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All Journal Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam MALIA Budimas : Jurnal Pengabdian Masyarakat Jurnal Mu'allim Al-Iqtishod : Jurnal Ekonomi Syariah Jurnal Iqtisaduna Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Edunity: Kajian Ilmu Sosial dan Pendidikan Al-Maqashid: Journal of Economics and Islamic Business Jurnal Ekonomi Syariah dan Hukum Islam Kartika: Jurnal Studi Keislaman Jurnal Pengabdian Masyarakat Bangsa Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Science and Technology: Jurnal Pengabdian Masyarakat IEB: Journal of Islamic Economics and Business Humanist Journal
Sukamto .
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Literasi Keuangan Syariah dan Motivasi Berwirausaha: Strategi Penguatan Pengelolaan Keuangan Berbasis Nilai Islami Armadiana, Rodiyah; Aslikhah; Sukamto
Kartika: Jurnal Studi Keislaman Vol. 5 No. 3 (2025): Kartika: Jurnal Studi Keislaman (November)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v5i3.237

Abstract

This study aims to analyze the relationship between Islamic financial literacy and entrepreneurial motivation in strengthening students’ financial management skills at Universitas Yudharta Pasuruan. The disparity in financial literacy levels across Indonesian regions highlights the importance of continuous education and training in Islamic-based finance. Although awareness of Islamic economics is increasing, many students still lack adequate understanding of Islamic financial management principles, which may affect their future financial well-being. This research employed a qualitative approach using in-depth interviews and observations of students with entrepreneurial interests. The findings reveal that entrepreneurial motivation serves as a key factor encouraging students to adopt ethical and responsible financial management practices. However, the application of Islamic financial values remains largely conceptual and not yet fully integrated into entrepreneurial activities. Therefore, structured and practical Islamic financial literacy programs are necessary to enhance students’ competencies in managing sustainable and sharia-compliant businesses.
sosialisasi prosedur dan manfaat pembiayaan emas bagi Nasabah di Bank Syariah Indonesia KCP Pandaan Pasuruan Prastira, Hirda; Wirda Isti'anatuz Zulfa; Lailatul Maslakhah; Afidatu Aininnisa; Sukamto
BUDIMAS : JURNAL PENGABDIAN MASYARAKAT Vol. 8 No. 1 (2026): BUDIMAS : Jurnal Pengabdian Masyarakat
Publisher : LPPM ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/budimas.v8i1.18664

Abstract

Public literacy regarding Sharia-compliant gold financing products is stillrelatively low, leading to misperceptions regarding the application procedures andbenefits of halal investments at Bank Syariah Indonesia (BSI) Pandaan Branch Office,Pasuruan. This community service activity aims to improve customer and prospectivecustomer understanding of the procedures, contracts, and economic and shariacompliant benefits of gold financing through a participatory and educational approach.The outreach program was conducted in November 2025 in the Pandaan area with thecoordination center at BSI Pandaan Branch Office, involving four implementers: Hirda,Wirda, Fida, and Lail. The implementation method included identifying needs throughinitial interviews, developing simple materials, educational presentations, two-waydiscussions, simulating the application process, distributing brochures, and evaluatingthrough a quick survey. The results of the activity showed a significant increase inparticipant understanding, including an increase in understanding of financingprocedures from 45% to 85%, understanding of benefits from 50% to 88%, and anincrease in interest in applying in the next three months from 35% to 72%. Thesefindings indicate that interactive educational methods based on simulations anddiscussions are effective in increasing literacy, reducing perceived process complexity,and increasing trust in financing products. However, this activity has severallimitations: participants can only be present in the bank area and the evaluation canonly be conducted within a short time. Overall, this program is a strategic effort toincrease knowledge about Islamic finance and halal investment culture in the Pandaancommunity.Keywords: Gold financing, Islamic financial literacy, educational socialization,Bank Syariah Indonesia, halal investment, Pandaan
Potret Perempuan Fatayat-Muslimat NU Keputih Menggali Penguatan Ekonomi Keluarga dalam Konsepsi Al-Qur’an dan Al-Hadisth Siti Musfiqoh; Rif'iyatul Fahimah; Sukamto Sukamto; M. Fathur Rozi
Edunity Kajian Ilmu Sosial dan Pendidikan Vol. 2 No. 2 (2023): Edunity : Social and Educational Studies
Publisher : PT Publikasiku Academic Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1877.798 KB) | DOI: 10.57096/edunity.v2i2.63

Abstract

Penelitian ini bertujuan untuk menggali penguatan ekonomi keluarga dalam konsepsi Al-Qur'an dan Al-Hadisth pada potret perempuan Fatayat-Muslimat NU keputih. Penelitian ini menggunakan pendekatan kualitatif dengan teknik pengumpulan data melalui wawancara, observasi, dan dokumentasi. Hasil penelitian menunjukkan bahwa perempuan Fatayat-Muslimat NU keputih memiliki peran penting dalam menguatkan ekonomi keluarga. Mereka menerapkan konsep-konsep Al-Qur'an dan Al-Hadisth dalam kegiatan ekonomi sehari-hari, seperti mengelola usaha mikro, menabung, dan membantu keluarga dalam kegiatan produksi. Perempuan Fatayat-Muslimat NU keputih juga memiliki peran sosial dalam membantu masyarakat sekitar dan memperkuat jaringan ekonomi syariah. Dengan demikian, penelitian ini memberikan gambaran tentang bagaimana perempuan Fatayat-Muslimat NU keputih mengaplikasikan konsepsi Al-Qur'an dan Al-Hadisth dalam menguatkan ekonomi keluarga serta peran mereka dalam memperkuat ekonomi syariah di masyarakat.
Co-Authors Afidatu Aininnisa Agung Prasetyo Amalia, Faridha Amang Fathurrohman Armadiana, Rodiyah Aslikha Aslikha Aslikhah Aslikhah Dara Riska Alifia Dewi Arisa Fitria Dwi Utami Yesika Faradiss, Wardah Farida, Alimatul Habibi, Ach. Ifdholul Maghfur iftiatul Farkhiyah Iltiham, Muhammad Fahmul Lailatul Maslakhah M Dayat M. Fathur Rozi Maslihatul Masfufah Maslihatul Masfufah Maulidiyah, Dewi Sari MIFTAKHUL JANNAH Mohammad Dayat Muhammad Nizar Muhammad Taufik Kurohman Muyidin Nabila, Cantika Putri Nola Rahmah Prastira, Hirda Putri Nabila, Cantika Rif'iyatul Fahimah Siti Ida Yanti Siti Musfiqoh Siti Mutmainatul Rizki Solichah, Mar'atus Wati, Yuli Catur Wirda Isti'anatuz Zulfa Wulandari, Endang Putri