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All Journal Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam MALIA Budimas : Jurnal Pengabdian Masyarakat Jurnal Mu'allim Al-Iqtishod : Jurnal Ekonomi Syariah Jurnal Iqtisaduna Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Edunity: Kajian Ilmu Sosial dan Pendidikan Al-Maqashid: Journal of Economics and Islamic Business Jurnal Ekonomi Syariah dan Hukum Islam Kartika: Jurnal Studi Keislaman Jurnal Pengabdian Masyarakat Bangsa Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Science and Technology: Jurnal Pengabdian Masyarakat IEB: Journal of Islamic Economics and Business Humanist Journal
Sukamto .
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Pendampingan Service Excellent dalam Meningkatkan Kepuasan Nasabah di Koperasi Karyawan (Kopkar) Universitas Yudharta Pasuruan Wulandari, Endang Putri; Sukamto
Science and Technology: Jurnal Pengabdian Masyarakat Vol. 2 No. 1 (2025): Maret
Publisher : CV. Science Tech Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69930/scitech.v2i1.284

Abstract

Pendampingan service excellent di Koperasi Karyawan (Kopkar) Universitas Yudharta Pasuruan bertujuan untuk meningkatkan kepuasan nasabah melalui peningkatan kualitas pelayanan yang lebih profesional dan terstandar. Program ini mencakup serangkaian kegiatan pelatihan dan pendampingan yang berfokus pada pengembangan keterampilan komunikasi, responsivitas terhadap kebutuhan nasabah, penguatan sikap ramah, serta pemahaman etika pelayanan. Melalui implementasi yang sistematis, program ini tidak hanya meningkatkan kemampuan individu karyawan tetapi juga membangun sinergi tim dalam memberikan pelayanan yang konsisten dan unggul. Hasil pendampingan menunjukkan dampak positif yang signifikan, seperti peningkatan jumlah nasabah yang merasa puas, loyalitas yang lebih tinggi, serta kepercayaan yang semakin kuat terhadap koperasi. Selain itu, peningkatan kualitas pelayanan juga berkontribusi pada penguatan citra koperasi sebagai lembaga yang profesional, andal, dan berorientasi pada kebutuhan anggotanya. Keseluruhan upaya ini menunjukkan bahwa service excellent merupakan strategi yang efektif dan relevan dalam menghadapi tantangan persaingan yang semakin ketat dan kebutuhan nasabah yang terus berkembang.
Pemberdayaan UMKM Melalui Tata Kelola Terpadu Pasar Rakyat Terintegrasi Pesantren Ngalah Purwosari, Pasuruan Dayat, M.; Sukamto, Sukamto
Humanist Journal Vol. 3 No. 1 (2024): Humanist Journal (Januari 2024)
Publisher : Yayasan Pusat Kemanusiaan dan Transformasi Sosial

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59689/1cjkh612

Abstract

The empowerment of Micro, Small, and Medium Enterprises (MSMEs) through the management of integrated pesantren community markets in Purwosari District, Pasuruan, aims to enhance local economic welfare and create a more organized market environment. This program involves collaboration between pesantren, the village government, and local communities to relocate MSMEs, which were previously selling on the roadside, to a more structured market. The provided assistance includes training on digital marketing, product quality improvement, and integrated market management. As a result, the program successfully increased market access for MSMEs, improved product quality, and expanded market reach through digital technology. This integrated pesantren community market not only created an ecosystem that supports local economic growth but also made a positive contribution to community-based economic empowerment.
Analisi Inovasi Produk Kreatif Ecobrick sebagai Green Economy dalam Perspektif Etika Produksi Islam Prasetyo, Agung; Sukamto; Dayat, M.
Kartika: Jurnal Studi Keislaman Vol. 5 No. 1 (2025): Kartika: Jurnal Studi Keislaman (May)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v5i1.146

