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All Journal Jurnal Pendidikan dan Pembelajaran Indonesia (JPPI) Jurnal Ilmiah Ekonomi dan Manajemen Indonesia
Adam Ramadan Harahap
Universitas Negeri Jakarta
Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Other

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Peran Moderasi Peer Collaboration dalam Pengaruh Computer Medianted Learning (CML) terhadap Creative Thinking Alifah Kusumaningrum; Dwi Ringga Edwid Dian Negara; Yeti Lastuti; Hanif Afif Naufal; Lathiefah Rabbaniyah; Ira Amelia; Adam Ramadan Harahap
Jurnal Pendidikan dan Pembelajaran Indonesia (JPPI) Vol. 5 No. 4 (2025): Jurnal Pendidikan dan Pembelajaran Indonesia (JPPI), 2025 (4)
Publisher : Yayasan Pendidikan Bima Berilmu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53299/jppi.v5i4.2578

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Computer-Mediated Learning (CML) terhadap kemampuan creative thinking mahasiswa dengan menelaah peran moderasi peer collaboration dalam lingkungan pembelajaran digital. Transformasi pendidikan di era digital membuka peluang baru bagi mahasiswa untuk mengakses sumber daya belajar, menggunakan alat interaktif, serta berinteraksi dalam lingkungan daring yang mendukung kolaborasi. Studi ini menggunakan pendekatan kuantitatif memperoleh gambaran yang lebih komprehensif. Penelitian dilaksanakan pada semester genap tahun akademik 2024/2025 di program studi pendidikan ekonomi di Universitas Negeri Jakarta. Subjek penelitian adalah 120 mahasiswa yang dipilih melalui teknik purposive sampling. Instrumen yang digunakan meliputi kuesioner skala Likert untuk mengukur CML, peer collaboration, dan creative thinking. Hasil penelitian menunjukkan bahwa CML berpengaruh positif terhadap creative thinking mahasiswa, dan pengaruh ini semakin kuat ketika dimoderasi oleh peer collaboration. Mahasiswa yang aktif berkolaborasi dalam forum diskusi, proyek kelompok, dan berbagi dokumen cenderung menghasilkan ide-ide lebih inovatif serta memiliki fleksibilitas berpikir yang lebih tinggi. Implikasi dari temuan ini adalah pentingnya desain strategi pembelajaran digital yang menekankan integrasi teknologi adaptif dengan aktivitas kolaboratif terstruktur, sehingga setiap mahasiswa dapat berpartisipasi optimal.
Pengaruh Indeks Produksi Industri, Suku Bunga BI Rate dan Capital Adequacy Ratio Terhadap Non Performing Loan pada Industri Perbankan Indonesia Periode 2017–2024 Adam Ramadan Harahap; Harya Kuncara Wiralaga; Karuniana Dianta Arfiando Sebayang
Jurnal Ilmiah Ekonomi dan Manajemen Indonesia Vol. 2 No. 1 (2026): JANUARI -JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/nwp4bm17

Abstract

This study aims to analyze the effect of the Industrial Production Index (IPI), BI Rate, and Capital Adequacy Ratio (CAR) on Non-Performing Loans (NPL) in the Indonesian banking sector during the period 2017–2024. NPL is one of the key indicators used to assess credit quality and the stability of the banking sector. An increase in the NPL ratio may elevate systemic risk and potentially disrupt overall financial system stability. Changes in macroeconomic conditions and internal banking factors are assumed to play a role in influencing the level of NPL; therefore, empirical analysis is required to better understand these relationships.This study employs a quantitative approach using monthly time series data obtained from official publications of Bank Indonesia, Statistics Indonesia (BPS), the Financial Services Authority (OJK), and CEIC Data. The analytical method used is multiple linear regression with the assistance of SPSS software. Prior to model estimation, the data were tested using descriptive statistics, stationarity tests, classical assumption tests, and outlier treatment to ensure the validity and reliability of the model. The results indicate that the Industrial Production Index (IPI) has a positive but insignificant effect on NPL. Meanwhile, the BI Rate has a negative and significant effect on NPL, indicating that interest rate policy is associated with banking credit quality. In addition, the Capital Adequacy Ratio (CAR) is found to have a positive and significant effect on NPL, suggesting that higher bank capital is associated with increased exposure to credit risk. Based on these findings, it can be concluded that external factors such as monetary policy and internal banking factors play a role in influencing NPL, although not all variables show a significant effect. However, simultaneously, the three variables have a significant effect on NPL. This study is expected to contribute to the development of literature in the banking sector and serve as a reference for relevant stakeholders in maintaining financial system stability.
Co-Authors Alifah Kusumaningrum Dwi Ringga Edwid Dian Negara Hanif Afif Naufal Harya Kuncara Wiralaga Ira Amelia Karuniana Dianta Arfiando Sebayang Lathiefah Rabbaniyah Yeti Lastuti