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All Journal Journal of Economics and Social Sciences Journal of Innovative and Creativity
Zaenal Abidin
Institut Islam Al-Mujaddid Sabak
Agriculture, Biological Sciences & Forestry Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Social Sciences Other

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The Islamic Economic Perspective on the Practice of Partnership Cooperation Contracts Yesi Novrianti; Wargo; Zaenal Abidin
Journal of Economics and Social Sciences (JESS) Vol. 4 No. 2 (2025): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.v4i2.1182

Abstract

Partnership cooperation contracts constitute one of the essential instruments within the Islamic economic system, aiming to realize justice, balance, and mutual welfare among the contracting parties. Partnership practices are widely found across various economic sectors, including trade, agriculture, services, and Islamic finance. This article seeks to examine the Islamic economic perspective on the practice of partnership cooperation contracts through a literature-based approach. The method employed is a literature review of classical and contemporary fiqh al-muʿāmalāt texts, scholarly journals, fatwas issued by authoritative institutions, and regulations related to Islamic economics. The findings indicate that Islamic economics provides a clear normative framework for partnership contracts, such as musyārakah, muḍārabah, muzāraʿah, and musāqah, which emphasize the principles of justice, transparency, honesty, and the proportional sharing of risks and profits. Nevertheless, contemporary practices continue to exhibit deviations from these principles, particularly in terms of unequal bargaining positions and imbalanced risk allocation. Therefore, strengthening the understanding of Islamic contractual principles and enhancing the supervision of their implementation are crucial to ensuring partnerships that are consistent with Islamic economic values
Work Discipline and Employee Performance: Empirical Evidence from a Banking Unit Ilham Slamet Riyadi; Zaenal Abidin; Alisyah Pitri; Erwina Kartika Devi
Journal of Innovative and Creativity Vol. 5 No. 2 (2025)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v5i2.2193

Abstract

The study aimed to examine the effect of work discipline on employee performance at X bank units. Human resources, as the primary element of any organization, play a crucial role in achieving institutional goals. Among the various factors that influence employee performance, work discipline is a key determinant. Poor time discipline and non-compliance with company regulations often result in decreased performance, highlighting the need to investigate the relationship between these variables. Materials and methods. This quantitative research employed both primary and secondary data, using a descriptive analysis method, classical assumption tests, simple linear regression analysis, coefficient of determination, and t-test hypothesis testing. The data were processed using SPSS version 22 to examine the extent to which work discipline influences employee performance. Results. The results showed that work discipline had a positive and significant effect on employee performance at X bank units. The analysis revealed that work discipline contributed 31.4% to performance outcomes, while the remaining 68.6% was influenced by other variables not included in this model. The regression equation obtained was Y = 24.147 + 0.605X, and the t-test results indicated that the calculated t-value (3.884) exceeded the critical value (2.035), confirming a statistically significant effect. Conclusions. The findings underscore the importance of enhancing employee discipline to improve performance in the banking sector. The study contributes to the literature by integrating Islamic work values in the context of work discipline and its practical implications for human resource management in creating a more productive and goal-oriented workplace.
Pengaruh Pembiayaan Kredit Usaha Rakyat Bank Rakyat Indonesia Terhadap Pendapatan UMKM di Talang Babat Nano Romansyah; Zaenal Abidin; Ahmad Edi Saputra; Erwina Kartika Devi
Journal of Innovative and Creativity Vol. 5 No. 2 (2025)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v5i2.3113

Abstract

This study was conducted to determine the effect of People's Business Credit (KUR) financing on MSME income in Talang Babat and the extent of this influence. This study employed quantitative research. The results concluded that empirical hypothesis testing showed that the partial t-test showed a positive and significant effect of KUR financing on MSME income, amounting to 0.000, which is much smaller than the 0.05 level of significance, and a calculated t-value of 6.076 > 1.660. Therefore, Ho is rejected and Ha is accepted. The coefficient of determination (R2) was 0.266, indicating that KUR financing impacted MSMEs in Talang Babat by 26.6%, while the remaining 73.4% was influenced by other variables.
Analisis Hukum Islam Terhadap Sistem Pengupahan Jasa Urut Tradisional (Studi Kasus di Kelurahan Rano Kecamatan Muara Sabak Barat Rhodiah Almunawwarah; Zaenal Abidin; Alisyah Pitri; Nilfatri Nilfatri; Zeni Sunarti; Reza Okva Marwendi; Haeran Haeran
Journal of Innovative and Creativity Vol. 5 No. 2 (2025)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v5i2.3381

Abstract

This study aims to examine the practice of the traditional massage service wage system in Rano Village, West Sabak District, East Tanjung Jabung Regency, and examine it from an Islamic legal perspective. The focus of the study is directed at two main problems, namely: (1) how the practice of traditional massage service wages is carried out by the community in Rano Village, and (2) how Islamic law views the clarity of the contract (ijarah) and the fairness of wages in this practice. This study uses a descriptive qualitative approach with a case study research method and uses data collection methods through observation, in-depth interviews, and documentation. The results of the study indicate that the majority of transactions are carried out verbally and are not accompanied by an initial nominal agreement, but rather based on the principle of willingness and local customs (‘urf). Normatively, this practice contains elements of gharar which can affect the validity of the contract, but is still tolerable in the socio-cultural context of the community provided it does not give rise to disputes.
Co-Authors Ahmad Edi Saputra Alisyah Pitri Erwina Kartika Devi Haeran Haeran Ilham Slamet Riyadi Nano Romansyah Nilfatri Nilfatri Reza Okva Marwendi Rhodiah Almunawwarah Wargo Yesi Novrianti Zeni Sunarti