Abstract

This study analyses ecobrick creative product innovation as a green economy in the perspective of Islamic production ethics with a case study in Ambal Ambil Village, Pasuruan. This research is motivated by the unrest arising from the increasing plastic waste but still low management of the plastic waste problem which indicates that the level of recycling of plastic waste by the community in Indonesia is still low. The selection of Ambal Ambil Village as the object of research because this village applies solutions related to the problem of plastic waste into creative ecobrick products. The purpose of the research is to study, analyse, and identify methods, efficiency techniques, the application of Islamic production ethics, as well as the level of awareness and community participation in environmental sustainability and local economic empowerment. This research method uses qualitative research with a phenomenological approach. This study shows that ecobricking is able to reduce the volume of plastic waste in the community and reduce the impact of environmental pollution, thus contributing to environmental sustainability. On the other hand, ecobrick management is conducted transparently and holds the principles of Islamic production ethics for the common good. The implementation of ecobricking involves the participation of the community of Ambal Ambil Village, which has the effect of increasing public awareness of not littering. This research contributes to supporting ecobricks as a creative solution to the plastic waste problem
Hybrid Contracts in Islamic Financial Institutions: An Analysis of Multi-contract Models Musfiqoh, Siti; Sukamto, Sukamto; Wati, Yuli Catur
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol. 1 No. 1 (2024): Special Edition: International Conference on Islamic Economics (ICOIE)
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v9i1.9847

Abstract

This study examines the development of multi-contract and parallel transaction models in Islamic financial institutions, focusing on the concept of hybrid contracts. As Islamic banking faces increasingly complex challenges, there is a growing need for innovative products that comply with Shariah principles while meeting modern business demands. The research employs a qualitative approach with descriptive analysis to explore the theoretical foundations, practical applications, and regulatory considerations of multicontracts in Islamic finance. The study identifies various models of hybrid contracts, including murabahah, musyarakah mutanaqishah, and ijarah, and analyzes their implementation in Islamic banking products. It also discusses the jurisprudential debates surrounding the permissibility of multi-contracts, highlighting the conditions and limitations set by Islamic scholars. The findings reveal that while multi-contracts offer solutions for product innovation in Islamic finance, their application must be carefully structured to avoid prohibited elements such as riba and gharar. The study concludes that the development of multi-contract models requires a balance between financial innovation and adherence to Shariah principles. This research contributes to the understanding of complex Islamic financial instruments and provides insights for practitioners, regulators, and researchers in the field of Islamic banking and finance.
POTENSI PENGEMBANGAN WISATA HALAL DALAM MENINGKATKAN EKONOMI MASYARAKAT (Studi Objek: Wisata Halal Kebun Kurma Desa Karanglo Sukorejo Pasuruan) Sukamto, Sukamto; Farida, Alimatul; Fahmul Iltiham, Muhammad; Solichah, Mar'atus
Al-Maqashid: Journal of Economics and Islamic Business Vol. 3 No. 2 (2023): Oktober: Al Maqashid Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/maqashid.v3i2.550

Abstract

The tourism industry plays an important role in the global economy as it is considered as one of the contributing factors to employment growth and economic growth in any country. In Karanglo Sukorejo Village, Pasuruan, there are tours where the majority of the people are Muslim, so there is a need for an understanding of tourism in accordance with sharia rules and principles. Therefore, researchers conducted research with the title "The Potential for Development of Halal Tourism in Improving the Community's Economy (Study Object: Halal Tourism of Dates Gardens, Karanglo Sukorejo Village, Pasuruan). The purpose of this study is first to explore the potential for developing halal tourism in date plantations and secondly the impact of developing halal tourism on date plantations in improving the economy. community economy. The type of research is qualitative research using descriptive methods. While the research tools used by researchers in this study were observation, interviews and documents. From the results of the study it is known that the existence of halal tourism in date palm plantations has a positive impact on the economy of the local community because the development of this halal tourism area opens up job opportunities and also creates new jobs, especially for local communities.
Analisis Permintaan dan Penawaran Sari Apel UD. Kholifah Kopwan Yasmin Desa Andonosari Pasuruan Dalam Mikro Ekonomi Islam Sukamto; Maslihatul Masfufah
Mu'allim Vol 5 No 1 (2023): Januari
Publisher : Fakultas Agama Islam Universitas Yudharta Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/muallim.v5i1.3593

