the result maximum. No only just do Personal branding by sharing photos or various actual activities is felt to have less than optimal impact, and can even be contradictory to the original goal.
Co-Authors Atammisi Waedoyee Halimatul Maryani Mahzaniar Nuraf Raihan Nurmawati Br Manik Rahayu Sitorus Tri Reni Novita