Abstract

Penelitian ini bertujuan untuk menganalisis permintaan dan penawaran sari apel di UD. Kholifah Kopwan Yasmin dalam teori mikro ekonomi Islam. Manusia sebagai makhluk hidup dengan kebutuhan yang beraneka ragam yang tidak terbatas, maka dalam kehidupan sehari-hari tidak akan terlepas dari transaksi permintaan dan penawaran. Permintaan dan penawaran pada sari apel UD. Kholifah Kopwan Yasmin merupakan permintaan elastis, dikarenakan konsumen sangat peka dengan perubahan harga, hal itu menyebabkan konsumen lebih memilih barang pengganti yang memiliki fungsi yang sama ketika harga sari apel lebih murah. Untuk penawaran pada sari apel merupakan penawaran inelastis sempurna, dikarenakan meskipun adanya perubahan harga tidak mempengaruhi jumlah barang yang ditawarkan, berapapun tingkat harga namun jumlah yang ditawarkan tetap sama. Fungsi permintaan terdapat hubungan saling berkaitan antara harga dengan jumlah sari minuman apel dengan permintaan konsumen berdasarkan harga dan waktu yang tidak ditentukan. Bahwa banyak dan sedikitnya jumlah minuman sari apel yang diminta di pasar tergantung pada tinggi dan rendahnya harga minuman sari apel dalam waktu tertentu yaitu pada musim perayaan hari besar Islam. Tampak pada penawaran sari apel berlaku hukum penawaran yaitu hanya berlaku pada keadaan cateris paribus. Cateris paribus adalah keadaan di mana faktor yang mempengaruhi jumlah penawaran sari apel hanyalah faktor harga sedangkan faktor yang mempengaruhi jumlah permintaan sari buah yang lain dianggap given (tetap atau tidak berubah).
Pengaruh Literasi Keuangan Syariah dan Lingkungan Sosial KJKS Arjuna Terhadap Minat Menabung Santri Putri Pondok Pesantren Ngalah Pasuruan Sukamto
Mu'allim Vol 6 No 1 (2024): Januari 2024
Publisher : Fakultas Agama Islam Universitas Yudharta Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/muallim.v6i1.4495

Abstract

This study aims to determine the effect of Islamic Financial Literacy and Social Environment on the Savings Interest of female students in the Islamic Financial Services Cooperative (KJKS) Arjuna. The method used in this study is using quantitative methods with multiple linear regression and using data collection techniques through questionnaires. The population in this study were female students of dorm I Islamic boarding school Ngalah. Based on the results of this study, it can be concluded that Islamic financial literacy has a significant effect on saving interest in female students at the Arjuna Islamic Financial Services Cooperative (KJKS). This is indicated by the Tcount value of 3.531 while Ttable of 1.998 so that Tcount > Ttable (3.531 > 1.998) and a significant value of 0.000 <0.05 then H1 is accepted, the social environment has a significant effect on saving interest in female students in the Sharia Financial Services Cooperative (KJKS) Arjuna. This is indicated by the Tcount value of 5.690 while Ttable of 1.998 so that Tcount > Ttable (5.690 > 1.998) and a significant value of 0.001 < 0.05 then H2 is accepted, Islamic financial literacy and the social environment have a joint effect on the interest in saving female students in the Cooperative. Arjuna's Sharia Financial Services (KJKS) with Fcount of 16,029 while Ftable of 3.13, so the value of Fcount > Ftable or 16.029 > 3.13 then H3 is accepted
Analisis Sertifikasi Halal Tape Singkong untuk Meningkatkan Pemasaran UMKM Kuliner di Kampung Tape Desa Candi Binangun Kecamatan Sukorejo Kabupaten Pasuruan Nola Rahmah; Sukamto; Aslikhah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 9 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i9.2513

Abstract

This Halal certification is the process of obtaining halal certification through several levels of inspection to prove that the raw materials, manufacturing processes, and halal product assurance system of a company meet the established standards. Halal certification guarantees the benefit and well-being of the community. This research aims to examine the importance of halal certification in improving the marketing of culinary Micro, Small, and Medium Enterprises (MSMEs) and the impact of marketing MSME products after being certified halal, specifically cassava tape, in Kampung Tape, Candi Binangun Village, Sukorejo, Pasuruan Regency.The research method used is descriptive qualitative with data collection techniques through surveys, interviews, and observations. The results showed that halal certification plays an important role in increasing consumer confidence and opening up new market opportunities for MSMEs. The halal certification process is relatively easy to do online and free of charge, with support from the village government. After halal certification, cassava tape marketing experienced an increase in turnover and product attractiveness. MSME actors consistently use halal-certified raw materials to support business growth. Thus, halal certification has a positive impact on improving the marketing of culinary MSMEs in Kampung Tape, expanding market share, and increasing product competitiveness in the halal food and beverage industry.
Analisis Penerapan Halal Assurance System (HAS) dalam Proses Penyembelihan Ayam: Studi Kasus pada Rumah Potong Ayam Habibi, Ach.; Sukamto; Aslikhah
Kartika: Jurnal Studi Keislaman Vol. 5 No. 3 (2025): Kartika: Jurnal Studi Keislaman (November)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v5i3.162

Abstract

This study aims to evaluate the implementation of the Halal Assurance System (HAS) in poultry slaughtering practices. The research focuses on assessing the conformity of the slaughtering process with HAS standards and identifying factors that influence the effectiveness of its implementation. A qualitative approach with a case study design was employed, involving data collection through observation, in-depth interviews, and documentation using triangulation techniques. Data were analyzed descriptively through the processes of reduction, presentation, and conclusion drawing. The results indicate that the implementation of HAS has been carried out in accordance with Islamic principles, including the recitation of basmalah, the orientation toward the qibla, and the cutting of the three vital channels. However, weaknesses remain in documentation, internal audit routines, and staff training. These findings highlight the importance of comprehensive halal assurance implementation to ensure compliance with Islamic law while enhancing consumer trust in animal-based products. This study is expected to contribute to the strengthening of halal governance within the poultry slaughtering industry in Indonesia.  
Analisis Kepatuhan Lembaga Keuangan Syariah terhadap Fatwa DSN-MUI tentang Investasi Emas di Indonesia Putri Nabila, Cantika; Sukamto; Aslikhah
Kartika: Jurnal Studi Keislaman Vol. 5 No. 3 (2025): Kartika: Jurnal Studi Keislaman (November)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v5i3.231

Abstract

This study aims to analyze the level of compliance of Islamic financial institutions (IFIs) in Indonesia with the National Sharia Council of the Indonesian Ulema Council (DSN-MUI) Fatwa No. 77/DSN-MUI/VI/2010 concerning gold investment. The fatwa serves as an essential guideline to ensure that gold investment practices, both physical and digital, adhere to Sharia principles, particularly regarding ownership and contractual transactions. This research employs a qualitative approach using a descriptive method through a literature review of the DSN-MUI fatwa, Financial Services Authority (OJK) regulations, and gold investment practices in several Islamic financial institutions. The findings indicate that most IFIs have complied with the fatwa, especially in implementing murabahah contracts and ensuring real ownership of gold assets. However, challenges remain in the implementation of digital gold investment, which requires stricter supervision and improved public literacy. This study highlights the importance of synergy between DSN-MUI, OJK, and Islamic finance industry players in strengthening Sharia-compliant governance in gold investment practices.
Co-Authors Afidatu Aininnisa Agung Prasetyo Amalia, Faridha Amang Fathurrohman Armadiana, Rodiyah Aslikha Aslikha Aslikhah Aslikhah Dara Riska Alifia Dewi Arisa Fitria Dwi Utami Yesika Faradiss, Wardah Farida, Alimatul Habibi, Ach. Ifdholul Maghfur iftiatul Farkhiyah Iltiham, Muhammad Fahmul Lailatul Maslakhah M Dayat M. Fathur Rozi Maslihatul Masfufah Maslihatul Masfufah Maulidiyah, Dewi Sari MIFTAKHUL JANNAH Mohammad Dayat Muhammad Nizar Muhammad Taufik Kurohman Muyidin Nabila, Cantika Putri Nola Rahmah Prastira, Hirda Putri Nabila, Cantika Rif'iyatul Fahimah Siti Ida Yanti Siti Musfiqoh Siti Mutmainatul Rizki Solichah, Mar'atus Wati, Yuli Catur Wirda Isti'anatuz Zulfa Wulandari, Endang Putri